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Commercial International Bank Egypt SAE

Financial Services US CMGGF

1.57USD
-(-%)

Last update at 2024-12-31T14:30:00Z

Day Range

1.571.57
LowHigh

52 Week Range

1.321.57
LowHigh

Fundamentals

  • Previous Close 1.57
  • Market Cap5195.62M
  • Volume0
  • P/E Ratio5.81
  • Dividend Yield0.73%
  • Revenue TTM100424.53M
  • Revenue Per Share TTM33.45
  • Gross Profit TTM 36464.56M
  • Diluted EPS TTM0.27

Financials

Income Statement

Balancesheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Income before tax 23941.29M 18833.36M 15236.31M 16534.88M 13078.83M
Minority interest -57.76200M 4.45M 483.06M 483.06M 483.06M
Net income 16114.39M 13272.21M 10238.16M 11801.00M 9581.99M
Selling general administrative 3303.31M 2680.83M 2452.51M 2240.47M 1845.55M
Selling and marketing expenses - - - - -
Gross profit - - - 23617.57M 18996.30M
Reconciled depreciation 937.42M 936.68M 767.45M 815.26M 521.04M
Ebit - - - - 0.00000M
Ebitda - - - - -
Depreciation and amortization - - - - -
Non operating income net other - - - - 0.00000M
Operating income - - - 16772.46M 13181.62M
Other operating expenses 5082.35M 1989.64M 2744.09M 1796.19M 1590.72M
Interest expense 24718.80M 20112.38M 17023.81M 21022.34M 19260.19M
Tax provision 7769.14M 5565.60M 4999.98M 4733.89M 3496.84M
Interest income 55723.70M 45078.17M 42196.24M 42600.96M 37403.71M
Net interest income 31004.90M 24965.79M 25172.42M 21578.62M 18143.52M
Extraordinary items - - - - 0.00000M
Non recurring - - - - 0.00000M
Other items - - - - 0.00000M
Income tax expense 7769.14M 5565.60M 4999.98M 4733.89M 3496.84M
Total revenue 36424.59M 28904.04M 28464.05M 25328.28M 22131.14M
Total operating expenses - - - 6845.11M 5814.68M
Cost of revenue - - - - 0.00000M
Total other income expense net - - - -237.58000M -102.78900M
Discontinued operations - - - - 0.00000M
Net income from continuing ops 16172.15M 13267.76M 10236.32M 11801.00M 9581.99M
Net income applicable to common shares 14402.17M 12023.72M 9192.82M 10441.37M 8455.17M
Preferred stock and other adjustments - - - - 0.00000M
Breakdown 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31
Type yearly yearly yearly yearly yearly
Date 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31
Total assets 834866.10M 635831.92M 498235.84M 427842.17M 386742.37M
Intangible assets - 24.19M 34.55M 44.92M 881.93M
Earning assets - - - - -
Other current assets - 51890.56M 46960.29M 34392.93M 26408.51M
Total liab 744224.63M 567493.75M 428933.10M 367883.36M 334861.92M
Total stockholder equity 90481.39M 67757.74M 68848.20M 59475.76M 51880.44M
Deferred long term liab - - - - -
Other current liab - 3051.58M 2234.99M 859.58M 4639.36M
Common stock - 29825.13M 19702.42M 14776.81M 14690.82M
Capital stock 30195.01M 29825.13M 19702.42M 14776.81M 14690.82M
Retained earnings 29993.33M 49017.53M 46810.06M 39639.38M 32098.72M
Other liab - 7380.14M 3696.39M 3345.99M 2192.91M
Good will 0.00000M 96.27M 137.53M 178.78M -
Other assets - 198106.38M 147482.65M 121979.86M 121239.69M
Cash 302973.07M 181349.27M 123634.02M 121194.85M 56644.14M
Cash and equivalents - - - - -
Total current liabilities - 549678.02M 418538.67M 359429.75M 329455.71M
Current deferred revenue - - - - -
Net debt - - - - -
Short term debt - - - - 59.45M
Short long term debt - - - - 59.45M
Short long term debt total - - - - -
Other stockholder equity - -11084.92900M 2335.73M 5059.57M 5090.90M
Property plant equipment - 1495.50M 1394.79M 1363.38M 1322.53M
Total current assets - 196468.09M 134168.32M 129783.99M 66067.65M
Long term investments 272687.38M 240671.52M 214418.04M 174152.19M 197865.73M
Net tangible assets - 66727.35M 67609.79M 58304.29M 50998.51M
Short term investments - - - - -
Net receivables - 48322.41M 24382.68M 17804.63M 14777.87M
Long term debt - - - - 3213.30M
Inventory - 124.10M 153.42M 169.85M 356.38M
Accounts payable 15247.46M 542635.45M 412871.71M 353114.40M 322356.14M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income - - - - -
Additional paid in capital - - - - -
Common stock total equity - - - - -
Preferred stock total equity - - - - -
Retained earnings total equity - - - - -
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other - - - - -
Deferred long term asset charges - - - - -
Non current assets total - - - - -
Capital lease obligations - - - - -
Long term debt total - - - - -
Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Investments -31407.23600M -42784.48500M 23421.69M -28677.23000M -39085.03700M
Change to liabilities 0.00000M 0.00000M 0.00000M 0.00000M 0.00000M
Total cashflows from investing activities -32438.52700M -43762.72400M 22525.67M -29978.97200M -39958.70000M
Net borrowings 3737.54M -1048.90100M 4474.20M -448.78300M 46.79M
Total cash from financing activities 123814.70M 63638.47M 37910.72M 16107.67M 32527.75M
Change to operating activities -78222.47200M -53094.44000M -25973.69300M -16796.82300M -26199.68800M
Net income 16114.39M 13272.21M 10238.16M 11801.00M 9581.99M
Change in cash 31903.70M -14730.55300M 52901.36M -11408.62800M -14905.19200M
Begin period cash flow 61065.82M 75796.38M 22895.02M 34303.64M 49208.84M
End period cash flow 92969.53M 61065.82M 75796.38M 22895.02M 34303.64M
Total cash from operating activities -59472.46500M -34606.29500M -7535.03900M 2462.67M -7474.24000M
Issuance of capital stock 122.72M 0.00000M 85.99M 105.41M 50.31M
Depreciation 380.20M 395.64M 366.60M 505.26M 331.09M
Other cashflows from investing activities - - - - 2059.34M
Dividends paid -4410.32200M -1360.65200M -3370.46400M -2700.54400M 2143.18M
Change to inventory - - - - 0.00000M
Change to account receivables - - - - 0.00000M
Sale purchase of stock - - - - 0.00000M
Other cashflows from financing activities 124364.76M 66048.02M 36721.00M 19151.59M 34573.82M
Change to netincome 4791.98M 7646.29M 11181.51M 7949.90M 6843.90M
Capital expenditures 1033.50M 981.19M 1091.83M 1303.18M 874.71M
Change receivables - - - - 0.00000M
Cash flows other operating - - - - 0.00000M
Exchange rate changes - - - - 0.00000M
Cash and cash equivalents changes - - - - 0.00000M
Change in working capital 46393.53M 13096.62M 10806.12M 4673.69M 12931.62M
Stock based compensation 723.97M 609.74M 552.44M 464.54M -
Other non cash items - - - - -
Free cash flow 63869.05M 30484.61M 28094.13M 20311.08M 26224.87M

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
CMGGF
Commercial International Bank Egypt SAE
- -% 1.57 5.81 4.88 0.05 1.87 2.94
HDB
HDFC Bank Limited ADR
-0.06 0.09% 63.80 20.81 20.96 0.11 4.77
CIHKY
China Merchants Bank Co Ltd
-0.25 0.98% 25.15 6.61 5.68 0.48 0.77 3.43
CIHHF
China Merchants Bank Co Ltd Class H
- -% 4.69 6.10 5.67 0.44 0.77 3.43
IBN
ICICI Bank Limited
-0.12 0.40% 29.74 17.79 16.95 0.07 3.08

Reports Covered

Stock Research & News

Profile

Commercial International Bank (Egypt) S.A.E provides retail, corporate, and investment banking services in Egypt. The company operates in four segments: Corporate Banking, Investment, Retail Banking, and Others. It offers current and saving accounts, easy accounts, business accounts, time deposits, and certificates of deposit; and personal/overdraft/mortgage, educational, solar, travel, car finance, and unsecured personal loans, as well as revolving overdraft salary upfront services. The company also offers investment products and services; self-employed programs; global transaction and digital banking; and cash management services, as well as corporate banking services. In addition, it provides credit, debit, and prepaid cards; mobile, Internet, and phone banking services; and ATM and bill payment services. Further, the company offers other credit facilities; derivative products; financial instruments trading, structured financing, corporate leasing, and merger and acquisitions advisory; and foreign currency services, as well as assets management services. It operates through 182 branches. The company was formerly known as Chase National Bank of Egypt and changed its name to Commercial International Bank (Egypt) S.A.E in January 1987. Commercial International Bank (Egypt) S.A.E was founded in 1975 and is headquartered in Giza, Egypt.

Commercial International Bank Egypt SAE

Nile Tower Building, Giza, Egypt

Key Executives

Name Title Year Born
Mr. Hussein Mohamed Maged Abaza CEO, MD & Exec. Director 1962
Mr. Mohamed Sultan Chief Operating Officer 1972
Ms. Nivine Wefky Chief Exec. Officer of Corp. Credit & Investment NA
Yasmine Hemeda Head of Investor Relations NA
Mr. Sherif El Khalil Chief Communications Officer NA
Mr. Amr Youssef Hasan El-Ganainy Chief Exec. Officer of Institutional Banking NA
Mr. Talha Karim Chief Risk Officer NA
Nelly El Zeneiny IR Officer NA
Mr. Hisham Ezz Al-Arab CEO & Director 1957
Mr. Islam Osama Zekry Group CFO & Executive Director 1977

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