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Banco Santander (Brasil) S.A., together with its subsidiaries, provides various banking products and services to individuals, small and medium enterprises, and corporate customers in Brazil and internationally. It operates in two segments, Commercial Banking and Global Wholesale Banking. The company offers payment and loyalty products, including credit and debit cards; payroll and real estate loans; home equity financing solutions; microfinance programs; consortiums; agribusiness products, such as credit, securities and other products; call center and digital solutions; nonperforming assets; and insurance products comprising life, personal accident, vehicle, property, and credit insurance, as well as insurance for travel and banking transactions. It also provides emergency solutions for homes, cars, motorcycles, pets, and telemedicine; consumer finance; and corporate and investment banking services, which include cash management, structured trade and working capital solutions, trade and lending, mergers and acquisitions, equity capital markets, investment grade and emerging markets debt, and structured finance, as well as sales markets, market making, energy trading, equities, research, and private debt mobilization and securitization. In addition, the company offers cash management solutions, such as collections, payments, instant payments, and payroll and custody services; advance program, a non-financial platform to support entrepreneurs regarding educational content, certified courses, events focused on management, innovation, internationalization, and team development; customer funding through deposits and other bank funding instruments; and various investments. It offers its products and services through branches, mini-branches, and automated teller machines; call centers; banking correspondents and third-party vendors; and online and mobile banking platforms. The company was founded in 1970 and is headquartered in São Paulo, Brazil.
Source: TradingView
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A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.
Banco Santander Brasil SA is a large Brazilian bank offering retail, corporate and wholesale banking, payments and asset management through branches and digital channels as part of Grupo Santander. Long-term growth drivers include domestic credit expansion, higher rates supporting margins and digital fee-income growth from a broad customer base, which may appeal to investors seeking exposure to a diversified lender.
Principal risks are sensitivity to Brazil's economic and political cycles, credit deterioration, regulatory changes and volatile currency or interest-rate movements that could pressure earnings.
Note: The summary and risk score provided above is created by AI and should not be construed as a recommendation of Kalkine.
| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
| Income before tax | 16728.99M | 19190.23M | 11921.65M | 19574.73M | 24750.33M |
| Minority interest | -199.09M | -48.26M | -46.03M | -52.38M | -31.27M |
| Net income | 12766.03M | 13365.51M | 9449.31M | 14287.09M | 15528.05M |
| Selling general administrative | 18888.08M | 18356.90M | 17546.06M | 17550.57M | 16492.55M |
| Selling and marketing expenses | 482.88M | 516.45M | 521.96M | 540.59M | 621.42M |
| Gross profit | 41701.59M | 43922.91M | 35540.93M | 43282.51M | 48722.25M |
| Reconciled depreciation | 2625.78M | 2731.02M | 2740.83M | 2585.50M | 2433.92M |
| Ebit | 16728.99M | 19190.23M | 11921.65M | 87244.29M | 24719.06M |
| Ebitda | 19354.78M | 21921.25M | 14662.60M | 89829.79M | 27152.98M |
| Depreciation and amortization | 2625.78M | 2731.02M | 2740.95M | 2585.50M | 2433.92M |
| Operating income | 16728.99M | 19190.23M | 11921.65M | 87244.29M | 24719.06M |
| Other operating expenses | 134811.59M | 109832.84M | 109442.37M | 43961.78M | -24003.19M |
| Interest expense | 104860.32M | 80504.92M | 81398.67M | 67721.94M | 26668.84M |
| Tax provision | 3763.87M | 5776.47M | 2587.91M | 5235.25M | 9191.00M |
| Interest income | 162494.64M | 137183.48M | 126359.22M | 115225.12M | 77987.31M |
| Net interest income | 57634.32M | 56678.56M | 46105.92M | 47503.18M | 51318.47M |
| Income tax expense | 3763.87M | 5776.47M | 2422.84M | 5235.25M | 9191.00M |
| Total revenue | 151540.59M | 129023.07M | 121364.02M | 43282.51M | 48722.25M |
| Total operating expenses | 24972.59M | 24732.68M | 23619.28M | 43961.78M | -24003.19M |
| Cost of revenue | 109839.00M | 85100.16M | 85823.09M | - | - |
| Total other income expense net | - | 19190.23M | -918.81M | -67669.56M | 31.27M |
| Net income from continuing ops | 12965.12M | 13413.76M | 10339.01M | 14339.48M | 15559.32M |
| Net income applicable to common shares | - | - | - | 14287.09M | 15528.05M |
| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
| Total assets | 1270029.47M | 1238796.81M | 1115652.78M | 985450.83M | 931208.40M |
| Intangible assets | 5382.31M | 4933.92M | 4522.94M | 5359.37M | 3794.18M |
| Other current assets | 1760.93M | 1204.67M | 1272.34M | 699.14M | 519556.79M |
| Total liab | 1143476.32M | 1118969.68M | 1000796.42M | 874770.65M | 100903.39M |
| Total stockholder equity | 125173.53M | 119491.68M | 114453.00M | 110182.83M | 105640.15M |
| Other current liab | 691638.94M | 688810.53M | 3768.14M | 66110.91M | 53327.57M |
| Common stock | 65000.00M | 65000.00M | 55000.00M | 55000.00M | 55000.00M |
| Capital stock | 65000.00M | 65000.00M | 55000.00M | 55000.00M | 55000.00M |
| Retained earnings | 65370.91M | 61453.92M | 63920.32M | 14287.09M | 15528.05M |
| Other liab | - | - | - | 53142.12M | 55992.43M |
| Good will | 27844.67M | 27892.88M | 27852.57M | 27889.33M | 27915.47M |
| Other assets | - | 1238796.81M | -509484.55M | 496395.80M | 519556.79M |
| Cash | 201981.98M | 204884.46M | 193990.27M | 149639.52M | 16657.20M |
| Total current liabilities | 800037.82M | 807075.81M | 9068.60M | 749739.13M | 709207.18M |
| Net debt | -72026.36M | -69512.94M | -49965.88M | -22981.03M | 82021.00M |
| Short term debt | 101841.68M | 112233.74M | 174912.77M | - | - |
| Short long term debt total | 129955.62M | 135371.53M | 144024.39M | 126658.49M | 98678.20M |
| Other stockholder equity | -719.56M | -884.71M | -1106.78M | -1219.32M | -713.04M |
| Property plant equipment | - | - | - | 8190.76M | 8783.78M |
| Total current assets | 273189.50M | 315143.34M | 283144.56M | 163618.01M | 126056.52M |
| Long term investments | 288080.71M | 290801.82M | 249462.54M | 283997.56M | 245101.65M |
| Net tangible assets | - | - | - | 78580.10M | 74853.36M |
| Short term investments | 69446.58M | 92078.54M | 59052.09M | 55425.67M | 101241.79M |
| Net receivables | - | 16975.66M | 13778.76M | 13142.60M | 8157.53M |
| Long term debt | 28113.94M | 23137.78M | 144024.39M | 126658.49M | 98678.20M |
| Inventory | - | - | 15051.10M | - | - |
| Accounts payable | - | - | 1206.10M | 518065.99M | 463827.18M |
| Accumulated other comprehensive income | -4477.82M | -6077.53M | -3360.54M | 42115.06M | 35825.13M |
| Non currrent assets other | 21360.50M | 545779.08M | -288923.61M | 76718.57M | -285595.09M |
| Non current assets total | 996839.97M | 923653.47M | 1341992.76M | 325437.02M | 285595.09M |
| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
| Investments | - | -2015.77M | -2566.64M | -2705.29M | -1926.69M |
| Change to liabilities | - | - | - | 0.00M | 0.00M |
| Total cashflows from investing activities | -3322.84M | -2015.77M | -2580.32M | -2705.29M | -1926.69M |
| Net borrowings | 2362.80M | 68.48M | 0.00M | 21428.47M | 4564.38M |
| Total cash from financing activities | 4402.36M | 930.18M | 5817.95M | 12754.85M | -658.51M |
| Change to operating activities | - | - | - | -12847.80M | -86918.49M |
| Net income | 12965.12M | 13413.76M | 9449.31M | 14339.48M | 15559.32M |
| Change in cash | 6071.70M | -22216.85M | 39852.43M | 16896.58M | 4221.94M |
| Begin period cash flow | 67200.90M | 89417.76M | 49565.33M | 32668.75M | 28446.81M |
| End period cash flow | 73272.61M | 67200.90M | 89417.76M | 49565.33M | 32668.75M |
| Total cash from operating activities | 4992.18M | -21131.27M | 36614.79M | 6847.03M | 6807.14M |
| Issuance of capital stock | - | - | 112.53M | - | 78.32M |
| Depreciation | 2625.78M | 2731.02M | 2740.95M | 2585.50M | 2433.92M |
| Other cashflows from investing activities | -1880.79M | -1046.57M | -1129.41M | 325.36M | 414.67M |
| Dividends paid | 6496.35M | 5618.71M | 5450.39M | -7393.03M | -9907.32M |
| Sale purchase of stock | - | - | 144383.09M | -506.28M | 5500.00M |
| Other cashflows from financing activities | 8370.77M | 6258.34M | -848.19M | 21515.87M | 4581.80M |
| Change to netincome | - | - | - | 42164.29M | -20835.99M |
| Capital expenditures | 3655.91M | 2609.98M | 3352.72M | 2863.66M | 2365.19M |
| Change in working capital | -15549.08M | -30179.88M | 27037.47M | -52189.85M | 9681.17M |
| Stock based compensation | - | 294.09M | 163.69M | - | -20922.94M |
| Other non cash items | 9752.13M | -5833.26M | 3445.37M | 42860.81M | -1991.74M |
| Free cash flow | 1336.27M | -23741.25M | 33262.07M | 3983.37M | 4441.95M |
Sector: Financial Services Industry: Banks - Regional
|
Stock Name
|
Change
(USD) |
Price
(USD) |
Trailing
PE (x) |
Forward
PE (x) |
Price Sales
TTM (x) |
Price to Book Value (x)
|
Enterprise Value
to Revenue (x) |
|---|---|---|---|---|---|---|---|
| BSBR Banco Santander Brasil SA ADR |
-0.30 6.20% |
4.54 | 18.82 | 6.25 | 1.02 | 1.89 | 3.14 |
| DBSDY DBS Group Holdings Ltd ADR |
0.20 0.09% |
231.02 | 20.00 | 17.57 | 7.54 | 3.17 | 13.19 |
| CIHHF China Merchants Bank Co Ltd Class H |
- -% |
6.66 | 7.70 | 7.10 | 0.55 | 0.83 | 3.51 |
| CIHKY China Merchants Bank Co Ltd |
-0.36 1.07% |
33.16 | 7.79 | 7.20 | 0.55 | 0.85 | 3.51 |
| UNCFF UniCredit SpA |
- -% |
84.14 | 11.53 | 10.27 | 5.72 | 1.83 | 8.22 |
Banco Santander (Brasil) S.A., together with its subsidiaries, provides various banking products and services to individuals, small and medium enterprises, and corporate customers in Brazil and internationally. It operates in two segments, Commercial Banking and Global Wholesale Banking. The company offers payment and loyalty products, including credit and debit cards; payroll and real estate loans; home equity financing solutions; microfinance programs; consortiums; agribusiness products, such as credit, securities and other products; call center and digital solutions; nonperforming assets; and insurance products comprising life, personal accident, vehicle, property, and credit insurance, as well as insurance for travel and banking transactions. It also provides emergency solutions for homes, cars, motorcycles, pets, and telemedicine; consumer finance; and corporate and investment banking services, which include cash management, structured trade and working capital solutions, trade and lending, mergers and acquisitions, equity capital markets, investment grade and emerging markets debt, and structured finance, as well as sales markets, market making, energy trading, equities, research, and private debt mobilization and securitization. In addition, the company offers cash management solutions, such as collections, payments, instant payments, and payroll and custody services; advance program, a non-financial platform to support entrepreneurs regarding educational content, certified courses, events focused on management, innovation, internationalization, and team development; customer funding through deposits and other bank funding instruments; and various investments. It offers its products and services through branches, mini-branches, and automated teller machines; call centers; banking correspondents and third-party vendors; and online and mobile banking platforms. The company was founded in 1970 and is headquartered in São Paulo, Brazil.
Avenida Presidente Juscelino Kubitschek, 2041, São Paulo, SP, Brazil, 04543-011
55 11 3553 3300
49661
| Name | Title | Year Born |
|---|---|---|
| Mr. Sergio Agapito Lires Rial | Pres, Chairman of Directors & Member of the Board of Exec. Officers | 1960 |
| Mr. Mario Roberto Opice Leao | CEO, Director & Member of the Board of Exec. Officers | 1975 |
| Mr. Angel Santodomingo Martell | CFO, VP Exec. Officer, IR Officer, Member of the Board of Exec. Officers & Director | 1965 |
| Mr. Ede Ilson Viani | VP Exec. Officer & Member of the Board of Exec. Officers | 1967 |
| Mr. Reginaldo Antonio Ribeiro | Officer & Member of the Board of Exec. Officers | 1969 |
| Mr. Ramón Sanchez Díez | Officer & Member of the Board of Exec. Officers | 1968 |
| Mr. Jean Pierre Dupui | VP Exec. Officer & Member of the Board of Exec. Officers | 1968 |
| Mr. Gilberto Duarte de Abreu Filho | VP Exec. Officer & Member of the Board of Exec. Officers | 1973 |
| Mr. Antonio Pardo de Santayana Montes | VP Exec. Officer & Member of the Board of Exec. Officers | 1971 |
| Mr. André de Carvalho Novaes | Officer & Member of the Board of Exec. Officers | 1969 |
Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
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