BNCCorp Inc

Financial Services US BNCC

28.94USD
-(-%)

Last update at 2025-05-21T20:00:00Z

Day Range

28.1128.94
LowHigh

52 Week Range

20.6031.29
LowHigh

Fundamentals

  • Previous Close 28.94
  • Market Cap89.92M
  • Volume18
  • P/E Ratio18.04
  • Dividend Yield2.22%
  • Revenue TTM53.94M
  • Revenue Per Share TTM15.11
  • Gross Profit TTM 76.30M
  • Diluted EPS TTM1.40

Source: TradingView
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Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Income before tax 8.33M 28.71M 58.48M 13.16M 8.37M
Minority interest - - - - -
Net income 6.50M 21.95M 44.61M 10.23M 6.84M
Selling general administrative 26.85M 34.82M 40.27M 32.28M 29.43M
Selling and marketing expenses - - - - -
Gross profit - - - 57.15M 47.37M
Reconciled depreciation 2.02M 1.27M 1.40M 1.45M 1.54M
Ebit - - - - 0.00000M
Ebitda - - - - -
Depreciation and amortization - - - - -
Non operating income net other - - - - -
Operating income - - - 13.59M 8.91M
Other operating expenses - 3.61M 5.60M 3.06M 2.23M
Interest expense 2.65M 2.14M 4.24M 9.10M 6.11M
Tax provision 1.83M 6.75M 13.87M 2.92M 1.54M
Interest income 33.47M 33.31M 36.40M 37.64M 34.32M
Net interest income 30.81M 31.17M 32.16M 28.54M 28.22M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense - 6.75M 13.87M 2.92M 1.54M
Total revenue 50.09M 76.00M 118.26M 57.85M 47.39M
Total operating expenses - - - 43.55M 38.45M
Cost of revenue - - - - 0.00000M
Total other income expense net - - - -0.43700M -0.54000M
Discontinued operations - - - - -
Net income from continuing ops 6.50M 21.95M 44.61M 10.23M 6.84M
Net income applicable to common shares - 21.95M 44.61M 10.23M 6.84M
Preferred stock and other adjustments - - - - -
Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Total assets 943.32M 1047.37M 1074.13M 966.75M 971.03M
Intangible assets - - - - -
Earning assets - - - - -
Other current assets - 83.51M 254.80M 140.79M 27.87M
Total liab 842.98M 932.39M 955.90M 870.47M 893.27M
Total stockholder equity 100.35M 114.99M 118.23M 96.28M 77.75M
Deferred long term liab - - - - -
Other current liab - - 28.68M - -
Common stock - 0.04M 0.04M 0.04M 0.04M
Capital stock 0.04M 0.04M 0.04M 0.04M 0.04M
Retained earnings 87.58M 87.38M 86.99M 71.06M 61.04M
Other liab - 0.89M 33.94M 1.27M 1.19M
Good will - - - - -
Other assets - 550.35M 603.44M 528.81M 488.15M
Cash 73.97M 188.06M 12.44M 10.52M 25.18M
Cash and equivalents - - - - -
Total current liabilities - 915.09M 873.44M 834.38M 867.08M
Current deferred revenue - - - - -
Net debt - - 33.46M 21.48M -
Short term debt - - - - -
Short long term debt - - - - -
Short long term debt total - - - - -
Other stockholder equity - 3.15M 7.18M 1.47M -6.92800M
Property plant equipment - 14.64M 16.85M 19.04M 16.76M
Total current assets - 272.11M 267.73M 151.78M 53.47M
Long term investments 174.88M 208.98M 183.72M 265.28M 411.51M
Net tangible assets - 114.99M 118.23M 96.28M 77.75M
Short term investments 174.88M 208.98M 183.72M 265.28M 411.51M
Net receivables 3.31M 0.54M 0.49M 0.46M 0.42M
Long term debt 15.00M 15.00M 45.90M 32.01M 25.01M
Inventory - - - - -
Accounts payable 0.31M 906.67M 853.16M 820.55M 848.61M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income - - - - -
Additional paid in capital - - - - -
Common stock total equity - - - - -
Preferred stock total equity - - - - -
Retained earnings total equity - - - - -
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other - - - - -
Deferred long term asset charges - - - - -
Non current assets total - - - - -
Capital lease obligations 1.66M 2.30M 2.62M 2.82M -
Long term debt total - - - - -
Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Investments -77.52800M -33.96900M 85.08M 148.79M -14.33700M
Change to liabilities - 0.57M -1.17200M -0.09600M -0.08800M
Total cashflows from investing activities - 0.96M 8.81M 105.40M -55.63800M
Net borrowings - -37.28500M 15.72M 0.07M -6.54900M
Total cash from financing activities -93.38700M -34.02300M 48.33M -27.98700M 24.25M
Change to operating activities - -4.75700M 2.73M 4.18M 0.25M
Net income 6.50M 21.95M 44.61M 10.23M 6.84M
Change in cash -114.09200M 175.62M 1.92M -14.66200M -0.64500M
Begin period cash flow 188.06M 12.44M 10.52M 25.18M 25.83M
End period cash flow 73.97M 188.06M 12.44M 10.52M 25.18M
Total cash from operating activities 56.82M 208.68M -55.22300M -92.07900M 30.74M
Issuance of capital stock - - - - -
Depreciation 2.02M 1.27M 1.40M 1.45M 1.54M
Other cashflows from investing activities - 1.10M -0.55000M -0.71000M -0.04400M
Dividends paid -6.30300M -50.24800M -50.24800M -50.24800M -50.24800M
Change to inventory - - - - -
Change to account receivables 1.29M 1.18M 1.52M -1.90300M 0.35M
Sale purchase of stock - - - - -
Other cashflows from financing activities - 53.51M 32.61M -28.05800M 30.80M
Change to netincome - 188.47M -104.32000M -105.95200M 21.85M
Capital expenditures 0.52M 0.86M 0.39M 1.10M 1.23M
Change receivables - - - - -
Cash flows other operating - - - - -
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - -
Change in working capital -0.24000M -3.57800M 4.25M 2.28M 0.60M
Stock based compensation 0.36M 0.40M 0.30M 0.11M -
Other non cash items 44.19M 175.30M -100.34300M -112.94000M 16.02M
Free cash flow 56.30M 207.82M -55.60900M -93.18200M 29.51M

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x)
BNCC
BNCCorp Inc
- -% 28.94 18.04 - 1.55 0.82
HDB
HDFC Bank Limited ADR
-0.46 0.63% 72.47 20.81 20.96 0.11 4.77
CIHKY
China Merchants Bank Co Ltd
0.45 1.44% 31.79 6.61 5.68 0.48 0.77 3.43
CIHHF
China Merchants Bank Co Ltd Class H
- -% 5.09 6.10 5.67 0.44 0.77 3.43
IBN
ICICI Bank Limited
-0.065 0.19% 33.74 17.79 16.95 0.07 3.08

Reports Covered

Stock Research & News

Profile

BNCCORP, Inc. operates as the bank holding company for BNC National Bank that provides community banking, retail and mortgage banking, and wealth management services to businesses and consumers. The company offers commercial banking services, including business financing, commercial real estate lending, small business administration loans, business checking, cash management, corporate credit cards, and merchant services to small to middle-market businesses. It also provides retail and mortgage banking services, such as personal checking and savings products, personal loans, and card services; and residential loans through a consumer direct channel, as well as a retail channel. In addition, the company offers wealth management solutions, including 401(k) and other retirement plans, trust services, and personal wealth advisory services. It offers community banking and wealth management services through 11 locations in Arizona and North Dakota; and mortgage banking services through 9 locations in Arizona, North Dakota, Illinois, Kansas, and Michigan. The company was incorporated in 1987 and is headquartered in Bismarck, North Dakota.

BNCCorp Inc

322 East Main Avenue, Bismarck, ND, United States, 58501

Key Executives

Name Title Year Born
Mr. Daniel J. Collins Pres & CEO 1964
Mr. Douglas Brendel Pres Mortgage Banking of BNC National Bank NA
Mr. Chad Scott Pres of North Dakota Market NA
Mr. Justin C. Currie Chief Financial Officer NA
Ms. Shawn Cleveland CPA Chief Operating Officer 1969
Mr. Graig Gorder Treasurer & VP of Investment NA
Mr. Dick Skeldum Chief Information Officer NA
Ms. Jan Nelson Marketing Coordinator NA
Mr. David Hoekstra CPA Pres-BNC National Bank-North Dakata Market, Chief Credit Officer & Director-BNC National Bank 1972
Mr. Michael Schmitz SVP of Financial Services NA

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