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FinVolution Group

Financial Services US FINV

5.11USD
-0.02(0.39%)

Last update at 2026-06-04T20:00:00Z

Day Range

5.065.17
LowHigh

52 Week Range

4.2410.25
LowHigh

Fundamentals

  • Previous Close 5.13
  • Market Cap1158.60M
  • Volume402843
  • P/E Ratio3.33
  • Dividend Yield6.52%
  • EBITDA6495.85M
  • Revenue TTM13569.48M
  • Revenue Per Share TTM53.85
  • Gross Profit TTM 10031.63M
  • Diluted EPS TTM1.41

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Analyst Recommendations

Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 3016.95M 2845.25M 2778.59M 2736.03M 2736.13M
Minority interest - -4.69900M -43.21300M -14.87400M 13.63M
Net income 2473.14M 2383.15M 2340.84M 2266.38M 2508.95M
Selling general administrative - 413.55M 390.02M 401.73M 518.25M
Selling and marketing expenses - 2014.25M 1887.44M 1685.02M 1584.23M
Gross profit 10378.65M 10363.97M 10435.93M 9095.58M 7628.17M
Reconciled depreciation - 86.25M 69.09M 65.01M 69.23M
Ebit - 2535.13M 2383.89M 2450.33M 2544.53M
Ebitda 3016.95M 2621.38M 2452.98M 2515.34M 2613.77M
Depreciation and amortization - 86.25M 69.09M 65.01M 69.23M
Non operating income net other - - - - -
Operating income 2883.22M 2535.13M 2383.89M 2515.34M 2613.77M
Other operating expenses 10316.56M 10530.70M 10216.67M 8618.86M 6856.36M
Interest expense - - - 205.82M 205.23M
Tax provision - 457.40M 468.51M 454.77M 240.82M
Interest income - - - - -
Net interest income - - - - -
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 541.09M 457.40M 395.10M 454.77M 240.82M
Total revenue 13199.78M 13065.82M 12600.56M 11134.20M 9470.13M
Total operating expenses 7495.43M 7828.85M 8052.04M 6580.24M 5014.41M
Cost of revenue 2821.14M 2701.85M 2164.63M 2038.62M 1841.96M
Total other income expense net 133.72M 310.12M 394.70M 220.69M 122.37M
Discontinued operations - - - - -
Net income from continuing ops - 2387.84M 2410.96M 2281.26M 2495.32M
Net income applicable to common shares - - - 2266.38M 2508.95M
Preferred stock and other adjustments - - - - -
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 25429.79M 23607.12M 21293.67M 21382.91M 18138.55M
Intangible assets 350.23M 137.30M 98.69M 98.69M 98.95M
Earning assets - - - - -
Other current assets - 3285.37M 7861.85M 4512.56M 5972.85M
Total liab 8575.07M 8053.45M 7422.77M 8938.42M 7428.94M
Total stockholder equity 16560.64M 15204.06M 13748.78M 12371.70M 10655.25M
Deferred long term liab - - - - -
Other current liab - 2186.96M 1560.78M 3163.35M 2971.45M
Common stock 0.10M 0.10M 0.10M 0.10M 0.10M
Capital stock - 0.10M 0.10M 0.10M 0.10M
Retained earnings 12059.01M 11061.44M 9119.62M 6496.85M 4690.95M
Other liab - - - 7443.29M 6300.92M
Good will - 50.41M 50.41M 50.41M 50.41M
Other assets - - 205.54M 919.36M 455.74M
Cash 6201.92M 4672.77M 4969.32M 3636.38M 4418.13M
Cash and equivalents - - - - -
Total current liabilities 170.52M 4424.62M 3661.15M 4973.63M 4069.39M
Current deferred revenue - 1526.13M 1887.14M 1810.27M 1097.94M
Net debt -4877.10000M -4638.41300M -4927.68500M -3459.39000M -4384.77100M
Short term debt 170.52M 5.59M 5.76M - -
Short long term debt - 5.59M 5.76M - -
Short long term debt total 1324.82M 34.36M 41.63M 176.99M 33.36M
Other stockholder equity 3445.52M 4049.89M 3786.58M 5124.11M 5370.56M
Property plant equipment - - - 333.77M 161.53M
Total current assets 12564.96M 19071.93M 18206.07M 18896.59M 16400.80M
Long term investments - 1173.00M 1135.13M 1084.08M 971.12M
Net tangible assets - - - 12222.60M 10505.89M
Short term investments 3017.15M 2832.38M 2960.82M 3427.02M 1204.90M
Net receivables 3345.90M 8281.40M 2208.54M 6023.73M 4804.92M
Long term debt - - - - -
Inventory - - 205.54M - -
Accounts payable - - 357.35M - -
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income 1056.01M 92.63M 842.48M 750.64M 593.63M
Additional paid in capital - - - - -
Common stock total equity - - - - -
Preferred stock total equity - - - - -
Retained earnings total equity - - - - -
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other 1208.56M 2513.86M 411.09M - -
Deferred long term asset charges - - - - -
Non current assets total 12864.83M 4535.19M 3087.60M 2486.32M 1737.75M
Capital lease obligations - 28.77M 35.88M 176.99M 33.36M
Long term debt total - - - - -
Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Type yearly yearly yearly yearly yearly
Date 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Investments -2295.81600M -390.86900M -1553.22800M 1994.85M 1041.50M
Change to liabilities - - 0.00000M -430.80300M -499.98800M
Total cashflows from investing activities -2295.81600M 1413.49M -1553.22800M 1994.85M 1041.50M
Net borrowings -0.16800M 5.76M - - -235.00000M
Total cash from financing activities -622.71500M -2559.05100M -795.85600M -239.80000M -3091.27900M
Change to operating activities - - - 157.08M 1280.45M
Net income 2383.15M 2383.49M 2281.26M 2495.32M 1968.58M
Change in cash -22.31800M 290.30M -2012.45400M 2375.14M 105.66M
Begin period cash flow 6769.39M 6479.09M 8491.54M 6116.40M 6010.74M
End period cash flow 6747.07M 6769.39M 6479.09M 8491.54M 6116.40M
Total cash from operating activities 2893.16M 1413.42M 268.83M 630.23M 2206.91M
Issuance of capital stock - - - - -
Depreciation 86.25M 69.09M 65.01M 69.23M 96.43M
Other cashflows from investing activities -2295.81600M 1508.89M -1553.22800M 1994.85M 1041.50M
Dividends paid 441.33M 430.35M 372.48M 317.57M 263.57M
Change to inventory - - - - -
Change to account receivables -514.39100M -245.04100M 390.88M -1166.16600M -248.33900M
Sale purchase of stock -643.20800M -694.52100M -340.78100M -25.99100M -379.98400M
Other cashflows from financing activities 461.99M -1439.93300M -82.59200M 103.76M -2219.34300M
Change to netincome - - -1997.54900M -1878.72000M 234.21M
Capital expenditures 27.76M 538.10M 52.77M 55.27M 32.02M
Change receivables - - - - -
Cash flows other operating - - - - -
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - -
Change in working capital 749.77M -1269.59700M 390.88M -1393.64200M 578.78M
Stock based compensation 144.05M 116.41M 89.03M 95.21M 42.17M
Other non cash items -383.80600M 114.04M -2093.72100M -1216.17000M -630.38700M
Free cash flow 2865.40M 875.33M 216.06M 574.96M 2174.89M

Peer Comparison

Sector: Financial Services Industry: Credit Services

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x) Enterprise Value to EBITDA (x)
FINV
FinVolution Group		 -0.02 0.39% 5.11 3.33 3.67 0.09 0.48 0.14 0.65
V
Visa Inc. Class A		 7.78 2.49% 320.18 31.25 25.97 16.18 13.64 16.19 23.37
MA
Mastercard Inc		 10.21 2.17% 481.76 37.04 29.50 16.14 62.35 16.47 27.24
AXP
American Express Company		 11.96 3.98% 312.53 21.46 18.83 3.38 6.76 3.93
COF
Capital One Financial Corporation		 5.58 3.14% 183.20 61.36 10.04 3.84 1.12 3.02

Reports Covered

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Profile

FinVolution Group, an investment holding company, operates in the online consumer finance industry in the People's Republic of China, Indonesia, and internationally. It operates an online consumer finance platform through its ppdai.com and PPDai mobile application; KOO Virtual Credit; AdaKami, an online loan platform; and JuanHand for lending and other personalized financial services. The company was formerly known as PPDAI Group Inc. and changed its name to FinVolution Group in November 2019. FinVolution Group was founded in 2007 and is headquartered in Shanghai, the People's Republic of China.

FinVolution Group

Building G1, Shanghai, China, 201203

Key Executives

Name Title Year Born
Mr. Shaofeng Gu Chairman & Chief Innovation Officer 1978
Mr. Feng Zhang Chief Exec. Officer 1976
Mr. Tiezheng Li Co-Founder, Pres & Vice Chairman 1985
Mr. Jun Zhang Co-Founder & Director 1977
Mr. Jiayuan Xu Chief Financial Officer 1981
Mr. Yuxiang Wang Chief Product Officer & CTO 1980
Jimmy Tan Head of Investor Relations NA
Mr. Honghui Hu Compliance Officer & Director 1977
Mr. Shaofeng Gu Co-founder, Chairman & Chief Innovation Officer 1978
Mr. Tiezheng Li Co-Founder, CEO & Vice Chairman 1985

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