Great Southern Bancorp, Inc. filed its Form 10-Q for the quarterly period ended June 30, 2026, with the U.S. Securities and Exchange Commission on August 7, 2026, reporting second-quarter and year-to-date income, balance sheet, and capital data.

Key Highlights

  • Q2 2026 net income: $15,795 thousand, compared with $19,786 thousand in Q2 2025, according to the filing.
  • Q2 2026 diluted EPS: $1.43, down from $1.72 in the same quarter of 2025, as reported in the filing.
  • Six-month net income: $33,271 thousand for the six months ended June 30, 2026, versus $36,946 thousand for the same period in 2025.
  • Total assets: $5,522,824 thousand as of June 30, 2026, compared with $5,598,606 thousand at December 31, 2025.
  • Net loans receivable: $4,307,712 thousand at June 30, 2026, net of an allowance for credit losses of $63,965 thousand.
  • Q2 2026 dividend declared: $0.43 per common share, up from $0.40 per common share in Q2 2025.
  • Shares outstanding: 10,897,507 shares of common stock as of August 5, 2026, per the filing.

Great Southern Bancorp Q2 2026: Income, Expenses, and Balance Sheet Details

According to the filing, Great Southern Bancorp (NASDAQ: GSBC) reported total interest income of $72,461 thousand for the three months ended June 30, 2026, a decrease from $80,975 thousand in the same quarter of 2025. Total interest expense fell to $22,968 thousand from $30,012 thousand year-over-year, resulting in net interest income of $49,493 thousand for Q2 2026 versus $50,963 thousand in Q2 2025. The company reported zero provision for credit losses on loans in both the current and prior-year quarters.

The filing disclosed that total non-interest income for Q2 2026 was $7,375 thousand, compared with $8,212 thousand a year earlier. Non-interest expense increased to $38,222 thousand from $35,005 thousand in Q2 2025, with net occupancy and equipment expense rising to $10,683 thousand from $8,435 thousand and salaries and employee benefits increasing to $20,691 thousand from $20,005 thousand. Income before income taxes for the quarter was $18,638 thousand, down from $24,280 thousand in Q2 2025.

On the balance sheet, the registrant reported total deposits of $4,302,067 thousand at June 30, 2026, versus $4,482,774 thousand at December 31, 2025. Total stockholders' equity stood at $641,597 thousand, up from $636,126 thousand at year-end 2025, with retained earnings of $619,960 thousand and accumulated other comprehensive loss of $(37,724) thousand. Common stock issued and outstanding was 10,884,444 shares at June 30, 2026, compared with 11,062,252 shares at December 31, 2025.

What Was Disclosed

The 10-Q for the period ended June 30, 2026, disclosed Great Southern Bancorp's second-quarter and first-half income statements, balance sheet positions, per-share data, and capital structure, reflecting changes in net income, total assets, deposits, and stockholders' equity relative to prior periods.