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Banca Mediolanum SpA

Company price
21.65 USD 0.00(0%)
Last update at 2026-10-27T20:00:00Z
VOLUME
244
Market Cap
7096.34M
P/E
4.93

Momentum Score

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Banca Mediolanum S.p.A. engages in the provision of various banking products and services in Italy. It offers current accounts; deposits products; and mortgage and personal loans. The company also provides credit cards, debit cards, and prepaid cards; investment products, such as mutual funds, unit linked policies, investment strategies, trading services, asset management services, social security, and bond issues and certificates; and insurance policies, including health and personal, life, serious illness, and autonomy protection, as well as protection assistance, and home and family protection. In addition, it offers SelfyCare Pet for reimbursement of veterinary expenses; SelfyCare Travel for assistance and coverage for risks arising during trips; and SelfyCare LifeProject for a specific life project. Banca Mediolanum S.p.A. founded in 1982 and is headquartered in Basiglio, Italy.

Source: TradingView
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Day Price Range
10.45
Low
21.65
High
52 Week Price Range
9.74
Low
23.89
High

Momentum Score

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A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.

Score - Rating
>= 1 - Low / > 1 but < 2 - Below Average / > 2 but < 3 - Average / > 3 but < 4 - Above Average / > 4 - High
AI Summary

Banca Mediolanum SpA is an Italian retail bank focused on wealth management, bancassurance and personal banking distributed mainly through financial advisors and digital channels. Long-term growth may be supported by demographic-driven demand for retirement and savings products, cross-selling of insurance and asset-management solutions, and increased digital adoption; investors may find the company attractive because it appears positioned to capture recurring fee income and stable deposits from a loyal client base.

The most important investment risks are sensitivity to Italian economic and interest-rate cycles, margin pressure from prolonged low rates, competitive and regulatory challenges in retail financial services, and potential credit deterioration among borrowers.

Risk Score
Low

Note: The summary and risk score provided above is created by AI and should not be construed as a recommendation of Kalkine.

Key Metrics*

Previous Close
21.65
Dividend Yield
5.67%
Revenue TTM
2371.96M
Revenue Per Share
3.21
Gross Profit TTM
2366.17M
Debt / Equity
-
ROE
29.06%
Net Debt
-
ROCE
-
Diluted EPS TTM
1.93

Key Financials*

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Type yearly yearly yearly yearly yearly
Date 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Income before tax 1450.69M 1067.17M 661.59M 890.47M 531.42M
Net income 1119.63M 821.87M 521.80M 713.05M 434.46M
Selling general administrative 424.15M 391.77M 365.82M 329.03M 299.03M
Other operating expenses - - 38.64M 42.93M 74.38M
Interest expense 589.33M 505.77M 79.83M 53.76M 73.25M
Tax provision 331.06M 245.32M 139.78M 177.41M 96.96M
Interest income 1464.26M 1331.77M 552.61M 406.30M 392.30M
Net interest income 874.92M 825.99M 472.78M 352.54M 319.04M
Income tax expense - - 139.78M 177.41M 96.96M
Total revenue 2419.35M 1918.46M 1460.00M 5728.76M 3108.67M
Net income from continuing ops 1119.63M 821.85M 521.80M 713.05M 434.46M
Net income applicable to common shares - - 521.80M 713.05M 434.46M
Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Type yearly yearly yearly yearly yearly
Date 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Total assets 86154.27M 77830.85M 73598.89M 73522.37M 59029.05M
Intangible assets 87.29M 81.24M 82.16M - 72.28M
Other current assets - - 2.01M 4688.52M 337.18M
Total liab 82128.55M 74376.11M 70663.51M 70639.55M 56290.51M
Total stockholder equity 4025.72M 3454.74M 2935.38M 2882.82M 2738.53M
Other current liab - - 115.33M 404.59M 301.01M
Common stock - - 600.45M 600.37M 600.30M
Capital stock 600.69M 600.56M 600.45M 600.37M 600.30M
Retained earnings 1119.63M 821.87M 344.67M 2247.48M 2129.33M
Other liab - - 21148.78M 21884.04M 19104.12M
Good will 125.62M 125.62M 125.62M - 132.93M
Other assets - - 36762.39M 31840.60M 28503.83M
Cash 1282.70M 384.78M 2754.11M 5316.67M 664.61M
Total current liabilities - - 48843.67M 47652.43M 36165.75M
Other stockholder equity - - 2018.11M 69.25M 48.85M
Property plant equipment - - 229.25M 167.80M 177.94M
Total current assets - - 4454.92M 37624.69M 25794.19M
Long term investments 3752.25M 4554.53M 4023.53M 3922.73M 19959.16M
Net tangible assets - - 2727.60M 2671.90M 2533.33M
Net receivables - - 952.30M 1020.41M 720.83M
Accounts payable 179.11M 148.80M 48713.79M 39937.13M 32558.31M
Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Type yearly yearly yearly yearly yearly
Date 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Investments -15.52M -23.93M -34.06M -38.14M -38.16M
Change to liabilities - - 0.00M 0.00M 0.00M
Total cashflows from investing activities - - - -38.14M -38.16M
Total cash from financing activities - - - -737.97M 4.92M
Change to operating activities - - - 426.13M -566.65M
Net income 1119.60M 821.87M 521.80M 713.05M 434.46M
Change in cash 496.31M -2163.61M 1832.72M 133.19M -8.87M
Begin period cash flow 188.13M 2351.74M 519.02M 129.72M 169.96M
End period cash flow 684.44M 188.13M 2351.74M 519.02M 129.72M
Total cash from operating activities 1152.19M -1754.03M 2295.44M 909.30M 24.37M
Depreciation - - - 51.05M 49.07M
Other cashflows from investing activities - - - 22.66M 4.60M
Dividends paid 584.90M 400.86M 435.18M -323.97M -323.97M
Change to netincome - - - -938.33M -356.34M
Capital expenditures 56.48M 52.27M 59.48M 23.25M 10.46M
Change in working capital -351.87M -3021.62M 1484.23M 1083.52M -134.19M
Other non cash items 2701.18M 1862.11M -1990.79M 10.70M 4.08M
Free cash flow 1095.71M -1806.30M 2235.96M 848.49M -49.76M

Peer Comparison*

Sector: Financial Services Industry: Banks - Regional

Stock Name
Change
(USD)
Price
(USD)
Trailing
PE (x)
Forward
PE (x)
Price Sales
TTM (x)
Price to Book Value (x)
Enterprise Value
to Revenue (x)
BNMDF
Banca Mediolanum SpA
-
-%
21.65 4.93 10.05 2.99 3.14 5.37
DBSDY
DBS Group Holdings Ltd ADR
0.20
0.09%
231.02 20.00 17.57 7.54 3.17 13.19
CIHHF
China Merchants Bank Co Ltd Class H
-
-%
6.66 7.70 7.10 0.55 0.83 3.51
CIHKY
China Merchants Bank Co Ltd
-0.36
1.07%
33.16 7.79 7.20 0.55 0.85 3.51
UNCFF
UniCredit SpA
-
-%
84.14 11.53 10.27 5.72 1.83 8.22

Profile*

Banca Mediolanum SpA

Banca Mediolanum S.p.A. engages in the provision of various banking products and services in Italy. It offers current accounts; deposits products; and mortgage and personal loans. The company also provides credit cards, debit cards, and prepaid cards; investment products, such as mutual funds, unit linked policies, investment strategies, trading services, asset management services, social security, and bond issues and certificates; and insurance policies, including health and personal, life, serious illness, and autonomy protection, as well as protection assistance, and home and family protection. In addition, it offers SelfyCare Pet for reimbursement of veterinary expenses; SelfyCare Travel for assistance and coverage for risks arising during trips; and SelfyCare LifeProject for a specific life project. Banca Mediolanum S.p.A. founded in 1982 and is headquartered in Basiglio, Italy.

Palazzo Meucci, Basiglio, MI, Italy, 20079

39 03 90290491

4042

Name Title Year Born
Mr. Massimo Antonio Doris CEO & Director 1967
Mr. Gianluca Bosisio Managing Director NA
Mr. Angelo Lietti CFO & Mang. for Preparing Corp. Accounting Documents NA
Ms. Alessandra Lanzone Head of Investor Relations NA
Mr. Roberto Brega Head of Compliance NA
Mr. Ettore Parlato Spadafora Head of Legal & Compliance Control NA
Mr. Massimo Rotondi Head of Internal Auditing NA
Mr. Luca Maria Rovere Sec. to the Board of Directors NA
Lisa Maxon Exec. of Investor Relations NA
Mr. Angelo Lietti CFO & Manager for Preparing Corporate Accounting Documents NA

Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

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