Key Highlights

  • Robinhood (NASDAQ:HOOD) reports after the close on Tuesday, October 27, 2026, with consensus earnings of USD 0.55 per share against USD 0.62 in the second quarter, when revenue reached a record USD 1.31 billion.
  • SoFi Technologies (NASDAQ:SOFI) reports before the open the same day, with consensus adjusted earnings of USD 0.17 per share against USD 0.12 in the second quarter and full-year revenue guided to USD 4.75 billion to USD 4.85 billion.
  • Galaxy Digital (NASDAQ:GLXY) reports before the open, with consensus earnings of USD 0.13 per share after a second-quarter loss of USD 0.09, as Helios lease revenue of about USD 80 million begins.
  • Trading volumes, deposits, lending and digital asset prices link the three, and the Federal Reserve decision on Wednesday, October 28, 2026 follows a rate rise on Wednesday, September 16, 2026.

Robinhood (NASDAQ:HOOD): deposits and engagement after a record quarter

Robinhood Markets, Inc. (NASDAQ:HOOD), a retail brokerage and financial services platform, reports third-quarter results after the market closes on Tuesday, October 27, 2026, so the first trading reaction falls on Wednesday, October 28. Consensus earnings are USD 0.55 per share. In its release of Wednesday, July 29, 2026, second-quarter diluted earnings were USD 0.62, including USD 0.14 of gains mainly from deconsolidating a ventures fund, which suggests underlying earnings near USD 0.48. That adjustment is simple arithmetic on two reported figures. Revenue was USD 1.31 billion, up 32%, and net deposits were USD 21.7 billion. Results cannot be known in advance.

Robinhood earns from transaction fees on equities, options and crypto, from net interest on customer cash and margin balances, and from Gold subscriptions. Activity in markets therefore sets revenue, while deposits set the asset base. A crypto slump was noted in the quarter, and crypto trading remains the most volatile revenue stream. A rate increase supports interest earnings on cash balances but can dampen speculative trading appetite. Management lowered 2026 adjusted expenses and share-based compensation to USD 2.675 billion to USD 2.775 billion.

The bull case is earnings above USD 0.55, net deposits at or above USD 21.7 billion and further growth in Gold subscribers, now 4.8 million, which would likely be read positively. The bear case is lower options and crypto volumes or slower deposits, which could prompt a sharp fall since the stock trades on growth expectations. Regulatory changes on retail trading add volatility.

SoFi Technologies (NASDAQ:SOFI): members, lending and guidance

SoFi Technologies (NASDAQ:SOFI) runs a digital bank that offers lending, savings, investing and a technology platform, and it is scheduled to report before the open on Tuesday, October 27, 2026. Consensus adjusted earnings are USD 0.17 per share in market data. In the second quarter, reported on Wednesday, July 29, 2026, adjusted net revenue rose 40% to USD 1,205.6 million and adjusted earnings were USD 0.12 per share. Management raised the full-year revenue range and kept adjusted EBITDA near USD 1.6 billion and member growth of at least 30%. Results cannot be known in advance.

SoFi earns fees and interest by selling several products to the same member, so the count of members and products is the leading indicator of revenue. At the end of June it had 15,814,418 members and about 24.4 million products, while originations reached USD 14.8 billion. The full-year earnings target of about USD 0.60 per share was held unchanged while revenue was raised, so the second half must deliver more earnings per share than the first. Funding cost and credit quality on personal loans decide how much revenue reaches earnings.

The bear case is a miss on the step up, rising credit losses or slower originations, which would likely weigh on a stock that fell in premarket trading after the July report despite a beat. A second raise to the revenue range would support the shares. Investors should watch net interest margin, personal loan delinquency trends and the fourth-quarter outlook.

Galaxy Digital (NASDAQ:GLXY): Helios lease revenue against crypto prices

Galaxy Digital (NASDAQ:GLXY) combines digital asset trading, asset management and data centre operations, and it is scheduled to report third-quarter results before the open on Tuesday, October 27, 2026. Consensus estimates call for earnings of USD 0.13 per share, a swing from the second-quarter loss. In its release of Wednesday, August 5, 2026, the company reported a net loss of USD 85.3 million, narrowed from USD 216.3 million, which it attributed mainly to lower digital asset prices. Adjusted gross profit was USD 43.4 million. Results cannot be known in advance.

The company has two earnings engines. The Helios campus in Texas delivered 133 MW of critical IT load to CoreWeave (NASDAQ:CRWV) under a 15-year lease, and the company expects quarterly leasing revenue of about USD 80 million and project margins above 90% from the third quarter. The trading and treasury book is exposed to digital asset prices and produced the losses in Treasury and Corporate. Assets under management and stake fell 12% to USD 7.1 billion. A USD 3.5 billion senior secured note offering completed on July 28, 2026 funds Phase II.

Lease revenue below plan, renewed mark-to-market losses or Phase II delays would likely pressure the shares given the new secured debt. The stock fell after the August release. Investors should watch lease revenue, digital asset prices and updates on Phase II construction, whose first data halls are expected in the second quarter of 2027.

Where Things Stand

The answer is that the three need to show that activity and balance sheet growth carried into the third quarter despite higher rates. Robinhood (NASDAQ:HOOD) must keep deposits and customers growing with earnings near or above USD 0.55. SoFi Technologies (NASDAQ:SOFI) beats USD 0.17 if second-quarter growth carried through, though guidance may again carry the reaction. Galaxy Digital (NASDAQ:GLXY) reports against USD 0.13 that requires a profit swing, so Helios revenue and digital asset prices are likely to decide whether the bar is cleared.

The next catalysts are the SoFi and Galaxy Digital releases before the open and the Robinhood release after the close on Tuesday, October 27, 2026, trading on Wednesday, October 28, 2026 and the Federal Reserve decision the same day. Estimates are not guarantees, and this is not investment advice.