…
Camden National Corporation operates as the bank holding company for Camden National Bank that provides various commercial and consumer banking products and services for consumer, institutional, municipal, non-profit, and commercial customers in the United States. The company accepts checking, savings, time, and brokered deposits, as well as deposits with the certificate of deposit account registry system. Its loan products include non-owner-occupied commercial real estate loans; owner-occupied commercial real estate loans; commercial loans; residential real estate loans, including one- to four-family residences; and consumer and home equity loans. In addition, the company provides brokerage and insurance services through its financial offerings consisting of college, retirement, estate planning, mutual funds, strategic asset management accounts, and variable and fixed annuities. Further, it offers a range of fiduciary and asset management, wealth management, investment management and advisory, financial planning, and trustee services. Camden National Corporation was founded in 1875 and is headquartered in Camden, Maine.
Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website
A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.
Camden National Corporation is a Maine-based bank holding company operating Camden National Bank, offering commercial and consumer banking, mortgage lending, wealth management and treasury services in Maine and nearby New England markets. Long-term growth may be driven by loan and deposit expansion tied to the regional economy, fee income from mortgage and wealth services, and ongoing branch and digital initiatives, which could make it attractive to investors seeking conservative regional-bank exposure.
Primary risks include regional concentration, sensitivity to interest rates and margins, competitive pressure and potential credit losses.
Note: The summary and risk score provided above is created by AI and should not be construed as a recommendation of Kalkine.
| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
| Income before tax | 78.66M | 65.46M | 53.84M | 77.05M | 86.64M |
| Net income | 65.16M | 53.00M | 43.38M | 61.44M | 69.01M |
| Selling general administrative | 59.72M | 64.07M | 4.52M | 62.02M | 61.01M |
| Selling and marketing expenses | - | - | 81.06M | - | - |
| Gross profit | 230.62M | 172.11M | 226.25M | 183.79M | 182.86M |
| Reconciled depreciation | 11.10M | 3.87M | 3.92M | 0.62M | 0.66M |
| Ebit | 81.62M | 65.46M | 53.84M | 102.14M | 86.64M |
| Ebitda | 91.54M | 69.33M | 53.84M | 106.26M | 87.30M |
| Depreciation and amortization | 9.92M | 3.87M | 0.59M | 4.12M | 0.66M |
| Operating income | 81.62M | 65.46M | 53.84M | 102.14M | 86.64M |
| Other operating expenses | 285.72M | 224.26M | 4.52M | 4.07M | -96.22M |
| Interest expense | 117.40M | 117.10M | 93.98M | 25.09M | 11.05M |
| Tax provision | 13.49M | 12.46M | 12.61M | 15.61M | 17.63M |
| Interest income | 320.65M | 249.56M | 215.77M | 172.79M | 148.07M |
| Net interest income | 203.26M | 132.45M | 136.54M | 147.69M | 137.02M |
| Income tax expense | 13.49M | 12.46M | 10.45M | 15.61M | 17.63M |
| Total revenue | 367.34M | 289.72M | 226.25M | 183.79M | 182.86M |
| Total operating expenses | 149.00M | 106.65M | 4.52M | 4.07M | -96.22M |
| Cost of revenue | 136.72M | 117.61M | 94.25M | - | - |
| Total other income expense net | -2.97M | -1.16M | 53.84M | -25.09M | -11.05M |
| Net income from continuing ops | 65.16M | 53.00M | 50.25M | 61.44M | 69.01M |
| Net income applicable to common shares | - | - | - | 61.44M | 69.01M |
| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
| Total assets | 6974.58M | 5805.14M | 5722.92M | 5671.85M | 5500.36M |
| Intangible assets | 42.58M | 0.41M | 0.97M | 1.56M | 2.19M |
| Other current assets | -18.40M | -5.24M | 118.85M | 19.10M | 2119.01M |
| Total liab | 6278.03M | 5273.91M | 5227.85M | 5220.57M | 4959.06M |
| Total stockholder equity | 696.56M | 531.23M | 495.06M | 451.28M | 541.29M |
| Other current liab | - | 4633.17M | 2521.54M | -152.86M | -305.84M |
| Common stock | 215.80M | 116.42M | 115.60M | 115.07M | 123.11M |
| Capital stock | 215.80M | 116.42M | 115.60M | 115.07M | 123.11M |
| Retained earnings | 545.15M | 509.45M | 481.01M | 462.16M | 424.41M |
| Other liab | - | - | - | 21.57M | 3.19M |
| Good will | 151.50M | 94.70M | 94.70M | 94.70M | 94.70M |
| Other assets | 5752.61M | 4976.81M | - | 3593.83M | 2114.10M |
| Cash | 97.49M | 214.96M | 99.80M | 75.43M | 220.62M |
| Total current liabilities | 581.78M | 5133.79M | 3008.83M | 152.86M | 305.84M |
| Current deferred revenue | - | - | -92.14M | - | - |
| Net debt | 546.80M | 329.99M | 444.56M | 37.63M | 35.31M |
| Short term debt | 581.78M | 500.62M | 487.29M | 68.72M | 211.61M |
| Short long term debt | 327.00M | 325.00M | 284.95M | 265.18M | 211.61M |
| Short long term debt total | 644.29M | 544.95M | 544.37M | 113.06M | 255.94M |
| Other stockholder equity | - | - | - | -125.95M | -6.23M |
| Property plant equipment | - | - | - | 36.02M | 37.77M |
| Total current assets | 1027.89M | 787.51M | 118.85M | 699.29M | 1728.11M |
| Long term investments | 1421.51M | 1116.77M | 1175.39M | 1259.16M | 1523.48M |
| Net tangible assets | - | - | - | 355.02M | 444.41M |
| Short term investments | 930.40M | 577.79M | 602.60M | 623.87M | 1507.49M |
| Net receivables | 18.40M | - | - | - | - |
| Long term debt | 62.52M | 44.33M | 44.33M | 44.33M | 44.33M |
| Inventory | - | - | - | - | 0.17M |
| Accounts payable | - | - | 92.14M | 84.14M | 94.23M |
| Accumulated other comprehensive income | -64.39M | -94.65M | -101.55M | -125.95M | -6.23M |
| Common stock total equity | - | - | - | 115.07M | 123.11M |
| Retained earnings total equity | - | - | - | 462.16M | 424.41M |
| Non currrent assets other | -5441.55M | 215.87M | 5340.18M | -50.22M | -19.21M |
| Non current assets total | 194.09M | 5017.62M | 5604.07M | 1378.73M | 1658.14M |
| Long term debt total | - | - | - | 44.33M | 44.33M |
| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
| Investments | -31.37M | 30.33M | -101.77M | 137.00M | -435.52M |
| Change to liabilities | - | - | - | -1.76M | 0.04M |
| Total cashflows from investing activities | -57.73M | 30.33M | -7.03M | -487.72M | -649.09M |
| Net borrowings | -28.68M | 14.73M | 220.26M | 53.57M | 9.17M |
| Total cash from financing activities | -124.97M | 23.90M | -36.10M | 237.34M | 581.23M |
| Change to operating activities | - | - | - | -5.83M | 2.71M |
| Net income | 65.16M | 53.00M | 43.38M | 61.44M | 69.01M |
| Change in cash | -0.09M | 115.16M | 24.38M | -145.20M | 74.85M |
| Begin period cash flow | 38.56M | 99.80M | 75.43M | 220.62M | 145.77M |
| End period cash flow | 38.47M | 214.96M | 99.80M | 75.43M | 220.62M |
| Total cash from operating activities | 65.22M | 60.93M | 67.51M | 105.18M | 142.72M |
| Depreciation | 11.10M | 3.87M | 3.96M | 4.12M | 4.36M |
| Other cashflows from investing activities | -57.73M | -26.76M | -92.41M | -622.54M | -211.72M |
| Dividends paid | 28.47M | 24.56M | 24.54M | -23.51M | -21.08M |
| Sale purchase of stock | 0.00M | -1.61M | -2.00M | -10.24M | -10.09M |
| Other cashflows from financing activities | -67.28M | 35.34M | -229.83M | 271.61M | 652.55M |
| Change to netincome | - | - | - | 41.90M | 60.60M |
| Capital expenditures | 5.71M | 5.58M | 2.62M | 2.18M | 1.85M |
| Cash flows other operating | - | - | - | -4.34M | 1.97M |
| Cash and cash equivalents changes | - | - | - | -145.20M | 74.85M |
| Change in working capital | -15.78M | 0.35M | 6.38M | 26.00M | 29.41M |
| Stock based compensation | 3.42M | 2.90M | 2.79M | 2.55M | 2.38M |
| Other non cash items | 15.84M | 0.51M | 9.68M | 9.29M | 47.28M |
| Free cash flow | 59.52M | 55.36M | 64.89M | 103.00M | 140.86M |
Sector: Financial Services Industry: Banks - Regional
|
Stock Name
|
Change
(USD) |
Price
(USD) |
Trailing
PE (x) |
Forward
PE (x) |
Price Sales
TTM (x) |
Price to Book Value (x)
|
Enterprise Value
to Revenue (x) |
|---|---|---|---|---|---|---|---|
| CAC Camden National Corporation |
0.62 1.07% |
58.46 | 13.14 | 10.25 | 3.57 | 1.20 | 4.93 |
| DBSDY DBS Group Holdings Ltd ADR |
0.10 0.04% |
231.96 | 20.00 | 17.57 | 7.54 | 3.17 | 13.19 |
| CIHHF China Merchants Bank Co Ltd Class H |
- -% |
6.10 | 7.70 | 7.10 | 0.55 | 0.83 | 3.51 |
| CIHKY China Merchants Bank Co Ltd |
0.46 1.40% |
33.25 | 7.79 | 7.20 | 0.55 | 0.85 | 3.51 |
| UNCFF UniCredit SpA |
-0.38 0.47% |
80.27 | 11.53 | 10.27 | 5.72 | 1.83 | 8.22 |
Camden National Corporation operates as the bank holding company for Camden National Bank that provides various commercial and consumer banking products and services for consumer, institutional, municipal, non-profit, and commercial customers in the United States. The company accepts checking, savings, time, and brokered deposits, as well as deposits with the certificate of deposit account registry system. Its loan products include non-owner-occupied commercial real estate loans; owner-occupied commercial real estate loans; commercial loans; residential real estate loans, including one- to four-family residences; and consumer and home equity loans. In addition, the company provides brokerage and insurance services through its financial offerings consisting of college, retirement, estate planning, mutual funds, strategic asset management accounts, and variable and fixed annuities. Further, it offers a range of fiduciary and asset management, wealth management, investment management and advisory, financial planning, and trustee services. Camden National Corporation was founded in 1875 and is headquartered in Camden, Maine.
2 Elm Street, Camden, ME, United States, 04843
207 236 8821
683
| Name | Title | Year Born |
|---|---|---|
| Mr. Gregory A. Dufour | Pres, CEO & Director | 1961 |
| Mr. William H. Martel | Exec. VP & CTO | 1970 |
| Mr. Timothy P. Nightingale | Exec. VP & Chief Credit Officer | 1958 |
| Ms. Patricia A. Rose | Exec. VP of Retail & Mortgage Banking | 1964 |
| Ms. Ann W. Bresnahan | Sec. & Independent Director | 1951 |
| Mr. Michael R. Archer CPA | Exec. VP, CFO and Principal Financial & Accounting Officer | 1984 |
| Ms. Renée D. Smyth | Exec. VP and Chief Experience & Marketing Officer | 1971 |
| Ms. Heather D. Robinson CPA | Exec. VP & Chief HR Officer | 1975 |
| Ms. Joanne T. Campbell CRCM | Exec. VP of Enterprise Risk Management & Chief Risk Officer | 1963 |
| Ms. Carolyn Carson-Crosby | Sr. VP of Employee Relations and Engagement Mang. | NA |
Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.