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Fifth District Bancorp, Inc. Common Stock

Company price
17.57 USD 0.00(0%)
Last update at 2026-11-11T21:00:00Z
VOLUME
1284
Market Cap
79.57M
P/E
18.79

Momentum Score

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Fifth District Bancorp, Inc. operates as the bank holding company for Fifth District Savings Bank that provides various banking products and services primarily in the United States. The company offers a range of deposit accounts, including checking accounts, savings and NOW accounts, money market accounts, and certificates of deposit. It also provides fixed-rate one- to four-family residential mortgage loans, as well as originates construction loans, home equity loans, home equity lines of credit, land loans, and share loans; and purchase consumer and commercial business loans. In addition, the company offers electronic banking services, including mobile banking, on-line banking, telephone banking, bill pay, and electronic funds transfer via SmartPay. Fifth District Bancorp, Inc. was founded in 1926 and is based in New Orleans, Louisiana.

Source: TradingView
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Day Price Range
17.57
Low
17.64
High
52 Week Price Range
11.70
Low
15.64
High

Momentum Score

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A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.

Score - Rating
>= 1 - Low / > 1 but < 2 - Below Average / > 2 but < 3 - Average / > 3 but < 4 - Above Average / > 4 - High
AI Summary

Fifth District Bancorp, Inc. appears to operate as a regional bank holding company offering deposits, loans and related financial services to local businesses and consumers. Long-term growth may be supported by loan portfolio expansion, net interest margin sensitivity to interest rates and growth in fee-based and digital services, which could support earnings.

Material risks include sensitivity to interest rates and margin compression, deterioration in local loan credit quality, competition for deposits and loans, and regulatory or execution risk.

Risk Score
Medium

Note: The summary and risk score provided above is created by AI and should not be construed as a recommendation of Kalkine.

Key Metrics*

Previous Close
17.57
Dividend Yield
-
Revenue TTM
16.41M
Revenue Per Share
3.20
Gross Profit TTM
16.41M
Debt / Equity
0.05
ROE
3.20%
Net Debt
-4.99M
ROCE
2.96%
Diluted EPS TTM
0.80

Insight Announcement

Key Financials*

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Type yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Income before tax 4.18M -1.44M 0.95M 3.62M
Net income 4.09M -1.08M 0.80M 2.91M
Selling general administrative 8.12M 7.19M 6.53M 6.41M
Selling and marketing expenses 0.10M 0.13M 0.26M 0.30M
Gross profit 17.27M 11.28M 11.35M 13.73M
Reconciled depreciation 0.67M 0.69M 0.55M 0.53M
Ebit 4.18M -1.44M 0.95M 3.62M
Ebitda 4.86M -0.74M 1.49M 4.16M
Depreciation and amortization 0.67M 0.69M 0.55M 0.53M
Operating income 4.18M -1.44M 0.95M 3.62M
Other operating expenses 22.30M 20.72M 16.44M 11.73M
Interest expense 9.21M 9.22M 6.37M 1.62M
Tax provision 0.10M -0.36M 0.15M 0.71M
Interest income 22.06M 19.28M 16.41M 14.40M
Net interest income 12.85M 10.06M 10.05M 12.78M
Income tax expense 0.10M -0.36M 0.15M 0.71M
Total revenue 26.49M 19.29M 17.39M 15.35M
Total operating expenses 13.08M 12.71M 10.40M 10.11M
Cost of revenue 9.21M 8.01M 6.04M 1.62M
Total other income expense net -8.56M -20.58M -10.08M -2.15M
Net income from continuing ops 4.09M -1.08M 0.80M 2.91M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Type yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Total assets 534.39M 527.31M 480.80M 473.43M
Other current assets - - -1.76M -
Total liab 404.64M 401.53M 403.00M 397.36M
Total stockholder equity 129.76M 125.78M 77.80M 76.07M
Other current liab 393.16M 391.48M 390.00M 388.94M
Common stock 0.05M 0.06M - -
Capital stock 0.05M 0.06M 0.00M -
Retained earnings 86.94M 83.69M 84.77M 83.97M
Other assets 36.88M 43.10M 379.35M 286.88M
Cash 4.99M 37.92M 19.31M 20.28M
Total current liabilities 393.16M 391.48M 394.00M 388.94M
Net debt -4.99M -37.92M -15.31M -20.28M
Short term debt - - 4.00M -
Short long term debt - 0.00M 4.00M 0.00M
Short long term debt total - - 4.00M -
Other stockholder equity 47.19M 48.94M - -
Total current assets 6.99M 39.88M 88.96M 98.74M
Long term investments 99.08M 92.99M 67.90M 76.69M
Short term investments 99.08M 92.99M 67.90M 76.69M
Net receivables 2.00M 1.97M 1.76M 1.77M
Inventory - - 1.76M -
Accumulated other comprehensive income -4.43M -6.91M -6.97M -7.91M
Non currrent assets other 99.08M 12.73M 12.26M 11.12M
Non current assets total 527.40M 487.42M 391.83M 374.68M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Type yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Investments -2.43M -27.48M -6.64M -25.86M
Total cashflows from investing activities -5.03M -27.48M -6.64M -25.86M
Net borrowings 0.00M -4.00M 4.00M 0.00M
Total cash from financing activities -0.36M 47.15M 5.11M 18.35M
Net income 4.09M -1.08M 0.80M 2.91M
Change in cash -4.06M 18.61M -0.73M -3.54M
Begin period cash flow 37.92M 19.31M 20.04M 23.57M
End period cash flow 33.85M 37.92M 19.31M 20.04M
Total cash from operating activities 1.33M -1.05M 0.80M 3.97M
Issuance of capital stock - 48.75M 0.00M -
Depreciation 0.67M 0.69M 0.55M 0.53M
Other cashflows from investing activities -2.22M -0.68M -14.44M -24.80M
Change to account receivables -0.03M -0.21M 0.01M -0.17M
Sale purchase of stock -2.94M - - -
Other cashflows from financing activities 0.90M 2.40M 1.11M 18.35M
Capital expenditures 0.38M 0.51M 1.91M 1.07M
Change in working capital -0.12M -0.16M -0.33M 0.28M
Stock based compensation 0.35M 0.25M 0.00M -
Other non cash items -3.73M -0.35M -0.35M 0.20M
Free cash flow 0.94M -1.56M -1.11M 2.90M

Peer Comparison*

Sector: Financial Services Industry: Banks - Regional

Stock Name
Change
(USD)
Price
(USD)
Trailing
PE (x)
Forward
PE (x)
Price Sales
TTM (x)
Price to Book Value (x)
Enterprise Value
to Revenue (x)
FDSB
Fifth District Bancorp, Inc. Common Stock
-
-%
17.57 18.79 - 4.85 0.61 4.60
DBSDY
DBS Group Holdings Ltd ADR
1.63
0.74%
220.68 20.00 17.57 7.54 3.17 13.19
CIHHF
China Merchants Bank Co Ltd Class H
-
-%
6.69 7.70 7.10 0.55 0.83 3.51
CIHKY
China Merchants Bank Co Ltd
-0.32
0.93%
34.21 7.79 7.20 0.55 0.85 3.51
UNCFF
UniCredit SpA
-0.01
0.01%
93.32 11.53 10.27 5.72 1.83 8.22

Profile*

Fifth District Bancorp, Inc. Common Stock

Fifth District Bancorp, Inc. operates as the bank holding company for Fifth District Savings Bank that provides various banking products and services primarily in the United States. The company offers a range of deposit accounts, including checking accounts, savings and NOW accounts, money market accounts, and certificates of deposit. It also provides fixed-rate one- to four-family residential mortgage loans, as well as originates construction loans, home equity loans, home equity lines of credit, land loans, and share loans; and purchase consumer and commercial business loans. In addition, the company offers electronic banking services, including mobile banking, on-line banking, telephone banking, bill pay, and electronic funds transfer via SmartPay. Fifth District Bancorp, Inc. was founded in 1926 and is based in New Orleans, Louisiana.

4000 General DeGaulle Drive, New Orleans, LA, United States, 70114

504 362 7544

66

Name Title Year Born
Ms. Amie L. Lyons President, CEO & Director 1978
Ms. Dodie F. Gervais Vice President of Lending 1971
Ms. Brandi S. Roe Vice President of Marketing, Corporate Secretary & Interim Information Security Officer 1977
Mr. Shane M. Smith Vice President & Chief Credit Officer 1982

Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

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