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XPS Pensions Group plc, together with its subsidiaries, provides employee benefit consultancy and related business services in the United Kingdom. It offers convent and pension advisory; investment and insurance consulting; DB master trust schemes; and self-invested personal pension and SSAS pension services. Further, it provides pension administer services, such as payroll, record keeping, calculations, communications, scheme accounting, and scam identification and protection, and management consultancy services, as well as de-risking projects, GMP equalization, trustee secretarial, and data audits and cleansing services. In addition, it provides XPS Arena, a digital learning platform; technologies; and trackers. The company was formerly known as Xafinity Plc and changed its name to XPS Pensions Group Plc in May 2018. XPS Pensions Group plc was incorporated in 2012 and is based in Reading, the United Kingdom.
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| Breakdown | 2025-03-31 | 2024-03-31 | 2023-03-31 | 2022-03-31 | 2021-03-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-03-31 | 2024-03-31 | 2023-03-31 | 2022-03-31 | 2021-03-31 |
| Income before tax | 40.75M | 62.48M | 19.14M | 16.94M | 11.37M |
| Net income | 30.34M | 54.17M | 15.84M | 9.42M | 8.96M |
| Selling general administrative | 15.98M | 15.15M | 24.28M | 22.62M | 100.85M |
| Gross profit | 122.92M | 104.01M | 85.45M | 71.90M | 65.88M |
| Reconciled depreciation | 13.83M | 12.84M | 12.39M | 11.92M | 11.47M |
| Ebit | 43.44M | 66.43M | 24.86M | 17.69M | 15.08M |
| Ebitda | 57.26M | 79.27M | 37.25M | 29.62M | 26.56M |
| Depreciation and amortization | 13.83M | 12.84M | 12.39M | 11.92M | 11.47M |
| Operating income | 44.18M | 66.97M | 22.73M | 18.99M | 13.41M |
| Other operating expenses | 187.60M | 132.46M | 141.19M | 120.28M | 112.32M |
| Interest expense | 2.69M | 3.95M | 3.05M | 1.40M | 1.51M |
| Tax provision | 10.41M | 8.31M | 3.31M | 7.52M | 2.41M |
| Interest income | 0.11M | 0.05M | 0.01M | 0.00M | 0.00M |
| Net interest income | -3.43M | -4.49M | -3.59M | -2.05M | -2.04M |
| Income tax expense | 10.41M | 8.31M | 3.31M | 7.52M | 2.41M |
| Total revenue | 231.78M | 199.43M | 166.60M | 138.62M | 127.93M |
| Total operating expenses | 78.74M | 37.03M | 141.19M | 120.28M | 112.32M |
| Cost of revenue | 108.86M | 95.42M | 81.14M | 66.72M | 62.05M |
| Total other income expense net | -3.43M | -4.49M | -6.26M | -1.40M | -4.24M |
| Net income from continuing ops | 30.34M | 54.17M | 15.84M | 9.42M | 8.96M |
| Net income applicable to common shares | - | - | - | 9.42M | 8.96M |
| Breakdown | 2025-03-31 | 2024-03-31 | 2023-03-31 | 2022-03-31 | 2021-03-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-03-31 | 2024-03-31 | 2023-03-31 | 2022-03-31 | 2021-03-31 |
| Total assets | 323.48M | 281.87M | 283.76M | 272.75M | 266.01M |
| Intangible assets | 97.70M | 82.77M | 86.74M | 84.98M | 84.44M |
| Other current assets | 9.66M | 22.52M | 38.78M | 38.78M | 34.63M |
| Total liab | 138.07M | 96.01M | 134.48M | 128.32M | 116.95M |
| Total stockholder equity | 185.41M | 185.85M | 149.28M | 144.44M | 149.07M |
| Other current liab | 28.39M | 33.03M | 0.57M | 0.77M | 25.65M |
| Common stock | 0.10M | 0.10M | 0.10M | 0.10M | 0.10M |
| Capital stock | 0.10M | 0.10M | 0.10M | 0.10M | 0.10M |
| Retained earnings | 149.97M | 138.20M | 100.06M | -17.00M | -13.96M |
| Other liab | - | - | - | 21.85M | 18.07M |
| Good will | 125.30M | 125.30M | 125.37M | 121.82M | 120.34M |
| Other assets | - | 281.87M | - | 2.91M | 2.55M |
| Cash | 14.72M | 10.01M | 13.29M | 10.15M | 8.62M |
| Total current liabilities | 52.30M | 47.94M | 38.78M | 34.23M | 30.39M |
| Current deferred revenue | - | 45.10M | 4.29M | 3.44M | -22.85M |
| Net debt | 54.26M | 22.55M | 63.96M | 64.84M | 62.32M |
| Short term debt | 5.83M | 1.87M | 2.70M | 2.75M | 2.46M |
| Short long term debt total | 68.97M | 32.55M | 77.25M | 74.99M | 70.95M |
| Other stockholder equity | 35.33M | 47.55M | -100.16M | 16.90M | 13.86M |
| Property plant equipment | - | - | - | 14.11M | 15.43M |
| Total current assets | 75.40M | 60.93M | 57.05M | 48.93M | 43.26M |
| Net tangible assets | - | - | - | -62.37M | -55.72M |
| Short term investments | - | - | - | -220.91M | -220.21M |
| Net receivables | 51.02M | 45.39M | 43.77M | 38.78M | 30.38M |
| Long term debt | 54.02M | 23.39M | 67.31M | 63.31M | 58.88M |
| Inventory | - | -16.99M | - | - | - |
| Accounts payable | 7.89M | 2.84M | 31.22M | 27.27M | 25.14M |
| Accumulated other comprehensive income | - | 48.69M | - | - | - |
| Common stock total equity | - | - | - | - | 0.10M |
| Treasury stock | - | - | - | - | -2.56M |
| Non currrent assets other | 5.97M | -220.94M | -224.87M | -220.91M | -220.21M |
| Non current assets total | 248.08M | 220.94M | 226.71M | 223.83M | 222.76M |
| Capital lease obligations | 14.95M | 9.17M | 9.94M | 11.68M | 12.07M |
| Breakdown | 2025-03-31 | 2024-03-31 | 2023-03-31 | 2022-03-31 | 2021-03-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-03-31 | 2024-03-31 | 2023-03-31 | 2022-03-31 | 2021-03-31 |
| Investments | -21.86M | 29.17M | -13.74M | -9.37M | -3.61M |
| Change to liabilities | - | - | - | 2.31M | 6.04M |
| Total cashflows from investing activities | -21.86M | 29.17M | - | -9.37M | -3.61M |
| Net borrowings | 30.33M | -44.00M | - | 1.15M | -14.07M |
| Total cash from financing activities | -15.25M | -75.39M | -17.68M | -17.76M | -33.08M |
| Change to operating activities | - | - | - | -0.07M | -0.37M |
| Net income | 30.34M | 54.17M | 15.84M | 9.42M | 8.96M |
| Change in cash | 4.71M | -3.28M | 3.13M | 1.53M | -5.81M |
| Begin period cash flow | 10.01M | 13.29M | 10.15M | 8.62M | 14.43M |
| End period cash flow | 14.72M | 10.01M | 13.29M | 10.15M | 8.62M |
| Total cash from operating activities | 41.82M | 42.93M | 34.56M | 28.66M | 30.88M |
| Issuance of capital stock | 0.87M | 0.03M | 2.66M | 0.03M | 0.16M |
| Depreciation | 13.83M | 12.84M | 12.39M | 11.92M | 11.47M |
| Other cashflows from investing activities | -5.98M | -5.61M | - | -0.03M | -0.48M |
| Dividends paid | 22.18M | 18.02M | 15.33M | 14.10M | 13.92M |
| Change to account receivables | -13.51M | -7.46M | -3.43M | -3.98M | -0.04M |
| Sale purchase of stock | -18.71M | -5.62M | -2.20M | -3.32M | -3.17M |
| Other cashflows from financing activities | -5.55M | -7.77M | 4.20M | 1.63M | -4.65M |
| Change to netincome | - | - | - | 9.05M | 4.81M |
| Capital expenditures | 8.19M | 7.51M | 5.45M | 9.34M | 2.90M |
| Change in working capital | -10.00M | 4.15M | 0.61M | -1.73M | 5.63M |
| Stock based compensation | 5.95M | 4.91M | 3.89M | 3.34M | 4.08M |
| Other non cash items | 1.70M | -31.45M | 3.39M | 2.05M | 1.62M |
| Free cash flow | 33.63M | 35.42M | 29.10M | 19.32M | 27.98M |
Sector: Consumer Cyclical Industry: Personal Services
|
Stock Name
|
Change
(GBX) |
Price
(GBX) |
Trailing
PE (x) |
Forward
PE (x) |
Price Sales
TTM (x) |
Price to Book Value (x)
|
Enterprise Value
to Revenue (x) |
Enterprise Value
to EBITDA (x) |
|---|---|---|---|---|---|---|---|---|
| XPS XPS Pensions Group PLC |
0.50 0.15% |
344.00 | 25.38 | 12.76 | 2.52 | 3.57 | 2.75 | 12.30 |
| 0A3B Musti Group Oyj |
- -% |
29.33 | - | - | 1.23 | 5.79 | 1.58 | 14.62 |
| MER Mears Group plc |
-7.50 1.82% |
405.50 | 6.62 | 7.61 | 0.26 | 1.37 | 0.48 | 3.41 |
XPS Pensions Group plc, together with its subsidiaries, provides employee benefit consultancy and related business services in the United Kingdom. It offers convent and pension advisory; investment and insurance consulting; DB master trust schemes; and self-invested personal pension and SSAS pension services. Further, it provides pension administer services, such as payroll, record keeping, calculations, communications, scheme accounting, and scam identification and protection, and management consultancy services, as well as de-risking projects, GMP equalization, trustee secretarial, and data audits and cleansing services. In addition, it provides XPS Arena, a digital learning platform; technologies; and trackers. The company was formerly known as Xafinity Plc and changed its name to XPS Pensions Group Plc in May 2018. XPS Pensions Group plc was incorporated in 2012 and is based in Reading, the United Kingdom.
| Name | Title | Year Born |
|---|---|---|
| Mr. Ben Bramhall | Co-CEO & Director | 1978 |
| Mr. Paul Cuff | Co-CEO & Director | 1977 |
| Mr. Snehal Shah | Partner, CFO & Exec. Director | NA |
| Mr. Simeon Willis | Partner & Chief Investment Officer | NA |
| Mr. Jon Marchant | Partner & Chief Information Officer | NA |
| Ms. Zoe Adlam | Partner, Gen. Counsel & Company Sec. | NA |
| Mary McGrath | Partner and Head of Marketing & Bus. Devel. | NA |
| Ms. Rachel Gillion | Partner & HR Director - Reading | NA |
| Mr. Neil Macbeth | Partner & Head of Pensions of Reading | 1971 |
| Mr. Patrick McCoy | Partner & Head of Advisory | NA |
Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
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Basic Materials
-1.26%
Communication Services
-0.18%
Consumer Cyclical
-0.36%
Consumer Defensive
+0.07%
Energy
-0.01%
Financial Services
-0.26%
Financials
-2.20%
Healthcare
-0.55%
Industrials
-0.08%
Real Estate
-0.33%
Technology
-0.70%
Utilities
-0.41%
Note: Daily price change (%) by sector excluding stocks with +/-90% daily price change. Companies above $500 million market capitalization are considered.
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