Explore 3 Stock Ideas & Industry Insights Download Free Report

Camden National Corporation

Company price
58.46 USD 0.62 ( 1.07%)
Last update at 2026-10-26T20:00:00Z
VOLUME
72937
Market Cap
834.55M
P/E
13.14

Momentum Score

…

Camden National Corporation operates as the bank holding company for Camden National Bank that provides various commercial and consumer banking products and services for consumer, institutional, municipal, non-profit, and commercial customers in the United States. The company accepts checking, savings, time, and brokered deposits, as well as deposits with the certificate of deposit account registry system. Its loan products include non-owner-occupied commercial real estate loans; owner-occupied commercial real estate loans; commercial loans; residential real estate loans, including one- to four-family residences; and consumer and home equity loans. In addition, the company provides brokerage and insurance services through its financial offerings consisting of college, retirement, estate planning, mutual funds, strategic asset management accounts, and variable and fixed annuities. Further, it offers a range of fiduciary and asset management, wealth management, investment management and advisory, financial planning, and trustee services. Camden National Corporation was founded in 1875 and is headquartered in Camden, Maine.

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Day Price Range
58.13
Low
58.98
High
52 Week Price Range
34.39
Low
52.17
High

Momentum Score

…
Loading momentum score…

A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.

Score - Rating
>= 1 - Low / > 1 but < 2 - Below Average / > 2 but < 3 - Average / > 3 but < 4 - Above Average / > 4 - High
AI Summary

Camden National Corporation is a Maine-based bank holding company operating Camden National Bank, offering commercial and consumer banking, mortgage lending, wealth management and treasury services in Maine and nearby New England markets. Long-term growth may be driven by loan and deposit expansion tied to the regional economy, fee income from mortgage and wealth services, and ongoing branch and digital initiatives, which could make it attractive to investors seeking conservative regional-bank exposure.

Primary risks include regional concentration, sensitivity to interest rates and margins, competitive pressure and potential credit losses.

Risk Score
Medium

Note: The summary and risk score provided above is created by AI and should not be construed as a recommendation of Kalkine.

Key Metrics*

Previous Close
57.84
Dividend Yield
3.33%
Revenue TTM
233.49M
Revenue Per Share
13.82
Gross Profit TTM
233.49M
Debt / Equity
0.92
ROE
10.61%
Net Debt
546.80M
ROCE
1.28%
Diluted EPS TTM
3.74

Key Financials*

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 78.66M 65.46M 53.84M 77.05M 86.64M
Net income 65.16M 53.00M 43.38M 61.44M 69.01M
Selling general administrative 59.72M 64.07M 4.52M 62.02M 61.01M
Selling and marketing expenses - - 81.06M - -
Gross profit 230.62M 172.11M 226.25M 183.79M 182.86M
Reconciled depreciation 11.10M 3.87M 3.92M 0.62M 0.66M
Ebit 81.62M 65.46M 53.84M 102.14M 86.64M
Ebitda 91.54M 69.33M 53.84M 106.26M 87.30M
Depreciation and amortization 9.92M 3.87M 0.59M 4.12M 0.66M
Operating income 81.62M 65.46M 53.84M 102.14M 86.64M
Other operating expenses 285.72M 224.26M 4.52M 4.07M -96.22M
Interest expense 117.40M 117.10M 93.98M 25.09M 11.05M
Tax provision 13.49M 12.46M 12.61M 15.61M 17.63M
Interest income 320.65M 249.56M 215.77M 172.79M 148.07M
Net interest income 203.26M 132.45M 136.54M 147.69M 137.02M
Income tax expense 13.49M 12.46M 10.45M 15.61M 17.63M
Total revenue 367.34M 289.72M 226.25M 183.79M 182.86M
Total operating expenses 149.00M 106.65M 4.52M 4.07M -96.22M
Cost of revenue 136.72M 117.61M 94.25M - -
Total other income expense net -2.97M -1.16M 53.84M -25.09M -11.05M
Net income from continuing ops 65.16M 53.00M 50.25M 61.44M 69.01M
Net income applicable to common shares - - - 61.44M 69.01M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 6974.58M 5805.14M 5722.92M 5671.85M 5500.36M
Intangible assets 42.58M 0.41M 0.97M 1.56M 2.19M
Other current assets -18.40M -5.24M 118.85M 19.10M 2119.01M
Total liab 6278.03M 5273.91M 5227.85M 5220.57M 4959.06M
Total stockholder equity 696.56M 531.23M 495.06M 451.28M 541.29M
Other current liab - 4633.17M 2521.54M -152.86M -305.84M
Common stock 215.80M 116.42M 115.60M 115.07M 123.11M
Capital stock 215.80M 116.42M 115.60M 115.07M 123.11M
Retained earnings 545.15M 509.45M 481.01M 462.16M 424.41M
Other liab - - - 21.57M 3.19M
Good will 151.50M 94.70M 94.70M 94.70M 94.70M
Other assets 5752.61M 4976.81M - 3593.83M 2114.10M
Cash 97.49M 214.96M 99.80M 75.43M 220.62M
Total current liabilities 581.78M 5133.79M 3008.83M 152.86M 305.84M
Current deferred revenue - - -92.14M - -
Net debt 546.80M 329.99M 444.56M 37.63M 35.31M
Short term debt 581.78M 500.62M 487.29M 68.72M 211.61M
Short long term debt 327.00M 325.00M 284.95M 265.18M 211.61M
Short long term debt total 644.29M 544.95M 544.37M 113.06M 255.94M
Other stockholder equity - - - -125.95M -6.23M
Property plant equipment - - - 36.02M 37.77M
Total current assets 1027.89M 787.51M 118.85M 699.29M 1728.11M
Long term investments 1421.51M 1116.77M 1175.39M 1259.16M 1523.48M
Net tangible assets - - - 355.02M 444.41M
Short term investments 930.40M 577.79M 602.60M 623.87M 1507.49M
Net receivables 18.40M - - - -
Long term debt 62.52M 44.33M 44.33M 44.33M 44.33M
Inventory - - - - 0.17M
Accounts payable - - 92.14M 84.14M 94.23M
Accumulated other comprehensive income -64.39M -94.65M -101.55M -125.95M -6.23M
Common stock total equity - - - 115.07M 123.11M
Retained earnings total equity - - - 462.16M 424.41M
Non currrent assets other -5441.55M 215.87M 5340.18M -50.22M -19.21M
Non current assets total 194.09M 5017.62M 5604.07M 1378.73M 1658.14M
Long term debt total - - - 44.33M 44.33M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments -31.37M 30.33M -101.77M 137.00M -435.52M
Change to liabilities - - - -1.76M 0.04M
Total cashflows from investing activities -57.73M 30.33M -7.03M -487.72M -649.09M
Net borrowings -28.68M 14.73M 220.26M 53.57M 9.17M
Total cash from financing activities -124.97M 23.90M -36.10M 237.34M 581.23M
Change to operating activities - - - -5.83M 2.71M
Net income 65.16M 53.00M 43.38M 61.44M 69.01M
Change in cash -0.09M 115.16M 24.38M -145.20M 74.85M
Begin period cash flow 38.56M 99.80M 75.43M 220.62M 145.77M
End period cash flow 38.47M 214.96M 99.80M 75.43M 220.62M
Total cash from operating activities 65.22M 60.93M 67.51M 105.18M 142.72M
Depreciation 11.10M 3.87M 3.96M 4.12M 4.36M
Other cashflows from investing activities -57.73M -26.76M -92.41M -622.54M -211.72M
Dividends paid 28.47M 24.56M 24.54M -23.51M -21.08M
Sale purchase of stock 0.00M -1.61M -2.00M -10.24M -10.09M
Other cashflows from financing activities -67.28M 35.34M -229.83M 271.61M 652.55M
Change to netincome - - - 41.90M 60.60M
Capital expenditures 5.71M 5.58M 2.62M 2.18M 1.85M
Cash flows other operating - - - -4.34M 1.97M
Cash and cash equivalents changes - - - -145.20M 74.85M
Change in working capital -15.78M 0.35M 6.38M 26.00M 29.41M
Stock based compensation 3.42M 2.90M 2.79M 2.55M 2.38M
Other non cash items 15.84M 0.51M 9.68M 9.29M 47.28M
Free cash flow 59.52M 55.36M 64.89M 103.00M 140.86M

Peer Comparison*

Sector: Financial Services Industry: Banks - Regional

Stock Name
Change
(USD)
Price
(USD)
Trailing
PE (x)
Forward
PE (x)
Price Sales
TTM (x)
Price to Book Value (x)
Enterprise Value
to Revenue (x)
CAC
Camden National Corporation
0.62
1.07%
58.46 13.14 10.25 3.57 1.20 4.93
DBSDY
DBS Group Holdings Ltd ADR
0.10
0.04%
231.96 20.00 17.57 7.54 3.17 13.19
CIHHF
China Merchants Bank Co Ltd Class H
-
-%
6.10 7.70 7.10 0.55 0.83 3.51
CIHKY
China Merchants Bank Co Ltd
0.46
1.40%
33.25 7.79 7.20 0.55 0.85 3.51
UNCFF
UniCredit SpA
-0.38
0.47%
80.27 11.53 10.27 5.72 1.83 8.22

Profile*

Camden National Corporation

Camden National Corporation operates as the bank holding company for Camden National Bank that provides various commercial and consumer banking products and services for consumer, institutional, municipal, non-profit, and commercial customers in the United States. The company accepts checking, savings, time, and brokered deposits, as well as deposits with the certificate of deposit account registry system. Its loan products include non-owner-occupied commercial real estate loans; owner-occupied commercial real estate loans; commercial loans; residential real estate loans, including one- to four-family residences; and consumer and home equity loans. In addition, the company provides brokerage and insurance services through its financial offerings consisting of college, retirement, estate planning, mutual funds, strategic asset management accounts, and variable and fixed annuities. Further, it offers a range of fiduciary and asset management, wealth management, investment management and advisory, financial planning, and trustee services. Camden National Corporation was founded in 1875 and is headquartered in Camden, Maine.

2 Elm Street, Camden, ME, United States, 04843

207 236 8821

683

Name Title Year Born
Mr. Gregory A. Dufour Pres, CEO & Director 1961
Mr. William H. Martel Exec. VP & CTO 1970
Mr. Timothy P. Nightingale Exec. VP & Chief Credit Officer 1958
Ms. Patricia A. Rose Exec. VP of Retail & Mortgage Banking 1964
Ms. Ann W. Bresnahan Sec. & Independent Director 1951
Mr. Michael R. Archer CPA Exec. VP, CFO and Principal Financial & Accounting Officer 1984
Ms. Renée D. Smyth Exec. VP and Chief Experience & Marketing Officer 1971
Ms. Heather D. Robinson CPA Exec. VP & Chief HR Officer 1975
Ms. Joanne T. Campbell CRCM Exec. VP of Enterprise Risk Management & Chief Risk Officer 1963
Ms. Carolyn Carson-Crosby Sr. VP of Employee Relations and Engagement Mang. NA

Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

Support

Hi! How can we help you today?

Loading…