Fidelity D & D Bancorp, Inc. filed its Form 10-Q for the quarterly period ended September 30, 2026 with the Securities and Exchange Commission on November 6, 2026, reporting third-quarter and nine-month financial results for the Pennsylvania-based community banking company.

Key Highlights

  • Total assets reached $3,028,419 thousand as of September 30, 2026, up from $2,748,058 thousand at December 31, 2025, according to the filing.
  • Net income for Q3 2026 was $8,918 thousand ($1.54 basic and $1.53 diluted earnings per share), compared to $7,346 thousand ($1.27 per share) in Q3 2025.
  • Net interest income for the nine months ended September 30, 2026 totaled $61,975 thousand, up from $53,391 thousand in the same period of 2025.
  • Loans and leases, net, grew to $2,152,661 thousand at September 30, 2026, from $1,890,983 thousand at December 31, 2025, with an allowance for credit losses of $22,391 thousand.
  • Total deposits stood at $2,610,272 thousand at September 30, 2026, compared to $2,467,353 thousand at year-end 2025.
  • Shares outstanding were 5,808,508 as of October 31, 2026, with capital stock of $121,920 thousand and retained earnings of $175,464 thousand.
  • A quarterly dividend of $0.43 per share was declared in Q3 2026, compared to $0.40 per share in Q3 2025.

Fidelity D & D Bancorp Reports Balance Sheet Growth and Higher Earnings Through September 2026

Fidelity D & D Bancorp, Inc. (NASDAQ:FDBC), a Pennsylvania-incorporated banking company headquartered at 507 Linden Street, Scranton, Pennsylvania, reported total assets of $3,028,419 thousand at September 30, 2026, an increase from $2,748,058 thousand at December 31, 2025, according to the unaudited consolidated balance sheet included in the filing. The company's loan portfolio was a primary driver of balance sheet expansion, with loans and leases, net rising to $2,152,661 thousand from $1,890,983 thousand over the same period. The allowance for credit losses on loans increased to $22,391 thousand from $20,168 thousand. Short-term borrowings grew substantially, reaching $132,708 thousand at September 30, 2026, compared to just $20 thousand at December 31, 2025.

For the three months ended September 30, 2026, the company reported net income of $8,918 thousand, up from $7,346 thousand in the prior-year quarter. Total interest income for Q3 2026 was $33,107 thousand, against $30,682 thousand in Q3 2025. Interest expense declined to $11,295 thousand from $12,253 thousand, producing net interest income of $21,812 thousand compared to $18,429 thousand one year earlier. Provision for credit losses on loans in Q3 2026 was $1,109 thousand, versus $200 thousand in Q3 2025. Total other income rose to $6,124 thousand from $5,105 thousand, with contributions from trust fiduciary fees of $1,271 thousand, interchange fees of $1,376 thousand, and service charges on loans of $533 thousand, as disclosed in the filing.

For the nine months ended September 30, 2026, Fidelity D & D Bancorp reported net income of $24,227 thousand, or $4.18 per basic share, compared to $20,258 thousand, or $3.51 per basic share, in the nine months ended September 30, 2025. Total other expenses for the nine-month period were $47,291 thousand, with salaries and employee benefits comprising the largest component at $24,998 thousand. Accumulated other comprehensive loss widened to $(50,400) thousand at September 30, 2026, from $(40,696) thousand at December 31, 2025, reflecting unrealized losses on available-for-sale securities, according to the filing. Total shareholders' equity was $246,984 thousand at September 30, 2026.

What Was Disclosed

Fidelity D & D Bancorp, Inc. disclosed unaudited consolidated financial statements for the quarter and nine months ended September 30, 2026, covering balance sheet growth, income results, credit loss provisions, deposit levels, and per-share data, as a Pennsylvania community banking company listed on NASDAQ:FDBC.