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First Citizens BancShares, Inc.

Financial Services US FCNCA

2066.57USD
19.25(0.94%)

Last update at 2026-06-05T15:38:00Z

Day Range

2046.492074.74
LowHigh

52 Week Range

1620.252229.87
LowHigh

Fundamentals

  • Previous Close 2047.32
  • Market Cap24304.01M
  • Volume16842
  • P/E Ratio12.47
  • Dividend Yield0.39%
  • Revenue TTM9036.00M
  • Revenue Per Share TTM694.95
  • Gross Profit TTM 9036.00M
  • Diluted EPS TTM164.72

Source: TradingView
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Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 2971.00M 3592.00M 12077.00M 1362.00M 701.66M
Minority interest - - - - -
Net income 2206.00M 2777.00M 11466.00M 1098.00M 547.46M
Selling general administrative 4106.00M 3435.00M 3016.00M 1616.00M 772.99M
Selling and marketing expenses 142.00M 76.00M 102.00M 53.00M 9.76M
Gross profit 8907.00M 9299.00M 7584.00M 2546.00M 1838.59M
Reconciled depreciation 405.00M 130.00M 122.00M 533.00M 132.17M
Ebit 2971.00M 3592.00M 12077.00M 2775.00M 701.66M
Ebitda 3398.00M 3722.00M 12020.00M 3308.00M 833.83M
Depreciation and amortization 427.00M 130.00M -57.00000M 533.00M 132.17M
Non operating income net other - - - - -
Operating income 2971.00M 3592.00M 12077.00M 2775.00M 701.66M
Other operating expenses 11526.00M 11348.00M 561.00M 110.00M -1136.93200M
Interest expense 4964.00M 5210.00M 3679.00M 467.00M 60.68M
Tax provision 765.00M 815.00M 547.00M 264.00M 154.20M
Interest income 11778.00M 12353.00M 8314.00M 3413.00M 1451.01M
Net interest income 6814.00M 7143.00M 5603.00M 2946.00M 1390.33M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 765.00M 815.00M 611.00M 264.00M 154.20M
Total revenue 14497.00M 14940.00M 12638.00M 4541.00M 1838.59M
Total operating expenses 5936.00M 5707.00M -4493.00000M 110.00M -1136.93200M
Cost of revenue 5590.00M 5641.00M 5054.00M 1995.00M -
Total other income expense net - 2544.00M 8746.00M -1413.00000M -60.67600M
Discontinued operations - - - - -
Net income from continuing ops 2206.00M 2777.00M 11209.00M 1098.00M 547.46M
Net income applicable to common shares - - - 1048.00M 528.91M
Preferred stock and other adjustments - - - 50.00M 18.54M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 229698.00M 223720.00M 215155.00M 109298.00M 58308.14M
Intangible assets 195.00M 276.00M 337.00M 165.00M 43.09M
Earning assets - - - - -
Other current assets 804.00M - 36203.00M 389.00M 15670.37M
Total liab 207460.00M 201492.00M 193988.00M 99636.00M 1194.38M
Total stockholder equity 22238.00M 22228.00M 21255.00M 9662.00M 4737.24M
Deferred long term liab - - - - -
Other current liab 162726.00M 155229.00M 109481.00M 1798.00M 51406.09M
Common stock 12.00M 14.00M 15.00M 15.00M 9.82M
Capital stock 1387.00M 895.00M 896.00M 896.00M 349.75M
Retained earnings 20768.00M 19361.00M 16742.00M 5392.00M 4377.71M
Other liab - - - 1380.00M 381.33M
Good will 346.00M 346.00M 346.00M 346.00M 346.06M
Other assets - 216714.00M 210231.00M 87672.00M 15670.37M
Cash 20602.00M 22178.00M 34517.00M 5543.00M 337.81M
Cash and equivalents - - - - -
Total current liabilities 162950.00M 155730.00M 111571.00M 3548.00M 477.56M
Current deferred revenue - - - - -
Net debt 15406.00M 15230.00M 4018.00M 666.00M 856.56M
Short term debt 224.00M 367.00M 1001.00M 1750.00M 477.56M
Short long term debt - - 0.00000M 1750.00M -
Short long term debt total 36008.00M 37408.00M 38535.00M 6209.00M 1194.38M
Other stockholder equity - 2417.00M 4108.00M 4109.00M 349.75M
Property plant equipment - - - 8156.00M 1233.42M
Total current assets 168002.00M 59576.00M 36203.00M 518.00M 18790.14M
Long term investments 44686.00M 46733.00M 32154.00M 60.00M 22225.07M
Net tangible assets - - - 8295.00M 4008.16M
Short term investments 232.00M 33908.00M 19936.00M 8995.00M 18318.09M
Net receivables 146364.00M 3490.00M 3209.00M 2873.00M 134.24M
Long term debt 35712.00M 36669.00M 37160.00M 6645.00M 1194.38M
Inventory - - -4201.00000M 47.00M 39.33M
Accounts payable 140.00M 134.00M 1089.00M 89408.00M 51406.09M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income 83.00M -445.00000M -491.00000M -735.00000M 9.78M
Additional paid in capital - - - - -
Common stock total equity - - - 15.00M 9.82M
Preferred stock total equity - - - 881.00M 339.94M
Retained earnings total equity - - - 5392.00M 4377.71M
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other 7523.00M 1618.00M 129395.00M -9708.00000M -23847.63500M
Deferred long term asset charges - - - - -
Non current assets total 61696.00M 164144.00M 178952.00M 21108.00M 23847.63M
Capital lease obligations 401.00M 372.00M 405.00M 7.00M 4.31M
Long term debt total - - - 6645.00M 549.72M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments 3454.00M -10155.00000M 2057.00M 1200.00M -7884.60800M
Change to liabilities - - - 260.00M -726.38000M
Total cashflows from investing activities -5611.00000M -10155.00000M 2429.00M 75.00M -7568.42600M
Net borrowings -1012.00000M -450.00000M -4879.00000M 352.00M -106.71800M
Total cash from financing activities 2675.00M 7073.00M -4699.00000M -2686.00000M 7827.98M
Change to operating activities - - - 744.00M -21.20700M
Net income 2206.00M 2777.00M 11466.00M 1098.00M 547.46M
Change in cash -13.00000M -94.00000M 390.00M 180.00M -24.23400M
Begin period cash flow 814.00M 908.00M 518.00M 338.00M 362.05M
End period cash flow 801.00M 814.00M 908.00M 518.00M 337.81M
Total cash from operating activities 2923.00M 2988.00M 2660.00M 2791.00M -283.78300M
Issuance of capital stock 494.00M 0.00000M 0.00000M 0.00000M 0.00000M
Depreciation 405.00M 130.00M -57.00000M 533.00M 132.17M
Other cashflows from investing activities -7200.00000M 5153.00M 12975.00M -199.00000M 423.55M
Dividends paid 161.00M 158.00M 117.00M -83.00000M -41.61200M
Change to inventory - - - - -
Change to account receivables - - - - -
Sale purchase of stock -3027.00000M -1648.00000M -448.00000M -1240.00000M 0.00000M
Other cashflows from financing activities 6524.00M 9329.00M 297.00M 5244.00M 7976.31M
Change to netincome - - - 927.00M -199.95000M
Capital expenditures 852.00M 1535.00M 1428.00M 926.00M 107.37M
Change receivables - - - - 11.46M
Cash flows other operating - - - -27.00000M -59.68700M
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - 180.00M -24.23400M
Change in working capital -112.00000M -529.00000M -173.00000M 744.00M -727.83300M
Stock based compensation 0.00000M 0.00000M 5.00M 19.00M -125.60300M
Other non cash items 535.00M 604.00M -8416.00000M 191.00M -102.38700M
Free cash flow 2071.00M 1453.00M 1232.00M 1865.00M -391.15000M

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
FCNCA
First Citizens BancShares, Inc.
19.25 0.94% 2066.57 12.47 12.58 2.69 1.17 6.61
HDB
HDFC Bank Limited ADR
-0.405 1.69% 23.62 20.81 20.96 0.11 4.77
CIHKY
China Merchants Bank Co Ltd
0.12 0.39% 30.56 7.78 7.65 0.56 0.90 3.62
DBSDF
DBS Group Holdings Ltd
0.38 0.76% 50.48 15.29 14.41 5.84 2.36 10.40
CIHHF
China Merchants Bank Co Ltd Class H
- -% 5.92 6.10 5.67 0.44 0.77 3.43

Reports Covered

Stock Research & News

Profile

First Citizens BancShares, Inc. operates as the holding company for First-Citizens Bank & Trust Company that provides retail and commercial banking services to individuals, businesses, and professionals in the United States and internationally. It operates through the General Bank, Commercial Bank, and Rail segments. The General Bank segment offers deposit products, including checking, savings, money market, and time deposit accounts; conforming and jumbo residential mortgage, and business and commercial loans; brokerage, investment advisory, private stock loans, other secured and unsecured lending products, and vineyard development loans; planning-based financial strategies, family office, financial planning, tax planning, and trust services; and payment and treasury services. This segment also includes a community association bank business that supports deposit, cash management, and lending to homeowner associations and property management companies. Its Commercial Bank segment provides a range of leasing, capital markets, asset management, and other financial and advisory services; factoring, receivable management, supply chain financing, and secured financing services; and commercial deposit products and services through online and mobile banking platforms, as well as physical locations. The Rail segment offers customized leasing and financing solutions on a fleet of railcars and locomotives to railroads and shippers. Its railcar types include covered hopper cars used to ship grain and agricultural products, plastic pellets, sand, and cement; tank cars for energy products and chemicals; gondolas for coal, steel coil and mill service products; open-top hopper cars for coal and aggregates; boxcars for paper and auto parts; and centerbeams and flat cars for lumber. First Citizens BancShares, Inc. was founded in 1898 and is headquartered in Raleigh, North Carolina.

First Citizens BancShares, Inc.

4300 Six Forks Road, Raleigh, NC, United States, 27609

Key Executives

Name Title Year Born
Mr. Frank Brown Holding Jr. Chairman & CEO 1961
Ms. Hope Holding Bryant Vice Chairwoman & Corp. Sales Exec. 1963
Mr. Peter McDonald Bristow Pres, Corp. Sales Exec. & Director 1966
Mr. Craig Lockwood Nix CFO & Principal Accounting Officer 1972
Ms. Lorie King Rupp Chief Risk Officer 1965
Ms. Deanna W. Hart Sr. VP of Investor Relations 1978
Mr. Matthew G. T. Martin Chief Counsel & Corp. Sec. NA
Ms. Barbara Thompson Director of Corp. Communications & Brand Marketing NA
Mr. West Ludwig Exec. VP & Chief HR Officer 1969
Mr. Jeffery L. Ward Chief Strategy Officer 1961

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