Explore 3 Stock Ideas & Industry Insights Download Free Report

Atlantic American Corporation

Financial Services US AAME

1.82USD
-0.05(2.67%)

Last update at 2026-06-22T20:00:00Z

Day Range

1.801.89
LowHigh

52 Week Range

1.413.71
LowHigh

Fundamentals

  • Previous Close 1.87
  • Market Cap50.28M
  • Volume15900
  • P/E Ratio10.72
  • Dividend Yield-%
  • EBITDA10.06M
  • Revenue TTM208.22M
  • Revenue Per Share TTM10.21
  • Gross Profit TTM 26.05M
  • Diluted EPS TTM0.23

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Type yearly yearly yearly yearly yearly
Date 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Income before tax -5.26400M -0.56500M 2.10M 5.30M 15.50M
Minority interest - - - - -
Net income -4.26800M -0.17100M 1.52M 4.28M 12.17M
Selling general administrative - - - - -
Selling and marketing expenses - - - - -
Gross profit 14.37M 18.17M 187.85M 199.55M 195.35M
Reconciled depreciation 0.37M 0.65M 0.89M 1.00M 0.98M
Ebit -1.84500M 2.70M 3.16M 5.29M 15.43M
Ebitda -1.47900M 3.36M 4.05M 6.29M 16.41M
Depreciation and amortization 0.37M 0.65M 0.89M 1.00M 0.98M
Non operating income net other - - - - -
Operating income -5.26400M -0.56500M 3.16M 5.29M 15.43M
Other operating expenses 193.49M 187.36M 185.75M 194.25M 179.84M
Interest expense 3.42M 3.27M 1.95M 1.39M 1.61M
Tax provision -0.99600M -0.39400M 0.57M 1.02M 3.33M
Interest income - - - - -
Net interest income -3.41900M -3.26900M -1.95200M -1.38700M -1.61000M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense -0.99600M -0.39400M 0.57M 1.02M 3.33M
Total revenue 188.23M 186.79M 187.85M 199.55M 195.35M
Total operating expenses 19.63M 18.73M -184.69300M -194.26500M -179.92100M
Cost of revenue 173.86M 168.62M - - -
Total other income expense net -3.41900M -3.26900M -1.06200M 0.01M 0.08M
Discontinued operations - - - - -
Net income from continuing ops -4.26800M -0.17100M 1.52M 4.28M 12.17M
Net income applicable to common shares - - - 3.88M 11.77M
Preferred stock and other adjustments - - - - 0.40M
Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Type yearly yearly yearly yearly yearly
Date 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Total assets 393.43M 361.21M 367.06M 402.29M 405.19M
Intangible assets 2.54M 46.39M 2.54M 2.54M 2.54M
Earning assets - - - - -
Other current assets -50.40000M 53.71M - 27.42M -310.70400M
Total liab 293.81M 253.94M 264.87M 33.74M 35.04M
Total stockholder equity 99.61M 107.28M 102.19M 141.29M 145.06M
Deferred long term liab - - - - -
Other current liab 70.77M 41.56M -2.00900M 27.47M 27.13M
Common stock 22.40M 22.40M 22.40M 22.40M 22.40M
Capital stock 22.46M - 22.46M 22.46M 22.46M
Retained earnings 45.85M 50.93M 51.98M 51.26M 47.79M
Other liab - - - 174.33M 172.85M
Good will - - - - -
Other assets 355.31M 0.00000M 321.49M -209.72000M -201.44000M
Cash 35.57M 28.30M 28.86M 24.75M 19.32M
Cash and equivalents - - - - -
Total current liabilities 4.02M 67.44M 2.01M 49.59M 27.71M
Current deferred revenue - - - - 1.30M
Net debt 2.19M 11.25M 6.88M 8.98M 14.42M
Short term debt 4.02M 1.06M 2.01M - 36.50M
Short long term debt 4.02M - 2.01M - -
Short long term debt total 37.76M 39.55M 35.75M 33.74M 33.74M
Other stockholder equity 50.02M 50.02M 49.90M 49.88M 49.81M
Property plant equipment - - 3.40M 4.14M 4.83M
Total current assets 35.57M 53.71M 28.86M 328.11M 330.02M
Long term investments 221.75M - 221.53M 281.35M 274.06M
Net tangible assets - - - 138.69M 142.46M
Short term investments 36.87M 1.72M 208.73M 260.99M 254.11M
Net receivables 50.40M - 41.30M 42.38M 56.60M
Long term debt 33.74M - 33.74M 33.74M 33.74M
Inventory - - - - -
Accounts payable - 24.81M 22.85M 21.09M 26.41M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income -18.71200M -16.13400M -22.14900M 17.69M 25.00M
Additional paid in capital - - - - -
Common stock total equity - - - - 22.40M
Preferred stock total equity - - - - 0.06M
Retained earnings total equity - - - - 47.79M
Treasury stock - - - - -7.33900M
Accumulated amortization - - - - -
Non currrent assets other -247.18500M 234.15M -221.52900M -283.89200M -276.60400M
Deferred long term asset charges - - - - -
Non current assets total 2.54M 307.51M 16.71M 283.89M 276.60M
Capital lease obligations - - - - -
Long term debt total - - - - -
Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Type yearly yearly yearly yearly yearly
Date 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Investments 2.28M - -3.42800M 5.41M -2.06400M
Change to liabilities - - - -0.94700M 2.32M
Total cashflows from investing activities 2.28M - - 5.30M -2.06400M
Net borrowings 1.00M - - - -
Total cash from financing activities 0.19M 0.18M 1.08M -0.95400M -0.48100M
Change to operating activities - - - 1.70M -1.29900M
Net income -4.26800M -0.17100M 1.52M 4.28M 12.17M
Change in cash 7.27M -0.56200M 4.11M 5.43M 6.43M
Begin period cash flow 28.30M 28.86M 24.75M 19.32M 12.89M
End period cash flow 35.57M 28.30M 28.86M 24.75M 19.32M
Total cash from operating activities 4.80M 2.62M 6.45M 1.09M 8.97M
Issuance of capital stock - - - - -
Depreciation 0.37M 0.65M 0.89M 1.00M 0.98M
Other cashflows from investing activities 2.51M - - - 25.66M
Dividends paid 0.81M 0.81M 0.81M 0.81M 0.40M
Change to inventory - - 1.86M -1.54500M -1.34900M
Change to account receivables - -3.52000M 1.08M 1.54M 1.35M
Sale purchase of stock -0.00700M -0.01200M -0.10800M -0.15300M -0.09100M
Other cashflows from financing activities 0.99M -3.36500M 1.89M -0.14700M -0.08200M
Change to netincome - - - -30.55900M -25.94500M
Capital expenditures 0.23M 0.08M 0.13M 0.11M 0.23M
Change receivables - - - - 1.35M
Cash flows other operating - - - - -14.78100M
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - 6.43M
Change in working capital 10.38M 5.88M 2.94M 3.72M 0.44M
Stock based compensation 0.01M 0.12M 0.13M 0.21M 0.44M
Other non cash items 0.05M 2.02M 2.79M -7.01400M -2.80800M
Free cash flow 4.58M 2.54M 6.33M 0.98M 8.74M

Peer Comparison

Sector: Financial Services Industry: Insurance - Life

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
AAME
Atlantic American Corporation
-0.05 2.67% 1.82 10.72 7.39 0.24 0.46 0.26
CILJF
China Life Insurance Co Ltd
- -% 3.67 4.18 5.40 0.44 1.14 1.41
AAGIY
AIA Group Ltd ADR
0.42 1.12% 37.91 18.22 13.87 4.28 2.59 2.96
AAIGF
AIA Group Ltd
- -% 9.50 18.21 13.93 4.20 2.60 2.96
PIAIF
Ping An Insurance
- -% 6.60 6.87 3.61 0.07 0.60 0.17

Reports Covered

Stock Research & News

Profile

Atlantic American Corporation, through its subsidiaries, provides life and health, and property and casualty insurance products in the United States. It operates through American Southern and Bankers Fidelity segments. The company offers property and casualty insurance products, including commercial automobile insurance coverage for state governments, local municipalities, and other motor pools and fleets; general liability insurance; and inland marine insurance products. It also provides surety bond coverage for subdivision construction; school bus contracts; and performance and payment bonds. In addition, the company offers individual and group whole life insurance products; Medicare supplement insurance products; other accident and health insurance products comprising various individual and group policies for the payment of standard benefits for the treatment of cancer and other critical illnesses; Vantage Flex Plus, a hospital indemnity plan; and Vantage Recovery short-term care product and a group whole life product. It markets its products through independent agents and brokers. The company was founded in 1937 and is based in Atlanta, Georgia. Atlantic American Corporation operates as a subsidiary of Atlantic American / Delta Group.

Atlantic American Corporation

4370 Peachtree Road, N.E., Atlanta, GA, United States, 30319

Key Executives

Name Title Year Born
Mr. Hilton Hatchett Howell Jr. Chairman, Pres & CEO 1962
Mr. Jeffrey Ross Franklin CPA VP, CFO & Corp. Sec. 1978
Mr. John Dunbar Chief Information Officer & VP NA
Ms. Barbara B. Snyder VP of HR NA
Mr. Ricky David Burns Exec. VP NA
Mr. Casey Brant Hudson VP & Controller NA
Mr. Hilton Hatchett Howell Jr. Chairman of the Board, President & CEO 1962
Mr. Jeffrey Ross Franklin CPA VP, CFO & Corporate Secretary 1978
Ms. Barbara B. Snyder Vice President of Human Resources NA
Mr. Ricky David Burns Executive Vice President NA

Disclaimer - This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.