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Fair Isaac Corporation

Technology US FICO

1162.25USD
8.97(0.78%)

Last update at 2024-04-18T20:10:00Z

Day Range

1147.061203.00
LowHigh

52 Week Range

575.391185.42
LowHigh

Financials

Income Statement

Balancesheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2023-09-30 2022-09-30 2021-09-30 2020-09-30 2019-09-30
Type yearly yearly yearly yearly yearly
Date 2023-09-30 2022-09-30 2021-09-30 2020-09-30 2019-09-30
Income before tax 553.62M 471.31M 473.14M 257.00M 216.07M
Minority interest - - - - -
Net income 429.38M 373.54M 392.08M 236.41M 192.12M
Selling general administrative 400.56M 383.86M 396.28M 420.93M 414.09M
Selling and marketing expenses - - - - -
Gross profit 1202.50M 1075.10M 984.07M 933.42M 823.24M
Reconciled depreciation 14.64M 20.46M 25.59M 30.37M 31.61M
Ebit 638.95M 542.41M 321.12M 295.97M 253.55M
Ebitda 653.59M 562.88M 346.72M 416.39M 285.16M
Depreciation and amortization 14.64M 20.46M 25.59M 120.42M 31.61M
Non operating income net other - -2.13800M 7.75M 3.21M 2.28M
Operating income 642.83M 542.41M 321.12M 295.97M 253.55M
Other operating expenses 872.67M 834.86M 903.23M 953.56M 906.53M
Interest expense 95.55M 68.97M 40.09M 42.18M 39.75M
Tax provision 124.25M 97.77M 81.06M 20.59M 23.95M
Interest income - - - - 39.75M
Net interest income -95.54600M -68.96700M -40.09200M -42.17700M -39.75200M
Extraordinary items - - - - -
Non recurring - - 7.96M 45.03M -
Other items - - - - -
Income tax expense 124.25M 97.77M 81.06M 20.59M 23.95M
Total revenue 1513.56M 1377.27M 1316.54M 1294.56M 1160.08M
Total operating expenses 561.62M 532.68M 570.77M 592.42M 569.69M
Cost of revenue 311.05M 302.17M 332.46M 361.14M 336.85M
Total other income expense net -87.26500M -71.10500M 152.02M -38.96900M -37.47600M
Discontinued operations - - - - -
Net income from continuing ops 429.38M 373.54M 392.08M 236.41M 192.12M
Net income applicable to common shares - 373.54M 392.08M 236.41M 192.12M
Preferred stock and other adjustments - - - - -
Breakdown 2023-09-30 2022-09-30 2021-09-30 2020-09-30 2019-09-30
Type yearly yearly yearly yearly yearly
Date 2023-09-30 2022-09-30 2021-09-30 2020-09-30 2019-09-30
Total assets 1575.28M 1442.03M 1567.78M 1606.24M 1433.45M
Intangible assets 0.92M 2.02M 4.10M 9.24M 14.14M
Earning assets - - - - -
Other current assets 31.72M 29.10M 43.51M 42.50M 51.85M
Total liab 2263.27M 2243.98M 1678.72M 1275.16M 1143.68M
Total stockholder equity -687.99000M -801.94700M -110.94200M 331.08M 289.77M
Deferred long term liab - 53.00M 44.93M 38.58M 33.70M
Other current liab 161.95M 97.89M 103.51M 117.95M 106.24M
Common stock 0.25M 0.25M 0.28M 0.29M 0.29M
Capital stock 0.25M 0.25M 0.28M 0.29M 0.29M
Retained earnings 3388.06M 2958.68M 2585.14M 2193.06M 1956.65M
Other liab - 49.66M 56.82M 44.93M 42.20M
Good will 773.33M 761.07M 788.18M 812.36M 803.54M
Other assets - 114.32M 116.13M 178.63M 105.39M
Cash 136.78M 133.20M 195.35M 157.39M 106.43M
Cash and equivalents - - - - -
Total current liabilities 367.69M 331.46M 559.21M 414.51M 490.83M
Current deferred revenue 136.73M 120.05M 105.42M 115.16M 111.02M
Net debt 1748.78M 1759.66M 1117.33M 750.25M 718.36M
Short term debt 50.00M 30.00M 250.00M 95.00M 218.00M
Short long term debt 50.00M 30.00M 250.00M 95.00M 218.00M
Short long term debt total 1885.56M 1892.86M 1312.69M 907.64M 824.79M
Other stockholder equity -3974.15200M -3636.18100M -2620.50700M -1779.27300M -1577.08500M
Property plant equipment - 17.58M 75.19M 46.42M 53.03M
Total current assets 556.45M 484.71M 550.97M 534.08M 455.71M
Long term investments 34.24M 25.65M 33.20M 26.57M 21.86M
Net tangible assets - -1565.03100M -903.22600M -490.51800M -527.91400M
Short term investments -33.01400M - - 25.51M -
Net receivables 387.95M 322.41M 312.11M 334.18M 297.43M
Long term debt 1811.66M 1823.67M 1009.02M 739.43M 606.79M
Inventory - - - - -
Accounts payable 19.01M 83.52M 100.28M 86.40M 55.57M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income -102.14500M -124.70200M -75.85400M -82.99500M -90.08500M
Additional paid in capital - - - - -
Common stock total equity - 0.25M 0.28M 0.29M 0.29M
Preferred stock total equity - - - - -
Retained earnings total equity - 2958.68M 2585.14M 2193.06M 1956.65M
Treasury stock - -4935.76900M -3857.85500M -2997.85600M -2802.45000M
Accumulated amortization - - - - -
Non currrent assets other 114.55M 102.51M 95.58M 105.28M 79.16M
Deferred long term asset charges - - - - 6.01M
Non current assets total 1018.83M 957.32M 1016.80M 1072.16M 977.74M
Capital lease obligations 23.90M 58.56M 53.67M 73.21M -
Long term debt total - 1823.67M 1009.02M 739.43M 606.79M
Breakdown 2023-09-30 2022-09-30 2021-09-30 2020-09-30 2019-09-30
Type yearly yearly yearly yearly yearly
Date 2023-09-30 2022-09-30 2021-09-30 2020-09-30 2019-09-30
Investments -15.95400M -1.90000M -1.80200M -2.64900M -2.92400M
Change to liabilities - -11.72200M 2.13M 19.54M 36.22M
Total cashflows from investing activities - -5.67100M 137.85M -24.58300M -42.76000M
Net borrowings - 591.93M 422.82M 8.16M 60.00M
Total cash from financing activities -455.00100M -547.16500M -523.57100M -289.42400M -200.04700M
Change to operating activities - -25.09900M -39.36800M 11.80M -31.66400M
Net income 429.38M 373.54M 392.08M 236.41M 192.12M
Change in cash 3.58M -62.15200M 37.96M 50.97M 16.40M
Begin period cash flow 133.20M 195.35M 157.39M 106.43M 90.02M
End period cash flow 136.78M 133.20M 195.35M 157.39M 106.43M
Total cash from operating activities 468.92M 509.45M 423.82M 364.92M 260.35M
Issuance of capital stock - - - 42.26M 22.79M
Depreciation 14.64M 20.46M 25.59M 30.37M 31.61M
Other cashflows from investing activities - 2.26M -2.01200M 0.06M -15.85500M
Dividends paid -407.00000M - -20.88100M -613.00000M 229.00M
Change to inventory -18.96100M -21.46200M -26.22400M -0.26700M -54.04400M
Change to account receivables -70.11700M -31.55700M 24.50M -59.88900M -36.17600M
Sale purchase of stock -405.52600M -1104.18000M -874.17900M -235.22300M -228.89400M
Other cashflows from financing activities 737.33M 1529.24M 609.61M 1114.54M 404.06M
Change to netincome - 135.43M 18.88M 91.42M 92.08M
Capital expenditures 4.24M 6.03M 7.57M 21.99M 23.98M
Change receivables - -31.55700M 24.50M -59.88900M -36.17600M
Cash flows other operating - 23.29M 10.38M 27.06M -55.50700M
Exchange rate changes - - -0.13600M 0.06M -1.14000M
Cash and cash equivalents changes - -43.38600M 37.96M 50.97M 16.40M
Change in working capital -63.44800M -35.91100M -12.74000M -41.30800M -55.46600M
Stock based compensation 123.85M 115.36M 112.46M 93.68M 82.97M
Other non cash items 11.88M 28.18M -87.62100M 54.40M 1.41M
Free cash flow 464.68M 503.42M 416.25M 342.93M 236.37M

Fundamentals

  • Previous Close 1153.28
  • Market Cap28390.24M
  • Volume211428
  • P/E Ratio68.01
  • Dividend Yield0.06%
  • EBITDA655.03M
  • Revenue TTM1513.56M
  • Revenue Per Share TTM60.58
  • Gross Profit TTM 1075.10M
  • Diluted EPS TTM16.89

Peer Comparison

Sector: Technology Industry: Software - Application

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x) Enterprise Value to EBITDA (x)
FICO
Fair Isaac Corporation
8.97 0.78% 1162.25 68.01 46.51 18.76 82.33 19.92 45.43
CRM
Salesforce.com Inc
-4.4 1.59% 271.92 100.89 27.47 7.42 4.34 7.44 26.81
SAPGF
SAP SE
4.35 2.46% 181.10 76.28 22.88 5.61 3.84 5.59 26.18
SAP
SAP SE ADR
-1.3 0.72% 178.64 75.80 22.37 5.62 3.75 5.51 25.79
INTU
Intuit Inc
-4.83 0.79% 608.38 67.36 37.59 11.69 10.14 11.97 41.27

Reports Covered

Stock Research & News

Profile

Fair Isaac Corporation develops analytic, software, and digital decisioning technologies and services that enable businesses to automate, enhance, and connect decisions in the Americas, Europe, the Middle East, Africa, and the Asia Pacific. The company operates in two segments, Scores and Software. The Software segment provides pre-configured analytic and decision management solution designed for various business needs or processes, such as account origination, customer management, customer engagement, fraud detection, financial crimes compliance, and marketing, as well as associated professional services. This segment also offers FICO Platform, a modular software offering designed to support advanced analytic and decision use cases, as well as stand-alone analytic and decisioning software that can be configured by customers to address a wide range of business use cases. The Scores segment provides business-to-business scoring solutions and services for consumers that give clients access to predictive credit and other scores that can be integrated into their transaction streams and decision-making processes, as well as business-to-consumer scoring solutions comprising myFICO.com subscription offerings. It offers FICO Customer Analytics, FICO Responsible AI, FICO Advisors, FICO Business Outcome Simulator, FICO Forecaster, FICO TRIAD Customer Manager, FICO Blaze Advisor, FICO Xpress Optimization, FICO Falcon Fraud Manager, FICO Analytics Workbench, FICO Data Orchestrator, FICO DMP Streaming, FICO Decision Optimizer, and FICO Strategy Director, as well as software implementation and configuration services. The company markets its products and services primarily through its direct sales organization and indirect channels, as well as online. The company was formerly known as Fair Isaac & Company, Inc. and changed its name to Fair Isaac Corporation in July 1992. Fair Isaac Corporation was founded in 1956 and is headquartered in Bozeman, Montana.

Fair Isaac Corporation

5 West Mendenhall, Bozeman, MT, United States, 59715

Key Executives

Name Title Year Born
Mr. William J. Lansing Pres, CEO & Director 1958
Mr. Michael I. McLaughlin Exec. VP & CFO 1965
Mr. James M. Wehmann Exec. VP of Scores 1965
Ms. Stephanie Covert Exec. VP for Software 1980
Mr. Michael S. Leonard VP & Chief Accounting Officer 1965
Mr. Amir Hermelin VP & CTO NA
Mr. Steven P. Weber VP of Investor Relations & Treasurer NA
Mr. Mark Russell Scadina Exec. VP, Gen. Counsel & Corp. Sec. 1969
Mr. Don Peterson VP of Global Sales & Client Success 1962
Mr. Richard Shawn Deal Exec. VP & Chief HR Officer 1967

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