CA
NZ
UK
AU
IND
US
…
Cash Converters International Limited, together with its subsidiaries, provides secured and unsecured loans, and second-hand retail services in Australia, New Zealand, the United Kingdom, and internationally. It operates through Personal Finance, Vehicle Financing, Store Operations, New Zealand, and United Kingdom (UK) segments. The company offers personal loans and vehicle financing services. It is also involved in the retail sale of new and second-hand goods and pawnbroking operations through corporate owned and franchised stores. The company was founded in 1984 and is headquartered in Perth, Australia.
Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website
A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.
Cash Converters International operates franchised retail stores and an online marketplace that sells pre-owned goods and offers consumer finance services in Australia and select international markets. Long-term growth may be supported by rising demand for affordable secondhand goods, further digitalisation of sales channels and expansion of lending products, while brand scale and diversified revenues appear positioned to support cash generation.
Material risks include sensitivity to consumer spending, regulatory and compliance pressures on small‑ticket lending, competition from large online marketplaces and execution risk in digital and franchise expansion.
Note: The summary and risk score provided above is created by AI and should not be construed as a recommendation of Kalkine.
| Breakdown | 2026-06-30 | 2025-06-30 | 2024-06-30 | 2023-06-30 | 2022-06-30 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2026-06-30 | 2025-06-30 | 2024-06-30 | 2023-06-30 | 2022-06-30 |
| Income before tax | 28.84M | 34.35M | 26.86M | -91.02M | 15.38M |
| Net income | 19.66M | 24.48M | 17.40M | -97.16M | 11.18M |
| Selling general administrative | 181.58M | 147.37M | 139.72M | 109.64M | 90.08M |
| Selling and marketing expenses | - | 13.42M | 11.83M | 12.36M | 11.09M |
| Gross profit | 91.90M | 278.22M | 92.27M | 203.12M | 163.64M |
| Reconciled depreciation | 23.53M | 17.54M | 16.27M | 12.42M | 13.61M |
| Ebit | 45.12M | 49.51M | 43.55M | 36.91M | 33.63M |
| Ebitda | 68.65M | 67.05M | 59.82M | 49.32M | 47.24M |
| Depreciation and amortization | 23.53M | 17.54M | 16.27M | 12.42M | 13.61M |
| Operating income | 45.12M | 49.16M | 46.89M | 26.56M | 25.91M |
| Other operating expenses | 380.27M | 331.97M | 323.45M | 377.72M | 218.09M |
| Interest expense | 10.50M | 22.80M | 23.92M | 10.76M | 6.98M |
| Tax provision | 9.19M | 9.87M | 9.47M | 6.14M | 4.21M |
| Interest income | 1.17M | 1.58M | 1.38M | - | - |
| Net interest income | -19.05M | -19.86M | -21.07M | -16.00M | -12.46M |
| Income tax expense | 9.19M | 9.87M | 9.47M | 6.14M | 4.21M |
| Total revenue | 425.39M | 381.14M | 377.14M | 262.02M | 212.21M |
| Total operating expenses | 46.78M | 229.06M | 38.57M | 200.09M | 159.83M |
| Cost of revenue | 333.49M | 102.92M | 284.87M | 58.90M | 48.57M |
| Total other income expense net | -16.28M | -14.81M | -27.01M | -78.05M | 24.05M |
| Net income from continuing ops | 19.66M | 24.48M | 17.40M | -97.16M | 11.18M |
| Net income applicable to common shares | - | 24.48M | 17.40M | -97.16M | 11.18M |
| Breakdown | 2026-06-30 | 2025-06-30 | 2024-06-30 | 2023-06-30 | 2022-06-30 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2026-06-30 | 2025-06-30 | 2024-06-30 | 2023-06-30 | 2022-06-30 |
| Total assets | 532.00M | 485.75M | 499.55M | 442.67M | 478.19M |
| Intangible assets | 27.32M | 27.09M | 25.17M | 20.54M | 16.99M |
| Other current assets | 4.78M | 4.94M | 3.95M | 2.54M | 1.68M |
| Total liab | 278.20M | 257.79M | 288.18M | 236.18M | 162.84M |
| Total stockholder equity | 253.80M | 227.96M | 211.37M | 206.49M | 315.35M |
| Other current liab | 38.88M | 40.04M | 35.66M | 12.12M | 11.71M |
| Common stock | 275.86M | 249.53M | 251.21M | 249.86M | 249.66M |
| Capital stock | 275.86M | 249.53M | 250.54M | 249.86M | 249.66M |
| Retained earnings | -30.94M | -36.42M | -48.35M | -53.17M | 57.26M |
| Other liab | - | - | - | 4.34M | 2.54M |
| Good will | 54.87M | 20.14M | 7.95M | 3.28M | 110.48M |
| Other assets | - | - | - | 29.67M | 27.86M |
| Cash | 37.22M | 73.20M | 56.29M | 71.56M | 58.09M |
| Total current liabilities | 110.95M | 146.70M | 155.66M | 147.42M | 85.92M |
| Current deferred revenue | - | - | 3.92M | - | - |
| Net debt | 166.56M | 128.96M | 158.78M | 129.17M | 75.10M |
| Short term debt | 68.66M | 101.51M | 112.50M | 116.32M | 58.81M |
| Short long term debt | 55.95M | 91.53M | 103.96M | 109.04M | 51.96M |
| Short long term debt total | 203.78M | 202.15M | 215.07M | 200.73M | 133.18M |
| Other stockholder equity | - | - | -0.67M | 7.53M | 8.43M |
| Property plant equipment | - | - | - | 53.63M | 55.06M |
| Total current assets | 230.16M | 285.83M | 278.47M | 286.24M | 230.53M |
| Long term investments | - | - | - | - | 4.87M |
| Net tangible assets | - | - | - | 182.67M | 187.88M |
| Net receivables | 133.94M | 165.94M | 185.20M | 185.64M | 146.82M |
| Long term debt | 74.45M | 40.82M | 40.12M | 27.95M | 16.41M |
| Inventory | 54.22M | 41.76M | 33.04M | 26.49M | 23.94M |
| Accounts payable | 3.41M | 5.15M | 3.58M | 18.98M | 15.40M |
| Accumulated other comprehensive income | 8.88M | 14.85M | 9.18M | 9.81M | 8.43M |
| Non currrent assets other | - | - | 25.17M | -77.45M | 34.17M |
| Non current assets total | 301.84M | 199.91M | 221.07M | 156.43M | 247.66M |
| Capital lease obligations | 73.38M | 69.80M | 70.99M | 63.74M | 64.82M |
| Long term debt total | - | - | - | 84.41M | 74.37M |
| Breakdown | 2026-06-30 | 2025-06-30 | 2024-06-30 | 2023-06-30 | 2022-06-30 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2026-06-30 | 2025-06-30 | 2024-06-30 | 2023-06-30 | 2022-06-30 |
| Investments | - | -28.31M | -33.06M | -22.63M | 1.89M |
| Change to liabilities | - | - | - | 1.28M | 4.45M |
| Total cashflows from investing activities | -64.06M | -28.31M | -33.06M | -22.63M | 1.89M |
| Net borrowings | -0.09M | -13.25M | 1.75M | 60.91M | -7.45M |
| Total cash from financing activities | -2.85M | -38.74M | -20.67M | 47.01M | -23.42M |
| Change to operating activities | - | - | - | -43.19M | -30.34M |
| Net income | 19.66M | 24.48M | 17.40M | -97.16M | 11.18M |
| Change in cash | -35.97M | 16.04M | -15.28M | 13.48M | -14.08M |
| Begin period cash flow | 73.20M | 56.29M | 71.56M | 58.09M | 72.17M |
| End period cash flow | 37.22M | 72.33M | 56.29M | 71.56M | 58.09M |
| Total cash from operating activities | 32.00M | 83.09M | 38.45M | -11.54M | 7.91M |
| Issuance of capital stock | 24.07M | - | - | - | - |
| Depreciation | 23.53M | - | 16.27M | 9.76M | 10.17M |
| Other cashflows from investing activities | 0.50M | -1.31M | -2.25M | -18.15M | 3.77M |
| Dividends paid | 12.79M | -12.55M | -12.55M | -12.55M | -12.55M |
| Change to inventory | -8.78M | -5.01M | 2.57M | -1.09M | 0.66M |
| Change to account receivables | 8.23M | 51.25M | -6.03M | - | - |
| Sale purchase of stock | -0.09M | -1.65M | -0.67M | -1.35M | -1.55M |
| Other cashflows from financing activities | -13.95M | -11.29M | -9.19M | -8.44M | -10.87M |
| Change to netincome | - | - | - | 121.02M | 11.06M |
| Capital expenditures | 10.49M | 7.16M | 6.46M | 4.48M | 1.90M |
| Change in working capital | 0.47M | 50.48M | 0.05M | -1.09M | 0.66M |
| Stock based compensation | - | - | 0.83M | 0.81M | 1.38M |
| Other non cash items | -11.65M | 32.61M | 4.74M | 75.86M | -13.44M |
| Free cash flow | 21.51M | 75.94M | 31.99M | -16.01M | 6.01M |
Sector: Consumer Cyclical Industry: Specialty Retail
|
Stock Name
|
Change
(AUD) |
Price
(AUD) |
Trailing
PE (x) |
Forward
PE (x) |
Price Sales
TTM (x) |
Price to Book Value (x)
|
Enterprise Value
to Revenue (x) |
Enterprise Value
to EBITDA (x) |
|---|---|---|---|---|---|---|---|---|
| CCV Cash Converters International |
- -% |
0.27 | 8.83 | 8.05 | 0.46 | 0.72 | 0.82 | 5.30 |
| JBH JB Hi-Fi Ltd |
0.25 0.32% |
77.41 | 17.26 | 16.67 | 0.76 | 4.92 | 0.77 | 8.76 |
| HVN Harvey Norman Holdings Ltd |
-0.06 1.33% |
4.45 | 10.74 | 11.14 | 1.84 | 1.10 | 1.78 | 6.90 |
| LOV Lovisa Holdings Ltd |
-0.24 0.84% |
28.46 | 33.37 | 25.91 | 3.39 | 38.51 | 3.69 | 11.93 |
| SUL Super Retail Group Ltd |
-0.19 1.37% |
13.70 | 15.26 | 13.23 | 0.75 | 2.29 | 1.02 | 6.39 |
Cash Converters International Limited, together with its subsidiaries, provides secured and unsecured loans, and second-hand retail services in Australia, New Zealand, the United Kingdom, and internationally. It operates through Personal Finance, Vehicle Financing, Store Operations, New Zealand, and United Kingdom (UK) segments. The company offers personal loans and vehicle financing services. It is also involved in the retail sale of new and second-hand goods and pawnbroking operations through corporate owned and franchised stores. The company was founded in 1984 and is headquartered in Perth, Australia.
| Name | Title | Year Born |
|---|---|---|
| Mr. Sam William Budiselik | CEO, MD & Exec. Director | NA |
| Mr. Peter Cumins | Exec. Deputy Chairman | 1951 |
| Mr. Leslie Crockett | Company Sec. & CFO | NA |
| Ms. Lisa Stedman | Chief Operating Officer | NA |
| Mr. James Miles | Chief Information Officer & Head of Product | NA |
| Mr. Ben Cox | Gen. Mang. of Corp. Distribution | NA |
| Mr. Sam William Budiselik | CEO, MD & Executive Director | NA |
| Mr. Peter Cumins | Executive Deputy Chairman | 1951 |
| Mr. Jonty Gibbs | Chief Financial Officer | NA |
| Ms. Meagan Hamblin | Joint Company Secretary | NA |
Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.
Download a free report with stock ideas and industry insights for general information.
Download Free Report Now →
Basic Materials
+0.61%
Communication Services
-0.21%
Consumer Cyclical
-0.26%
Consumer Defensive
-0.37%
Energy
+0.23%
Financial Services
-0.43%
Financials
+0.39%
Healthcare
+0.88%
Industrials
+0.36%
Real Estate
-0.51%
Technology
+1.35%
Utilities
+0.19%
Note: Daily price change (%) by sector excluding stocks with +/-90% daily price change. Companies above $500 million market capitalization are considered.
Portfolio
Watchlist
Please wait processing your request...