MSFT 430.59 0.8407% AAPL 222.5 -0.1212% NVDA 119.1 -0.0336% GOOGL 157.46 1.7907% GOOG 158.37 1.8195% AMZN 186.49 -0.2727% META 524.62 -0.1865% AVGO 167.69 1.902% TSLA 230.29 0.2089% TSM 172.5 0.6242% LLY 923.71 -1.2096% V 287.35 0.6938% JPM 204.32 -1.1036% UNH 594.32 1.0027% NVO 137.0 0.2488% WMT 80.6 1.18% LVMUY 134.665 -0.226% XOM 111.15 -0.0719% LVMHF 675.14 0.1691% MA 493.36 0.254%
Last update at 2024-09-13T20:29:00Z
3 No-Brainer Fintech Stocks to Buy Right Now for Less Than $200
Thu 12 Sep 24, 10:19 AMSoFi Technologies, Inc. (SOFI) Stock Sinks As Market Gains: What You Should Know
Tue 10 Sep 24, 09:45 PMGrab 5 Fintech Industry Stocks for Long-Term Gains
Tue 10 Sep 24, 06:45 PMSoFi Technologies Slips 30% YTD: Is the Stock Worth Buying?
Mon 09 Sep 24, 02:06 PMSoFi Technologies, Inc. (SOFI): Among the Worst ARK Stocks According to Short Sellers
Sun 08 Sep 24, 08:51 PMAFRM vs. SOFI: Which Lending Stock Is Better?
Thu 05 Sep 24, 08:37 AM| Breakdown | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 |
| Income before tax | -318.72100M | -481.17700M | -328.52100M | -239.59900M | -253.35700M |
| Minority interest | - | - | - | - | - |
| Net income | -320.40700M | -483.93700M | -224.05300M | -239.69700M | -252.39900M |
| Selling general administrative | 501.62M | 498.53M | 237.38M | 152.28M | 121.95M |
| Selling and marketing expenses | 617.82M | 426.88M | 276.58M | 266.20M | 212.60M |
| Gross profit | 1573.54M | 984.87M | 565.53M | 442.66M | 269.40M |
| Reconciled depreciation | 151.36M | 101.57M | 69.83M | 15.96M | 10.91M |
| Ebit | -129.44600M | -481.17700M | -328.52100M | -239.59900M | 77.20M |
| Ebitda | 21.91M | -379.60900M | -258.68900M | -223.64400M | 88.11M |
| Depreciation and amortization | 151.36M | 101.57M | 69.83M | 15.96M | 10.91M |
| Non operating income net other | - | - | - | - | - |
| Operating income | -129.44600M | -481.17700M | -328.52100M | -239.59900M | 77.20M |
| Other operating expenses | 1524.70M | -1466.04900M | -894.05300M | -682.25800M | 192.20M |
| Interest expense | 189.28M | 102.78M | 185.61M | 278.36M | 330.55M |
| Tax provision | 1.69M | 2.76M | -104.46800M | 0.10M | -0.95800M |
| Interest income | 773.37M | 355.02M | 55.11M | 608.19M | 589.62M |
| Net interest income | 584.10M | 252.24M | 177.93M | 329.83M | 259.06M |
| Extraordinary items | - | - | - | - | - |
| Non recurring | - | - | - | - | - |
| Other items | - | - | - | - | - |
| Income tax expense | 1.69M | 2.76M | -104.46800M | 0.10M | -0.95800M |
| Total revenue | 1573.54M | 984.87M | 565.53M | 442.66M | 269.40M |
| Total operating expenses | 1524.70M | -1466.04900M | -894.05300M | -682.25800M | -192.20200M |
| Cost of revenue | - | 256.98M | 178.90M | 116.33M | - |
| Total other income expense net | -189.27500M | -102.77600M | -185.60600M | -278.35900M | -330.55400M |
| Discontinued operations | - | - | - | - | - |
| Net income from continuing ops | -320.40700M | -483.93700M | -224.05300M | -239.69700M | -252.39900M |
| Net income applicable to common shares | -320.40700M | -483.93700M | -317.24700M | -263.62000M | -252.39900M |
| Preferred stock and other adjustments | - | - | - | - | - |
| Breakdown | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 |
| Total assets | 30074.86M | 19007.67M | 9176.33M | 8563.50M | 7289.16M |
| Intangible assets | 544.52M | 582.21M | 452.84M | 504.68M | 213.40M |
| Earning assets | - | - | - | - | - |
| Other current assets | -4216.08200M | 14054.90M | 6469.57M | -804.21615M | 190.72M |
| Total liab | 24519.87M | 13479.20M | 4478.62M | 5509.93M | 5188.49M |
| Total stockholder equity | 5554.99M | 5528.48M | 4697.70M | 3053.57M | 2100.67M |
| Deferred long term liab | - | - | 4.10M | 0.53M | - |
| Other current liab | -165.63300M | -512.81700M | -497.81000M | -486.00000M | -161.00000M |
| Common stock | 0.10M | 0.09M | 0.08M | 772.72M | - |
| Capital stock | 320.47M | 320.47M | 320.46M | 3173.69M | 2439.73M |
| Retained earnings | -1804.26300M | -1503.52100M | -1183.11400M | -699.17700M | -474.55800M |
| Other liab | - | 202.74M | 9.99M | 10.57M | 5.97M |
| Good will | 1393.51M | 1622.99M | 898.53M | 899.27M | 15.67M |
| Other assets | 24115.16M | 14856.61M | 6318.94M | 5433.85M | 5620.28M |
| Cash | 3615.58M | 1421.91M | 494.71M | 872.58M | 499.49M |
| Cash and equivalents | - | - | - | - | - |
| Total current liabilities | 25.50M | 117.76M | 497.81M | 486.00M | 161.00M |
| Current deferred revenue | 5.72M | - | 199.65M | 33.09M | 57.41M |
| Net debt | 1747.06M | 4684.78M | 3685.75M | 4199.13M | 4585.41M |
| Short term debt | 25.50M | 486.00M | 497.81M | 486.00M | 161.00M |
| Short long term debt | 486.00M | 486.00M | 497.81M | 486.00M | 161.00M |
| Short long term debt total | 5362.63M | 6106.69M | 4180.46M | 5071.71M | 5084.90M |
| Other stockholder equity | 7039.99M | 6719.83M | 5561.83M | 579.23M | 135.52M |
| Property plant equipment | - | 149.65M | 227.06M | 174.61M | 143.16M |
| Total current assets | 3786.95M | 1818.68M | 689.62M | 922.88M | 520.80M |
| Long term investments | 724.86M | 396.77M | 214.65M | 604.47M | 758.00M |
| Net tangible assets | - | 3463.33M | 3514.60M | -1398.20700M | -384.35500M |
| Short term investments | 540.04M | 195.44M | 194.91M | 805.02M | - |
| Net receivables | 60.47M | 127.05M | 34.21M | 50.30M | 21.32M |
| Long term debt | 4754.81M | 5502.93M | 4041.66M | 4431.22M | 4799.16M |
| Inventory | - | - | - | - | - |
| Accounts payable | 159.91M | 144.57M | 298.16M | 452.91M | 103.59M |
| Total permanent equity | - | - | - | - | - |
| Noncontrolling interest in consolidated entity | - | - | - | - | - |
| Temporary equity redeemable noncontrolling interests | - | - | - | - | - |
| Accumulated other comprehensive income | -1.20900M | -8.29600M | -1.47100M | -0.16600M | -0.02100M |
| Additional paid in capital | - | - | - | - | - |
| Common stock total equity | - | 0.09M | 0.08M | 772.72M | - |
| Preferred stock total equity | - | - | - | - | - |
| Retained earnings total equity | - | -1503.52100M | -1183.11400M | -55.77139M | - |
| Treasury stock | - | - | - | - | - |
| Accumulated amortization | - | - | - | - | - |
| Non currrent assets other | 8217.42M | -546.62300M | -2167.76300M | -2206.76900M | -1148.07400M |
| Deferred long term asset charges | - | - | - | - | - |
| Non current assets total | 2172.74M | 2332.39M | 2167.76M | 2206.77M | 1148.07M |
| Capital lease obligations | 121.82M | 117.76M | 138.79M | 139.80M | 124.75M |
| Long term debt total | - | 5502.93M | 4041.66M | - | - |
| Breakdown | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 |
| Investments | -106.33300M | -84.60400M | 0.83M | -3.60800M | -100.40100M |
| Change to liabilities | 6.37M | -9.02200M | 95.16M | 2.03M | 13.23M |
| Total cashflows from investing activities | -106.33300M | 110.19M | 258.95M | 114.87M | -12.25100M |
| Net borrowings | 1333.80M | -1031.08700M | 524.90M | -367.96500M | -931.54800M |
| Total cash from financing activities | 8438.67M | 684.99M | 853.75M | 93.08M | -954.79300M |
| Change to operating activities | -7501.93000M | -1336.29200M | -492.49200M | 68.01M | 1214.91M |
| Net income | -320.40700M | -483.93700M | -224.05300M | -239.69700M | -252.39900M |
| Change in cash | 1077.87M | -554.99100M | 633.22M | 153.20M | 56.25M |
| Begin period cash flow | 768.44M | 1323.43M | 690.21M | 537.00M | 480.75M |
| End period cash flow | 1846.30M | 768.44M | 1323.43M | 690.21M | 537.00M |
| Total cash from operating activities | -7255.04400M | -1350.21700M | -479.33600M | -54.73300M | 1023.28M |
| Issuance of capital stock | 0.00000M | 0.00000M | 369.84M | 573.85M | 0.00000M |
| Depreciation | 151.36M | 101.57M | 69.83M | 15.96M | 10.91M |
| Other cashflows from investing activities | -6.89500M | 247.06M | -7.64300M | -9.05000M | -9.05000M |
| Dividends paid | 40.42M | 40.43M | -10238.15900M | 23.92M | 23.92M |
| Change to inventory | - | - | - | - | - |
| Change to account receivables | 0.00000M | 1.40M | 1.12M | -2.67000M | 0.00000M |
| Sale purchase of stock | -40.42500M | -323.81100M | -40.57600M | -32.72700M | 0.00000M |
| Other cashflows from financing activities | 18305.19M | 11438.49M | 20472.13M | 12951.89M | 13679.62M |
| Change to netincome | -7147.55200M | -955.10200M | 49.71M | 65.77M | 12.77M |
| Capital expenditures | 103.73M | 52.26M | 24.55M | 37.59M | 13.73M |
| Change receivables | - | - | - | - | - |
| Cash flows other operating | 36.08M | -22.01600M | - | - | - |
| Exchange rate changes | - | - | - | - | - |
| Cash and cash equivalents changes | 1077.29M | -555.03700M | - | - | - |
| Change in working capital | -28.12400M | -47.13300M | 59.68M | 14.49M | 101.47M |
| Stock based compensation | 305.99M | 239.37M | 100.78M | 61.42M | 43.46M |
| Other non cash items | -7357.21600M | -1161.29000M | -381.06600M | 93.05M | 1120.92M |
| Free cash flow | -7358.77700M | -1402.47800M | -503.88500M | -92.32300M | 1009.55M |
Sector: Financial Services Industry: Credit Services
| Company | Change (USD) | Price (USD) | Trailing PE (x) | Forward PE (x) | Price Sales TTM (x) | Price to Book Value (x) | ||
|---|---|---|---|---|---|---|---|---|
| SOFI SoFi Technologies Inc. |
0.28 3.75% | 7.74 | - | 91.74 | 3.75 | 1.48 | ||
| V Visa Inc. Class A |
1.98 0.69% | 287.35 | 31.25 | 25.97 | 16.18 | 13.64 | 16.19 | 23.37 |
| MA Mastercard Inc |
1.25 0.25% | 493.36 | 37.04 | 29.50 | 16.14 | 62.35 | 16.47 | 27.24 |
| AXP American Express Company |
3.85 1.51% | 259.00 | 17.39 | 14.58 | 2.42 | 4.82 | ||
| PYPL PayPal Holdings Inc |
-0.26 0.37% | 70.10 | 15.53 | 12.61 | 2.28 | 3.23 | 2.14 | 9.31 |
SoFi Technologies, Inc. provides various financial services in the United States, Latin America, and Canada. It operates through three segments: Lending, Technology Platform, and Financial Services. The company offers lending and financial services and products that allows its members to borrow, save, spend, invest, and protect money. It offers personal loans, student loans, home loans, and related services. The company also operates Galileo, a technology platform that offers services to financial and non-financial institution; and Technisys, a cloud-native digital and core banking platform with financial services customers. In addition, it provides SoFi Money offers checking and savings accounts, debit cards, and cash management products; and SoFi Invest, a mobile-first investment platform that provides access to trading and advisory solutions, such as investing and robo-advisory. Further, the company offers SoFi Credit Card that provides cash backs on every purchase; Sofi Relay, a personal finance management product that allows to track all of their financial accounts comprising credit score and spending behaviors; SoFi Protect, which offers insurance product; SoFi Travel, an application that manages travel search and booking experience; SoFi At Work provides financial benefits to employees, including student loan payments made on their employees' behalf; Lantern Credit, a financial services marketplace platform for seeking alternative products and provide product comparisons; and other lending as a service that offers pre-qualified borrower referrals and sells loans to third-party partner. The company was founded in 2011 and is based in San Francisco, California.
234 1st Street, San Francisco, CA, United States, 94105
| Name | Title | Year Born |
|---|---|---|
| Mr. George Thompson Hutton | Independent Non Exec. Chairman | 1956 |
| Mr. Anthony J. Noto | CEO & Director | 1969 |
| Mr. Christopher Lapointe | Chief Financial Officer | 1985 |
| Mr. Derek Jensen White | CEO of Galileo Financial Technologies & Head of SoFi International | 1973 |
| Mr. Jeremy Rishel | Chief Technology Officer | NA |
| Mr. William F. Tanona | Sr. VP of Corp. Devel. & Investor Relations | 1973 |
| Mr. Robert Steven Lavet | Gen. Counsel & Sec. | 1949 |
| Ms. Lauren Stafford Webb | Chief Marketing Officer | 1986 |
| Ms. Anna Avalos | Chief People Officer | NA |
| Mr. Aaron J. Webster | Chief Risk Officer and Global Head of Operations & LatAm | 1980 |
Disclaimer - This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on ‘as is’ basis, using their API. The information and data provided on this page, as well as via the API, are not guaranteed to be real-time or accurate. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general informational purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine does not assume any responsibility for any trading losses you might incur as a result of using this information, data, or any analyst rating or recommendation provided. Kalkine will not accept any liability for any loss or damage resulting from reliance on the information, including but not limited to data, quotes, charts, analyst ratings, recommendations, and buy/sell signals sourced via the API.
Please be fully informed about the risks and costs associated with trading in the financial markets, as it is one of the riskiest forms of investment. Kalkine does not provide any warranties regarding the information on this page, including, without limitation, warranties of merchantability or fitness for a particular purpose or use.
US 
AU
UK
CA
NZ
Please wait processing your request...