
Last update at 2026-06-09T15:58:00Z
Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website
South Plains Financial, Inc. Reports First Quarter 2025 Financial Results
Thu 24 Apr 25, 08:15 PMSouth Plains Financial, Inc. Announces First Quarter 2025 Earnings Call
Mon 14 Apr 25, 08:15 PMSouth Plains Financial, Inc. Publishes 2024 Community Impact Report
Mon 17 Mar 25, 08:10 PMSouth Plains Financial, Inc. Announces Stock Repurchase Program
Tue 25 Feb 25, 09:10 PMSouth Plains Financial, Inc. Reports Fourth Quarter and Year-End 2024 Financial Results
Fri 24 Jan 25, 11:25 AMSouth Plains Financial, Inc. Declares Quarterly Cash Dividend
Thu 23 Jan 25, 10:52 PM| Breakdown | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 |
| Income before tax | 73.15M | 73.12M | 56.60M | 36.70M | 25.39M |
| Minority interest | - | - | - | - | 0.00000M |
| Net income | 58.24M | 58.61M | 45.35M | 29.22M | 29.29M |
| Selling general administrative | 86.32M | 93.36M | 89.22M | 75.39M | 71.78M |
| Selling and marketing expenses | 3.61M | 3.23M | 3.09M | 3.02M | 3.05M |
| Gross profit | 214.62M | 219.23M | 221.57M | 161.21M | 144.99M |
| Reconciled depreciation | 6.96M | 6.44M | 9.74M | 5.48M | 6.49M |
| Ebit | 95.84M | 73.12M | 56.60M | 36.70M | 47.87M |
| Ebitda | 102.81M | 79.56M | 63.18M | 41.93M | 53.06M |
| Depreciation and amortization | 6.96M | 6.44M | 6.58M | 5.22M | 5.18M |
| Non operating income net other | -114.36700M | -15.47900M | 28.19M | - | - |
| Operating income | 95.84M | 73.12M | 56.60M | 36.70M | 47.87M |
| Other operating expenses | 3.61M | -146.11200M | -164.96700M | -124.50600M | 97.12M |
| Interest expense | 22.69M | 13.27M | 15.95M | 28.37M | 22.48M |
| Tax provision | 14.91M | 14.51M | 11.25M | 7.48M | -3.90100M |
| Interest income | 161.17M | 135.04M | 138.23M | 132.94M | 118.09M |
| Net interest income | 138.48M | 121.76M | 122.28M | 104.58M | 95.61M |
| Extraordinary items | - | - | - | - | 0.00000M |
| Non recurring | - | - | - | - | 0.00000M |
| Other items | - | - | - | - | 0.00000M |
| Income tax expense | 14.91M | 14.51M | 11.25M | 7.48M | -3.90100M |
| Total revenue | 214.62M | 219.23M | 221.57M | 161.21M | 144.99M |
| Total operating expenses | 3.61M | -146.11200M | -164.96700M | -124.50600M | -97.11900M |
| Cost of revenue | - | - | - | - | 0.00000M |
| Total other income expense net | -22.69200M | -13.27200M | -15.94600M | -28.36700M | -22.48200M |
| Discontinued operations | - | - | - | - | 0.00000M |
| Net income from continuing ops | 58.24M | 58.61M | 45.35M | 29.22M | 29.29M |
| Net income applicable to common shares | 58.24M | 58.61M | 45.35M | 29.22M | 29.29M |
| Preferred stock and other adjustments | - | - | - | - | - |
| Breakdown | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 |
| Total assets | 4217.91M | 3944.06M | 3901.86M | 3599.16M | 3237.17M |
| Intangible assets | 29.00M | 31.82M | 25.59M | 7.56M | 27.39M |
| Earning assets | - | - | - | - | 928.75M |
| Other current assets | 351.04M | 173.27M | 1863.22M | 1581.00M | 1560.58M |
| Total liab | 3810.80M | 3587.05M | 122.17M | 223.53M | 2930.99M |
| Total stockholder equity | 407.11M | 357.01M | 407.43M | 370.05M | 306.18M |
| Deferred long term liab | - | - | - | - | - |
| Other current liab | 979.26M | 3406.43M | 3341.22M | 2974.35M | -20.00000M |
| Common stock | 16.42M | 17.03M | 17.76M | 18.08M | 18.04M |
| Capital stock | 16.42M | 17.03M | 17.76M | 18.08M | 18.04M |
| Retained earnings | 345.26M | 292.26M | 242.75M | 189.52M | 146.70M |
| Other liab | - | - | 31.04M | 31.23M | 29.10M |
| Good will | 19.32M | 19.51M | 19.51M | 19.51M | 18.76M |
| Other assets | -0.00000M | 2013.04M | 1849.32M | 1590.05M | 1560.58M |
| Cash | 330.16M | 234.88M | 486.82M | 300.31M | 158.10M |
| Cash and equivalents | - | - | - | - | - |
| Total current liabilities | 981.03M | 14.91M | 75.78M | 26.55M | 20.00M |
| Current deferred revenue | - | - | - | - | - |
| Net debt | -210.36000M | -112.52900M | -364.65300M | -76.77500M | 46.93M |
| Short term debt | 1.77M | - | 75.78M | 26.55M | 20.00M |
| Short long term debt | - | - | 0.00000M | - | 20.00M |
| Short long term debt total | 119.80M | 122.35M | 122.17M | 223.53M | 205.03M |
| Other stockholder equity | 97.11M | 112.83M | 133.22M | 141.11M | 140.49M |
| Property plant equipment | - | 56.34M | 57.70M | 60.33M | 61.87M |
| Total current assets | 351.04M | 1126.30M | 1225.22M | 1118.63M | 879.67M |
| Long term investments | 622.76M | 701.71M | 724.50M | 914.56M | 707.65M |
| Net tangible assets | - | 333.16M | 382.02M | 342.98M | 278.79M |
| Short term investments | 622.76M | 701.71M | 724.50M | 803.09M | 707.65M |
| Net receivables | 20.88M | 16.43M | 13.90M | 15.23M | 13.92M |
| Long term debt | 110.17M | 122.35M | 122.17M | 196.98M | 167.87M |
| Inventory | -351.03900M | 0.17M | 1.03M | 1.35M | 1.88M |
| Accounts payable | - | 58.27M | 3341.22M | 31.23M | 2696.86M |
| Total permanent equity | - | - | - | - | - |
| Noncontrolling interest in consolidated entity | - | - | - | - | - |
| Temporary equity redeemable noncontrolling interests | - | - | - | - | - |
| Accumulated other comprehensive income | -51.67400M | -65.10800M | 13.70M | 21.34M | 0.96M |
| Additional paid in capital | - | - | - | - | - |
| Common stock total equity | - | 17.03M | 17.76M | 18.08M | 18.04M |
| Preferred stock total equity | - | - | - | - | - |
| Retained earnings total equity | - | 292.26M | 242.75M | 189.52M | - |
| Treasury stock | - | - | - | - | - |
| Accumulated amortization | - | - | - | - | - |
| Non currrent assets other | 3421.81M | -27.47400M | -3.03800M | -2.46100M | -796.91200M |
| Deferred long term asset charges | - | - | - | - | - |
| Non current assets total | 3866.87M | 804.72M | 827.31M | 890.49M | 796.91M |
| Capital lease obligations | - | - | - | - | - |
| Long term debt total | - | 122.35M | 122.17M | 196.98M | 72.86M |
| Breakdown | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 |
| Investments | -406.91900M | -159.68100M | -155.35400M | -213.49300M | -184.09200M |
| Change to liabilities | 16.92M | 4.40M | 1.61M | 0.00000M | 0.00000M |
| Total cashflows from investing activities | -408.85700M | -159.84100M | -156.22800M | -213.49300M | -184.09200M |
| Net borrowings | - | -101.55000M | 18.45M | 11.93M | 15.27M |
| Total cash from financing activities | 33.33M | 250.08M | 292.81M | 95.12M | 108.60M |
| Change to operating activities | 16.92M | 4.40M | 1.61M | 4.50M | 3.28M |
| Net income | 58.24M | 58.61M | 45.35M | 29.22M | 29.29M |
| Change in cash | -251.93800M | 186.51M | 142.21M | -87.89000M | -48.57400M |
| Begin period cash flow | 486.82M | 300.31M | 158.10M | 245.99M | 294.56M |
| End period cash flow | 234.88M | 486.82M | 300.31M | 158.10M | 245.99M |
| Total cash from operating activities | 123.59M | 96.27M | 5.63M | 30.48M | 26.92M |
| Issuance of capital stock | - | 0.00000M | 0.00000M | 51.39M | - |
| Depreciation | 6.96M | 6.44M | 6.58M | 5.22M | 5.18M |
| Other cashflows from investing activities | 2.53M | 2.76M | 2.44M | 3.83M | 2.82M |
| Dividends paid | -8.01200M | -5.38500M | -2.52800M | -1.07900M | 30.05M |
| Change to inventory | - | - | - | - | 0.00000M |
| Change to account receivables | -1.06700M | 0.24M | -4.61000M | -2.33600M | -8.18700M |
| Sale purchase of stock | -22.69900M | -9.22700M | -0.29300M | 52.69M | 0.00000M |
| Other cashflows from financing activities | 64.04M | -0.62500M | -0.31900M | -0.35100M | 138.64M |
| Change to netincome | 43.33M | 24.25M | -46.76300M | -9.03800M | -3.95200M |
| Capital expenditures | 4.47M | 2.92M | 3.31M | 4.00M | 3.13M |
| Change receivables | -1.06700M | 0.24M | -4.61000M | - | - |
| Cash flows other operating | -4.87100M | -2.18400M | -2.53900M | - | - |
| Exchange rate changes | - | - | - | - | - |
| Cash and cash equivalents changes | -251.93800M | 186.51M | 142.21M | - | - |
| Change in working capital | 15.85M | 4.64M | -2.99900M | 4.04M | -4.90800M |
| Stock based compensation | 2.75M | 1.64M | 1.27M | 0.85M | - |
| Other non cash items | 38.42M | 73.53M | -6.61300M | 11.87M | -2.64700M |
| Free cash flow | 119.12M | 93.35M | 2.32M | 26.49M | 23.79M |
Sector: Financial Services Industry: Banks - Regional
| Company | Change (USD) | Price (USD) | Trailing PE (x) | Forward PE (x) | Price Sales TTM (x) | Price to Book Value (x) | |
|---|---|---|---|---|---|---|---|
| SPFI South Plains Financial Inc |
0.28 0.68% | 41.53 | 7.27 | - | 1.92 | 0.99 | |
| HDB HDFC Bank Limited ADR |
0.24 1.04% | 23.25 | 20.81 | 20.96 | 0.11 | 4.77 | |
| CIHKY China Merchants Bank Co Ltd |
-0.24 0.78% | 30.47 | 7.78 | 7.65 | 0.56 | 0.90 | 3.62 |
| DBSDF DBS Group Holdings Ltd |
0.16 0.32% | 50.61 | 15.29 | 14.41 | 5.84 | 2.36 | 10.40 |
| CIHHF China Merchants Bank Co Ltd Class H |
- -% | 5.92 | 6.10 | 5.67 | 0.44 | 0.77 | 3.43 |
South Plains Financial, Inc. operates as a bank holding company for City Bank that provides commercial and consumer financial services to small and medium-sized businesses and individuals. The company operates through two segments, Banking and Insurance. It offers deposit products, including demand deposit accounts, interest-bearing products, savings accounts, and certificate of deposits. The company also provides commercial real estate loans; general and specialized commercial loans, including agricultural production and real estate, energy, finance, investment, and insurance loans, as well as loans to goods, services, restaurant and retail, construction, and other industries; residential construction loans; and 1-4 family residential loans, auto loans, and other loans for recreational vehicles or other purposes. In addition, it offers crop insurance products; trust products and services; investment services; mortgage banking services; online and mobile banking services; and debit and credit cards. The company was founded in 1941 and is headquartered in Lubbock, Texas.
5219 City Bank Parkway, Lubbock, TX, United States, 79407
| Name | Title | Year Born |
|---|---|---|
| Mr. Curtis C. Griffith | Chairman & CEO | 1953 |
| Mr. Cory T. Newsom | Pres & Director | 1968 |
| Mr. Steven B. Crockett | CFO & Treasurer | 1973 |
| Ms. Mikella D. Newsom | Chief Risk Officer & Sec. | 1975 |
| Mr. Kelly L. Deterding | Pres of Windmark Insurance & Sr. VP of Insurance Devel. of City Bank | 1959 |
| Mr. Cory T. Newsom | President & Director | 1968 |
| Mr. Steven B. Crockett | CFO & Treasurer | 1972 |
| Ms. Mikella D. Newsom | Chief Risk Officer & Secretary | 1974 |
| Mr. Kelly L. Deterding | President of Windmark Insurance & Senior VP of Insurance Development of City Bank | 1959 |
Disclaimer - This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.