Key Highlights

  • EverQuote (NASDAQ:EVER) screens with a 53.61% return on equity, a 97.65% gross margin, Debt to equity of 0.01 and trailing Revenue growth of 22.75%, according to a quality screen run on October 8, 2026.
  • The company reported second quarter 2026 revenue of USD 195.1 million on August 3, 2026, up 25% from a year earlier. GAAP Net Income was USD 19.2 million, up from USD 14.7 million.
  • No debt was outstanding at June 30, 2026, and cash stood at USD 192.3 million. The company repurchased about 578,000 shares for roughly USD 9.1 million in the quarter.
  • The stock traded near USD 19.62 on October 8, 2026, up 1.19% on the day. No company announcement tied to recent price moves was found, so the movement looks market driven.

What the Quality Numbers Show

The screen measures trailing figures, and the trailing revenue growth of 22.75% and net Margin of 15.16% could not be reconciled to a single filing. The verified quarter is the three months ended June 30, 2026. Revenue was USD 195.1 million, up 24.6%. Net income of USD 19.2 million equals a 9.8% net margin, which is our own arithmetic and sits below the screen figure. Adjusted EBITDA, a non-GAAP measure, rose 37% to USD 30.1 million. The 97.65% gross margin is high because EverQuote (NASDAQ:EVER) runs an online marketplace where insurance carriers pay for consumer leads and clicks, so direct costs are small. The big expense is Marketing spend to attract those consumers.

How the Marketplace Makes Money

Consumers compare auto, home and renters insurance on the platform, and carriers pay when they receive qualified leads or policy sales. Automotive revenue was USD 172.1 million in the second quarter, up 23%. Home and renters revenue was USD 23.0 million, up 35%. Variable marketing dollars, the spending used to buy consumer traffic, rose to USD 56.9 million from USD 45.5 million. That equals about 29% of revenue, our own arithmetic, which explains why the Operating Margin of 11.00% is far below the gross margin. Management said it plans to launch new data, intelligence and AI driven solutions in the second half of 2026, and it reaffirmed its stated path to USD 1 billion of revenue.

Guidance and Risks to Weigh

For the third quarter of 2026 the company guided revenue of USD 198.0 million to USD 208.0 million and adjusted EBITDA of USD 28.0 million to USD 31.0 million. Variable marketing dollars are guided at USD 56.0 million to USD 59.0 million. Risks are specific. Revenue depends heavily on auto insurance carriers, whose Advertising budgets rise and fall with their own profitability. Traffic costs can climb faster than revenue, and the company relies on search and partner channels. Operating Cash Flow of USD 24.3 million was slightly below USD 25.3 million a year earlier despite higher profit, and a slowdown in cash conversion would matter if it persisted.

Where Things Stand

EverQuote (NASDAQ:EVER) earns its quality label through a 53.61% return on equity, a 97.65% gross margin, no debt and 25% growth in the second quarter of 2026. The screen is trailing, and our own check shows a 9.8% quarterly net margin, so the 15.16% screen figure should be treated cautiously. No catalyst for recent trading was found beyond the August 3, 2026 results. Watch the third quarter report, estimated for November 2, 2026 and not confirmed, against the revenue guidance of USD 198.0 million to USD 208.0 million.