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China Everbright Bank Company Limited provides a range of financial products and services to corporations and government agencies, retail customers, and individuals in Mainland China, Hong Kong, Luxembourg, Macao, Seoul, and Sydney. It offers notice, RMB general and intelligent agreement, structured, and other deposits; working capital, fixed asset, project financing, syndicated, entrusted, and other loans; personal loans; E-grain, E-mortgage, and E-catering loans; overdraft facilities; and credit and debit cards. The company also provides bank acceptance bills; investment banking services, such as bond underwriting services, M&A financing, corporate asset-backed and credit asset-backed securitization, and intermediary business; auto and trade finance; factoring, FX transactions, e-settlement, e-financing chain, and blockchain forfaiting transaction platform; risk management products; interbank business products, such as interbank lending and deposits, fund custody, clearing agency, and issuance of L/G; and asset custody and management services. In addition, it is involved in monetary market, bond investment, bond underwriting, and proprietary bond trading business; foreign exchange trading; provision of mobile and online banking services; and operates mobile, electronic, and cloud fee payment platforms. The company was founded in 1992 and is headquartered in Beijing, China.
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| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
| Income before tax | 49687.00M | 51474.00M | 49757.00M | 55966.00M | 52941.00M |
| Minority interest | -315.00M | -215.00M | -284.00M | -233.00M | -232.00M |
| Net income | 38826.00M | 41696.00M | 40792.00M | 44807.00M | 43407.00M |
| Selling general administrative | 9522.00M | 39539.00M | 34532.00M | 42279.00M | 42805.00M |
| Selling and marketing expenses | - | - | 6510.00M | - | - |
| Gross profit | 126311.00M | 135402.00M | 145649.00M | - | - |
| Reconciled depreciation | 6393.00M | 6456.00M | 2433.00M | - | - |
| Ebit | 49687.00M | 51474.00M | 49757.00M | - | - |
| Ebitda | 56080.00M | 57930.00M | 56073.00M | - | - |
| Depreciation and amortization | 6393.00M | 6456.00M | 6316.00M | - | - |
| Operating income | 49687.00M | 51474.00M | 49757.00M | - | - |
| Other operating expenses | 195681.00M | 221269.00M | 239221.00M | - | 2512.00M |
| Interest expense | 119057.00M | 137341.00M | 143329.00M | 127654.00M | 117179.00M |
| Tax provision | 10546.00M | 9563.00M | 8681.00M | 10926.00M | 9302.00M |
| Interest income | 211158.00M | 234007.00M | 250809.00M | 241309.00M | 229334.00M |
| Net interest income | 92101.00M | 96666.00M | 107480.00M | 113655.00M | 112155.00M |
| Income tax expense | 10546.00M | 9563.00M | 8681.00M | - | 9302.00M |
| Total revenue | 245368.00M | 272743.00M | 288978.00M | 151695.00M | 152841.00M |
| Total operating expenses | 76624.00M | 83928.00M | 95892.00M | - | - |
| Cost of revenue | 119057.00M | 137341.00M | 143329.00M | - | - |
| Total other income expense net | - | -2820.00M | -2526.00M | - | - |
| Net income from continuing ops | 39141.00M | 41911.00M | 41076.00M | 45040.00M | 43639.00M |
| Net income applicable to common shares | - | - | - | 39996.00M | 38607.00M |
| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
| Total assets | 7165319.00M | 6959021.00M | 6772796.00M | 6300510.00M | 5902069.00M |
| Intangible assets | 5117.00M | 5030.00M | 4368.00M | 3552.00M | 2767.00M |
| Other current assets | - | - | 733980.00M | 332691.00M | 329056.00M |
| Total liab | 6557877.00M | 6368790.00M | 6218011.00M | 5790497.00M | 5417703.00M |
| Total stockholder equity | 604800.00M | 587700.00M | 552391.00M | 507883.00M | 482489.00M |
| Deferred long term liab | - | - | - | 927.00M | 950.00M |
| Other current liab | 4627820.00M | 4612465.00M | 4639550.00M | 22756.00M | 10140.00M |
| Common stock | 59086.00M | 59086.00M | 59086.00M | - | 54032.00M |
| Capital stock | 123992.00M | 123992.00M | 123992.00M | 118938.00M | 118938.00M |
| Retained earnings | 240451.00M | 218917.00M | 199282.00M | 179299.00M | 257809.00M |
| Other liab | - | - | - | 17921.00M | 22208.00M |
| Good will | 1281.00M | 1281.00M | 1281.00M | 1281.00M | 1281.00M |
| Other assets | - | 6959021.00M | 3937627.00M | 3763512.00M | 3482839.00M |
| Cash | 632664.00M | 517560.00M | 538284.00M | 525665.00M | 574227.00M |
| Total current liabilities | 4634188.00M | 4617223.00M | 4646854.00M | 5543067.00M | 5283579.00M |
| Current deferred revenue | - | - | 23.00M | - | - |
| Net debt | 914278.00M | 940526.00M | 765596.00M | 538907.00M | 368931.00M |
| Short term debt | - | - | 1748624.00M | - | - |
| Short long term debt total | 1546942.00M | 1458086.00M | 1303880.00M | - | - |
| Other stockholder equity | 240357.00M | 244791.00M | 229117.00M | 43566.00M | 47308.00M |
| Property plant equipment | - | - | - | - | 36108.00M |
| Total current assets | 1091302.00M | 517560.00M | 538284.00M | 712415.00M | 736035.00M |
| Long term investments | 2377429.00M | 2242546.00M | 2254990.00M | 2062507.00M | 1849977.00M |
| Net tangible assets | - | - | - | 438144.00M | 413535.00M |
| Short term investments | 458638.00M | - | 413642.00M | - | - |
| Net receivables | - | - | - | 17229.00M | 25058.00M |
| Inventory | - | - | - | 238.00M | 327.00M |
| Accounts payable | - | - | 9616.00M | 4387635.00M | 4144797.00M |
| Accumulated other comprehensive income | - | - | 16161.40M | - | - |
| Non currrent assets other | 2074717.00M | 2916581.00M | 2865086.00M | - | - |
| Non current assets total | 6074017.00M | 6441461.00M | 6234512.00M | - | - |
| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
| Investments | -96834.00M | 123684.00M | -205825.00M | -103094.00M | -148864.00M |
| Change to liabilities | - | - | - | -11607.00M | -993.00M |
| Total cashflows from investing activities | -103900.00M | 123684.00M | -205825.00M | - | -93410.00M |
| Net borrowings | 98444.00M | 131607.00M | 239273.00M | - | 321539.00M |
| Total cash from financing activities | 52728.00M | 84995.00M | 196019.00M | - | 286039.00M |
| Change to operating activities | - | - | - | -109262.00M | -169982.00M |
| Net income | 39141.00M | 41911.00M | 41076.00M | 44807.00M | 43407.00M |
| Change in cash | 111155.00M | 4155.00M | -12762.00M | -85919.00M | 77507.00M |
| Begin period cash flow | 128057.00M | 123902.00M | 136664.00M | 222583.00M | 145076.00M |
| End period cash flow | 239212.00M | 128057.00M | 123902.00M | 136664.00M | 222583.00M |
| Total cash from operating activities | 162907.00M | -204802.00M | -3614.00M | -56398.00M | -112242.00M |
| Depreciation | 6393.00M | 6456.00M | 6316.00M | 5126.00M | 4794.00M |
| Other cashflows from investing activities | 446.00M | 320.00M | 43.00M | - | 60635.00M |
| Dividends paid | 42674.00M | 43549.00M | 16070.00M | -15670.00M | -16146.00M |
| Change to account receivables | 50618.00M | -269917.00M | -264098.00M | - | - |
| Other cashflows from financing activities | -3042.00M | -3063.00M | -27184.00M | -25807.00M | -19354.00M |
| Change to netincome | - | - | - | 13700.00M | 9878.00M |
| Capital expenditures | 7512.00M | 9400.00M | 5154.00M | 4667.00M | 5352.00M |
| Change in working capital | 115193.00M | -251940.00M | -60749.00M | -109262.00M | -169982.00M |
| Other non cash items | 2180.00M | -1229.00M | 9743.00M | 23548.00M | 17984.00M |
| Free cash flow | 155395.00M | -214202.00M | -8768.00M | -61065.00M | -117594.00M |
Sector: Financial Services Industry: Banks - Regional
|
Stock Name
|
Change
(USD) |
Price
(USD) |
Trailing
PE (x) |
Forward
PE (x) |
Price Sales
TTM (x) |
Price to Book Value (x)
|
Enterprise Value
to Revenue (x) |
|---|---|---|---|---|---|---|---|
| CEBCF China Everbright Bank Company Ltd |
- -% |
0.36 | 5.00 | 3.08 | 0.25 | 0.24 | 12.67 |
| DBSDY DBS Group Holdings Ltd ADR |
-0.84 0.36% |
230.18 | 20.00 | 17.57 | 7.54 | 3.17 | 13.19 |
| CIHHF China Merchants Bank Co Ltd Class H |
- -% |
6.66 | 7.70 | 7.10 | 0.55 | 0.83 | 3.51 |
| CIHKY China Merchants Bank Co Ltd |
0.50 1.51% |
33.66 | 7.79 | 7.20 | 0.55 | 0.85 | 3.51 |
| UNCFF UniCredit SpA |
- -% |
84.52 | 11.53 | 10.27 | 5.72 | 1.83 | 8.22 |
China Everbright Bank Company Limited provides a range of financial products and services to corporations and government agencies, retail customers, and individuals in Mainland China, Hong Kong, Luxembourg, Macao, Seoul, and Sydney. It offers notice, RMB general and intelligent agreement, structured, and other deposits; working capital, fixed asset, project financing, syndicated, entrusted, and other loans; personal loans; E-grain, E-mortgage, and E-catering loans; overdraft facilities; and credit and debit cards. The company also provides bank acceptance bills; investment banking services, such as bond underwriting services, M&A financing, corporate asset-backed and credit asset-backed securitization, and intermediary business; auto and trade finance; factoring, FX transactions, e-settlement, e-financing chain, and blockchain forfaiting transaction platform; risk management products; interbank business products, such as interbank lending and deposits, fund custody, clearing agency, and issuance of L/G; and asset custody and management services. In addition, it is involved in monetary market, bond investment, bond underwriting, and proprietary bond trading business; foreign exchange trading; provision of mobile and online banking services; and operates mobile, electronic, and cloud fee payment platforms. The company was founded in 1992 and is headquartered in Beijing, China.
| Name | Title | Year Born |
|---|---|---|
| Mr. Bingbing Yang | Exec. VP | 1971 |
| Mr. Liang Qu | Exec. VP, Pres of Beijing Branch & Exec. Director | 1967 |
| Ms. Ye Qi | Exec. VP | 1970 |
| Mr. Tiefeng Dong | Deputy Pres | 1968 |
| Mr. Xinhong Sun | Gen. Mang. of Financial Accounting Department | 1968 |
| Mr. Haiqing Huang | Member of CPC Committee & Sec. of the Discipline Committee | 1965 |
| Ms. Mei Yi Lee ACIS, ACS, FCIS, FCS | Joint Company Sec. | 1968 |
| Mr. Xuyang Zhang | Chief Bus. Director & Joint Company Sec. | 1972 |
| Mr. Cheng Hao | President & Executive Director | 1972 |
| Mr. Song Bingfang | Secretary of Discipline Inspection | 1970 |
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