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Company price
29.84 USD 0.00(0%)
Last update at 2026-10-26T20:00:00Z
VOLUME
2500
Market Cap
112.72M
P/E
13.17

Momentum Score

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BNCCORP, Inc. operates as the bank holding company for BNC National Bank that provides commercial and retail banking, and wealth management services in the United States. The company offers a range of commercial banking services, such as business financing, commercial real estate lending, small business administration loans, business checking, cash management, corporate credit cards, and merchant services to small to middle-sized businesses. It also provides retail banking services, including personal checking and savings products, personal loans, and card services; and wealth management solutions, such as personal wealth advisory services, 401(k), other retirement plan administration, and trust services. In addition, the company offers business loans comprising revolving lines of credit, working capital loans, equipment financing, construction loans, letters of credit, aircraft loans, and agribusiness loans; and vehicle loans, home equity line of credit, and real estate loans. Further, it provides retirement plans for businesses; and online and mobile banking services. The company offers community banking and wealth management services in Arizona and North Dakota. BNCCORP, Inc. was incorporated in 1987 and is headquartered in Bismarck, North Dakota.

Source: TradingView
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Day Price Range
29.68
Low
29.84
High
52 Week Price Range
30.10
Low
38.00
High

Momentum Score

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A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.

Score - Rating
>= 1 - Low / > 1 but < 2 - Below Average / > 2 but < 3 - Average / > 3 but < 4 - Above Average / > 4 - High

Key Metrics*

Previous Close
29.84
Dividend Yield
-
Revenue TTM
40.51M
Revenue Per Share
11.43
Gross Profit TTM
40.51M
Debt / Equity
-
ROE
8.44%
Net Debt
-
ROCE
-
Diluted EPS TTM
2.43

Key Financials*

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 11.44M 10.26M 7.32M 8.33M 28.71M
Net income 8.77M 7.93M 5.71M 6.50M 21.95M
Selling general administrative 16.34M 15.82M 20.64M 26.85M 34.82M
Reconciled depreciation 1.46M 1.43M 1.66M 2.02M 1.27M
Other operating expenses - - - - 3.61M
Interest expense 17.31M 15.40M 10.97M 2.65M 2.14M
Tax provision 2.67M 2.34M 1.61M 1.83M 6.75M
Interest income 51.33M 46.31M 43.13M 33.47M 33.31M
Net interest income 34.02M 30.91M 32.17M 30.81M 31.17M
Income tax expense - - - - 6.75M
Total revenue 39.85M 36.95M 42.31M 50.09M 76.00M
Net income from continuing ops 8.77M 7.93M 5.71M 6.50M 21.95M
Net income applicable to common shares - - - - 21.95M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 1100.21M 966.68M 968.21M 943.32M 1047.37M
Other current assets - - - - 83.51M
Total liab 993.70M 873.01M 859.79M 842.98M 932.39M
Total stockholder equity 106.51M 93.67M 108.42M 100.35M 114.99M
Common stock - - - - 0.04M
Capital stock 0.04M 0.04M 0.04M 0.04M 0.04M
Retained earnings 87.44M 78.67M 93.19M 87.58M 87.38M
Other liab - - - - 0.89M
Other assets - - - - 550.35M
Cash 211.45M 100.81M 102.45M 73.97M 188.06M
Total current liabilities - - - - 915.09M
Other stockholder equity - - - - 3.15M
Property plant equipment - - - - 14.64M
Total current assets - - - - 272.11M
Long term investments 83.67M 97.92M 159.77M 174.88M 208.98M
Net tangible assets - - - - 114.99M
Short term investments 83.67M 97.92M 159.77M 174.88M 208.98M
Net receivables 4.39M 4.11M 4.21M 3.31M 0.54M
Long term debt 15.46M 15.46M 15.46M 15.00M 15.00M
Accounts payable 1.64M 1.25M 0.94M 0.31M 906.67M
Capital lease obligations 0.57M 0.70M 1.05M 1.66M 2.30M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments 18.54M 29.68M -53.91M -77.53M -33.97M
Change to liabilities - - - - 0.57M
Total cashflows from investing activities - - - - 0.96M
Net borrowings 0.00M 0.00M 0.00M - -37.28M
Total cash from financing activities 120.00M -9.01M -34.17M -93.39M -34.02M
Change to operating activities - - - - -4.76M
Net income 8.77M 7.93M 5.71M 6.50M 21.95M
Change in cash 110.64M -1.64M -24.13M -114.09M 175.62M
Begin period cash flow 100.81M 102.45M 75.50M 188.06M 12.44M
End period cash flow 211.45M 100.81M 51.37M 73.97M 188.06M
Total cash from operating activities 12.83M 9.36M 63.94M 56.82M 208.68M
Depreciation 1.46M 1.43M 1.83M 2.02M 1.27M
Other cashflows from investing activities - - - - 1.10M
Dividends paid 14.30M 8.14M 0.00M -6.30M -50.25M
Change to account receivables -0.71M -0.89M -1.47M 1.29M 1.18M
Sale purchase of stock 0.00M -1.16M - - -
Other cashflows from financing activities - - - - 53.51M
Change to netincome - - - - 188.47M
Capital expenditures 0.33M 1.05M 0.32M 0.52M 0.86M
Change in working capital 0.03M -2.25M -3.05M -0.24M -3.58M
Stock based compensation 0.27M 0.33M 0.27M 0.36M 0.40M
Other non cash items - - 54.91M 44.19M 175.30M
Free cash flow 12.50M 8.31M 63.62M 56.30M 207.82M

Peer Comparison*

Sector: Financial Services Industry: Banks - Regional

Stock Name
Change
(USD)
Price
(USD)
Trailing
PE (x)
Forward
PE (x)
Price Sales
TTM (x)
Price to Book Value (x)
Enterprise Value
to Revenue (x)
BNCC
BNCCorp Inc
-
-%
29.84 13.17 - 2.78 1.06 3.14
DBSDY
DBS Group Holdings Ltd ADR
-1.02
0.44%
231.03 20.00 17.57 7.54 3.17 13.19
CIHHF
China Merchants Bank Co Ltd Class H
0.01
0.08%
6.66 7.70 7.10 0.55 0.83 3.51
CIHKY
China Merchants Bank Co Ltd
0.34
1.02%
33.58 7.79 7.20 0.55 0.85 3.51
UNCFF
UniCredit SpA
-
-%
83.45 11.53 10.27 5.72 1.83 8.22

Profile*

BNCCorp Inc

BNCCORP, Inc. operates as the bank holding company for BNC National Bank that provides commercial and retail banking, and wealth management services in the United States. The company offers a range of commercial banking services, such as business financing, commercial real estate lending, small business administration loans, business checking, cash management, corporate credit cards, and merchant services to small to middle-sized businesses. It also provides retail banking services, including personal checking and savings products, personal loans, and card services; and wealth management solutions, such as personal wealth advisory services, 401(k), other retirement plan administration, and trust services. In addition, the company offers business loans comprising revolving lines of credit, working capital loans, equipment financing, construction loans, letters of credit, aircraft loans, and agribusiness loans; and vehicle loans, home equity line of credit, and real estate loans. Further, it provides retirement plans for businesses; and online and mobile banking services. The company offers community banking and wealth management services in Arizona and North Dakota. BNCCORP, Inc. was incorporated in 1987 and is headquartered in Bismarck, North Dakota.

322 East Main Avenue, Bismarck, ND, United States, 58501

701 250 3040

127

Name Title Year Born
Mr. Daniel J. Collins Pres & CEO 1964
Mr. Douglas Brendel Pres Mortgage Banking of BNC National Bank NA
Mr. Chad Scott Pres of North Dakota Market NA
Mr. Justin C. Currie Chief Financial Officer NA
Ms. Shawn Cleveland CPA Chief Operating Officer 1969
Mr. Graig Gorder Treasurer & VP of Investment NA
Mr. Dick Skeldum Chief Information Officer NA
Ms. Jan Nelson Marketing Coordinator NA
Mr. David Hoekstra CPA Pres-BNC National Bank-North Dakata Market, Chief Credit Officer & Director-BNC National Bank 1972
Mr. Michael Schmitz SVP of Financial Services NA

Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

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