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Banc of California, Inc. operates as the bank holding company for Banc of California that provides banking and treasury management services in the United States. The company offers deposit products, including checking, savings, money market, demand, and retirement accounts, as well as time deposits, certificates of deposit, and safe deposit boxes. It also provides real estate loans, such as commercial real estate mortgage, multi-family, other residential real estate mortgage, and real estate construction and land loans; commercial loans and leases comprising lender finance, equipment finance, other asset-based, venture capital, secured business, warehouse, and other lending loans; and consumer loans. In addition, the company offers electronic payment services for commercial clients, such as merchant acquiring and card issuing services; automated bill payments, cash and treasury management, master demand accounts, foreign exchange, interest rate swaps, card payment services, remote and mobile deposit capture, automated clearing house origination, wire transfer, and direct deposit; and investment management services. It serves small and middle-market businesses, venture capital and private equity firms, non-profit organizations, business owners, entrepreneurs, professionals, and high-net worth individuals. The company offers its products and services through branches located throughout California; Denver, Colorado; and Durham, North Carolina, as well as through regional offices in the United States. Banc of California, Inc. was founded in 1941 and is headquartered in Los Angeles, California.
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A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.
Banc of California is a regional bank serving middle-market companies, commercial real estate borrowers and retail customers in California with lending, deposits and wealth services. Long-term growth may be supported by regional economic activity and expansion of commercial lending, making the franchise attractive for investors seeking a focused California exposure.
Key risks include concentration in California commercial real estate and middle-market loans, sensitivity to interest-rate and deposit volatility, competitive pressure and regulatory or credit-cycle exposure; investors should monitor asset quality and liquidity.
Note: The summary and risk score provided above is created by AI and should not be construed as a recommendation of Kalkine.
| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
| Income before tax | 313.07M | 168.65M | -2211.34M | 168.88M | 82.62M |
| Net income | 228.97M | 126.89M | -1899.14M | 120.94M | 62.35M |
| Selling general administrative | 557.79M | 412.18M | 468.02M | 113.06M | 103.36M |
| Selling and marketing expenses | - | - | 135.67M | - | 0.49M |
| Gross profit | 1062.84M | 943.09M | 226.38M | 331.71M | 272.71M |
| Reconciled depreciation | 101.03M | 121.40M | 91.29M | 1.71M | 1.28M |
| Ebit | 325.57M | 168.65M | -2211.34M | 242.64M | 82.62M |
| Ebitda | 397.16M | 290.06M | -2120.05M | 244.34M | 83.90M |
| Depreciation and amortization | 71.59M | 121.40M | 91.29M | 1.71M | 1.28M |
| Operating income | 325.57M | 168.65M | -2211.34M | 242.64M | 82.62M |
| Other operating expenses | 1484.96M | 1703.89M | 3713.59M | 15.00M | -190.09M |
| Interest expense | 699.27M | 886.65M | 1223.87M | 58.41M | 37.88M |
| Tax provision | 84.10M | 41.77M | -312.20M | 47.95M | 20.28M |
| Interest income | 1676.65M | 1812.70M | 1971.00M | 372.77M | 291.66M |
| Net interest income | 977.39M | 926.05M | 747.13M | 314.37M | 253.78M |
| Income tax expense | 84.10M | 41.77M | -312.20M | 47.95M | 20.28M |
| Total revenue | 1810.54M | 1872.54M | 1502.26M | 331.71M | 272.71M |
| Total operating expenses | 737.27M | 774.43M | 2437.72M | 15.00M | -190.09M |
| Cost of revenue | 747.70M | 929.46M | 1275.87M | - | - |
| Total other income expense net | -12.50M | 14.18M | -1959.74M | -73.75M | -37.88M |
| Net income from continuing ops | 228.97M | 126.89M | -1899.14M | 120.94M | 62.35M |
| Net income applicable to common shares | - | - | - | 115.77M | 50.56M |
| Preferred stock and other adjustments | - | - | - | - | 16.64M |
| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
| Total assets | 34797.44M | 33542.86M | 38753.39M | 9197.02M | 9393.74M |
| Intangible assets | 105.29M | 132.94M | 165.48M | 7.53M | 7.72M |
| Other current assets | - | 39.43M | 5601.26M | -181.46M | 6251.35M |
| Total liab | 31256.17M | 30042.92M | 35362.63M | 8237.40M | 8328.45M |
| Total stockholder equity | 3541.28M | 3499.95M | 3390.76M | 959.62M | 1065.29M |
| Other current liab | 28239.61M | 27191.91M | 28223.31M | - | -25.00M |
| Common stock | 1.50M | 1.69M | 1.69M | 0.66M | 0.65M |
| Capital stock | 500.07M | 500.20M | 500.21M | 0.66M | 95.61M |
| Retained earnings | -242.02M | -431.20M | -518.30M | 248.99M | 147.89M |
| Other liab | - | - | - | 34.16M | 4.35M |
| Good will | 214.52M | 214.52M | 198.63M | 114.31M | 94.30M |
| Other assets | - | 27439.50M | 0.00M | 6673.70M | 6250.04M |
| Cash | 2307.97M | 2502.21M | 5377.58M | 228.90M | 228.12M |
| Total current liabilities | 28239.61M | 27191.91M | 28263.11M | 50.52M | 25.00M |
| Current deferred revenue | - | - | - | 50.52M | - |
| Net debt | 708.59M | -168.47M | -1368.35M | 773.36M | 588.00M |
| Short term debt | - | - | 39.80M | - | 25.00M |
| Short long term debt | 240.00M | - | 2792.30M | 0.00M | 25.00M |
| Short long term debt total | 3016.56M | 2333.74M | 4009.23M | 1002.25M | 816.12M |
| Other stockholder equity | 3552.48M | 3785.72M | 3840.97M | 750.57M | 814.05M |
| Property plant equipment | - | - | - | 136.12M | 148.31M |
| Total current assets | 7231.10M | 4931.96M | 5601.26M | 1097.19M | 1551.78M |
| Long term investments | 5309.95M | 5119.21M | 5176.84M | 1196.94M | 1341.59M |
| Net tangible assets | - | - | - | 837.78M | 869.62M |
| Short term investments | 4923.14M | 2246.84M | 2346.86M | 868.30M | 1315.70M |
| Net receivables | 131.43M | 143.48M | 172.79M | 7029.08M | 7.95M |
| Long term debt | 2776.56M | 2333.74M | 1055.62M | 1002.25M | 775.45M |
| Inventory | - | - | 29.64M | - | - |
| Accounts payable | - | - | - | 7158.48M | 7439.44M |
| Accumulated other comprehensive income | -269.26M | -354.78M | -432.11M | -40.60M | 7.74M |
| Common stock total equity | - | - | - | - | 0.65M |
| Preferred stock total equity | - | - | - | - | 94.96M |
| Retained earnings total equity | - | - | - | - | 147.89M |
| Treasury stock | - | - | - | - | -40.83M |
| Non currrent assets other | 1410.40M | 548.25M | 25293.87M | -50.52M | -50.77M |
| Non current assets total | 27566.34M | 28610.90M | 33152.13M | 1426.12M | 1591.92M |
| Capital lease obligations | - | - | - | - | 40.67M |
| Long term debt total | - | - | - | - | 274.39M |
| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
| Investments | -107.20M | 1891.36M | 182.40M | 149.53M | -523.21M |
| Change to liabilities | - | - | - | 0.00M | 2.67M |
| Total cashflows from investing activities | -1478.15M | 1891.36M | 12609.15M | 149.53M | -5.67M |
| Net borrowings | 671.90M | -1523.76M | 185.78M | 225.00M | -40.00M |
| Total cash from financing activities | 1028.30M | -4844.10M | -9607.56M | -284.88M | -92.77M |
| Change to operating activities | - | - | - | -10.66M | 2.67M |
| Net income | 228.97M | 126.89M | -1899.14M | 120.94M | 62.35M |
| Change in cash | -194.25M | -2875.36M | 3137.35M | 0.77M | 7.30M |
| Begin period cash flow | 2502.21M | 5377.58M | 2240.22M | 228.12M | 220.82M |
| End period cash flow | 2307.97M | 2502.21M | 5377.58M | 228.90M | 228.12M |
| Total cash from operating activities | 255.60M | 77.37M | 135.77M | 136.12M | 105.74M |
| Issuance of capital stock | 0.00M | 0.31M | 382.97M | - | - |
| Depreciation | 101.03M | 121.40M | 91.29M | 17.05M | 20.55M |
| Other cashflows from investing activities | -1350.12M | 1802.05M | 9012.08M | -10.06M | 520.35M |
| Dividends paid | 103.68M | 108.09M | 88.67M | -16.22M | -21.16M |
| Change to account receivables | - | - | -18.75M | 4.69M | 2.42M |
| Sale purchase of stock | -187.73M | -2.71M | -5.42M | -175.57M | -100.83M |
| Other cashflows from financing activities | 647.73M | -3212.57M | -10087.64M | -18.09M | 94.22M |
| Change to netincome | - | - | - | 2.30M | 18.58M |
| Capital expenditures | 20.83M | 13.05M | 15.22M | 26.84M | 2.81M |
| Change receivables | - | - | - | - | 2.42M |
| Cash flows other operating | - | - | - | - | -3.82M |
| Cash and cash equivalents changes | - | - | - | - | 7.30M |
| Change in working capital | -103.88M | -207.76M | -169.57M | -5.97M | 5.10M |
| Stock based compensation | 23.35M | 15.45M | 28.70M | 6.20M | 5.29M |
| Other non cash items | 6.12M | 21.40M | 2084.49M | -21.17M | 6.60M |
| Free cash flow | 234.77M | 64.33M | 120.55M | 109.28M | 102.93M |
Sector: Financial Services Industry: Banks - Regional
|
Stock Name
|
Change
(USD) |
Price
(USD) |
Trailing
PE (x) |
Forward
PE (x) |
Price Sales
TTM (x) |
Price to Book Value (x)
|
Enterprise Value
to Revenue (x) |
|---|---|---|---|---|---|---|---|
| BANC Banc of California, Inc. |
0.25 1.39% |
18.24 | 15.85 | 12.02 | 2.73 | 0.94 | 5.78 |
| DBSDY DBS Group Holdings Ltd ADR |
-1.02 0.44% |
231.03 | 20.00 | 17.57 | 7.54 | 3.17 | 13.19 |
| CIHHF China Merchants Bank Co Ltd Class H |
0.01 0.08% |
6.66 | 7.70 | 7.10 | 0.55 | 0.83 | 3.51 |
| CIHKY China Merchants Bank Co Ltd |
0.34 1.02% |
33.58 | 7.79 | 7.20 | 0.55 | 0.85 | 3.51 |
| UNCFF UniCredit SpA |
- -% |
83.45 | 11.53 | 10.27 | 5.72 | 1.83 | 8.22 |
Banc of California, Inc. operates as the bank holding company for Banc of California that provides banking and treasury management services in the United States. The company offers deposit products, including checking, savings, money market, demand, and retirement accounts, as well as time deposits, certificates of deposit, and safe deposit boxes. It also provides real estate loans, such as commercial real estate mortgage, multi-family, other residential real estate mortgage, and real estate construction and land loans; commercial loans and leases comprising lender finance, equipment finance, other asset-based, venture capital, secured business, warehouse, and other lending loans; and consumer loans. In addition, the company offers electronic payment services for commercial clients, such as merchant acquiring and card issuing services; automated bill payments, cash and treasury management, master demand accounts, foreign exchange, interest rate swaps, card payment services, remote and mobile deposit capture, automated clearing house origination, wire transfer, and direct deposit; and investment management services. It serves small and middle-market businesses, venture capital and private equity firms, non-profit organizations, business owners, entrepreneurs, professionals, and high-net worth individuals. The company offers its products and services through branches located throughout California; Denver, Colorado; and Durham, North Carolina, as well as through regional offices in the United States. Banc of California, Inc. was founded in 1941 and is headquartered in Los Angeles, California.
11611 San Vicente Boulevard, Los Angeles, CA, United States, 90049
855 361 2262
1904
| Name | Title | Year Born |
|---|---|---|
| Mr. Jared M. Wolff | Pres, CEO & Director | 1970 |
| Ms. Lynn M. Hopkins | CFO & Exec. VP | 1968 |
| Mr. Ido Dotan J.D. | Exec. VP, Gen. Counsel & Corp. Sec. | 1980 |
| Ms. Lynn A. Sullivan | Exec. VP & Chief Risk Officer | 1969 |
| Mr. Robert G. Dyck | Exec. VP & Chief Credit Officer | 1957 |
| Mr. John K. Sotoodeh | Chief Operating Officer | NA |
| Mr. Raymond J. Rindone | Exec. VP, Chief Accounting Officer & Deputy CFO | 1970 |
| Mr. Alex Kweskin | Exec. VP & Chief HR Officer | NA |
| Mr. Joubin Rahimi | Sr. VP of Private Banking | NA |
| Mr. Douglas Rosenthal | Sr. VP & Relationship Mang. | NA |
Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
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