Republic Bancorp, Inc. filed its Form 10-Q for the quarterly period ended June 30, 2026 with the Securities and Exchange Commission, reporting consolidated balance sheet and income statement data for the company traded on The Nasdaq Stock Market under the symbol RBCAA.

Key Highlights

  • Total assets: Republic Bancorp reported total assets of $7,061,829 thousand as of June 30, 2026, compared to $7,042,061 thousand as of December 31, 2025.
  • Total deposits: Total deposits rose to $5,551,742 thousand at June 30, 2026, up from $5,203,147 thousand at December 31, 2025.
  • Loans, net: Net loans stood at $5,322,639 thousand as of June 30, 2026, compared to $5,360,977 thousand at December 31, 2025.
  • Stockholders' equity: Total stockholders' equity was $1,156,797 thousand at June 30, 2026, versus $1,102,293 thousand at December 31, 2025.
  • FHLB advances reduced: Federal Home Loan Bank advances declined to $157,000 thousand from $506,000 thousand at December 31, 2025.
  • Shares outstanding: As of July 31, 2026, Class A Common Stock shares outstanding totaled 17,497,409 and Class B Common Stock shares outstanding totaled 2,136,742, according to the filing.
  • Allowance for credit losses: The allowance for credit losses on loans was $87,767 thousand at June 30, 2026, up from $85,352 thousand at December 31, 2025.

Republic Bancorp Balance Sheet and Capital Position at June 30, 2026

According to the filing, Republic Bancorp, Inc. (The Nasdaq Stock Market: RBCAA), a Kentucky-incorporated company headquartered at 601 West Market Street, Louisville, Kentucky, reported total assets of $7,061,829 thousand at June 30, 2026. This compares to $7,042,061 thousand recorded at December 31, 2025. The company disclosed that cash and cash equivalents increased to $354,091 thousand from $219,972 thousand at year-end 2025. Available-for-sale debt securities were reported at fair value of $886,982 thousand, with an amortized cost of $897,223 thousand.

The filing indicates that total deposits grew to $5,551,742 thousand by June 30, 2026, from $5,203,147 thousand at December 31, 2025. Noninterest-bearing deposits were reported at $1,248,704 thousand and interest-bearing deposits at $4,303,038 thousand. Federal Home Loan Bank advances fell significantly to $157,000 thousand from $506,000 thousand at the prior year-end, according to the filing. Securities sold under agreements to repurchase and other short-term borrowings decreased to $68,615 thousand from $88,504 thousand.

The company reported retained earnings of $998,978 thousand and accumulated other comprehensive loss of $8,201 thousand as of June 30, 2026. Total stockholders' equity reached $1,156,797 thousand, compared to $1,102,293 thousand at December 31, 2025. The filing identifies Republic Bancorp as an accelerated filer and states that it is not a shell company, smaller reporting company, or emerging growth company.

What Was Disclosed

Republic Bancorp filed its quarterly report covering the period ended June 30, 2026, disclosing consolidated balance sheet data reflecting growth in total deposits and stockholders' equity, a reduction in FHLB advances, and an increase in the allowance for credit losses compared to December 31, 2025.