…
Apollo Bancorp, Inc. operates as the bank holding company for Apollo Trust Company that provides banking products and services. It provides business and personal checking and savings accounts, and holiday club accounts, as well as money market deposits, certificates of deposit, and individual retirement accounts. The company offers mortgages, refinancing, home equity loans, auto and personal loans, and construction and lot loans; and commercial loans, lines of credit, and commercial real estate financing. In addition, it provides personal debit card, online banking, phone and mobile banking, mobile deposit, bill pay, e-statements, safe deposit box, and ATM services. Apollo Bancorp, Inc. was founded in 1871 and is based in Apollo, Pennsylvania.
Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website
A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.
Public information on Apollo Bancorp Inc. (APLO.US), an OTC Pink–listed issuer, is limited; it appears to operate as a small bank or holding company focused on local lending and deposit services. Because filings are sparse, long-term growth drivers are unclear; typical community-bank drivers such as deposit growth, loan margins and local consolidation may benefit the company, but investors should verify disclosures and management plans directly.
Key investment risks include scant public disclosure and very low trading liquidity, credit and concentration risk common to small banks, and potential regulatory or capital constraints.
Note: The summary and risk score provided above is created by AI and should not be construed as a recommendation of Kalkine.
| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
| Income before tax | 2.46M | 2.22M | 1.98M | 2.29M | 2.27M |
| Net income | 2.09M | 2.00M | 1.70M | 1.91M | 1.90M |
| Selling general administrative | 4.27M | 0.32M | 0.32M | 0.85M | 0.77M |
| Selling and marketing expenses | - | 0.04M | 0.04M | 0.04M | 0.04M |
| Gross profit | 9.33M | 9.07M | 8.50M | 8.25M | 7.79M |
| Reconciled depreciation | 0.35M | 0.37M | 0.37M | - | - |
| Ebit | - | - | 1.98M | 2.29M | 2.27M |
| Ebitda | 2.46M | - | 2.35M | -0.09M | -0.09M |
| Depreciation and amortization | - | 0.37M | 0.37M | -2.39M | -2.35M |
| Operating income | 2.46M | 2.43M | 1.98M | 2.39M | 2.35M |
| Other operating expenses | 9.00M | 6.63M | 7.54M | 5.96M | 5.52M |
| Interest expense | 2.02M | 2.04M | 1.03M | - | 0.00M |
| Tax provision | 0.36M | 0.22M | 0.28M | - | - |
| Interest income | 9.82M | 9.07M | 8.17M | - | - |
| Net interest income | 7.80M | 7.03M | 7.14M | - | - |
| Income tax expense | 0.36M | 0.22M | 0.28M | 0.38M | 0.37M |
| Total revenue | 11.46M | 9.07M | 9.53M | 8.25M | 7.79M |
| Total operating expenses | 6.88M | 6.63M | 6.51M | 5.96M | 5.52M |
| Cost of revenue | 2.13M | - | 1.03M | - | - |
| Total other income expense net | - | -0.21M | -0.10M | -0.09M | -0.09M |
| Net income from continuing ops | 2.09M | 2.00M | 1.70M | - | - |
| Net income applicable to common shares | - | - | - | 1.91M | 1.90M |
| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
| Total assets | 208.56M | 201.17M | 198.42M | 182.71M | 181.70M |
| Other current assets | - | - | 2.87M | 2.92M | 2.50M |
| Total liab | 183.73M | 177.27M | 175.18M | 2.26M | 1.86M |
| Total stockholder equity | 24.83M | 23.90M | 23.24M | 22.14M | 23.03M |
| Other current liab | - | 113.29M | 95.97M | - | - |
| Common stock | 1.20M | 1.20M | 1.20M | 1.20M | 1.20M |
| Capital stock | 1.20M | 1.20M | 1.20M | - | - |
| Retained earnings | 24.91M | 23.99M | 23.16M | 22.59M | 21.81M |
| Other assets | - | 201.17M | - | 175.23M | 167.51M |
| Cash | 3.14M | 3.92M | 2.87M | 5.61M | 12.17M |
| Total current liabilities | 40.00M | 113.29M | 98.97M | 2.26M | 1.86M |
| Current deferred revenue | - | - | -3.00M | - | - |
| Net debt | 36.86M | -3.92M | -2.87M | -5.61M | -12.17M |
| Short term debt | 40.00M | - | 27.15M | - | - |
| Short long term debt total | 40.00M | - | 27.15M | - | - |
| Other stockholder equity | -0.43M | -1.29M | -1.11M | -1.66M | 0.01M |
| Property plant equipment | - | - | - | 1.87M | 2.02M |
| Total current assets | 3.87M | 3.92M | 2.87M | 5.61M | 12.17M |
| Long term investments | 7.14M | 10.71M | 11.86M | - | - |
| Net tangible assets | - | - | - | 22.14M | 23.03M |
| Net receivables | 0.73M | - | 4.64M | - | - |
| Inventory | - | - | -7.51M | - | - |
| Accounts payable | - | - | 3.00M | 156.79M | 156.82M |
| Accumulated other comprehensive income | -0.85M | - | -1.36M | - | - |
| Non currrent assets other | 11.23M | -12.62M | 181.80M | -1.87M | -2.02M |
| Non current assets total | 204.69M | 197.26M | 195.55M | 1.87M | 2.02M |
| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
| Investments | 0.89M | -1.30M | -17.68M | 5.18M | 3.93M |
| Change to liabilities | - | - | - | -0.04M | -0.03M |
| Total cashflows from investing activities | -7.37M | -1.30M | -17.68M | -9.37M | -5.62M |
| Net borrowings | 7.20M | 5.65M | 25.65M | 1.50M | -3.50M |
| Total cash from financing activities | 3.69M | -0.63M | 12.74M | 0.35M | 12.91M |
| Change to operating activities | - | - | - | 0.33M | 0.37M |
| Net income | 2.09M | 2.00M | 1.70M | 1.91M | 1.90M |
| Change in cash | -0.78M | 1.05M | -2.74M | -6.56M | 9.88M |
| Begin period cash flow | 3.92M | 2.87M | 5.61M | 12.17M | 2.28M |
| End period cash flow | 3.14M | 3.92M | 2.87M | 5.61M | 12.17M |
| Total cash from operating activities | 2.90M | 2.98M | 2.20M | 2.46M | 2.59M |
| Issuance of capital stock | - | - | 0.00M | - | - |
| Depreciation | 0.35M | 0.37M | 0.37M | 0.35M | 0.36M |
| Other cashflows from investing activities | -8.06M | -2.49M | -18.11M | -0.07M | 0.28M |
| Dividends paid | 1.17M | 1.17M | 1.15M | -1.13M | -1.11M |
| Change to account receivables | - | -0.02M | -0.06M | -0.04M | 0.04M |
| Sale purchase of stock | -0.49M | -0.19M | 0.00M | -0.53M | - |
| Other cashflows from financing activities | -1.84M | -4.93M | -11.76M | 2.01M | 14.01M |
| Change to netincome | - | - | - | -0.04M | -0.05M |
| Capital expenditures | 0.20M | 0.24M | 0.23M | 0.08M | 0.10M |
| Change in working capital | -0.00M | -0.01M | 0.02M | -0.04M | 0.04M |
| Stock based compensation | - | - | -0.43M | - | - |
| Other non cash items | 0.81M | 0.62M | 0.10M | 0.25M | 0.29M |
| Free cash flow | 2.70M | 2.74M | 1.97M | 2.38M | 2.48M |
Sector: Financial Services Industry: Banks - Regional
|
Stock Name
|
Change
(USD) |
Price
(USD) |
Trailing
PE (x) |
Forward
PE (x) |
Price Sales
TTM (x) |
Price to Book Value (x)
|
Enterprise Value
to Revenue (x) |
|---|---|---|---|---|---|---|---|
| APLO Apollo Bancorp Inc |
- -% |
52.00 | 13.48 | - | 3.03 | 1.14 | 7.23 |
| DBSDY DBS Group Holdings Ltd ADR |
0.20 0.09% |
231.02 | 20.00 | 17.57 | 7.54 | 3.17 | 13.19 |
| CIHHF China Merchants Bank Co Ltd Class H |
- -% |
6.66 | 7.70 | 7.10 | 0.55 | 0.83 | 3.51 |
| CIHKY China Merchants Bank Co Ltd |
-0.36 1.07% |
33.16 | 7.79 | 7.20 | 0.55 | 0.85 | 3.51 |
| UNCFF UniCredit SpA |
- -% |
84.14 | 11.53 | 10.27 | 5.72 | 1.83 | 8.22 |
Apollo Bancorp, Inc. operates as the bank holding company for Apollo Trust Company that provides banking products and services. It provides business and personal checking and savings accounts, and holiday club accounts, as well as money market deposits, certificates of deposit, and individual retirement accounts. The company offers mortgages, refinancing, home equity loans, auto and personal loans, and construction and lot loans; and commercial loans, lines of credit, and commercial real estate financing. In addition, it provides personal debit card, online banking, phone and mobile banking, mobile deposit, bill pay, e-statements, safe deposit box, and ATM services. Apollo Bancorp, Inc. was founded in 1871 and is based in Apollo, Pennsylvania.
| Name | Title | Year Born |
|---|---|---|
| Mr. Nelson L. Person CPA | Pres, CEO & Director | NA |
| Mr. Robert B. Kastan CPA | VP, Treasurer & CFO | 1960 |
| Mr. Kirk S. Montgomery | VP of Operations & Chief Information Officer | NA |
| Christopher Martin | VP & Chief Banking Officer | NA |
| Ms. Julia M. Holmes | VP of Risk Management & Sec. | NA |
| Mr. Thomas J. Backus | VP of Lending | NA |
| Carolyn R. Bash | Assistant Sec. & Assistant Treasurer | NA |
| Mr. Nelson L. Person CPA | President, CEO & Director | NA |
| Michelle M. Arbster | Controller | NA |
| Stephanie A. Embry | Executive VP & COO | NA |
Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.