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Westamerica Bancorporation

Financial Services US WABC

55.97USD
0.99(1.80%)

Last update at 2026-06-04T17:45:00Z

Day Range

54.5756.24
LowHigh

52 Week Range

36.5256.89
LowHigh

Fundamentals

  • Previous Close 54.98
  • Market Cap1277.36M
  • Volume78252
  • P/E Ratio8.16
  • Dividend Yield3.65%
  • Revenue TTM318.81M
  • Revenue Per Share TTM11.96
  • Gross Profit TTM 264.02M
  • Diluted EPS TTM5.87

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Analyst Recommendations

Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Income before tax 165.59M 117.03M 106.80M 105.22M 91.00M
Minority interest - - - - -
Net income 122.03M 86.51M 80.41M 80.39M 71.56M
Selling general administrative 46.12M 57.61M 60.17M 60.52M 53.01M
Selling and marketing expenses - - - - -
Gross profit 264.95M 214.83M 206.13M 204.20M 197.91M
Reconciled depreciation 16.57M 0.27M 22.65M 20.63M 24.40M
Ebit 167.52M 117.03M 106.80M 105.22M 115.44M
Ebitda 184.08M 117.30M 107.09M 105.75M 117.36M
Depreciation and amortization 16.57M 0.27M 0.29M 0.54M 1.92M
Non operating income net other - - - - -0.05200M
Operating income 167.52M 117.03M 106.80M 105.22M 92.96M
Other operating expenses 2.63M 97.81M 99.33M 98.99M 104.96M
Interest expense 1.93M 1.96M 1.82M 1.89M 1.96M
Tax provision 43.56M 30.52M 26.39M 24.83M 19.43M
Interest income 221.76M 173.44M 165.86M 158.68M 151.72M
Net interest income 219.83M 171.49M 164.03M 156.79M 149.76M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 43.56M 30.52M 26.39M 24.83M 19.43M
Total revenue 264.95M 214.83M 206.13M 204.20M 197.91M
Total operating expenses 2.63M -97.80600M -99.33000M -98.98600M -104.95700M
Cost of revenue - - - - 1.96M
Total other income expense net -1.92500M -1.95500M -1.82400M -1.88800M -1.95900M
Discontinued operations - - - - -
Net income from continuing ops 122.03M 86.51M 80.41M 80.39M 71.56M
Net income applicable to common shares 122.03M 86.51M 80.41M 80.39M 71.56M
Preferred stock and other adjustments - - - - -
Breakdown 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31
Type yearly yearly yearly yearly yearly
Date 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31
Total assets 6370.76M 6950.32M 7461.03M 6747.93M 5619.56M
Intangible assets 0.35M 0.58M 0.83M 1.10M 1.39M
Earning assets - - - - 3837.69M
Other current assets 250.08M 53.56M -3408.82800M -2741.24000M -1874.15500M
Total liab 5597.87M 6348.21M 6633.92M 5903.12M 4888.14M
Total stockholder equity 772.89M 602.11M 827.10M 844.81M 731.42M
Deferred long term liab - - - - -
Other current liab 2605.84M -57.79200M -146.24600M -102.54500M -30.92800M
Common stock 473.14M 475.12M 471.04M 466.04M 466.23M
Capital stock 473.14M 475.12M 471.01M 466.01M 465.46M
Retained earnings 490.00M 383.09M 306.39M 264.36M 239.13M
Other liab - 49.38M 73.72M 112.60M 27.45M
Good will 121.67M 121.67M 121.67M 121.67M 121.67M
Other assets 0.00000M 2173.26M -3444.34900M -2703.91500M -1836.08800M
Cash 190.31M 294.24M 1132.09M 621.27M 373.42M
Cash and equivalents - - - - -
Total current liabilities 2670.07M 167.53M 146.25M 102.55M 30.93M
Current deferred revenue - - - - -
Net debt -113.33800M -220.69800M -985.83900M -518.73000M -342.49300M
Short term debt 64.23M 57.79M 146.25M 102.55M 30.93M
Short long term debt - 57.79M 146.25M 102.55M 30.93M
Short long term debt total 76.98M 73.54M 146.25M 102.55M 30.93M
Other stockholder equity - 0.04M 0.04M 0.04M 0.77M
Property plant equipment - 28.82M 31.16M 32.81M 34.60M
Total current assets 250.08M 4625.98M 5806.46M 4717.48M 3481.06M
Long term investments 4907.02M 5247.66M 4945.25M 4063.18M 3816.92M
Net tangible assets - 479.85M 704.59M 722.03M 608.35M
Short term investments 3999.80M 4331.74M 4638.85M 4063.18M 3078.85M
Net receivables 54.57M 53.56M 35.52M 33.02M 28.80M
Long term debt - - - - -
Inventory -244.88200M - -35.52100M - 0.04M
Accounts payable - 6225.29M 6413.96M 5687.98M 4812.62M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income -190.24700M -256.10500M 49.66M 114.41M 26.05M
Additional paid in capital - - - - -
Common stock total equity - 475.09M 471.01M 466.01M 465.46M
Preferred stock total equity - - - - -
Retained earnings total equity - 383.09M 306.39M 264.36M 239.13M
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other 5804.26M -5247.65600M -5098.91400M -4734.36400M -3974.57900M
Deferred long term asset charges - - - - -
Non current assets total 6120.68M 151.07M 5098.91M 4734.36M 3974.58M
Capital lease obligations 18.81M 15.75M 17.98M 18.83M 17.14M
Long term debt total - - - - -
Breakdown 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31
Type yearly yearly yearly yearly yearly
Date 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31
Investments 615.85M -633.51600M -498.51500M -750.65500M -19.88300M
Change to liabilities - -6.83700M 3.90M 14.28M -5.30700M
Total cashflows from investing activities - -631.28600M -306.08400M -748.92200M -22.29700M
Net borrowings - -88.45400M 43.70M 71.62M -20.31900M
Total cash from financing activities -809.40400M -320.26500M 728.16M 889.03M -105.26800M
Change to operating activities - -9.25200M -10.54600M 10.75M -20.11300M
Net income 161.77M 122.03M 86.51M 80.41M 80.39M
Change in cash -103.92200M -837.84900M 510.81M 247.85M -46.86300M
Begin period cash flow 294.24M 1132.09M 621.27M 373.42M 420.28M
End period cash flow 190.31M 294.24M 1132.09M 621.27M 373.42M
Total cash from operating activities 158.21M 113.70M 88.73M 107.74M 80.70M
Issuance of capital stock - - - - -
Depreciation 2.94M 16.57M 16.62M 22.65M 20.63M
Other cashflows from investing activities - 3.04M 5.37M 3.93M 1.58M
Dividends paid 45.95M 45.18M 44.30M 44.28M 43.94M
Change to inventory -121.97900M - - - -
Change to account receivables -1.01000M -18.03700M -2.49900M -4.22500M -2.96300M
Sale purchase of stock -13.74700M -0.21800M -0.23200M -16.49600M -0.48800M
Other cashflows from financing activities -750.28300M -277.19100M 772.70M 949.81M -40.51900M
Change to netincome - 1.08M -4.19100M 2.32M 4.97M
Capital expenditures 1.16M 0.81M 1.32M 2.20M 3.99M
Change receivables - -18.03700M -2.49900M -4.22500M -2.96300M
Cash flows other operating - 0.60M -4.62200M -3.24600M -16.75600M
Exchange rate changes - - - - -
Cash and cash equivalents changes - -837.84900M 510.81M 247.85M -46.86300M
Change in working capital -12.81800M -23.57200M -10.20000M 6.63M -21.14700M
Stock based compensation 1.36M 1.31M 1.42M 1.88M 1.74M
Other non cash items 6.96M -3.33100M -9.50900M -3.57400M -0.43300M
Free cash flow 157.05M 112.89M 87.41M 105.54M 76.71M

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x)
WABC
Westamerica Bancorporation		 0.99 1.80% 55.97 8.16 - 3.83 1.61
HDB
HDFC Bank Limited ADR		 0.41 1.74% 23.96 20.81 20.96 0.11 4.77
CIHKY
China Merchants Bank Co Ltd		 0.04 0.15% 30.44 7.78 7.65 0.56 0.90 3.62
DBSDF
DBS Group Holdings Ltd		 1.22 2.50% 50.10 15.29 14.41 5.84 2.36 10.40
CIHHF
China Merchants Bank Co Ltd Class H		 - -% 5.92 6.10 5.67 0.44 0.77 3.43

Reports Covered

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Profile

Westamerica Bancorporation operates as a bank holding company for the Westamerica Bank that provides various banking products and services to individual and commercial customers. The company accepts various deposit products, including retail savings and checking accounts, as well as certificates of deposit. Its loan portfolio includes commercial, commercial and residential real estate, real estate construction, and consumer installment loans, as well as indirect automobile loans. The company was formerly known as Independent Bankshares Corporation and changed its name to Westamerica Bancorporation in 1983. The company was founded in 1884 and is headquartered in San Rafael, California.

Westamerica Bancorporation

1108 Fifth Avenue, San Rafael, CA, United States, 94901

Key Executives

Name Title Year Born
Mr. David L. Payne Chairman, Pres & CEO 1955
Mr. Jesse Leavitt Sr. VP & CFO 1985
Mr. Russell W. Rizzardi Sr. VP & Chief Credit Administrator of Westamerica Bank 1955
Mr. Brian J. Donohoe SVP and Mang. of Operations & Systems Admin. of Community Banker Services Corp. 1981
Mr. John A. Thorson Sr. VP & Treasurer 1960
Ms. Diane Cunningham Corp. Exec. Sec. NA
Mr. George S. Ensinger Sr. VP & HR Division Mang. 1954
Mr. Kris Irvine VP & Corp. Sec. NA
Mr. David L. Payne Chairman, President & CEO 1955
Mr. John A. Thorson Senior VP & CFO 1960

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