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Public Bank Berhad

Financial Services US PBLOF

NoneUSD
-(-%)

Last update at 2024-09-11T11:48:21.845246Z

Day Range

--
LowHigh

52 Week Range

0.710.90
LowHigh

Fundamentals

  • Previous Close -
  • Market Cap17786.22M
  • VolumeNone
  • P/E Ratio12.33
  • Dividend Yield4.56%
  • Revenue TTM13320.19M
  • Revenue Per Share TTM0.69
  • Gross Profit TTM 13002.84M
  • Diluted EPS TTM0.07

Financials

Income Statement

Balancesheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Income before tax 8831.05M 7366.57M 6285.06M 7134.14M 7101.16M
Minority interest -50.12800M -73.34600M 1178.36M 1151.87M 1123.41M
Net income 6119.50M 5656.53M 4871.70M 5511.56M 5590.61M
Selling general administrative 314.46M 212.70M 208.84M 224.13M 246.30M
Selling and marketing expenses 111.20M 117.61M 118.70M 142.54M 148.61M
Gross profit 13432.43M 12543.21M 11306.87M 11101.07M 10840.36M
Reconciled depreciation 371.58M 367.95M 364.42M 356.81M 233.31M
Ebit 8780.92M 7293.23M 6224.51M 7066.26M 7026.86M
Ebitda 9152.50M 7661.18M 6593.56M 7423.07M 7260.18M
Depreciation and amortization 371.58M 367.95M 369.06M 356.81M 233.31M
Non operating income net other - - - - 0.00000M
Operating income 8780.92M 7293.23M 6224.51M 7066.26M 7026.86M
Other operating expenses 4235.38M 3965.31M 3909.47M 3819.19M 3573.49M
Interest expense 5764.97M 5159.52M 7004.46M 8857.09M 8698.24M
Tax provision 2661.42M 1636.70M 1352.80M 1554.70M 1436.25M
Interest income 14931.86M 13474.56M 14184.24M 16429.37M 16261.21M
Net interest income 9166.88M 8315.04M 7179.78M 7572.29M 7562.97M
Extraordinary items - - - - 0.00000M
Non recurring - - - - 0.00000M
Other items - - - - 0.00000M
Income tax expense 2661.42M 1636.70M 1352.80M 1554.70M 1436.25M
Total revenue 13432.43M 12543.21M 11306.87M 11101.07M 10840.36M
Total operating expenses 4235.38M 3965.31M 3909.47M 3819.19M 3573.49M
Cost of revenue - - - 127.67M 0.00000M
Total other income expense net 50.13M 73.35M 60.56M 67.89M 74.30M
Discontinued operations - - - - 0.00000M
Net income from continuing ops 6169.63M 5729.88M 4932.26M 5579.44M 5664.91M
Net income applicable to common shares 6119.50M 5656.53M 4871.70M 5511.56M 5590.61M
Preferred stock and other adjustments - - - - 0.00000M
Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Total assets 493262.77M 462739.46M 451256.87M 432830.67M 419693.28M
Intangible assets 41.67M 46.29M 50.91M 55.55M 60.20M
Earning assets - - - - -
Other current assets 10256.38M 4056.42M 4236.42M 13831.03M 14255.07M
Total liab 441736.96M 413314.05M 402830.24M 388084.47M 377596.82M
Total stockholder equity 50179.22M 48162.66M 47248.27M 43594.33M 40973.06M
Deferred long term liab 258.49M 228.16M 230.01M 234.97M 226.55M
Other current liab -1896.87000M -1462.52200M -1784.52200M -2085.61800M -1885.75600M
Common stock 9417.65M 9417.65M 9417.65M 9417.65M 9417.65M
Capital stock 9417.65M 9417.65M 9417.65M 9417.65M 9417.65M
Retained earnings 39258.99M 37060.89M 34580.00M 30552.97M 28317.91M
Other liab 9566.07M 4876.69M 9012.24M 7594.22M 8506.12M
Good will 2497.35M 2413.15M 2366.82M 2387.48M 2394.56M
Other assets 374561.74M 355757.63M 344546.15M 329975.17M 318029.12M
Cash 30476.67M 20563.00M 22665.78M 25532.43M 23894.13M
Cash and equivalents - - - - -
Total current liabilities 1896.87M 1462.52M 1784.52M 2085.62M 1885.76M
Current deferred revenue - - - - -
Net debt -17540.22000M -8782.60600M -9321.30700M -12127.16800M -10361.66900M
Short term debt - - - - 0.00000M
Short long term debt - - - - 4423.95M
Short long term debt total 12936.45M 11780.40M 13344.47M 13405.26M 13532.46M
Other stockholder equity 1502.58M 1684.12M 3250.62M 3623.71M 3237.49M
Property plant equipment 2483.92M 2577.09M 2697.28M 2569.74M 1567.20M
Total current assets 33551.88M 23068.25M 25328.07M 27025.94M 25644.84M
Long term investments 80126.21M 75924.86M 75329.19M 72229.34M 71997.37M
Net tangible assets 47640.20M 45703.23M 44830.54M 41151.29M 38518.30M
Short term investments - - - 8.21M 5919.86M
Net receivables 3075.20M 2505.25M 2662.29M 1493.51M 1750.71M
Long term debt - - - 12317.45M 9012.84M
Inventory 209.25M 200.49M 191.16M 177.62M 125.62M
Accounts payable 1896.87M 1462.52M 1784.52M 2085.62M 1885.76M
Total permanent equity - - - - 0.00000M
Noncontrolling interest in consolidated entity - - - - 0.00000M
Temporary equity redeemable noncontrolling interests - - - - 0.00000M
Accumulated other comprehensive income - - - - 0.00000M
Additional paid in capital - - - - 0.00000M
Common stock total equity - - - - 0.00000M
Preferred stock total equity - - - - 0.00000M
Retained earnings total equity - - - - 0.00000M
Treasury stock - - - - 0.00000M
Accumulated amortization - - - - 0.00000M
Non currrent assets other -85149.14900M -83913.57700M -81382.64600M -75829.56800M -76019.32200M
Deferred long term asset charges - - - - 0.00000M
Non current assets total 85149.15M 83913.58M 81382.65M 75829.57M 76019.32M
Capital lease obligations - - - - 0.00000M
Long term debt total - - - - 0.00000M
Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Investments -1874.02100M -4504.42100M -7374.00200M 2196.02M -10290.36400M
Change to liabilities 0.00000M 0.00000M 0.00000M 0.00000M 0.00000M
Total cashflows from investing activities -1874.02100M -4622.38300M -7723.77500M 2028.73M -10522.03200M
Net borrowings 899.45M -1606.03200M -113.74700M -1219.15900M 1064.53M
Total cash from financing activities -2951.03900M -5616.66500M -1689.44700M -3965.93500M -1050.36100M
Change to operating activities -18219.32600M -12680.56700M -9258.79000M -16833.73700M -11467.94200M
Net income 8831.05M 7366.57M 6285.06M 7134.14M 7101.16M
Change in cash 4746.97M -3280.07600M 5136.44M -1128.41000M 421.80M
Begin period cash flow 14048.20M 17328.28M 12191.84M 13320.25M 12898.45M
End period cash flow 18795.17M 14048.20M 17328.28M 12191.84M 13320.25M
Total cash from operating activities 9163.34M 6661.55M 14669.53M 874.68M 11877.63M
Issuance of capital stock - - - 0.00000M 474.46M
Depreciation 371.58M 367.95M 369.06M 356.81M 233.31M
Other cashflows from investing activities 30.94M 22.96M 22.52M 34.50M 10.55M
Dividends paid 3850.49M 3979.19M 1552.86M 2717.50M 2555.19M
Change to inventory - - - - 0.00000M
Change to account receivables - - - - 0.00000M
Sale purchase of stock - - - - 0.00000M
Other cashflows from financing activities 6489.12M -117.47300M -136.59200M 2339.56M 3384.09M
Change to netincome 813.88M 952.59M 1247.22M 449.35M 157.88M
Capital expenditures 186.21M 142.95M 373.06M 205.12M 217.83M
Change receivables - - - - 0.00000M
Cash flows other operating - - - - 0.00000M
Exchange rate changes - - - - 0.00000M
Cash and cash equivalents changes - - - - 0.00000M
Change in working capital 1849.92M -321.68100M 8175.48M -5447.96700M 5890.15M
Stock based compensation - - - - -
Other non cash items -1889.21300M -751.29400M -160.06300M -1168.30900M -1347.00400M
Free cash flow 8977.13M 6518.60M 14296.47M 669.56M 11659.79M

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x)
PBLOF
Public Bank Berhad
- -% - 12.33 10.95 1.34 1.48
HDB
HDFC Bank Limited ADR
-0.62 1.06% 58.01 20.81 20.96 0.11 4.77
CIHKY
China Merchants Bank Co Ltd
0.30 1.24% 24.44 6.61 5.68 0.48 0.77 3.43
CIHHF
China Merchants Bank Co Ltd Class H
- -% 4.46 6.10 5.67 0.44 0.77 3.43
IBN
ICICI Bank Limited
-0.2 0.70% 28.32 17.79 16.95 0.07 3.08

Reports Covered

Stock Research & News

Profile

Public Bank Berhad engages in the banking activities. The company's deposit products include savings, current, fixed deposit, foreign currency, and safe deposit box services. Its loan portfolio comprises home, SWIFT, working capital, SME, and other loans; overdrafts; project and vehicle financing; PB retail negotiable instruments of deposit; and credit guarantee corporation guarantee schemes and BNM funds. The company also provides Islamic banking, share broking, trustee services, nominee services, unit trust funds sales and management, bancassurance, and general insurance products and services. In addition, it offers mobile, internet, and self-service banking services; credit and debit card, and remittance services; and investment products and services, such as structured product investment and share trading/margin financing. Further, the company provides insurance products, including single premium investment-linked, family and savings, and credit life insurance products, as well as bancassurance services. The company operates through a network of multiple branches and self-service terminals in Malaysia, Hong Kong, China, Cambodia, Vietnam, Laos, and Sri Lanka. It serves retail consumers, and small and medium enterprises. Public Bank Berhad was founded in 1966 and is headquartered in Kuala Lumpur, Malaysia.

Public Bank Berhad

Menara Public Bank, Kuala Lumpur, Malaysia, 50450

Key Executives

Name Title Year Born
Dr. Ah Lek Tay Cha, DIMP, EFMIM, Fellow, KMN, MBA, PJN, PSM, SSAP MD, CEO & Director 1943
Ms. Sook Ling Yik Chief Financial Officer 1969
Mr. Sulaiman Bin Abd Manap Sr. Chief Operating Officer 1958
Ms. Siew Yen Chang D.Econ (Hon) Sr. Chief Operating Officer 1968
Ms. Po Yen Fong Sr. Exec. NA
Mr. Shien Doon Tan Chief Compliance Officer 1972
Mr. Dato Abd Razak bin Md Dali Sr. Gen. Mang. of Public Affairs Division 1955
Ms. Poh Lyn Ng Sr. Gen. Mang. of Human Capital Management 1964
Mr. Kat Kiam Chang Deputy Chief Exec. Officer 1955
Mr. Then Fui Lim Group Chief Internal Auditor 1956

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