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Last update at 2026-06-22T19:59:00Z
Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website
| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
| Income before tax | 1.82M | 1.79M | 3.22M | 4.17M | 5.40M |
| Minority interest | - | - | - | - | - |
| Net income | 1.88M | 1.84M | 3.05M | 3.91M | 4.68M |
| Selling general administrative | 8.59M | 8.73M | 8.39M | 7.85M | 8.66M |
| Selling and marketing expenses | - | - | - | - | - |
| Gross profit | - | - | - | - | - |
| Reconciled depreciation | 0.45M | 0.41M | 0.40M | 0.37M | 0.40M |
| Ebit | - | - | - | - | - |
| Ebitda | - | - | - | - | - |
| Depreciation and amortization | - | - | - | - | - |
| Non operating income net other | - | - | - | - | - |
| Operating income | - | - | - | - | - |
| Other operating expenses | - | - | - | 2.68M | 2.50M |
| Interest expense | 1.50M | 2.04M | 1.46M | 0.39M | 0.23M |
| Tax provision | -0.05300M | -0.04900M | 0.17M | 0.26M | 0.72M |
| Interest income | 14.29M | 14.63M | 15.00M | 15.16M | 14.51M |
| Net interest income | 12.78M | 12.58M | 13.54M | 14.77M | 14.28M |
| Extraordinary items | - | - | - | - | - |
| Non recurring | - | - | - | - | - |
| Other items | - | - | - | - | - |
| Income tax expense | - | - | - | 0.26M | 0.72M |
| Total revenue | 14.79M | 14.53M | 15.40M | 15.93M | 18.62M |
| Total operating expenses | - | - | - | - | - |
| Cost of revenue | - | - | - | - | - |
| Total other income expense net | - | - | - | - | - |
| Discontinued operations | - | - | - | - | - |
| Net income from continuing ops | 1.88M | 1.84M | 3.05M | 3.91M | 4.68M |
| Net income applicable to common shares | - | - | - | 3.91M | 4.68M |
| Preferred stock and other adjustments | - | - | - | - | - |
| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
| Total assets | 362.39M | 374.86M | 390.62M | 408.37M | 471.98M |
| Intangible assets | - | - | - | - | - |
| Earning assets | - | - | - | - | - |
| Other current assets | - | - | - | 2.20M | 1.72M |
| Total liab | 324.64M | 342.08M | 354.48M | 375.92M | 406.99M |
| Total stockholder equity | 37.75M | 32.77M | 36.14M | 32.46M | 64.98M |
| Deferred long term liab | - | - | - | - | - |
| Other current liab | - | - | - | - | - |
| Common stock | - | - | - | 7.20M | 7.20M |
| Capital stock | 7.20M | 7.20M | 7.20M | 7.20M | 7.20M |
| Retained earnings | 63.06M | 62.44M | 63.15M | 63.07M | 62.14M |
| Other liab | - | - | - | 1.32M | 4.18M |
| Good will | - | - | - | - | - |
| Other assets | - | - | - | 226.01M | 235.41M |
| Cash | 5.72M | 5.07M | 5.45M | 6.33M | 33.33M |
| Cash and equivalents | - | - | - | - | - |
| Total current liabilities | - | - | - | 374.24M | 402.81M |
| Current deferred revenue | - | - | - | - | - |
| Net debt | 11.82M | 33.60M | 19.87M | 0.38M | - |
| Short term debt | - | - | - | - | - |
| Short long term debt | 17.54M | 38.66M | 25.32M | 6.71M | - |
| Short long term debt total | - | - | - | - | - |
| Other stockholder equity | - | - | - | -25.27100M | 8.19M |
| Property plant equipment | - | - | - | 2.93M | 3.04M |
| Total current assets | - | - | - | 8.54M | 38.45M |
| Long term investments | 155.78M | 156.08M | 161.83M | 170.27M | 194.94M |
| Net tangible assets | - | - | - | 32.46M | 64.98M |
| Short term investments | 2.25M | 15.46M | 161.83M | 170.27M | 194.94M |
| Net receivables | 2.23M | 2.20M | 2.20M | 2.20M | 1.72M |
| Long term debt | - | - | - | - | - |
| Inventory | - | - | - | - | 3.40M |
| Accounts payable | - | - | - | 367.46M | 402.81M |
| Total permanent equity | - | - | - | - | - |
| Noncontrolling interest in consolidated entity | - | - | - | - | - |
| Temporary equity redeemable noncontrolling interests | - | - | - | - | - |
| Accumulated other comprehensive income | - | - | - | - | - |
| Additional paid in capital | - | - | - | - | - |
| Common stock total equity | - | - | - | - | - |
| Preferred stock total equity | - | - | - | - | - |
| Retained earnings total equity | - | - | - | - | - |
| Treasury stock | - | - | - | - | - |
| Accumulated amortization | - | - | - | - | - |
| Non currrent assets other | - | - | - | - | - |
| Deferred long term asset charges | - | - | - | - | - |
| Non current assets total | - | - | - | - | - |
| Capital lease obligations | - | - | - | - | - |
| Long term debt total | - | - | - | - | - |
| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
| Investments | 5.56M | 2.04M | 20.32M | -18.08500M | -64.54900M |
| Change to liabilities | - | - | - | 0.00000M | 0.00000M |
| Total cashflows from investing activities | - | - | - | 1.08M | -44.12600M |
| Net borrowings | -21.12900M | 13.35M | 18.60M | 6.71M | 6.71M |
| Total cash from financing activities | -18.54000M | -14.91200M | -24.56300M | -31.60700M | 45.58M |
| Change to operating activities | - | - | - | -0.46200M | 0.47M |
| Net income | 1.88M | 1.84M | 3.05M | 3.91M | 4.68M |
| Change in cash | 0.66M | -0.38100M | -0.88900M | -26.99700M | 4.99M |
| Begin period cash flow | 5.07M | 5.45M | 6.33M | 33.33M | 28.34M |
| End period cash flow | 5.72M | 5.07M | 5.45M | 6.33M | 33.33M |
| Total cash from operating activities | 1.81M | 1.92M | 3.35M | 3.53M | 3.54M |
| Issuance of capital stock | - | - | - | - | - |
| Depreciation | 0.45M | 0.41M | 0.40M | 0.37M | 0.40M |
| Other cashflows from investing activities | - | - | - | 4.22M | 0.00300M |
| Dividends paid | -1.25800M | -2.54600M | 2.98M | -2.97500M | -5.83600M |
| Change to inventory | - | - | - | - | - |
| Change to account receivables | 0.01000M | 0.19M | 0.05M | -0.48100M | -0.38700M |
| Sale purchase of stock | -0.09800M | 0.00000M | - | - | - |
| Other cashflows from financing activities | - | - | - | -35.34700M | 51.41M |
| Change to netincome | - | - | - | 0.19M | -1.62200M |
| Capital expenditures | 0.43M | 0.34M | 0.75M | 0.31M | 0.17M |
| Change receivables | - | - | - | - | - |
| Cash flows other operating | - | - | - | - | - |
| Exchange rate changes | - | - | - | - | - |
| Cash and cash equivalents changes | - | - | - | - | - |
| Change in working capital | -0.25000M | 0.15M | 0.20M | -0.94300M | 0.08M |
| Stock based compensation | - | - | - | - | - |
| Other non cash items | -0.53600M | -0.52400M | -0.51400M | 0.26M | -0.91700M |
| Free cash flow | 1.38M | 1.58M | 2.60M | 3.22M | 3.37M |
Sector: Financial Services Industry: Banks - Regional
| Company | Change (USD) | Price (USD) | Trailing PE (x) | Forward PE (x) | Price Sales TTM (x) | Price to Book Value (x) | Enterprise Value to Revenue (x) |
|---|---|---|---|---|---|---|---|
| CNAF Commercial National Financial Corp |
-0.05 0.63% | 7.85 | 12.70 | 10.68 | 1.61 | 0.63 | 2.79 |
| HDB HDFC Bank Limited ADR |
0.03 0.12% | 25.09 | 20.81 | 20.96 | 0.11 | 4.77 | |
| CIHKY China Merchants Bank Co Ltd |
-0.32 1.06% | 29.79 | 7.78 | 7.65 | 0.56 | 0.90 | 3.62 |
| DBSDF DBS Group Holdings Ltd |
1.60 3.22% | 51.35 | 15.29 | 14.41 | 5.84 | 2.36 | 10.40 |
| CIHHF China Merchants Bank Co Ltd Class H |
- -% | 5.70 | 6.10 | 5.67 | 0.44 | 0.77 | 3.43 |
Commercial National Financial Corporation operates as a bank holding company for Commercial Bank & Trust of PA that provides a range of banking and financial services in Pennsylvania, the United States. The company offers checking, money market investment, and savings accounts; order checks online; and business-time deposit accounts and certificates of deposit. It also provides loan products, such as home-equity, personal lines of credit, personal, and automobile loans, as well as residential and construction mortgages; and commercial loans. In addition, the company offers other services, including automatic teller machine access, touchtone teller, money management, debit card, online and mobile banking, and online bill payment services; and direct deposit/payroll processing and night depository services. Further, it provides asset management and trust services comprising trust and estate, investment management, cash management, charitable investment management and gifting, and IRA management and employer retirement plans services. Commercial National Financial Corporation was founded in 1934 and is headquartered in Latrobe, Pennsylvania.
900 Ligonier Street, Latrobe, PA, United States, 15650-1834
| Name | Title | Year Born |
|---|---|---|
| Mr. Gregg E. Hunter | Vice Chairman, Pres & CEO | 1959 |
| Mr. Thomas D. Watters CPA | Exec. VP & CFO | 1962 |
| Mr. Keith M. Visconti | Exec. VP of Sales and Service | 1958 |
| Mr. Michael J. Palko | Sr. VP of Technology | NA |
| Ms. Cheryl M. Letterio | Compliance Officer and Sr. VP | NA |
| Mr. Kelly R. Moreman | Exec. VP and Division Mang. of Risk Management & Support | 1970 |
| Mr. Michael L. Matthews | Sr. VP | NA |
| Ms. Wendy S. Piper | Director & Sec. | NA |
| Ms. Susan R. Skoloda | VP of Corp. Controls & Community Relations Officer, Assistant Sec. and Assistant Treasurer | 1975 |
| Mr. Elaine Rose Bohatch | Chief Investment Officer & Sr. VP - Commercial Bank & Trust of PA | NA |
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