Synchrony Financial filed a Form 8-K on September 14, 2026, furnishing monthly charge-off and delinquency statistics as of and for each of the thirteen months ended August 31, 2026, under Regulation FD.

Key Highlights

  • Data period covered: Monthly charge-off and delinquency statistics as of and for each of the thirteen months ended August 31, 2026.
  • Disclosure basis: The information is furnished under Item 7.01 (Regulation FD) and is not deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934.
  • Ongoing commitment: According to the filing, the company intends to continue furnishing these statistics on a monthly basis.
  • Quarterly timing note: For the last month of each calendar quarter, the statistics will be furnished at the same time as the company's announcement of its financial results for that quarter, the filing stated.
  • Signed by: Jonathan Mothner, Executive Vice President, Chief Risk and Legal Officer, on September 14, 2026.

Synchrony Financial Furnishes Thirteen Months of Credit Performance Statistics

Synchrony Financial (NYSE:SYF), headquartered in Stamford, Connecticut, filed a current report on September 14, 2026, furnishing monthly charge-off and delinquency statistics as an exhibit under Item 7.01 of Form 8-K. The statistics, attached as Exhibit 99.1, cover each of the thirteen months ended August 31, 2026, and were disclosed pursuant to Regulation FD.

According to the filing, the company intends to continue releasing these statistics monthly. The filing further noted that for the final month of each calendar quarter, the data will be released at the same time as the company's quarterly financial results announcement. The filing specified that the information furnished under Item 7.01, including Exhibit 99.1, "shall not be deemed to be 'filed' for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liabilities of that section."

In addition to its common stock (NYSE:SYF), Synchrony Financial has Depositary Shares registered on the New York Stock Exchange representing interests in its 5.625% Fixed Rate Non-Cumulative Perpetual Preferred Stock, Series A (NYSE:SYFPrA), and its 8.250% Fixed Rate Reset Non-Cumulative Perpetual Preferred Stock, Series B (NYSE:SYFPrB), as listed in the filing's registered-securities table.

What Was Disclosed

Synchrony Financial furnished thirteen months of charge-off and delinquency statistics through August 31, 2026, under Regulation FD via an 8-K filed September 14, 2026. The data is provided as an exhibit and is not deemed filed under the Securities Exchange Act.