Plumas Bancorp filed its quarterly report on Form 10-Q with the SEC on August 5, 2026, covering the period ended June 30, 2026, disclosing condensed consolidated financial statements for the three and six months ended on that date.

Key Highlights

  • Net income of $9,959 thousand for the three months ended June 30, 2026, compared to $6,321 thousand for the same period in 2025, according to the filing.
  • Six-month net income of $19,722 thousand for the period ended June 30, 2026, versus $13,501 thousand for the first half of 2025.
  • Diluted earnings per share of $1.41 for Q2 2026, compared to $1.05 for Q2 2025; diluted EPS for the six months ended June 30, 2026 was $2.79 versus $2.25 a year earlier.
  • Total assets of $2,277,744 thousand at June 30, 2026, up from $2,238,523 thousand at December 31, 2025.
  • Total deposits of $1,885,065 thousand at June 30, 2026, compared to $1,809,604 thousand at December 31, 2025.
  • Cash dividends of $0.66 per share were paid on common stock during the six months ended June 30, 2026.
  • 56,000 shares repurchased during the six months ended June 30, 2026, at a total cost of $2,783 thousand.

Plumas Bancorp Balance Sheet and Income Trends Through June 30, 2026

According to the filing, Plumas Bancorp (NASDAQ: PLBC) reported total interest income of $30,360 thousand for the three months ended June 30, 2026, compared to $20,633 thousand for the same quarter of 2025. For the six-month period, total interest income was $59,727 thousand versus $41,223 thousand in the prior-year period. Interest and fees on loans accounted for $24,777 thousand of Q2 2026 interest income, up from $15,612 thousand in Q2 2025. Total interest expense for Q2 2026 was $4,353 thousand, compared to $2,450 thousand for Q2 2025, resulting in net interest income before provision for credit losses of $26,007 thousand for the quarter.

The provision for credit losses was $600 thousand for the three months ended June 30, 2026, and $270 thousand for the six months ended June 30, 2026, the filing disclosed. Total non-interest income for Q2 2026 was $2,751 thousand, compared to $2,361 thousand a year earlier. Total non-interest expenses for the quarter were $14,504 thousand, versus $11,012 thousand in Q2 2025, with salaries and employee benefits representing the largest component at $7,520 thousand. Income before provision for income taxes was $13,654 thousand for the three months ended June 30, 2026.

On the balance sheet, loans net of allowance for credit losses stood at $1,496,190 thousand at June 30, 2026, compared to $1,495,834 thousand at December 31, 2025. The allowance for credit losses on loans was $19,740 thousand at June 30, 2026, down from $19,959 thousand at year-end 2025. Total shareholders' equity increased to $272,133 thousand at June 30, 2026, from $261,076 thousand at December 31, 2025, driven primarily by net income of $19,722 thousand, partially offset by dividends of $4,608 thousand and share repurchases of $2,783 thousand. As of August 1, 2026, the company reported 6,959,016 shares outstanding.

What Was Disclosed

Plumas Bancorp's Form 10-Q for the quarter ended June 30, 2026, disclosed condensed consolidated balance sheets, income statements, comprehensive income, changes in shareholders' equity, and cash flow data, showing growth in total assets, deposits, net income, and earnings per share compared to the prior-year period.