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CNFinance Holdings Ltd

Financial Services US CNF

3.145USD
-0.015(0.47%)

Last update at 2026-06-03T20:10:00Z

Day Range

3.043.15
LowHigh

52 Week Range

2.369.60
LowHigh

Fundamentals

  • Previous Close 3.16
  • Market Cap23.52M
  • Volume1879
  • P/E Ratio-
  • Dividend Yield-%
  • Revenue TTM359.92M
  • Revenue Per Share TTM49.81
  • Gross Profit TTM 217.28M
  • Diluted EPS TTM-0.71

Source: TradingView
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Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Type yearly yearly yearly yearly yearly
Date 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Income before tax 48.29M 205.63M 172.58M 93.77M 162.70M
Minority interest - - - - -
Net income 37.78M 164.62M 137.75M 64.93M 114.85M
Selling general administrative 187.25M 232.07M 216.78M 244.70M 274.17M
Selling and marketing expenses 266.54M 393.34M 320.83M 425.74M 415.10M
Gross profit 828.34M 995.45M -211001744.94700M -415103805.76000M -172738.99900M
Reconciled depreciation 11.54M 1.75M 2.24M 3.82M 6.05M
Ebit 48.29M 205.63M 957.36M 93.77M 162.70M
Ebitda 59.83M 207.39M 185105529.00M 97.59M 168.75M
Depreciation and amortization 11.54M 1.75M 185104571.64M 3.82M 6.05M
Non operating income net other - - - - -
Operating income 48.29M 205.63M 957.36M 93.77M 162.70M
Other operating expenses 1551.85M 1631.55M 127554524.00M 528.48M 1140.35M
Interest expense 794.52M 723.08M 784.78M 775.57M 731.32M
Tax provision 10.50M 45.89M 34.84M 28.83M 47.85M
Interest income 1538.62M 1763.30M 1788.90M 1782.33M 1844.82M
Net interest income 744.10M 1026.22M 1004.13M 1006.76M 1113.51M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 10.50M 41.02M 34.84M 28.83M 47.85M
Total revenue 1600.14M 1837.19M 1070.05M 622.24M 1303.06M
Total operating expenses 780.05M 789.82M -338557339.00000M -528.47500M -1140.35200M
Cost of revenue 771.80M 841.73M 211002815.00M 415104428.00M 174042.05M
Total other income expense net -375.97352M -358.85952M -784.77700M -1714677048.00000M -2606104.41400M
Discontinued operations - - - - -
Net income from continuing ops 37.78M 174.26M 137.75M 64.93M 114.85M
Net income applicable to common shares 37.78M 164.62M 137.75M 64.93M 114.85M
Preferred stock and other adjustments - - - - -
Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Type yearly yearly yearly yearly yearly
Date 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Total assets 15027.11M 16364.35M 14481.92M 14411.34M 12204.94M
Intangible assets 3.08M 3.01M 3.49M 4.01M 3.23M
Earning assets - - - - -
Other current assets -1003.19958M -850.44031M - 10911.65M 9223.23M
Total liab 10969.56M 12355.42M 7865.57M 8300.36M 5867.92M
Total stockholder equity 4057.56M 4008.93M 3889.36M 3818.01M 3741.25M
Deferred long term liab - - - - -
Other current liab 1473.45M -248.07148M - 142.40M 418.95M
Common stock 0.92M 0.92M 0.92M 0.92M 0.92M
Capital stock 0.92M 0.92M 0.92M 0.92M 0.92M
Retained earnings 3141.74M 3103.96M 2962.08M 2824.06M 2759.13M
Other liab - - - 2324.03M 1837.32M
Good will - - 0.00027M -0.00037M -0.00013M
Other assets 15027.11M -452.08648M -16387104.27400M 9551.54M 9228.68M
Cash 1755.87M 2550.19M 1917.28M 2388.39M 2074.97M
Cash and equivalents 1170.39M - 1772.18M 2231.44M 1960.92M
Total current liabilities 7077.84M 25.66M - 154957182.00M 154806.74M
Current deferred revenue - - - - -
Net debt 4198.81M 5719.50M 5838.86M 5669.02M 3594.24M
Short term debt 5354.88M - 112.64M 45.25M 508.58M
Short long term debt 5354.88M - - - -
Short long term debt total 5954.68M 8269.69M 7756.14M 8057.41M 5669.21M
Other stockholder equity 923.72M 913.40M 936.57M 1018.43M 999.66M
Property plant equipment 212.53M - 32.06M 19.24M 24.18M
Total current assets 1794.56M 2001.60M 16401032.00M 3748.50M 2530.70M
Long term investments 280.11M 452.09M 518.64M 1088.04M 418.14M
Net tangible assets - - - 3814.00M 3738.02M
Short term investments 38.70M 146.49M 11320828.00M 1088.04M 418.14M
Net receivables 1003.20M 572.18M 282.55M 272.07M 37.59M
Long term debt 578.41M 8243.62M 7727.56M 8041.89M 5649.67M
Inventory - 278.26M - - -
Accounts payable - - - - -
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income -8.82073M -9.34488M -10.21200M -25.39400M -18.45700M
Additional paid in capital - - - - -
Common stock total equity - - - - 0.92M
Preferred stock total equity - - - - -
Retained earnings total equity - - - - -
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other 12605.72M 14323.74M -554.19400M -1111.29200M -445.55100M
Deferred long term asset charges - - - - -
Non current assets total 13232.55M 14814.83M 554.19M 1111.29M 445.55M
Capital lease obligations 21.39M 26.07M 28.58M 15.52M 19.55M
Long term debt total 5933.29M - 7727.56M 8041.89M 5649.67M
Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Type yearly yearly yearly yearly yearly
Date 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Investments -263.66712M -2483.91381M -1098.19782M -2350.56432M 236.02M
Change to liabilities - - - 0.00000M 0.00000M
Total cashflows from investing activities -263.66712M -2483.91381M - -2350.56432M 524.05M
Net borrowings -1327.61326M 1107.33M - - -1367.13871M
Total cash from financing activities -1332.18861M 1005.54M -288.15625M 1932.58M -1367.13871M
Change to operating activities - - - - 412.09M
Net income 37.78M 164.62M 135.35M 65.21M 114.85M
Change in cash -831.21634M 229.42M -459.25322M 270.51M 255.57M
Begin period cash flow 2001.60M 1772.18M 2231.44M 1960.92M 1705.36M
End period cash flow 1170.39M 2001.60M 1772.18M 2231.44M 1960.92M
Total cash from operating activities 757.23M 1705.76M 919.25M 689.69M 1119.58M
Issuance of capital stock - - - - 0.00000M
Depreciation 11.54M 1.75M 2.24M 3.82M 6.05M
Other cashflows from investing activities -439.52565M -2478.04355M - -2346.75855M 527.27M
Dividends paid - - - - -
Change to inventory - - - - -
Change to account receivables - - - - -
Sale purchase of stock -4.57535M -30.69107M -87.63147M - 0.00000M
Other cashflows from financing activities 0.00000M -71.09769M 6133.03M 7068.02M 6014.98M
Change to netincome - - - - 586.58M
Capital expenditures 7.95M 114.50M 89.89M 3.81M 3.22M
Change receivables - - - - -
Cash flows other operating - - - - -
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - -
Change in working capital -382.31162M 77.04M -330.44039M 62.54M 412.09M
Stock based compensation 14.90M 7.52M 5.77M 18.77M 62.07M
Other non cash items 1113.36M 1471.33M 1240.24M 729.37M 618.90M
Free cash flow 749.28M 1591.26M 829.36M 685.89M 1116.36M

Peer Comparison

Sector: Financial Services Industry: Mortgage Finance

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
CNF
CNFinance Holdings Ltd
-0.015 0.47% 3.15 - 2.97 0.07 0.04 9.80
FMCCT
Federal Home Loan Mortgage Corp Pref Perpetual
-0.5 2.81% 17.31 279.41 - 2.78 -
RKT
Rocket Companies Inc
-1.09 7.77% 12.94 8.17 62.50 7.58 3.14
UWMC
UWM Holdings Corp
-0.24 8.08% 2.73 47.99 30.21 10.56 5.04 25.69 22.05
FNMAS
Federal National Mortgage Association Pref S
-0.45 3.66% 11.85 1701.43 - 0.55 -

Reports Covered

Stock Research & News

Profile

CNFinance Holdings Limited, through its subsidiaries, provides home equity loan services in Mainland China. The company offers micro credit loan services for micro and small-enterprise owners; loan facilitation, post-facilitation, and guarantee services for commercial banks; and loan lending agency services for financial institutions. It also provides bridge loan products, which are unsecured short-term loans to pay off borrowers' existing loans secured by real property. CNFinance Holdings Limited was founded in 1999 and is headquartered in Guangzhou, the People's Republic of China.

CNFinance Holdings Ltd

South Finance Center, Guangzhou, China

Key Executives

Name Title Year Born
Mr. Zhai Bin Chairman & CEO 1971
Mr. Jun Qian VP & Director 1975
Ms. Jing Li Acting CFO, Assistant Pres and Head of Department of Fin. & Internal Control 1981
Mr. Christian Arnell Investor Relations Officer, Christensen IR NA
Ms. Jing Li Acting CFO, Assistant President and Head of Department of Finance & Internal Control 1981
Ms. Huiling Jiang Vice President 1981

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