NB Bancorp, Inc. filed its quarterly report on Form 10-Q with the SEC for the period ended June 30, 2026, disclosing net income, balance sheet growth, and deposit figures for the three and six months ended on that date.

Key Highlights

  • Q2 2026 net income: $21,123 thousand, compared to $14,579 thousand in Q2 2025, according to the filing.
  • Six-month net income: $36,107 thousand for the six months ended June 30, 2026, versus $27,234 thousand for the same period in 2025.
  • Total assets: $7,446,880 thousand as of June 30, 2026, up from $7,006,388 thousand at December 31, 2025.
  • Net interest income: $69,145 thousand for Q2 2026, compared to $47,007 thousand for Q2 2025.
  • Total deposits: $6,320,090 thousand at June 30, 2026, up from $5,853,792 thousand at December 31, 2025.
  • Shares outstanding: 43,818,490 shares of common stock as of July 31, 2026, down from 45,770,128 at December 31, 2025.
  • Basic earnings per share: $0.53 for Q2 2026, compared to $0.39 for Q2 2025.

NB Bancorp Q2 2026: Income, Asset Growth, and Deposit Trends

NB Bancorp, Inc. (NASDAQ: NBBK), headquartered in Needham, Massachusetts, reported net income of $21,123 thousand for the three months ended June 30, 2026, according to the filing. This compared to net income of $14,579 thousand for the same quarter of 2025. For the six months ended June 30, 2026, the company reported net income of $36,107 thousand, versus $27,234 thousand for the first half of 2025. Diluted earnings per share for Q2 2026 were $0.53 basic and the diluted weighted average share count stood at 40,000,305.

The filing disclosed total interest and dividend income of $111,792 thousand for Q2 2026, compared to $79,848 thousand in Q2 2025. Total interest expense for the quarter was $42,647 thousand, producing net interest income of $69,145 thousand. Total provision for credit losses was $3,193 thousand for Q2 2026. On the expense side, total noninterest expense reached $44,017 thousand for the quarter, with salaries and employee benefits representing the largest component at $25,549 thousand. Total noninterest income was $5,559 thousand for Q2 2026.

The consolidated balance sheet as of June 30, 2026 showed total assets of $7,446,880 thousand, up from $7,006,388 thousand at December 31, 2025. Net loans stood at $6,340,806 thousand, while total deposits grew to $6,320,090 thousand, reflecting increases in both core deposits ($5,600,238 thousand) and brokered deposits ($719,852 thousand). Total shareholders' equity was $842,002 thousand at June 30, 2026, compared to $858,932 thousand at December 31, 2025. The allowance for credit losses was $82,088 thousand at June 30, 2026, versus $87,411 thousand at December 31, 2025.

What Was Disclosed

NB Bancorp disclosed unaudited financial results for the quarter and six months ended June 30, 2026, including income statements, a consolidated balance sheet, and details on deposits, loans, credit losses, and shareholders' equity for the period.