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Hanmi Financial Corporation

Financial Services US HAFC

30.175USD
1.02(3.52%)

Last update at 2026-06-04T17:47:00Z

Day Range

29.5930.16
LowHigh

52 Week Range

20.6629.90
LowHigh

Fundamentals

  • Previous Close 29.15
  • Market Cap825.04M
  • Volume65799
  • P/E Ratio11.00
  • Dividend Yield3.83%
  • Revenue TTM255.73M
  • Revenue Per Share TTM8.57
  • Gross Profit TTM 255.73M
  • Diluted EPS TTM2.51

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Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 107.93M 88.61M 114.58M 140.73M 135.49M
Minority interest - - - - -
Net income 76.09M 62.20M 80.04M 101.39M 98.68M
Selling general administrative 7.51M 83.37M 81.40M 76.14M 72.56M
Selling and marketing expenses 3.10M 3.03M 3.10M 3.64M 2.65M
Gross profit 255.56M 229.08M 245.16M 271.85M 225.97M
Reconciled depreciation 3.33M 6.46M 9.78M 15.06M 16.09M
Ebit 107.93M 88.61M 114.58M 161.84M 135.49M
Ebitda 113.58M 95.07M 121.37M 176.89M 151.58M
Depreciation and amortization 5.66M 6.46M 6.79M 15.06M 16.09M
Non operating income net other - - - - -
Operating income 107.93M 88.61M 114.58M 161.84M 135.49M
Other operating expenses 336.81M 340.90M 282.98M -110.01000M -100.05200M
Interest expense 174.74M 196.01M 148.06M 36.17M 21.62M
Tax provision 31.84M 26.40M 35.34M 39.33M 36.82M
Interest income 409.50M 397.35M 353.21M 272.79M 215.73M
Net interest income 234.76M 201.34M 231.51M 236.62M 194.11M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 31.84M 26.40M 34.54M 39.33M 36.82M
Total revenue 444.74M 429.51M 397.56M 271.85M 235.55M
Total operating expenses 147.64M 140.47M 130.58M -110.01000M -100.05200M
Cost of revenue 189.18M 200.43M 152.40M - 9.57M
Total other income expense net 96.65M 0.86M 99.21M -21.11000M 127.44M
Discontinued operations - - - - -
Net income from continuing ops 76.09M 62.20M 89.89M 101.39M 98.68M
Net income applicable to common shares - - - 100.84M 98.01M
Preferred stock and other adjustments - - - - -
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 7869.19M 7677.93M 7570.34M 7378.26M 6858.59M
Intangible assets - 6.46M 0.07M 0.19M 0.36M
Earning assets - - - - -
Other current assets - - 361.66M 5300.82M 3892.58M
Total liab 7072.80M 6945.75M 6868.45M 6740.75M 6215.17M
Total stockholder equity 796.39M 732.17M 701.89M 637.51M 643.42M
Deferred long term liab - - - - -
Other current liab -30.10300M 6435.78M 2741.07M -300.00000M -1.16100M
Common stock 0.03M 0.03M 0.03M 0.03M 0.03M
Capital stock 0.03M 0.03M 0.03M 0.03M 0.03M
Retained earnings 394.33M 350.87M 319.05M 269.54M 196.78M
Other liab - - - - -
Good will 11.03M 11.03M 11.10M 11.03M 11.03M
Other assets 226.38M 7340.69M - 4670.77M 3892.58M
Cash 212.84M 304.80M 302.32M 352.42M 608.97M
Cash and equivalents - - - - -
Total current liabilities 154.68M 6695.60M 2997.21M 7.79M 1.16M
Current deferred revenue - - -39.30600M - -
Net debt 67.62M 88.34M 199.09M 426.99M -256.45900M
Short term debt 150.00M 225.00M 256.14M 300.00M -
Short long term debt 150.00M 225.00M 250.00M 300.00M -
Short long term debt total 280.46M 393.14M 501.41M 779.41M 352.51M
Other stockholder equity 445.19M 451.99M 454.74M 456.93M 455.04M
Property plant equipment - - - 63.25M 71.09M
Total current assets 7611.40M 1278.44M 361.66M 1819.58M 2019.03M
Long term investments 880.62M 905.80M 865.74M 853.84M 910.79M
Net tangible assets - - - 626.29M 632.02M
Short term investments 880.62M 905.80M 865.74M 853.84M 910.79M
Net receivables 6517.93M 67.84M 627.11M 613.33M 499.27M
Long term debt 130.46M 168.14M 205.01M 479.41M 352.51M
Inventory - - -5834.01900M 0.12M 0.68M
Accounts payable 34.78M 34.82M 39.31M 7.79M 1.16M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income -43.17500M -70.72300M -71.92800M -88.98500M -8.44300M
Additional paid in capital - - - - -
Common stock total equity - - - - 0.03M
Preferred stock total equity - - - - -
Retained earnings total equity - - - - 196.78M
Treasury stock - - - - -125.75300M
Accumulated amortization - - - - -
Non currrent assets other -6500.86800M 177.25M 103.27M -887.91300M -946.97300M
Deferred long term asset charges - - - - -
Non current assets total 31.41M 6399.49M 7208.68M 887.91M 946.97M
Capital lease obligations - - - - -
Long term debt total - - - - 215.01M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments 60.22M -107.47300M -219.16600M -881.50600M -181.73500M
Change to liabilities - - - 24.69M 3.31M
Total cashflows from investing activities -384.31700M -107.47300M -209.99400M -881.50600M -447.03900M
Net borrowings -112.50000M -62.50000M -25.00000M 125.20M 82.39M
Total cash from financing activities 86.35M 56.00M 52.10M 477.65M 570.43M
Change to operating activities - - - -2.54500M 6.00M
Net income 76.09M 62.20M 80.04M 101.39M 98.68M
Change in cash -91.95800M 2.48M -50.09700M -256.54400M 217.12M
Begin period cash flow 304.80M 302.32M 352.42M 608.97M 391.85M
End period cash flow 212.84M 304.80M 302.32M 352.42M 608.97M
Total cash from operating activities 206.01M 53.95M 107.80M 147.31M 93.73M
Issuance of capital stock - - - - -
Depreciation 5.66M 6.46M 6.79M 15.06M 16.09M
Other cashflows from investing activities -211.22600M -64.65200M -214.60100M - 1.52M
Dividends paid 32.62M 30.38M 30.54M -28.63600M -16.51400M
Change to inventory - - - - -
Change to account receivables -6.07700M -9.71600M 9.78M - -
Sale purchase of stock -9.40400M -6.31400M -4.08400M 0.00000M -6.13500M
Other cashflows from financing activities 240.88M 155.20M 111.72M 1305.91M -0.57200M
Change to netincome - - - 8.71M -30.34500M
Capital expenditures 2.31M 2.62M 2.42M 1.93M 2.72M
Change receivables - - - - -
Cash flows other operating - - - - 252.84M
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - 217.12M
Change in working capital -9.60600M -21.94100M 20.41M 22.14M 9.31M
Stock based compensation 3.60M 3.58M 2.68M 2.60M 2.44M
Other non cash items 141.03M 3.65M -2.12200M -26.43200M 8.39M
Free cash flow 206.01M 51.33M 105.38M 145.38M 91.00M

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
HAFC
Hanmi Financial Corporation
1.02 3.52% 30.18 11.00 8.62 3.23 1.05 4.14
HDB
HDFC Bank Limited ADR
0.41 1.74% 23.96 20.81 20.96 0.11 4.77
CIHKY
China Merchants Bank Co Ltd
0.04 0.15% 30.44 7.78 7.65 0.56 0.90 3.62
DBSDF
DBS Group Holdings Ltd
1.22 2.50% 50.10 15.29 14.41 5.84 2.36 10.40
CIHHF
China Merchants Bank Co Ltd Class H
- -% 5.92 6.10 5.67 0.44 0.77 3.43

Reports Covered

Stock Research & News

Profile

Hanmi Financial Corporation operates as the holding company for Hanmi Bank that provides business banking products and services in the United States. The company offers deposit products, including noninterest-bearing checking, negotiable order of withdrawal, savings, and money market accounts, as well as certificates of deposit. It also provides real estate loans, such as commercial property, construction, and residential property loans; and commercial and industrial loans comprising commercial term loan, and commercial lines of credit and international; equipment lease financing; and international finance and trade services and products, including letters of credit, and import and export financing. In addition, the company offers small business administration loans for business purposes, such as owner-occupied commercial real estate, business acquisitions, start-ups, franchise financing, working capital, improvements and renovations, inventory and equipment, and debt-refinancing. Hanmi Financial Corporation was founded in 1982 and is based in Los Angeles, California.

Hanmi Financial Corporation

900 Wilshire Boulevard, Los Angeles, CA, United States, 90017

Key Executives

Name Title Year Born
Ms. Bonita I. Lee Pres, CEO & Director 1963
Mr. Romolo C. Santarosa Sr. EVP & CFO 1956
Mr. Anthony I. Kim Sr. EVP & Chief Banking Officer of Hanmi Bank 1969
Mr. Matthew D. Fuhr Sr. EVP & Chief Credit Admin. Officer of Hanmi Bank 1963
Mr. Michael Du Sr. VP & Chief Risk Officer of Hanmi Bank 1973
Mr. Joseph A. Pangrazio Sr. VP & Chief Accounting Officer of Hanmi Bank 1960
Vivian I. Kim Sr. VP, Gen. Counsel & Corp. Sec. NA
Mr. Greg D. Kim Chief Admin. Officer & Exec. VP of Hanmi Bank 1961
Mr. Min S. Park Exec. VP & Chief Credit Risk Officer of Hanmi Bank 1963
Ms. Bonita I. Lee President, CEO & Director 1963

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