CA
NZ
UK
AU
IND
US
…
Colony Bankcorp, Inc. operates as the bank holding company for Colony Bank that provides various banking products and services to retail and commercial customers in the United States. It operates through Bank, Mortgage Banking, and Small Business Specialty Lending Division segments. The company offers deposit products, including checking, savings, money market, and other deposit options; and treasury solutions, merchant services, and other financial tools that support businesses in managing cash flow and operational efficiency. It also provides loans to small and medium-sized businesses; residential and commercial construction, and land development loans; commercial real estate loans; commercial loans; agri-business and production loans; residential mortgage loans; home equity loans and lines of credit; consumer loans; financing for marine and recreational vehicles; and small business administration and other government guaranteed loans. In addition, the company offers wealth management, consumer insurance, internet banking services, electronic bill payment services, safe deposit box rentals, telephone banking, credit and debit card services, and remote depository products, as well as access to a network of ATMs. Further, it provides health savings accounts, student savings, retirement and educational accounts, and certificates of deposit; financial advisory services; lot and small acreage loans, auto loans, working capital loans, USDA loan programs, healthcare lending, and equipment loans, as well as boat, RV, and ATV loans; agriculture lending for equipment, livestock, farmland, and crop production; homeowners, fixed life, auto, boat, renters, condo, ATV, motorcycle, and business insurance; liquidity management; and digital banking, mobile deposit, e-statements, and e-alerts services. Colony Bankcorp, Inc. was founded in 1975 and is headquartered in Fitzgerald, Georgia.
Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website
A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.
Colony Bankcorp, Inc. is a bank holding company that provides commercial and consumer banking, mortgage and wealth-management services through its subsidiary bank. Long-term growth may be driven by regional economic expansion, core loan and deposit growth and potential net interest margin improvement, which could support steady earnings and make its locally focused franchise appealing to investors.
Material risks include geographic concentration and exposure to commercial and real-estate lending, sensitivity to interest-rate movements that can compress margins, competition from larger banks and fintech, and regulatory and credit-cycle volatility; investors should monitor asset quality and deposit stability.
Note: The summary and risk score provided above is created by AI and should not be construed as a recommendation of Kalkine.
| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
| Income before tax | 35.13M | 29.57M | 27.21M | 22.85M | 23.15M |
| Net income | 28.25M | 23.87M | 21.75M | 19.54M | 18.66M |
| Selling general administrative | 3.51M | 49.77M | 49.23M | 52.81M | 45.60M |
| Selling and marketing expenses | - | 4.01M | 3.49M | 3.66M | 2.66M |
| Gross profit | 123.56M | 112.40M | 110.28M | 115.70M | 102.48M |
| Reconciled depreciation | 7.72M | 8.13M | 8.70M | 11.63M | 8.63M |
| Ebit | 35.04M | 29.57M | 27.21M | 33.72M | 23.15M |
| Ebitda | 35.13M | 37.70M | 35.91M | 45.35M | 31.78M |
| Depreciation and amortization | 0.09M | 8.13M | 8.70M | 11.63M | 8.63M |
| Operating income | 35.13M | 29.57M | 27.21M | 33.72M | 23.15M |
| Other operating expenses | 150.97M | 147.05M | 133.34M | -81.98M | -79.33M |
| Interest expense | 58.05M | 61.16M | 46.67M | 10.87M | 4.40M |
| Tax provision | 6.88M | 5.70M | 5.47M | 3.31M | 4.50M |
| Interest income | 149.95M | 137.24M | 124.92M | 91.49M | 70.59M |
| Net interest income | 91.90M | 76.08M | 78.24M | 80.62M | 66.19M |
| Income tax expense | 6.88M | 5.70M | 5.47M | 3.31M | 4.50M |
| Total revenue | 186.11M | 176.62M | 160.55M | 115.70M | 102.48M |
| Total operating expenses | 88.42M | 82.83M | 83.06M | -81.98M | -79.33M |
| Cost of revenue | 62.55M | 64.22M | 50.27M | - | - |
| Total other income expense net | - | -11.84M | -11.47M | -10.87M | -4.40M |
| Net income from continuing ops | 28.25M | 23.87M | 21.75M | 19.54M | 18.66M |
| Net income applicable to common shares | - | - | - | 19.54M | 18.66M |
| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
| Total assets | 3735.40M | 3109.78M | 3056.56M | 2936.57M | 2691.72M |
| Intangible assets | 7.85M | 2.98M | 4.19M | 5.66M | 8.72M |
| Other current assets | -15.40M | - | 96.87M | 17.74M | 489.65M |
| Total liab | 3359.48M | 2831.11M | 2801.63M | 2706.30M | 2474.01M |
| Total stockholder equity | 375.92M | 278.68M | 254.94M | 230.27M | 217.71M |
| Other current liab | - | 2567.94M | 1807.12M | 2491.00M | -5.31M |
| Common stock | 21.25M | 17.52M | 17.56M | 17.60M | 13.67M |
| Capital stock | 21.25M | 17.52M | 17.56M | 17.60M | 13.67M |
| Retained earnings | 160.58M | 140.37M | 124.40M | 111.57M | 99.19M |
| Other liab | - | - | - | 10.06M | 10.29M |
| Good will | 63.87M | 48.92M | 48.92M | 48.92M | 52.91M |
| Other assets | 3195.93M | 2606.07M | - | 1475.04M | 489.65M |
| Cash | 27.31M | 26.05M | 25.34M | 20.58M | 197.23M |
| Total current liabilities | 86.36M | 2567.94M | 1877.77M | 2491.00M | 5.31M |
| Net debt | 241.12M | 221.99M | 214.94M | 182.77M | -108.78M |
| Short term debt | 86.36M | - | 70.64M | - | 5.31M |
| Short long term debt | - | - | - | - | 5.31M |
| Short long term debt total | 268.43M | 248.04M | 240.27M | 203.35M | 88.45M |
| Other stockholder equity | 228.58M | 168.35M | 168.61M | 167.54M | 111.02M |
| Property plant equipment | - | - | - | 41.61M | 43.03M |
| Total current assets | 411.12M | 64.84M | 96.87M | 453.14M | 1145.22M |
| Long term investments | 789.61M | 813.82M | 873.28M | 912.20M | 952.18M |
| Net tangible assets | - | - | - | 175.68M | 156.08M |
| Short term investments | 383.82M | 38.80M | 407.38M | 432.55M | 947.99M |
| Net receivables | 15.40M | - | - | - | - |
| Long term debt | 258.10M | 248.04M | 238.44M | 203.35M | 88.45M |
| Inventory | - | - | - | 0.65M | 0.28M |
| Accounts payable | - | - | - | 2491.00M | 2374.61M |
| Accumulated other comprehensive income | -34.49M | -47.57M | -55.64M | -66.44M | -6.18M |
| Common stock total equity | - | - | - | 17.60M | 13.67M |
| Retained earnings total equity | - | - | - | 111.57M | 99.19M |
| Non currrent assets other | -3001.62M | 294.51M | 2733.77M | -28.20M | -3.64M |
| Non current assets total | 128.35M | 3044.94M | 2959.69M | 1008.40M | 1056.84M |
| Long term debt total | - | - | - | 78.35M | 36.79M |
| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
| Investments | 133.70M | 101.16M | -98.75M | -450.17M | -239.46M |
| Change to liabilities | - | - | - | 1.00M | -4.16M |
| Total cashflows from investing activities | 1.29M | 101.16M | -98.75M | -448.23M | -208.33M |
| Net borrowings | 0.00M | 9.50M | 35.00M | 114.00M | -107.79M |
| Total cash from financing activities | -10.72M | 23.15M | 80.41M | 281.93M | 185.95M |
| Change to operating activities | - | - | - | -7.95M | -5.86M |
| Net income | 28.25M | 23.87M | 21.75M | 19.54M | 18.66M |
| Change in cash | 0.16M | 147.71M | 2.64M | -116.55M | 13.73M |
| Begin period cash flow | 28.69M | 83.32M | 80.68M | 197.23M | 183.51M |
| End period cash flow | 28.86M | 231.03M | 83.32M | 80.68M | 197.23M |
| Total cash from operating activities | 9.59M | 23.40M | 20.98M | 49.74M | 36.10M |
| Issuance of capital stock | - | - | 0.00M | 59.47M | - |
| Depreciation | 0.09M | 8.13M | 8.70M | 11.63M | 8.63M |
| Other cashflows from investing activities | 1.29M | 38.44M | -148.29M | 4.83M | 36.97M |
| Dividends paid | 8.04M | 7.90M | 7.72M | -7.16M | -4.46M |
| Sale purchase of stock | -2.37M | -1.30M | -0.41M | 58.93M | - |
| Other cashflows from financing activities | -0.31M | 22.86M | 53.54M | 587.12M | 298.21M |
| Change to netincome | - | - | - | 25.63M | 14.58M |
| Capital expenditures | 1.35M | 1.08M | 3.62M | 2.90M | 5.84M |
| Cash flows other operating | - | - | - | -7.51M | -0.57M |
| Cash and cash equivalents changes | - | - | - | -116.55M | 13.73M |
| Change in working capital | -8.56M | -2.01M | -3.10M | -6.59M | -4.81M |
| Stock based compensation | 0.79M | 1.30M | 1.70M | 1.74M | 0.60M |
| Other non cash items | -11.08M | -8.64M | -7.58M | 22.29M | 19.75M |
| Free cash flow | -6.90M | 22.32M | 17.36M | 46.85M | 30.27M |
Sector: Financial Services Industry: Banks - Regional
|
Stock Name
|
Change
(USD) |
Price
(USD) |
Trailing
PE (x) |
Forward
PE (x) |
Price Sales
TTM (x) |
Price to Book Value (x)
|
Enterprise Value
to Revenue (x) |
|---|---|---|---|---|---|---|---|
| CBAN Colony Bankcorp Inc. |
-0.08 0.39% |
20.34 | 12.97 | 11.00 | 3.42 | 1.20 | 5.35 |
| DBSDY DBS Group Holdings Ltd ADR |
-2.42 1.05% |
227.80 | 20.00 | 17.57 | 7.54 | 3.17 | 13.19 |
| CIHHF China Merchants Bank Co Ltd Class H |
- -% |
6.66 | 7.70 | 7.10 | 0.55 | 0.83 | 3.51 |
| CIHKY China Merchants Bank Co Ltd |
1.20 3.58% |
34.75 | 7.79 | 7.20 | 0.55 | 0.85 | 3.51 |
| UNCFF UniCredit SpA |
-0.02 0.02% |
82.05 | 11.53 | 10.27 | 5.72 | 1.83 | 8.22 |
Colony Bankcorp, Inc. operates as the bank holding company for Colony Bank that provides various banking products and services to retail and commercial customers in the United States. It operates through Bank, Mortgage Banking, and Small Business Specialty Lending Division segments. The company offers deposit products, including checking, savings, money market, and other deposit options; and treasury solutions, merchant services, and other financial tools that support businesses in managing cash flow and operational efficiency. It also provides loans to small and medium-sized businesses; residential and commercial construction, and land development loans; commercial real estate loans; commercial loans; agri-business and production loans; residential mortgage loans; home equity loans and lines of credit; consumer loans; financing for marine and recreational vehicles; and small business administration and other government guaranteed loans. In addition, the company offers wealth management, consumer insurance, internet banking services, electronic bill payment services, safe deposit box rentals, telephone banking, credit and debit card services, and remote depository products, as well as access to a network of ATMs. Further, it provides health savings accounts, student savings, retirement and educational accounts, and certificates of deposit; financial advisory services; lot and small acreage loans, auto loans, working capital loans, USDA loan programs, healthcare lending, and equipment loans, as well as boat, RV, and ATV loans; agriculture lending for equipment, livestock, farmland, and crop production; homeowners, fixed life, auto, boat, renters, condo, ATV, motorcycle, and business insurance; liquidity management; and digital banking, mobile deposit, e-statements, and e-alerts services. Colony Bankcorp, Inc. was founded in 1975 and is headquartered in Fitzgerald, Georgia.
| Name | Title | Year Born |
|---|---|---|
| Mr. T. Heath Fountain CPA | CEO & Director | 1975 |
| Mr. Brian D. Schmitt | Exec. VP & Exec. Vice Chairman | 1962 |
| Mr. Terry L. Hester | Director | 1955 |
| Mr. Max Edward Hoyle Jr. | Chief Banking Officer & Exec. VP | 1957 |
| Mr. Roy Dallis Copeland Jr. | Pres | 1969 |
| Mr. David Andrew Borrmann | CFO & Exec. VP | 1971 |
| Ms. Laurie Senn | Chief Operations Officer | NA |
| Mr. Edward Lee Bagwell III | Exec. VP, Chief Risk Officer, Gen. Counsel & Sec. | 1967 |
| Mr. Lawrence A. Whitley | Chief People Officer | NA |
| Mr. Walter P. Patten | Exec. VP | 1951 |
Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.
Download a free report with stock ideas and industry insights for general information.
Download Free Report Now →
Basic Materials
-1.82%
Communication Services
-0.22%
Consumer Cyclical
-0.13%
Consumer Defensive
+0.32%
Energy
+0.15%
Financial Services
-0.85%
Financials
+2.34%
Healthcare
-1.28%
Industrials
-0.96%
Real Estate
-0.38%
Technology
-2.73%
Utilities
-0.31%
Note: Daily price change (%) by sector excluding stocks with +/-90% daily price change. Companies above $500 million market capitalization are considered.
Portfolio
Watchlist
Please wait processing your request...