ARMOUR Residential REIT Schedules Second Quarter 2026 Earnings Call for July 23

ARMOUR Residential REIT's Business Model and Market Position

ARMOUR Residential REIT, Inc. is a Maryland-incorporated real estate investment trust headquartered in Vero Beach, Florida. The company operates as a mortgage REIT, focusing on residential mortgage-backed securities as its primary investment vehicle. REITs in the residential mortgage space play a significant role in the broader housing finance ecosystem by providing liquidity and capital to the mortgage market. ARMOUR's operational strategy centers on acquiring and managing portfolios of residential mortgage-backed securities while managing interest rate risk and credit exposure inherent to the sector.

The company's capital structure includes both common stock and preferred stock securities trading on the New York Stock Exchange. The disclosure indicates that ARMOUR maintains preferred equity in the form of a 7.00% Series C Cumulative Redeemable Preferred Stock (trading under NYSE: ARR-PC), alongside its common stock (NYSE: ARR). This dual-class structure allows the company to access diverse funding sources and appeal to different investor profiles seeking exposure to residential mortgage assets and fixed-income yields. As a REIT, the company is required to distribute substantially all of its taxable income to shareholders, making dividend sustainability dependent on portfolio performance and interest rate dynamics.

Timing of Earnings Announcement and Analyst Engagement

ARMOUR has scheduled its second quarter 2026 earnings conference call for July 23, 2026, at 8:00 a.m. Eastern Time, just two days after the formal announcement on July 21, 2026. This timing allows the company to present its financial results for the quarter ended June 30, 2026, while market conditions and investor interest remain focused on mid-year performance assessments across the financial sector. The compressed announcement-to-call timeline reflects standard practice in the industry for REITs seeking to provide timely updates on quarterly performance to the investment community.

The decision to host the call with equity analysts who cover ARMOUR indicates that the company maintains active analyst relationships and views professional market coverage as an important component of investor relations strategy. By providing a dedicated forum for detailed discussion of operating results, management can address analyst questions directly, clarify financial metrics, and discuss forward-looking considerations affecting the residential mortgage-backed securities market. The real-time webcast format extends access beyond institutional research teams to include individual investors and other market participants monitoring the company's performance.

Format and Accessibility of the Earnings Webcast

The disclosure confirms that ARMOUR will provide an online, real-time webcast of the July 23, 2026, conference call, ensuring broad accessibility to the company's earnings presentation and management commentary. This webcast approach has become standard practice among publicly traded companies, allowing investors and analysts who cannot attend the live call to participate in real-time or access recorded versions subsequently. The real-time format preserves the informational advantage of live participation while maintaining the company's transparency obligations to the broader investment community.

By specifying that the webcast will be online and real-time, ARMOUR is committing to technical infrastructure that enables simultaneous access across multiple time zones and geographic locations. This accessibility standard supports market efficiency by ensuring that material information disclosed during the earnings call reaches relevant market participants without unnecessary delay or information asymmetry. The webcast format also creates a permanent record of management's commentary and forward-looking statements, which investors and securities analysts can reference for future research and analysis.

Regulatory Classification and Disclosure Status

The disclosure is filed under Item 7.01 (Regulation FD Disclosure) of a Form 8-K, which requires ARMOUR to report events that may be important to shareholders but do not fall within other mandated Item categories. The company notes explicitly that the information provided under Item 7.01, including the attached press release announcing the earnings call, is being furnished rather than filed for purposes of securities law liability provisions under Section 18 of the Securities Exchange Act of 1934. This designation indicates that the announcement is informational in nature and does not carry the same legal weight as other types of mandatory disclosures.

ARMOUR clarifies that the information disclosed under Item 7.01 shall not be deemed incorporated by reference into any future filings under the Securities Act of 1933 or the Securities Exchange Act of 1934, except where the company explicitly references such incorporation in subsequent documents. This limitation reflects the nature of the disclosure as administrative notification rather than material business development requiring integration into annual reports or proxy statements. The regulatory framework allows companies to notify markets of upcoming earnings calls and analyst meetings without triggering incorporation requirements that would apply to substantive operational or financial disclosures.

Market Context for Second Quarter 2026 Results

The second quarter 2026 period (ended June 30, 2026) falls within a period of significant attention to residential mortgage markets and REIT performance. Residential mortgage REITs face specific dynamics related to interest rates, mortgage prepayment rates, credit spreads, and the competitive landscape for mortgage-backed security investments. The timing of ARMOUR's earnings announcement in late July 2026 allows the company to provide context on how its portfolio performed during a full quarter of market activity and economic conditions. Investors monitoring the residential mortgage sector will use the quarterly results to assess portfolio quality, yield management, and the sustainability of dividend distributions.

The disclosure does not provide specific financial metrics, earnings guidance, or performance data for the second quarter 2026. The announcement serves purely as notification of the call itself rather than preliminary disclosure of results. Therefore, investors awaiting details on net investment income, book value, portfolio composition, leverage ratios, or other key performance indicators will need to access the full earnings call or subsequent press releases to obtain this information. The timing of the announcement and call provides investors with adequate notice to prepare questions or schedule attendance at the live presentation.

Investor Relations Strategy and Analyst Coverage

By hosting a dedicated conference call with equity analysts and providing webcast access, ARMOUR demonstrates a commitment to maintaining transparent communication with institutional and individual investors. Mortgage REITs depend significantly on sustained investor confidence and analyst coverage to support market liquidity and share valuation. Regular earnings calls, supplemented by webcast technology, enable management to build credibility with the financial community and address concerns or questions that may affect investor perception of the company's operational execution and strategic direction.

The involvement of equity analysts covering ARMOUR indicates that professional research teams actively track the company's performance and provide investment recommendations to clients. By facilitating direct dialogue between management and analysts, ARMOUR supports the information-gathering process that underlies analyst reports, earnings estimates, and investment ratings. This structured engagement helps bridge the gap between company disclosure and investment community understanding, potentially reducing information gaps and supporting more efficient pricing of ARMOUR's securities in the market.

Implications for Shareholders and Preferred Investors

Shareholders of both ARMOUR's common stock (NYSE: ARR) and preferred stock (NYSE: ARR-PC) have financial incentives to monitor the company's quarterly performance. For preferred stockholders, the 7.00% cumulative redeemable rate provides a fixed income component, but the sustainability and priority of preferred distributions depend on the company's ability to generate earnings from its mortgage-backed securities portfolio. The earnings call provides an opportunity for preferred shareholders to assess whether the company is maintaining adequate capital and cash flow to meet its preferred dividend obligations and support reinvestment in the mortgage portfolio.

Common shareholders, by contrast, have equity exposure to ARMOUR's net book value and earnings per share performance. Second quarter results will indicate whether the company is growing or contracting its equity base, managing interest rate risk effectively, and maintaining competitive returns on its mortgage-backed security investments. The earnings announcement and subsequent call will provide the market's first detailed view of second quarter 2026 outcomes, allowing shareholders to evaluate whether management's investment strategy is generating appropriate risk-adjusted returns in the prevailing interest rate and mortgage market environment.

Methodologies for Accessing the Earnings Call

ARMOUR's commitment to providing an online, real-time webcast ensures that investors do not require special technology or brokerage accounts to access the earnings presentation. Typical procedures for mortgage REIT earnings calls involve posting webcast links on the company's investor relations website, often with instructions for joining the live call by telephone or computer. The real-time format allows investors to listen to management's prepared remarks and participate in or monitor analyst questions as they unfold, creating a dynamic information environment where market participants can assess management tone and confidence regarding forward-looking business conditions.

Following the live presentation, ARMOUR typically archives webcast recordings and provides transcripts of the call, enabling investors who miss the live event to review management commentary at their convenience. Transcript availability is particularly valuable for detailed analysis of forward-looking statements and specific management guidance, if any, regarding mortgage market conditions, portfolio strategy, or dividend sustainability. The formal archival of call content also preserves evidence of what management communicated at specific points in time, which can be relevant to investors evaluating the consistency and accuracy of management commentary over multiple quarters.

Regulatory Filings and Exhibit Documentation

The Form 8-K identifies a press release dated July 21, 2026, as Exhibit 99.1 to the disclosure. This press release contains the detailed announcement of the earnings call, providing investors with the specific date, time, and webcast details necessary to plan their participation. The form also references the Cover Page Interactive Data File embedded within the Inline XBRL document (Exhibit 104), which allows automated data feeds to pick up standardized information about the filing itself. These exhibits provide the foundational documentation that investors and analysts rely upon to mark calendars and coordinate their participation in the earnings event.

The Form 8-K was signed by Gordon M. Harper, identified as Chief Financial Officer of ARMOUR Residential REIT, Inc., on July 21, 2026. This signature certifies that the disclosure has been authorized by appropriate corporate officers and confirms the accuracy and timeliness of the announcement. The CFO-level signature underscores that the earnings call notification is treated as a material event in ARMOUR's investor relations calendar, warranting executive-level certification and formal regulatory filing.