First Financial Bancorp /OH/ filed its Form 10-Q for the quarterly period ended September 30, 2026 with the U.S. Securities and Exchange Commission on November 6, 2026, reporting consolidated financial results for the three and nine months ended September 30, 2026.

Key Highlights

  • Total assets reached $22,314,155 thousand as of September 30, 2026, up from $21,129,379 thousand at December 31, 2025, according to the filing.
  • Net interest income was $196,256 thousand for the three months ended September 30, 2026, compared with $160,486 thousand for the same period in 2025.
  • Total loans and leases stood at $13,905,082 thousand at September 30, 2026, versus $13,424,070 thousand at December 31, 2025.
  • Allowance for credit losses was $191,650 thousand at September 30, 2026, compared with $186,487 thousand at December 31, 2025.
  • Total deposits grew to $17,697,791 thousand at September 30, 2026, from $16,421,842 thousand at December 31, 2025.
  • Shares outstanding totaled 105,185,146 as of November 5, 2026, with common stock authorized at 160,000,000 shares.

First Financial Bancorp Balance Sheet and Income Results for Third Quarter 2026

According to the filing, First Financial Bancorp /OH/ (NASDAQ:FFBC) reported total assets of $22,314,155 thousand at September 30, 2026, an increase from $21,129,379 thousand at December 31, 2025. Total shareholders' equity was $2,881,482 thousand at the end of the quarter, compared with $2,769,216 thousand at year-end 2025. Accumulated other comprehensive loss widened to $(387,095) thousand from $(189,942) thousand over the same period.

The company disclosed net interest income of $196,256 thousand for the three months ended September 30, 2026, up from $160,486 thousand in the third quarter of 2025. For the nine months ended September 30, 2026, net interest income was $576,243 thousand, compared with $468,051 thousand for the first nine months of 2025. Total interest income for the nine-month period was $852,639 thousand versus $736,573 thousand a year earlier. The provision for credit losses on loans and leases was $8,975 thousand for the third quarter of 2026, against $8,612 thousand in the prior-year quarter.

On the deposit side, the filing reported total interest-bearing deposits of $13,866,692 thousand and noninterest-bearing deposits of $3,831,099 thousand at September 30, 2026. Total borrowed funds declined to $1,016,785 thousand from $1,189,384 thousand at December 31, 2025. Among noninterest income items, the filing disclosed foreign exchange income of $17,485 thousand and leasing business income of $22,967 thousand for the three months ended September 30, 2026. Issued shares of common stock were 110,262,672 at September 30, 2026, up from 104,281,794 at December 31, 2025.

What Was Disclosed

First Financial Bancorp /OH/ filed its quarterly report covering the period ended September 30, 2026, disclosing consolidated balance sheet data, income statement figures for the three and nine months ended September 30, 2026, and share count information as of November 5, 2026.