Bank of San Francisco

Financial Services US BSFO

28.323USD
-(-%)

Last update at 2025-06-16T13:30:00Z

Day Range

28.3228.32
LowHigh

52 Week Range

25.5031.50
LowHigh

Fundamentals

  • Previous Close 28.32
  • Market Cap66.47M
  • Volume0
  • P/E Ratio10.05
  • Dividend Yield-%
  • Revenue TTM23.73M
  • Revenue Per Share TTM11.40
  • Gross Profit TTM 23.99M
  • Diluted EPS TTM3.10

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Income before tax 8.30M 12.76M 6.62M 5.76M 4.67M
Minority interest - - - - 0.00000M
Net income 5.86M 8.99M 4.66M 4.06M 3.31M
Selling general administrative 8.80M 8.14M 6.40M 5.98M 5.96M
Selling and marketing expenses - - - - -
Gross profit - - - 14.88M 12.94M
Reconciled depreciation 0.14M 0.13M 0.13M 0.15M 0.14M
Ebit - - - - 0.00000M
Ebitda - - - - -
Depreciation and amortization - - - - -
Non operating income net other - - - - 0.00000M
Operating income - - - 5.76M 4.79M
Other operating expenses - 1.68M 1.52M 1.16M 0.95M
Interest expense 1.84M 1.08M 1.82M 2.27M 0.96M
Tax provision 2.43M 3.77M 1.96M 1.70M 1.36M
Interest income 24.73M 24.52M 20.35M 16.73M 13.98M
Net interest income 22.89M 23.44M 18.53M 14.46M 13.02M
Extraordinary items - - - - 0.00000M
Non recurring - - - - 0.00000M
Other items - - - - 0.00000M
Income tax expense - 3.77M 1.96M 1.70M 1.36M
Total revenue 23.55M 24.09M 19.21M 15.27M 13.72M
Total operating expenses - - - 9.13M 8.15M
Cost of revenue - - - - 0.00000M
Total other income expense net - - - - -0.11633M
Discontinued operations - - - - 0.00000M
Net income from continuing ops 5.86M 8.99M 4.66M 4.06M 3.31M
Net income applicable to common shares - 8.99M 4.66M 4.06M 3.31M
Preferred stock and other adjustments - - - - 0.00000M
Breakdown 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31
Type yearly yearly yearly yearly yearly
Date 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31
Total assets 611.98M 591.35M 599.45M 674.41M 397.35M
Intangible assets - - - - -
Earning assets - - - - -
Other current assets - - 1.70M 2.53M 3.78M
Total liab 543.60M 529.81M 544.24M 628.48M 356.36M
Total stockholder equity 68.37M 61.54M 55.21M 45.93M 40.98M
Deferred long term liab - - - - -
Other current liab - - - - -
Common stock - - 27.23M 26.94M 26.65M
Capital stock 28.17M 27.70M 27.23M 26.94M 26.65M
Retained earnings 40.21M 33.84M 27.98M 18.99M 14.33M
Other liab - - 1.69M 1.44M 1.42M
Good will - - - - -
Other assets - - 502.68M 543.06M 318.73M
Cash 101.55M 60.04M 91.14M 125.03M 73.61M
Cash and equivalents - - - - -
Total current liabilities - - 542.34M 535.87M 352.93M
Current deferred revenue - - - - -
Net debt - - - - -
Short term debt - - - - -
Short long term debt - - - - -
Short long term debt total - - - - -
Other stockholder equity - - - - -
Property plant equipment - - 0.86M 1.52M 2.19M
Total current assets - - 92.84M 127.56M 74.47M
Long term investments - - - - -
Net tangible assets - - 55.21M 45.93M 40.98M
Short term investments - - - - -
Net receivables - 11.32M 5.71M 6.71M 4.83M
Long term debt - - - 89.78M -
Inventory - - - - -
Accounts payable - 7.52M 541.79M 535.67M 352.83M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income - - - - -
Additional paid in capital - - - - -
Common stock total equity - - - - -
Preferred stock total equity - - - - -
Retained earnings total equity - - - - -
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other - - - - -
Deferred long term asset charges - - - - -
Non current assets total - - - - -
Capital lease obligations - - - - -
Long term debt total - - - - -
Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Investments -19.57617M 41.15M -229.34732M -40.96692M -51.50894M
Change to liabilities - 0.00000M 0.00000M 0.00000M 0.00000M
Total cashflows from investing activities - 41.15M -229.34732M -40.96692M -51.50894M
Net borrowings - -89.77740M 89.78M 89.78M 89.78M
Total cash from financing activities -19.50032M -83.66161M 272.62M 61.78M 35.51M
Change to operating activities - -0.57998M -0.50026M -0.14271M 0.26M
Net income 5.86M 8.99M 4.66M 4.06M 3.31M
Change in cash -31.09877M -33.89417M 51.42M 25.51M -11.91397M
Begin period cash flow 91.14M 125.03M 73.61M 48.10M 60.02M
End period cash flow 60.04M 91.14M 125.03M 73.61M 48.10M
Total cash from operating activities 7.98M 8.62M 8.15M 4.70M 4.08M
Issuance of capital stock - - - 0.00000M 9.25M
Depreciation 0.14M 0.13M 0.13M 0.15M 0.14M
Other cashflows from investing activities - -0.87830M -0.30330M -0.35500M -0.29310M
Dividends paid - - - - 0.00000M
Change to inventory - - - - 0.00000M
Change to account receivables -5.90130M 1.26M -1.02195M 0.42M -0.28202M
Sale purchase of stock - - - - 0.00000M
Other cashflows from financing activities - 6.12M 182.84M 61.78M 25.51M
Change to netincome - -1.18125M 4.89M -0.00335M 0.34M
Capital expenditures 0.00000M 0.07M 0.05M 0.22M 0.06M
Change receivables - - - - 0.00000M
Cash flows other operating - - - - 0.00000M
Exchange rate changes - - - - 0.00000M
Cash and cash equivalents changes - - - - 0.00000M
Change in working capital -0.82920M 0.68M -1.52221M 0.27M -0.02490M
Stock based compensation 0.47M 0.30M 0.29M 0.18M -
Other non cash items - - - - 1.10M
Free cash flow 7.98M 8.62M 8.15M 4.70M 4.08M

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
BSFO
Bank of San Francisco
- -% 28.32 10.05 - 2.80 0.90 2.75
HDB
HDFC Bank Limited ADR
-0.46 0.61% 74.38 20.81 20.96 0.11 4.77
CIHKY
China Merchants Bank Co Ltd
0.60 1.76% 34.68 6.61 5.68 0.48 0.77 3.43
CIHHF
China Merchants Bank Co Ltd Class H
- -% 6.50 6.10 5.67 0.44 0.77 3.43
IBN
ICICI Bank Limited
-0.3 0.90% 32.96 17.79 16.95 0.07 3.08

Reports Covered

Stock Research & News

Profile

Bank of San Francisco provides various banking products and services to businesses, nonprofits, individuals, and families in the greater San Francisco Bay Area. The company offers checking, savings, interest checking, and money market accounts, as well as certificates of deposit, and individual retirement accounts; home loans, including tenancy in common and co-op, single-family home and condo, condo conversion, multi-unit property loans, vacation home and investment properties, as well as home equity lines of credit; and commercial loans, such as revolving lines of credit and term, business acquisition, commercial real estate, construction, and small business administration loans, as well as medical, dental practice, and professional service firm financing. It also provides mortgage banking, online and mobile banking, ACH origination, debit and credit cards, payroll, wire transfers, foreign drafts, public notary, bill pay, and cash management services. Bank of San Francisco was founded in 2005 and is headquartered in San Francisco, California.

Bank of San Francisco

345 California Street, San Francisco, CA, United States, 94104

Key Executives

Name Title Year Born
Mr. Edward C. Obuchowski Founder, CEO & Director NA
Ms. Wendy A. Ross Founder, Pres & Director NA
Ms. Jennifer Corr Exec. VP, CFO & Corp. Sec. NA
Ms. Juanna Collin Exec. VP & COO NA
Mr. Tim Rosenthal Sr. VP NA
Ms. Lia Economopoulos Sr. VP NA
Mr. Samuel Clonmell Sr. VP NA
Mr. John Verdoia Sr. VP NA
Mr. Felix Miranda Exec. VP & Commercial Banking Mang. NA
Mr. Michael De Vivo Exec. VP & Chief Credit Officer NA

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