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Century Next Financial Corporation

Company price
73.01 USD -0.49 ( 0.67%)
Last update at 2026-10-27T19:05:00Z
VOLUME
200
Market Cap
134.40M
P/E
8.56

Momentum Score

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Century Next Financial Corporation operates as the holding company for the Century Next Bank that provides various banking products and services in Louisiana and Arkansas. The company offers checking, savings, and money market accounts; demand deposits; personal loans; business loans and business lines of credit; and mortgage loans, such as home buying and construction, refinancing, home equity line of credit, and reverse mortgage. It also provides residential real estate loans; and commercial, multi-family, agricultural real estate loans, land, and residential construction loans, as well as consumer loans comprising overdrafts. In addition, the company offers automated clearing house services; employee payroll; consumer or business drafts or payments; electronic federal tax payment system; positive pay; merchant services; remote deposit capture; online and mobile banking services; safe deposit boxes; gift and credit cards; notary services; official checks; and research and reconciliation services. Century Next Financial Corporation was founded in 1905 and is headquartered in Ruston, Louisiana.

Source: TradingView
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Day Price Range
73.01
Low
73.01
High
52 Week Price Range
50.23
Low
72.80
High

Momentum Score

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A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.

Score - Rating
>= 1 - Low / > 1 but < 2 - Below Average / > 2 but < 3 - Average / > 3 but < 4 - Above Average / > 4 - High
AI Summary

Public information on Century Next Financial Corporation (OTCQX: CTUY) is limited; its OTCQX listing and brief company description identify it as a financial services/holding company that appears positioned to serve retail and commercial customers. Long-term growth may benefit from loan and deposit expansion, net interest margin improvement, modest geographic or product diversification, and adoption of digital channels, which could appeal to investors seeking exposure to a regional financial franchise.

Risk Score
Medium

Note: The summary and risk score provided above is created by AI and should not be construed as a recommendation of Kalkine.

Key Metrics*

Previous Close
73.50
Dividend Yield
-
Revenue TTM
42.90M
Revenue Per Share
23.31
Gross Profit TTM
42.90M
Debt / Equity
-
ROE
16.03%
Net Debt
-
ROCE
-
Diluted EPS TTM
8.41

Key Financials*

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 19.34M 15.07M 8.37M 6.88M 6.25M
Net income 15.53M 12.14M 6.75M 5.22M 4.78M
Selling general administrative 15.29M 14.55M 13.85M 12.67M 13.06M
Reconciled depreciation 0.68M 0.60M 0.58M 0.57M 0.61M
Other operating expenses - - - 2.39M 2.23M
Interest expense 13.95M 15.48M 13.46M 4.97M 2.54M
Tax provision 3.81M 2.93M 1.62M 1.66M 1.47M
Interest income 52.58M 48.49M 38.51M 26.96M 24.34M
Net interest income 38.63M 33.01M 25.04M 21.99M 21.79M
Income tax expense - - - 1.66M 1.47M
Total revenue 42.26M 36.41M 28.36M 25.64M 25.62M
Net income from continuing ops 15.53M 12.14M 6.75M 5.22M 4.78M
Net income applicable to common shares - - - 5.22M 4.78M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 876.92M 869.40M 765.85M 643.32M 553.47M
Intangible assets 0.70M 0.94M 1.19M - -
Other current assets - - - 3.74M 3.19M
Total liab 775.95M 786.34M 693.96M 578.81M 493.16M
Total stockholder equity 100.97M 83.06M 71.89M 64.50M 60.31M
Other current liab - - - - 0.07M
Common stock - - - 0.02M 0.02M
Capital stock 0.02M 0.02M 0.02M 0.02M 0.02M
Retained earnings 62.81M 48.67M 37.32M 31.24M 26.62M
Other liab - - - 3.92M 4.04M
Good will 2.20M 2.20M 2.20M - -
Other assets - - - 555.04M 450.21M
Cash 48.30M 125.60M 102.71M 40.48M 72.11M
Total current liabilities - - - 566.44M 474.59M
Short long term debt - - 0.00M 6.00M -
Other stockholder equity - - - -1.38M -0.30M
Property plant equipment - - - 9.53M 9.61M
Total current assets - - - 46.96M 75.33M
Long term investments 142.56M 98.91M 36.52M 26.57M 12.88M
Net tangible assets - - - 60.84M 56.40M
Short term investments 140.65M 96.69M 34.02M 23.91M 10.01M
Net receivables 3.69M 3.65M 2.81M 2.12M 1.78M
Long term debt 8.45M 8.45M 8.45M 8.45M 14.45M
Inventory - - - 0.81M 0.03M
Accounts payable 0.09M 0.05M 0.11M 560.38M 474.48M
Capital lease obligations 0.09M 0.06M - - -
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments -40.07M -64.02M -72.77M -15.72M -11.89M
Change to liabilities - - - 0.00M 0.00M
Total cashflows from investing activities - - - -121.16M -31.73M
Net borrowings - - -6.00M - -
Total cash from financing activities -12.65M 90.12M 79.94M 85.45M 32.78M
Change to operating activities - - - -1.45M 0.87M
Net income 15.53M 12.14M 6.75M 5.22M 4.78M
Change in cash -77.38M 20.71M 18.11M -29.70M 10.69M
Begin period cash flow 125.67M 104.96M 53.73M 72.11M 61.43M
End period cash flow 48.30M 125.67M 71.84M 42.41M 72.11M
Total cash from operating activities 16.69M 14.29M 10.93M 6.01M 9.63M
Issuance of capital stock 0.46M 0.31M 0.20M 0.23M 0.20M
Depreciation 0.68M 0.60M 0.58M 0.57M 0.85M
Other cashflows from investing activities - - - -3.96M 1.20M
Dividends paid -1.39M -0.77M 0.58M -0.54M -0.48M
Change to account receivables 2.79M -3.02M 3.14M -1.47M 0.54M
Sale purchase of stock -0.10M -0.02M -0.08M -0.09M -0.26M
Other cashflows from financing activities - - - 85.91M 32.86M
Change to netincome - - - 3.13M 2.59M
Capital expenditures 0.45M 0.86M 0.59M 0.56M 0.60M
Change in working capital 3.74M -0.49M 3.23M -2.92M 1.41M
Stock based compensation 0.57M 0.53M 0.55M 0.57M 0.65M
Other non cash items -0.20M 0.00M 0.07M 0.00M 0.06M
Free cash flow 16.25M 13.43M 10.34M 5.44M 9.04M

Peer Comparison*

Sector: Financial Services Industry: Banks - Regional

Stock Name
Change
(USD)
Price
(USD)
Trailing
PE (x)
Forward
PE (x)
Price Sales
TTM (x)
Price to Book Value (x)
Enterprise Value
to Revenue (x)
CTUY
Century Next Financial Corporation
-0.49
0.67%
73.01 8.56 - 3.13 1.26 3.27
DBSDY
DBS Group Holdings Ltd ADR
-1.02
0.44%
231.03 20.00 17.57 7.54 3.17 13.19
CIHHF
China Merchants Bank Co Ltd Class H
0.01
0.08%
6.66 7.70 7.10 0.55 0.83 3.51
CIHKY
China Merchants Bank Co Ltd
0.34
1.02%
33.58 7.79 7.20 0.55 0.85 3.51
UNCFF
UniCredit SpA
-
-%
83.45 11.53 10.27 5.72 1.83 8.22

Profile*

Century Next Financial Corporation

Century Next Financial Corporation operates as the holding company for the Century Next Bank that provides various banking products and services in Louisiana and Arkansas. The company offers checking, savings, and money market accounts; demand deposits; personal loans; business loans and business lines of credit; and mortgage loans, such as home buying and construction, refinancing, home equity line of credit, and reverse mortgage. It also provides residential real estate loans; and commercial, multi-family, agricultural real estate loans, land, and residential construction loans, as well as consumer loans comprising overdrafts. In addition, the company offers automated clearing house services; employee payroll; consumer or business drafts or payments; electronic federal tax payment system; positive pay; merchant services; remote deposit capture; online and mobile banking services; safe deposit boxes; gift and credit cards; notary services; official checks; and research and reconciliation services. Century Next Financial Corporation was founded in 1905 and is headquartered in Ruston, Louisiana.

505 North Vienna Street, Ruston, LA, United States, 71270

318 255 3733

Name Title Year Born
Mr. William D. Hogan Pres, CEO & Director 1963
Mr. Mark A. Taylor CPA, CPA, CGMA Exec. VP and Chief Financial & Risk Officer 1962
Ms. Lorie R. Hamlin Exec. VP & COO 1981
Mr. John Tompkins VP of Lending & Admin. NA
Ms. Mitsy S. Huffstetler CRCM Sr. VP & Compliance Officer NA
Ms. Angela Carpenter Sr. VP of Operations & Marketing NA
Ms. Carla Raborn Sr. VP of HR NA
Mr. David Layne Weeks Exec. VP & Chief Credit Officer 1969
Ms. Courtnie Beach Sr. VP of Commercial & Mortgage Lending NA
Ms. Toni Bacon Sr. VP of Commercial Lending NA

Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

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