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Commercial International Bank

Financial Services US CIBEY

2.65USD
0.08(3.11%)

Last update at 2026-06-22T19:58:00Z

Day Range

2.652.65
LowHigh

52 Week Range

1.372.74
LowHigh

Fundamentals

  • Previous Close 2.57
  • Market Cap8908.05M
  • Volume71
  • P/E Ratio7.71
  • Dividend Yield4.27%
  • Revenue TTM123998.77M
  • Revenue Per Share TTM40.88
  • Gross Profit TTM 123998.77M
  • Diluted EPS TTM0.35

Source: TradingView
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Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 111582.02M 77135.68M 41653.37M 23941.29M 18833.36M
Minority interest -19.96300M -60.33800M -34.32300M -57.76200M 4.45M
Net income 82238.85M 55196.39M 29634.54M 16114.39M 13272.21M
Selling general administrative 8300.72M 5937.41M 4100.08M 3303.31M 2680.83M
Selling and marketing expenses - - - - -
Gross profit - - - - -
Reconciled depreciation 2202.94M 1078.41M 908.66M 937.42M 936.68M
Ebit - - - - -
Ebitda - - - - -
Depreciation and amortization - - - - -
Non operating income net other - - - - -
Operating income - - - - -
Other operating expenses - - - 5082.35M 1989.64M
Interest expense 103900.55M 91671.25M 51098.72M 24718.80M 20112.38M
Tax provision 29323.21M 21878.95M 11942.41M 7769.14M 5565.60M
Interest income 211600.18M 182735.47M 104028.38M 55723.70M 45078.17M
Net interest income 107699.63M 91064.22M 52929.66M 31004.90M 24965.79M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense - - - 7769.14M 5565.60M
Total revenue 120662.55M 104061.88M 59988.24M 36424.59M 28904.04M
Total operating expenses - - - - -
Cost of revenue - - - - -
Total other income expense net - - - - -
Discontinued operations - - - - -
Net income from continuing ops 82258.82M 55256.73M 29710.97M 16172.15M 13267.76M
Net income applicable to common shares - - - 14402.17M 12023.72M
Preferred stock and other adjustments - - - - -
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 1442494.12M 1214973.26M 834866.10M 635831.92M 498235.84M
Intangible assets - - - 24.19M 34.55M
Earning assets - - - - -
Other current assets - - - 51890.56M 46960.29M
Total liab 1210979.90M 1062153.94M 744224.63M 567493.75M 428933.10M
Total stockholder equity 231486.34M 152636.28M 90481.39M 67757.74M 68848.20M
Deferred long term liab - - - - -
Other current liab - - - 3051.58M 2234.99M
Common stock - - - 29825.13M 19702.42M
Capital stock 33779.36M 30431.58M 30195.01M 29825.13M 19702.42M
Retained earnings 89514.27M 56791.88M 29993.33M 49017.53M 46810.06M
Other liab - - - 7380.14M 3696.39M
Good will - - 0.00000M 96.27M 137.53M
Other assets - - - 198106.38M 147482.65M
Cash 224113.00M 407360.85M 302973.07M 181349.27M 123634.02M
Cash and equivalents - - - - -
Total current liabilities - - - 549678.02M 418538.67M
Current deferred revenue - - - - -
Net debt - - - - -
Short term debt - - - - -
Short long term debt - - - - -
Short long term debt total - - - - -
Other stockholder equity - - - -11084.92900M 2335.73M
Property plant equipment - - - 1495.50M 1394.79M
Total current assets - - - 196468.09M 134168.32M
Long term investments 613735.66M 403548.29M 272687.38M 240671.52M 214418.04M
Net tangible assets - - - 66727.35M 67609.79M
Short term investments - - - - -
Net receivables - - - 48322.41M 24382.68M
Long term debt - - - - -
Inventory - - - 124.10M 153.42M
Accounts payable 19533.13M 16684.07M 15247.46M 542635.45M 412871.71M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income - - - - -
Additional paid in capital - - - - -
Common stock total equity - - - - -
Preferred stock total equity - - - - -
Retained earnings total equity - - - - -
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other - - - - -
Deferred long term asset charges - - - - -
Non current assets total - - - - -
Capital lease obligations - - - - -
Long term debt total - - - - -
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments -205001.70600M -99992.88800M -34692.17600M -31407.23600M -42784.48500M
Change to liabilities - - - 0.00000M 0.00000M
Total cashflows from investing activities - - - -32438.52700M -43762.72400M
Net borrowings 6202.89M 13472.91M 5121.67M 3737.54M -1048.90100M
Total cash from financing activities - - - 123814.70M 63638.47M
Change to operating activities - - - -78222.47200M -53094.44000M
Net income 82238.85M 55196.39M 26541.82M 16114.39M 13272.21M
Change in cash -86068.16500M -7707.19200M 141348.39M 31903.70M -14730.55300M
Begin period cash flow 226610.72M 234317.91M 92969.53M 61065.82M 75796.38M
End period cash flow 140542.56M 226610.72M 234317.91M 92969.53M 61065.82M
Total cash from operating activities 135034.53M 89764.29M 174305.01M -59472.46500M -34606.29500M
Issuance of capital stock 276.93M 236.57M 369.88M 122.72M 0.00000M
Depreciation 2202.94M 1078.41M 908.66M 380.20M 395.64M
Other cashflows from investing activities - - - - -
Dividends paid -15003.46200M -5403.79600M 3756.00M -4410.32200M -1360.65200M
Change to inventory - - - - -
Change to account receivables - - - - -
Sale purchase of stock - - - - -
Other cashflows from financing activities - - - 124364.76M 66048.02M
Change to netincome - - - 4791.98M 7646.29M
Capital expenditures 7930.27M 5798.48M 1685.85M 1033.50M 981.19M
Change receivables - - - - -
Cash flows other operating - - - - -
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - -
Change in working capital 37041.96M 23695.75M 132025.96M 46393.53M 13096.62M
Stock based compensation 1262.61M 1005.35M 754.82M 723.97M 609.74M
Other non cash items - 108.74M 1.40M - -
Free cash flow 127104.26M 83965.81M 172619.16M 63869.05M 30484.61M

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
CIBEY
Commercial International Bank
0.08 3.11% 2.65 7.71 4.13 3.87 1.95 4.18
HDB
HDFC Bank Limited ADR
0.03 0.12% 25.09 20.81 20.96 0.11 4.77
CIHKY
China Merchants Bank Co Ltd
-0.32 1.06% 29.79 7.78 7.65 0.56 0.90 3.62
DBSDF
DBS Group Holdings Ltd
1.60 3.22% 51.35 15.29 14.41 5.84 2.36 10.40
CIHHF
China Merchants Bank Co Ltd Class H
- -% 5.70 6.10 5.67 0.44 0.77 3.43

Reports Covered

Stock Research & News

Profile

Commercial International Bank Egypt (CIB) S.A.E. provides retail, corporate, and investment banking services in Egypt. The company operates through Corporate Banking & SME's; Investment; Retail Banking; and Assets and Liabilities Management segments. It offers current and saving accounts, certificates and time deposits, saving solutions, and account services; personal, car finance, travel, education, and solar loans; funds; and insurance products, as well as overdraft, and mortgages services. The company also provides CIB VISA platinum debit cards, VISA platinum credit cards, and corporate deposit cards; prepaid cards; lending services; payment acceptance solutions; payroll services; and financial institution and correspondent banks, global transaction banking, treasury, and digital banking services. In addition, it provides credit, debit, and prepaid cards; concierge, overseas banking, phone indemnity, and email indemnity services; safe deposits; credit facilities; and financial derivatives. Further, the company offers financial instruments, structured financing, corporate leasing, and merger and acquisitions information services; and foreign currency services. The company was formerly known as Chase National Bank of Egypt and changed its name to Commercial International Bank Egypt (CIB) S.A.E. in January 1987. Commercial International Bank Egypt (CIB) S.A.E. was founded in 1975 and is headquartered in Giza, Egypt.

Commercial International Bank

Nile Tower Building, Giza, Egypt

Key Executives

Name Title Year Born
Mr. Hussein Mohamed Maged Abaza CEO, MD & Exec. Director 1962
Mr. Mohamed Sultan Chief Operating Officer 1972
Ms. Nivine Wefky Chief Exec. Officer of Corp. Credit & Investment NA
Yasmine Hemeda Head of Investor Relations NA
Mr. Sherif El Khalil Chief Communications Officer NA
Mr. Amr Youssef Hasan El-Ganainy Chief Exec. Officer of Institutional Banking NA
Mr. Talha Karim Chief Risk Officer NA
Nelly El Zeneiny IR Officer NA
Mr. Hisham Ezz Al-Arab CEO & Director 1957
Mr. Islam Osama Zekry Group CFO & Executive Director 1977

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