S&T Bancorp Updates Investor Materials with Financial Presentation Disclosure

Investor Presentation Filed Under Regulation FD Guidance

S&T Bancorp, Inc. filed a current report disclosing the availability of an investor presentation containing financial data. According to the announcement, the presentation is designed for use by members of management during various investor engagement activities. The company stated that the presentation will be used "from time to time during visits with investors, analysts and other interested parties to assist in their understanding of S&T Bancorp, Inc." This standardized approach enables consistent communication of financial and operational information across multiple investor meetings and conferences.

The presentation was attached to the report as Exhibit 99.1 and has been made available on S&T Bancorp's corporate website. The filing indicates that this material serves as a central resource for management communications, allowing the company to provide comprehensive financial data in a structured format across multiple presentations and discussions with market participants. This disclosure mechanism supports the company's investor relations strategy by establishing a clear, accessible document that can be referenced during management presentations.

Regulatory Treatment and Investor Access

The company noted specific regulatory treatment for this disclosure under Item 7.01 of its current report filing. S&T Bancorp stated that "the information in this Current Report on Form 8-K is being furnished under Item 7.01 and shall not be deemed to be 'filed' for the purposes of Section 18 of the Securities and Exchange Act of 1934." This designation means the presentation is furnished as disclosure information rather than formally filed, affecting certain liability provisions under securities law.

The statement further clarified that the presentation "nor shall such information be deemed incorporated by reference in any filing under the Securities Act of 1933 or the Exchange Act, except as shall be expressly set forth by specific reference in such a filing." This regulatory categorization is standard practice for investor presentation materials and ensures appropriate treatment of the disclosure within the regulatory framework. Investors accessing the presentation should note this distinction regarding its legal status as furnishing rather than filing.

S&T Bancorp's Investor Communication Strategy

The filing reflects S&T Bancorp's established approach to maintaining active investor relations and providing transparent financial information to the capital markets. The Pennsylvania-based bank holding company, which trades on the NASDAQ under the ticker STBA, regularly engages with investors and analysts through formal presentations and meetings. By disclosing a standardized investor presentation, the company demonstrates its commitment to providing consistent, accessible financial information to shareholders and market participants.

The company's investor relations materials address the needs of various stakeholder groups, including institutional investors, equity analysts, and other interested parties seeking to understand S&T Bancorp's financial performance and business operations. The presentation framework allows management to efficiently communicate key financial metrics and operational data across multiple engagement activities throughout the year. This coordinated approach to investor communication helps ensure message consistency and provides interested parties with readily accessible, comprehensive financial information.

Presentation Availability and Distribution

S&T Bancorp made the investor presentation available through its official corporate website at www.stbancorp.com, ensuring broad access for investors and analysts seeking current financial information. The disclosure statement indicated that the presentation "is available on S&T's website," establishing a centralized location where market participants can access the materials independently. This distribution method supports the company's transparency goals and allows investors to review financial data at their discretion.

The website-based availability of the presentation reflects current market practice among publicly traded companies seeking to maintain robust investor relations programs. By posting the materials centrally, S&T Bancorp reduces information barriers and ensures that all interested parties have equal access to the financial presentation content. This approach aligns with regulatory expectations for fair disclosure and enables investors to conduct independent research using company-provided financial materials.

Management Authorization and Corporate Governance

Mark Kochvar, Senior Executive Vice President and Chief Financial Officer of S&T Bancorp, signed the current report on behalf of the company on July 27, 2026. The filing statement indicated that "the registrant has duly caused this report to be signed by the undersigned thereunto duly authorized." This signature requirement reflects S&T Bancorp's compliance with Securities and Exchange Commission filing procedures and corporate governance protocols.

The authorization to file the current report and disclose the investor presentation demonstrates appropriate corporate governance oversight of investor relations materials. The involvement of the Chief Financial Officer in authorizing this disclosure ensures that financial information presented to investors has been reviewed by senior management responsible for the company's financial reporting and disclosure practices. This multi-level review process supports the accuracy and appropriateness of materials provided to the investment community.

NASDAQ Trading and Registration Details

S&T Bancorp's common stock, with a par value of $2.50, trades on the NASDAQ Global Select Market under the symbol STBA. The company is registered with the Securities and Exchange Commission and maintains its principal executive offices at 800 Philadelphia Street, Indiana, Pennsylvania, 15701. The company's IRS Employer Identification Number is 25-1434426, and its SEC Commission File Number is 0-12508. These regulatory identifiers establish S&T Bancorp's status as a public company subject to ongoing SEC reporting obligations.

As a registered public company trading on a major national securities exchange, S&T Bancorp is required to maintain current disclosures with the SEC and provide regular financial reporting to investors and the broader market. The filing of investor presentation materials represents one component of the company's comprehensive disclosure obligations under federal securities laws. The disclosure was submitted in accordance with applicable SEC regulations governing current report filings and investor relations disclosures.

Financial Data Scope and Content

While the current report disclosed that the investor presentation contains "financial data" intended for management use during investor meetings, the report itself did not specify the particular financial metrics, performance figures, or operational data included in the presentation materials. Investors seeking detailed information about specific financial metrics, balance sheet data, earnings information, or operational performance measures would need to review the full presentation document available on the company's website.

The filing indicated that the presentation materials serve a broad informational purpose for "assisting in their understanding of S&T Bancorp, Inc." This scope suggests the presentation likely covers multiple dimensions of the company's business and financial performance. Investors interested in reviewing the comprehensive financial data included in the presentation should access the materials directly from S&T Bancorp's investor relations website to review the specific content relevant to their investment analysis and decision-making processes.

Ongoing Investor Engagement Activities

The disclosure statement noted that management would use the investor presentation "from time to time" during investor engagement activities, indicating an ongoing communication strategy rather than a one-time disclosure event. This language reflects S&T Bancorp's commitment to maintaining active investor relations throughout the year as opportunities arise for meetings with institutional investors, equity analysts, and other interested stakeholders. The standardized presentation format enables management to provide consistent financial information across multiple engagement activities.

By maintaining current, comprehensive investor presentation materials, S&T Bancorp supports its broader investor relations objectives of fostering transparent communication with capital markets participants. The availability of these materials on the company's website and the disclosure through the regulatory filing process demonstrate the company's commitment to keeping investors informed about its financial performance and business operations. This ongoing investor engagement strategy helps facilitate informed investment decision-making among shareholders and analysts following the company.