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Pinnacle Financial Partners, Inc.

Financial Services US PNFP

95.8USD
2.30(2.46%)

Last update at 2026-06-04T17:44:00Z

Day Range

95.0897.12
LowHigh

52 Week Range

48.1691.84
LowHigh

Fundamentals

  • Previous Close 93.50
  • Market Cap6092.04M
  • Volume402637
  • P/E Ratio11.40
  • Dividend Yield1.11%
  • Revenue TTM1612.42M
  • Revenue Per Share TTM21.19
  • Gross Profit TTM 1477.49M
  • Diluted EPS TTM6.92

Source: TradingView
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Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Income before tax 697.49M 651.90M 371.36M 497.54M 449.95M
Minority interest - - - - -
Net income 560.74M 527.32M 312.32M 400.88M 359.44M
Selling general administrative 510.18M 436.01M 334.48M 313.36M 271.67M
Selling and marketing expenses 21.07M 12.89M 10.69M 13.25M 11.71M
Gross profit 1399.95M 1205.86M 1056.09M 939.86M 841.94M
Reconciled depreciation 7.81M 8.52M 45.20M 8.34M -23.60400M
Ebit 942.13M 651.90M 371.36M 497.54M 626.17M
Ebitda 949.95M 660.42M 381.15M 507.44M 636.72M
Depreciation and amortization 7.81M 8.52M 9.79M 9.91M 10.55M
Non operating income net other - - - - -
Operating income 942.13M 651.90M 371.36M 497.54M 660.32M
Other operating expenses 21.07M 553.96M 684.73M 442.32M 181.61M
Interest expense 244.64M 98.81M 199.25M 301.79M 210.38M
Tax provision 136.75M 124.58M 59.04M 96.66M 90.51M
Interest income 1373.93M 1031.21M 1021.04M 1067.94M 946.72M
Net interest income 1129.29M 932.40M 821.79M 766.14M 736.34M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 136.75M 124.58M 59.04M 96.66M 90.51M
Total revenue 1399.95M 1205.86M 1056.09M 939.86M 885.99M
Total operating expenses 21.07M -553.95600M -684.73100M -442.32000M -181.61400M
Cost of revenue - - - - 44.05M
Total other income expense net -244.64200M -98.81300M -199.25400M -301.79400M -210.37500M
Discontinued operations - - - - -
Net income from continuing ops 560.74M 527.32M 312.32M 400.88M 359.44M
Net income applicable to common shares 545.55M 512.13M 304.73M 400.88M 359.44M
Preferred stock and other adjustments - 15.19M 7.60M - -
Breakdown 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31
Type yearly yearly yearly yearly yearly
Date 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31
Total assets 48145.88M 41970.02M 38469.40M 34932.86M 27805.50M
Intangible assets 27.46M 34.55M 33.82M 42.34M 51.13M
Earning assets - - - - 4060.16M
Other current assets 3009.79M -877.28600M 20864.56M 20440.84M 17660.45M
Total liab 42110.09M 36450.63M 33158.79M 30028.25M 23449.75M
Total stockholder equity 6035.79M 5519.39M 5310.61M 4904.61M 4355.75M
Deferred long term liab - - - - -
Other current liab 17217.38M -19.47800M -12.50400M -24.93400M -42.18300M
Common stock 76.77M 76.45M 76.14M 75.85M 76.56M
Capital stock 293.89M 293.58M 293.27M 292.98M 76.56M
Retained earnings 2784.93M 2341.71M 1864.35M 1407.72M 1184.18M
Other liab - 154.46M 377.34M 411.07M 114.30M
Good will 1846.97M 1846.97M 1819.81M 1819.81M 1819.81M
Other assets - 35771.91M 20864.56M 20440.84M 17660.45M
Cash 2143.48M 1145.93M 4019.03M 3725.52M 368.69M
Cash and equivalents - - - - -
Total current liabilities 17464.21M 19.48M 12.50M 24.93M 42.18M
Current deferred revenue -66.96700M - - - -
Net debt 936.21M -257.44400M -2707.18100M -1967.01800M 2442.93M
Short term debt 246.83M - 423.17M - 622.52M
Short long term debt - - - - 622.52M
Short long term debt total 3079.69M 888.49M 1311.85M 1758.50M 2811.61M
Other stockholder equity 3109.49M 3074.87M 3045.80M 3028.06M 3064.47M
Property plant equipment - 455.97M 288.18M 290.00M 273.93M
Total current assets 3009.79M 3988.70M 9032.04M 7416.28M 3993.14M
Long term investments 7769.11M 7081.10M 6430.98M 22567.03M 20177.72M
Net tangible assets - 3414.14M 3239.85M 2825.34M 2484.81M
Short term investments 4317.53M 3558.87M 4914.19M 3586.68M 3539.99M
Net receivables 217.49M 161.18M 98.81M 104.08M 84.46M
Long term debt 2563.11M 888.49M 1311.85M 670.58M 749.08M
Inventory 98.00M 7.95M 8.54M 12.36M 29.49M
Accounts payable 66.97M 19.48M 12.50M 24.93M 42.18M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income -152.52500M -190.76100M 107.19M 175.85M 30.53M
Additional paid in capital - - - - -
Common stock total equity - - 76.14M 75.85M 76.56M
Preferred stock total equity - - 217.13M 217.13M -
Retained earnings total equity - - 1864.35M 1407.72M 1184.18M
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other 39775.67M -7081.10500M -8572.79700M -7075.74400M -6151.90100M
Deferred long term asset charges - - - - -
Non current assets total 45136.09M 2209.41M 8572.80M 7075.74M 6151.90M
Capital lease obligations - - - - -
Long term debt total - - 423.17M 670.58M 749.08M
Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Investments -6684.43900M -2682.93100M -3402.40500M -2161.55700M -2810.94900M
Change to liabilities 0.00000M -60.31500M 81.32M 79.26M 60.62M
Total cashflows from investing activities -6684.43900M -3612.95500M -3568.66200M -2619.06100M -2969.08400M
Net borrowings -412.47700M -425.86700M -1053.57400M 772.24M 112.23M
Total cash from financing activities 3155.36M 3095.60M 6575.58M 1989.79M 2440.42M
Change to operating activities -109.51300M 13.21M -75.97200M 21.77M 36.15M
Net income 560.74M 527.32M 312.32M 400.88M 359.44M
Change in cash -2924.15700M 140.09M 3434.74M -194.98500M -57.90400M
Begin period cash flow 4101.54M 3961.45M 526.71M 721.69M 779.60M
End period cash flow 1177.38M 4101.54M 3961.45M 526.71M 721.69M
Total cash from operating activities 604.92M 657.44M 427.82M 434.29M 470.76M
Issuance of capital stock 0.00000M 0.00000M 217.13M 0.00000M 0.00000M
Depreciation 62.30M 53.26M 45.20M 8.34M -23.60400M
Other cashflows from investing activities -206.17200M 113.97M -127.49600M -201.68700M -134.39600M
Dividends paid 83.39M 70.70M 56.98M 49.83M 45.45M
Change to inventory - - - - -
Change to account receivables - - - - -
Sale purchase of stock -5.46200M -3.79000M -53.27800M -61.41600M -20.69400M
Other cashflows from financing activities 4204.49M 3620.35M 8560.27M 4338.99M 4048.57M
Change to netincome 91.40M 63.65M 108.22M -28.06600M 33.32M
Capital expenditures 64.35M 23.18M 39.76M 42.15M 23.74M
Change receivables - - - - -
Cash flows other operating - 73.53M -157.29400M -42.80300M -12.70600M
Exchange rate changes - - - - -
Cash and cash equivalents changes - 140.09M 3434.74M -194.98500M -57.90400M
Change in working capital -109.51300M 13.21M -75.97200M 21.77M 36.15M
Stock based compensation 39.55M 24.95M 18.74M 21.23M 17.64M
Other non cash items 32.11M 50.93M 185.85M -32.62200M 69.37M
Free cash flow 540.58M 634.27M 388.06M 392.13M 447.02M

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x)
PNFP
Pinnacle Financial Partners, Inc.
2.30 2.46% 95.80 11.40 12.08 3.85 1.06
HDB
HDFC Bank Limited ADR
0.41 1.74% 23.96 20.81 20.96 0.11 4.77
CIHKY
China Merchants Bank Co Ltd
0.04 0.15% 30.44 7.78 7.65 0.56 0.90 3.62
DBSDF
DBS Group Holdings Ltd
1.22 2.50% 50.10 15.29 14.41 5.84 2.36 10.40
CIHHF
China Merchants Bank Co Ltd Class H
- -% 5.92 6.10 5.67 0.44 0.77 3.43

Reports Covered

Stock Research & News

Profile

Pinnacle Financial Partners, Inc., together with its subsidiaries, operates as the bank holding company for Pinnacle Bank that provides various banking products and services to individuals, businesses, and professional entities in the United States. The company accepts various deposits, including savings, noninterest-bearing and interest-bearing checking, money market, and certificate of deposit accounts; and provides treasury management services, which includes online wire origination, enhanced ACH origination services, positive pay, zero balance and sweep accounts, automated bill pay services, electronic receivables processing, lockbox processing, and merchant card acceptance services. It offers equipment and working capital loans; commercial real estate loans comprising investment properties and business loans; secured and unsecured loans, such as installment and term, lines of credit, and residential first mortgage, as well as home equity loans and home equity lines of credit; and credit cards for consumers and businesses. The company also provides investment products; brokerage and investment advisory programs; and fiduciary and investment services, such as personal trust, investment management, estate administration, endowments, foundations, individual retirement accounts, escrow services, and custody. In addition, it offers insurance agency services primarily in the property and casualty area; merger and acquisition advisory services; and private debt, equity and mezzanine, and other middle-market advisory services. Further, the company provides telephone and online banking, mobile banking, debit and credit cards, direct deposit and remote deposit capture, mobile deposit option, automated teller machine, and cash management services. Pinnacle Financial Partners, Inc. was incorporated in 2000 and is headquartered in Nashville, Tennessee.

Pinnacle Financial Partners, Inc.

150 Third Avenue South, Nashville, TN, United States, 37201

Key Executives

Name Title Year Born
Mr. Robert A. McCabe Jr. Co-Founder & Chairman 1951
Mr. Michael Terry Turner Pres, CEO & Director 1955
Mr. Harold R. Carpenter Jr. Exec. VP, CFO & Principal Accounting Officer 1960
Mr. Hugh M. Queener Exec. VP, Chief Admin. Officer & Corp. Sec. 1956
Mr. Richard D. Callicutt II Chairman for the Carolinas & Virginia and Director 1959
Mr. Mac Johnston Chief Investment Officer NA
Mr. Randall L. Withrow Chief Information Officer & Sr. VP NA
Ms. Mary W. Schneider Chief Compliance Officer NA
Ms. Catherine C. Stallings Chief Legal Counsel NA
Ms. Nikki Minges Director of Communications NA

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