First Financial Bancorp Files Investor Presentation Materials With SEC

Executive Officer Announcement of Investor Presentation Activities

First Financial Bancorp., headquartered at 255 East Fifth Street, Suite 900 in Cincinnati, Ohio, disclosed through its executive officers that it intends to use investor presentation materials in one or more meetings with investors and analysts. The announcement was made through a current report filed with the Securities and Exchange Commission on July 27, 2026. The disclosure indicates that the company is engaging in active investor outreach and communication during the current business period.

James M. Anderson, Executive Vice President and Chief Financial Officer at First Financial Bancorp., executed the filing on behalf of the company. The presentation materials referenced in the announcement are contained in Exhibit 99.1, which has been made available to the public as part of the company's regulatory filings. This type of disclosure is commonly used by publicly traded companies to inform the market that they will be sharing presentation materials with the investment community.

Presentation Materials and Regulatory Treatment

First Financial Bancorp. explicitly stated in its disclosure that it does not intend for the filing or the attached presentation to be treated as "filed" for purposes of the Securities Exchange Act of 1934, as amended, or to be incorporated by reference into the company's filings under the Securities Act of 1933, as amended. This distinction is important for understanding the regulatory status of the materials and their potential use in future corporate transactions or disclosures.

The presentation materials are identified as Exhibit 99.1 in the regulatory filing. The company also filed an Interactive Data File (Exhibit 104) that is embedded within the Inline XBRL document as part of the submission. These exhibits provide investors with access to the specific materials that First Financial Bancorp. management intends to present in its investor and analyst meetings, allowing interested parties to review the content contemporaneously with the filing.

Company Background and Market Information

First Financial Bancorp. is an Ohio-incorporated financial services company with Commission File Number 001-34762 and an Internal Revenue Service employer identification number of 31-1042001. The company's common stock, carrying no par value, trades on The NASDAQ Stock Market LLC under the ticker symbol FFBC. The company is not classified as an emerging growth company as defined under the relevant securities regulations.

Investors seeking to contact First Financial Bancorp. can reach the company's primary executive offices in Cincinnati, Ohio at the address listed in the filing. The company provided its telephone number in the disclosure as a means for stakeholders to obtain further information about the organization and its operations.

Typical Use of Investor Presentation Disclosures

When publicly traded companies file announcements indicating that executive officers plan to use presentation materials with investors and analysts, it typically signals a period of heightened investor engagement. These meetings may occur during various contexts, including earnings calls, investor conferences, roadshows, or direct meetings with institutional investors and equity analysts who follow the company's stock. The materials themselves generally cover the company's business strategy, financial performance, market position, and forward-looking initiatives.

The timing of such announcements can provide investors with notice that management is actively communicating about the company's operations and prospects to the broader investment community. The presentation materials, once filed, become part of the public record and are available for review by all market participants, promoting transparency and ensuring that all investors have access to the same information being shared with professional analysts and institutional investors.

Filing Mechanics and Document Availability

The disclosure was submitted to the Securities and Exchange Commission on July 27, 2026, and represents a current report filed pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934. The filing was signed by James M. Anderson in his capacity as Executive Vice President and Chief Financial Officer, thereby attesting to the accuracy and authorized submission of the document on behalf of First Financial Bancorp.

The materials filed with the SEC are accessible to the public through the SEC's EDGAR (Electronic Data Gathering, Electronic Retrieval) system, which maintains comprehensive records of all publicly traded company disclosures. Investors and market participants can locate this filing using the company's Central Index Key number 0000708955 or its ticker symbol FFBC. The presentation materials themselves are contained within the Exhibit 99.1 attachment, which investors can download and review alongside the primary disclosure document.

Investor Communication and Market Transparency

The announcement that executive officers intend to use presentation materials in investor and analyst meetings reflects best practices in investor relations and corporate governance. By filing advance notice of these presentations, First Financial Bancorp. ensures that the investment community is informed about when management communication activities are occurring and provides immediate access to the materials being shared. This approach promotes market efficiency and provides all investors with simultaneous access to the information being disseminated.

Such disclosures also serve to document the company's commitment to transparent communication with shareholders and the broader investment community. Analysts and institutional investors rely on access to company presentations to form investment opinions and make capital allocation decisions. By making these materials publicly available through regulatory filings, First Financial Bancorp. demonstrates its commitment to maintaining consistent disclosure practices and ensuring no selective dissemination of material information occurs.

Regulatory Clarifications and Non-Filing Status

First Financial Bancorp. took care to clarify in its disclosure that the presentation materials and the Item 7.01 Regulation FD Disclosure itself are not being treated as "filed" documents for securities law purposes. This distinction affects how the materials may be treated in future securities litigation, corporate transactions, or other regulatory contexts. By making this clarification explicit, the company was following established SEC guidance on how to properly characterize non-material or informational disclosures that are voluntarily provided to the market.

The non-filing status also means that the presentation materials will not automatically become incorporated into the company's formal Securities Act filings unless the company explicitly chooses to incorporate them at a later date. This gives First Financial Bancorp. flexibility in how it uses and references the materials in future SEC submissions while still providing immediate public access to the content through the exhibit filing mechanism.

Investment Community Access and Next Steps for Shareholders

Shareholders and investors who wish to review the specific investor presentation materials that First Financial Bancorp. executive officers intend to use in their upcoming meetings can access Exhibit 99.1 through the SEC's EDGAR system or through the company's investor relations website. The materials provide detailed insight into management's perspective on the company's strategic direction, competitive positioning, and business outlook during the period covered by the presentation.

Investors monitoring First Financial Bancorp. should consider reviewing the presentation materials to understand the key messages that management intends to communicate to the investment community. This can provide valuable context for understanding the company's strategic priorities and may help investors assess the company's positioning within the competitive banking and financial services landscape. The availability of these materials also allows investors to track how management's messaging evolves over time as business conditions and company performance change.