Oak Ridge Financial Services Inc

Financial Services US BKOR

21.69USD
0.14(0.65%)

Last update at 2025-05-15T13:31:00Z

Day Range

21.6921.69
LowHigh

52 Week Range

15.6020.75
LowHigh

Fundamentals

  • Previous Close 21.55
  • Market Cap55.34M
  • Volume100
  • P/E Ratio8.20
  • Dividend Yield2.37%
  • Revenue TTM25.37M
  • Revenue Per Share TTM9.23
  • Gross Profit TTM 25.71M
  • Diluted EPS TTM2.47

Source: TradingView
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Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2021-12-31 2020-12-31 2019-12-31 2018-12-31 2017-12-31
Type yearly yearly yearly yearly yearly
Date 2021-12-31 2020-12-31 2019-12-31 2018-12-31 2017-12-31
Income before tax - - 5.21M 4.88M 4.31M
Minority interest - - - - -
Net income - - 4.25M 3.98M 2.89M
Selling general administrative - - 12.72M 12.49M 11.87M
Selling and marketing expenses - - - - -
Gross profit - - 19.26M 18.81M 17.41M
Reconciled depreciation - - - - -
Ebit - - - 0.00000M 0.00000M
Ebitda - - - - -
Depreciation and amortization - - - - -
Non operating income net other - - - - -
Operating income - - 5.31M 5.10M 4.54M
Other operating expenses 1.33M 1.25M 1.23M 1.23M 0.99M
Interest expense - 0.00000M 0.00000M 0.00000M 0.00000M
Tax provision - - - - -
Interest income - - - - -
Net interest income - - - - -
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 2.03M 0.71M 0.96M 0.90M 1.42M
Total revenue - - 19.26M 18.81M 17.41M
Total operating expenses - - 13.95M 13.71M 12.86M
Cost of revenue - - - 0.00000M 2.75M
Total other income expense net - - -0.10000M -0.22100M -0.23700M
Discontinued operations - - - - -
Net income from continuing ops - - 4.25M 3.98M 2.89M
Net income applicable to common shares 7.76M 3.26M 4.25M 3.98M 2.89M
Preferred stock and other adjustments - - - - -
Breakdown 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31
Type yearly yearly yearly yearly yearly
Date 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31
Total assets 620.05M 589.28M - - 475.71M
Intangible assets - - - - -
Earning assets - - - - -
Other current assets 23.00M 52.35M 1.84M 2.41M 1.48M
Total liab 561.71M 536.64M - - 435.39M
Total stockholder equity 58.35M 52.64M - - 40.31M
Deferred long term liab - - - - -
Other current liab 102.01M -30.52300M - - -
Common stock 26.74M 26.21M 25.53M 25.01M 24.85M
Capital stock - 26.21M - - -
Retained earnings 33.36M 28.64M 22.82M 15.80M 13.15M
Other liab - - 5.82M 5.60M 5.12M
Good will - - - - -
Other assets 2.58M - 438.16M 457.33M 393.88M
Cash 20.43M 50.36M - - 23.57M
Cash and equivalents - - - - -
Total current liabilities 102.01M 150.79M 509.39M 463.88M 408.90M
Current deferred revenue - -0.22600M - - -
Net debt -2.23400M -0.60400M - - -
Short term debt 40.38M 30.30M - - -
Short long term debt - - - - -
Short long term debt total 18.19M 49.75M - - -
Other stockholder equity 0.00000M -2.20600M 2.98M 3.69M 2.32M
Property plant equipment - - 11.50M 12.62M 11.83M
Total current assets 20.43M 52.35M 89.93M 23.76M 25.05M
Long term investments - 92.10M - - 44.95M
Net tangible assets - - 51.33M 44.50M 40.31M
Short term investments - - - - -
Net receivables - 2.00M - - -
Long term debt - - - - 20.04M
Inventory - -52.35200M - - -
Accounts payable - 0.23M 509.28M 455.74M 398.62M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income -1.75300M -2.20600M - - -
Additional paid in capital - - - - -
Common stock total equity - - - - -
Preferred stock total equity - - - - -
Retained earnings total equity - - - - -
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other 568.81M 486.04M - - -
Deferred long term asset charges - - - - -
Non current assets total 597.05M 536.93M - - -
Capital lease obligations - - - - -
Long term debt total - - - - -
Breakdown 2021-12-31 2020-12-31 2019-12-31 2018-12-31 2017-12-31
Type yearly yearly yearly yearly yearly
Date 2021-12-31 2020-12-31 2019-12-31 2018-12-31 2017-12-31
Investments - - - - -
Change to liabilities 0.00000M 0.00000M 0.00000M 0.00000M 0.00000M
Total cashflows from investing activities - - - - -
Net borrowings - - - - -
Total cash from financing activities - - - - -
Change to operating activities - - - - -
Net income 7.76M 3.26M 4.25M 3.98M 2.89M
Change in cash - - - - -
Begin period cash flow - - - - -
End period cash flow - - - - -
Total cash from operating activities - - - - -
Issuance of capital stock - - - - -
Depreciation - - - - -
Other cashflows from investing activities - - - - -
Dividends paid - - - - -
Change to inventory - - - - -
Change to account receivables - - - - -
Sale purchase of stock - - - - -
Other cashflows from financing activities - - - - -
Change to netincome - - - - -
Capital expenditures 0.00000M 0.00000M 0.00000M 0.00000M 0.00000M
Change receivables - - - - -
Cash flows other operating - - - - -
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - -
Change in working capital - - - - -
Stock based compensation - - - - -
Other non cash items - - - - -
Free cash flow - - - - -

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
BKOR
Oak Ridge Financial Services Inc
0.14 0.65% 21.69 8.20 - 2.23 1.07 4.14
HDB
HDFC Bank Limited ADR
-0.6 0.82% 72.73 20.81 20.96 0.11 4.77
CIHKY
China Merchants Bank Co Ltd
0.09 0.29% 31.33 6.61 5.68 0.48 0.77 3.43
CIHHF
China Merchants Bank Co Ltd Class H
- -% 5.09 6.10 5.67 0.44 0.77 3.43
IBN
ICICI Bank Limited
-0.085 0.25% 33.92 17.79 16.95 0.07 3.08

Reports Covered

Stock Research & News

Profile

Oak Ridge Financial Services, Inc. operates as a bank holding company for Bank of Oak Ridge that provides various banking products and services for individuals and businesses. It offers checking, savings, and money market accounts; overdrafts; auto, home equity, mortgage, business term, and business SBA loans; business lines of credit; credit cards; and online and mobile banking products and services. The company also provides health savings accounts, identity theft protection, wealth management, cash management, and remote deposit capture services; and auto, home, small business, renters, life, boat and watercraft, classic car, motorcycle, flood, pet, and umbrella insurance products. It operates through a network of branches in Oak Ridge, Greensboro, and Summerfield, North Carolina. The company was founded in 2000 and is based in Oak Ridge, North Carolina.

Oak Ridge Financial Services Inc

2211 Oak Ridge Road, Oak Ridge, NC, United States, 27310

Key Executives

Name Title Year Born
Mr. Thomas W. Wayne CPA Pres, CEO, CFO & Director 1963
Ms. Marissa S. Parrish Chief People & Marketing Officer and Sr. VP NA
Mr. S. Brady Young Chief Retail Officer & Sr. VP NA
Mr. Jeffrey Finberg Chief Lending Officer & Director of Lending NA
Mr. Thomas W. Wayne CPA President, CEO & Director 1963
Mr. Kevin Reid CFO & Senior VP NA
Ms. Sarah Wisniewski Senior VP & Chief Compliance Officer NA
Ms. Marissa S. Parrish Chief People & Marketing Officer and Senior VP NA
Mr. S. Brady Young Chief Retail Officer & Senior VP NA
Dan Steffes Senior Vice President NA

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