Key Highlights

• Simmons First National's $0.2150 quarterly Dividend trades with a September 15, 2026 record date, payable October 1, yielding approximately 4.00%.

• The company has paid cash dividends to shareholders for 117 consecutive years.

• Second-quarter Net Income was $66.7 million, or $0.46 diluted EPS, with adjusted net income of $72.2 million, or $0.50 adjusted diluted EPS.

• Net interest income increased 17% year over year to $200.6 million, with net interest Margin expanding from 3.06% to 3.84%.

Simmons First National's (NASDAQ:SFNC) $0.2150 quarterly dividend trades with a September 15 Record Date and October 1 payment date, part of a dividend history spanning 117 consecutive years. Net interest margin expanded to 3.84% from 3.06% a year earlier, with the cost of deposits falling to 1.93%.

Dividend Program and Shareholder Returns

Simmons First National's regular common dividend is $0.2150 per share per quarter, payable October 1 to shareholders of record September 15, up from $0.2125 in Q2 2025. The first-half regular payout was $0.43 per share. Future dividends depend on consolidated earnings, financial condition, Liquidity and Capital requirements.

About the Company

Simmons First National is a regional bank Holding Company operating through Simmons Bank, providing commercial and consumer banking, Mortgage lending and wealth-related services, with 220 financial centers as of the most recent quarter.

Financial Performance Behind the Payout

Simmons First National reported second-quarter net income of $66.7 million, or $0.46 diluted EPS, compared with $54.8 million and $0.43 a year earlier. Adjusted net income was $72.2 million, or $0.50 adjusted diluted EPS. Net interest income increased to $200.6 million, up 17% year over year. Net interest margin was 3.84%, up 78 basis points from a year earlier, while the cost of deposits fell to 1.93%. At June 30, total loans were $18.062 billion, deposits were $19.728 billion, and CET1 capital was 11.60%. The net charge-off ratio was 0.20%.

Outlook

Whether deposit-cost improvements continue to support margin expansion, loan-growth trends as the financial-center count has declined from 223 to 220, and continued credit-quality performance are the items management has pointed to for tracking ahead.