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Company price
52.0 USD 0.00(0%)
Last update at 2026-10-27T20:00:00Z
VOLUME
1
Market Cap
28.24M
P/E
13.48

Momentum Score

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Apollo Bancorp, Inc. operates as the bank holding company for Apollo Trust Company that provides banking products and services. It provides business and personal checking and savings accounts, and holiday club accounts, as well as money market deposits, certificates of deposit, and individual retirement accounts. The company offers mortgages, refinancing, home equity loans, auto and personal loans, and construction and lot loans; and commercial loans, lines of credit, and commercial real estate financing. In addition, it provides personal debit card, online banking, phone and mobile banking, mobile deposit, bill pay, e-statements, safe deposit box, and ATM services. Apollo Bancorp, Inc. was founded in 1871 and is based in Apollo, Pennsylvania.

Source: TradingView
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Day Price Range
50.25
Low
52.00
High
52 Week Price Range
37.43
Low
55.00
High

Momentum Score

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A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.

Score - Rating
>= 1 - Low / > 1 but < 2 - Below Average / > 2 but < 3 - Average / > 3 but < 4 - Above Average / > 4 - High
AI Summary

Public information on Apollo Bancorp Inc. (APLO.US), an OTC Pink–listed issuer, is limited; it appears to operate as a small bank or holding company focused on local lending and deposit services. Because filings are sparse, long-term growth drivers are unclear; typical community-bank drivers such as deposit growth, loan margins and local consolidation may benefit the company, but investors should verify disclosures and management plans directly.
Key investment risks include scant public disclosure and very low trading liquidity, credit and concentration risk common to small banks, and potential regulatory or capital constraints.

Risk Score
Medium

Note: The summary and risk score provided above is created by AI and should not be construed as a recommendation of Kalkine.

Key Metrics*

Previous Close
52.00
Dividend Yield
4.16%
Revenue TTM
9.33M
Revenue Per Share
18.21
Gross Profit TTM
9.33M
Debt / Equity
1.61
ROE
8.58%
Net Debt
36.86M
ROCE
1.46%
Diluted EPS TTM
4.08

Key Financials*

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 2.46M 2.22M 1.98M 2.29M 2.27M
Net income 2.09M 2.00M 1.70M 1.91M 1.90M
Selling general administrative 4.27M 0.32M 0.32M 0.85M 0.77M
Selling and marketing expenses - 0.04M 0.04M 0.04M 0.04M
Gross profit 9.33M 9.07M 8.50M 8.25M 7.79M
Reconciled depreciation 0.35M 0.37M 0.37M - -
Ebit - - 1.98M 2.29M 2.27M
Ebitda 2.46M - 2.35M -0.09M -0.09M
Depreciation and amortization - 0.37M 0.37M -2.39M -2.35M
Operating income 2.46M 2.43M 1.98M 2.39M 2.35M
Other operating expenses 9.00M 6.63M 7.54M 5.96M 5.52M
Interest expense 2.02M 2.04M 1.03M - 0.00M
Tax provision 0.36M 0.22M 0.28M - -
Interest income 9.82M 9.07M 8.17M - -
Net interest income 7.80M 7.03M 7.14M - -
Income tax expense 0.36M 0.22M 0.28M 0.38M 0.37M
Total revenue 11.46M 9.07M 9.53M 8.25M 7.79M
Total operating expenses 6.88M 6.63M 6.51M 5.96M 5.52M
Cost of revenue 2.13M - 1.03M - -
Total other income expense net - -0.21M -0.10M -0.09M -0.09M
Net income from continuing ops 2.09M 2.00M 1.70M - -
Net income applicable to common shares - - - 1.91M 1.90M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 208.56M 201.17M 198.42M 182.71M 181.70M
Other current assets - - 2.87M 2.92M 2.50M
Total liab 183.73M 177.27M 175.18M 2.26M 1.86M
Total stockholder equity 24.83M 23.90M 23.24M 22.14M 23.03M
Other current liab - 113.29M 95.97M - -
Common stock 1.20M 1.20M 1.20M 1.20M 1.20M
Capital stock 1.20M 1.20M 1.20M - -
Retained earnings 24.91M 23.99M 23.16M 22.59M 21.81M
Other assets - 201.17M - 175.23M 167.51M
Cash 3.14M 3.92M 2.87M 5.61M 12.17M
Total current liabilities 40.00M 113.29M 98.97M 2.26M 1.86M
Current deferred revenue - - -3.00M - -
Net debt 36.86M -3.92M -2.87M -5.61M -12.17M
Short term debt 40.00M - 27.15M - -
Short long term debt total 40.00M - 27.15M - -
Other stockholder equity -0.43M -1.29M -1.11M -1.66M 0.01M
Property plant equipment - - - 1.87M 2.02M
Total current assets 3.87M 3.92M 2.87M 5.61M 12.17M
Long term investments 7.14M 10.71M 11.86M - -
Net tangible assets - - - 22.14M 23.03M
Net receivables 0.73M - 4.64M - -
Inventory - - -7.51M - -
Accounts payable - - 3.00M 156.79M 156.82M
Accumulated other comprehensive income -0.85M - -1.36M - -
Non currrent assets other 11.23M -12.62M 181.80M -1.87M -2.02M
Non current assets total 204.69M 197.26M 195.55M 1.87M 2.02M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments 0.89M -1.30M -17.68M 5.18M 3.93M
Change to liabilities - - - -0.04M -0.03M
Total cashflows from investing activities -7.37M -1.30M -17.68M -9.37M -5.62M
Net borrowings 7.20M 5.65M 25.65M 1.50M -3.50M
Total cash from financing activities 3.69M -0.63M 12.74M 0.35M 12.91M
Change to operating activities - - - 0.33M 0.37M
Net income 2.09M 2.00M 1.70M 1.91M 1.90M
Change in cash -0.78M 1.05M -2.74M -6.56M 9.88M
Begin period cash flow 3.92M 2.87M 5.61M 12.17M 2.28M
End period cash flow 3.14M 3.92M 2.87M 5.61M 12.17M
Total cash from operating activities 2.90M 2.98M 2.20M 2.46M 2.59M
Issuance of capital stock - - 0.00M - -
Depreciation 0.35M 0.37M 0.37M 0.35M 0.36M
Other cashflows from investing activities -8.06M -2.49M -18.11M -0.07M 0.28M
Dividends paid 1.17M 1.17M 1.15M -1.13M -1.11M
Change to account receivables - -0.02M -0.06M -0.04M 0.04M
Sale purchase of stock -0.49M -0.19M 0.00M -0.53M -
Other cashflows from financing activities -1.84M -4.93M -11.76M 2.01M 14.01M
Change to netincome - - - -0.04M -0.05M
Capital expenditures 0.20M 0.24M 0.23M 0.08M 0.10M
Change in working capital -0.00M -0.01M 0.02M -0.04M 0.04M
Stock based compensation - - -0.43M - -
Other non cash items 0.81M 0.62M 0.10M 0.25M 0.29M
Free cash flow 2.70M 2.74M 1.97M 2.38M 2.48M

Peer Comparison*

Sector: Financial Services Industry: Banks - Regional

Stock Name
Change
(USD)
Price
(USD)
Trailing
PE (x)
Forward
PE (x)
Price Sales
TTM (x)
Price to Book Value (x)
Enterprise Value
to Revenue (x)
APLO
Apollo Bancorp Inc
-
-%
52.00 13.48 - 3.03 1.14 7.23
DBSDY
DBS Group Holdings Ltd ADR
0.20
0.09%
231.02 20.00 17.57 7.54 3.17 13.19
CIHHF
China Merchants Bank Co Ltd Class H
-
-%
6.66 7.70 7.10 0.55 0.83 3.51
CIHKY
China Merchants Bank Co Ltd
-0.36
1.07%
33.16 7.79 7.20 0.55 0.85 3.51
UNCFF
UniCredit SpA
-
-%
84.14 11.53 10.27 5.72 1.83 8.22

Profile*

Apollo Bancorp Inc

Apollo Bancorp, Inc. operates as the bank holding company for Apollo Trust Company that provides banking products and services. It provides business and personal checking and savings accounts, and holiday club accounts, as well as money market deposits, certificates of deposit, and individual retirement accounts. The company offers mortgages, refinancing, home equity loans, auto and personal loans, and construction and lot loans; and commercial loans, lines of credit, and commercial real estate financing. In addition, it provides personal debit card, online banking, phone and mobile banking, mobile deposit, bill pay, e-statements, safe deposit box, and ATM services. Apollo Bancorp, Inc. was founded in 1871 and is based in Apollo, Pennsylvania.

201 North Warren Avenue, Apollo, PA, United States, 15613

724 478 3151

Name Title Year Born
Mr. Nelson L. Person CPA Pres, CEO & Director NA
Mr. Robert B. Kastan CPA VP, Treasurer & CFO 1960
Mr. Kirk S. Montgomery VP of Operations & Chief Information Officer NA
Christopher Martin VP & Chief Banking Officer NA
Ms. Julia M. Holmes VP of Risk Management & Sec. NA
Mr. Thomas J. Backus VP of Lending NA
Carolyn R. Bash Assistant Sec. & Assistant Treasurer NA
Mr. Nelson L. Person CPA President, CEO & Director NA
Michelle M. Arbster Controller NA
Stephanie A. Embry Executive VP & COO NA

Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

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