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Admiral Group PLC

Financial Services GB ADM

3262.0GBX
54.00(1.68%)

Last update at 2026-06-04T15:35:00Z

Day Range

3198.003280.00
LowHigh

52 Week Range

2624.003596.15
LowHigh

Fundamentals

  • Previous Close 3208.00
  • Market Cap9633.61M
  • Volume404860
  • P/E Ratio13.26
  • Dividend Yield4.91%
  • EBITDA1055.80M
  • Revenue TTM5020.40M
  • Revenue Per Share TTM16.66
  • Gross Profit TTM 2082.60M
  • Diluted EPS TTM2.43

Source: TradingView
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Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 957.90M 839.20M 442.80M 469.00M 713.50M
Minority interest 0.30M 0.40M 0.80M 1.20M 1.20M
Net income 742.60M 663.30M 338.00M 373.00M 583.30M
Selling general administrative 772.70M 769.10M 654.30M 353.10M 347.70M
Selling and marketing expenses - - - - -
Gross profit 5571.90M 4808.30M 3511.20M 1493.20M 1547.50M
Reconciled depreciation 79.00M 85.50M 58.70M 41.90M 68.30M
Ebit 1040.60M 839.20M 443.00M 483.60M 979.80M
Ebitda 1119.60M 924.70M 501.50M 525.50M 1048.10M
Depreciation and amortization 79.00M 85.50M 58.50M 41.90M 68.30M
Non operating income net other - - - - -
Operating income 957.90M 866.30M 442.80M 483.60M 979.80M
Other operating expenses 4614.00M 4370.00M 3021.50M 1024.10M 833.90M
Interest expense 82.70M 27.10M 20.50M 13.40M 13.70M
Tax provision 212.50M 176.30M 105.60M 97.20M 130.20M
Interest income 92.80M 81.80M 71.70M 98.40M 79.90M
Net interest income -24.00000M -26.50000M -20.10000M -11.90000M -18.00000M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 212.60M 176.30M 105.60M 97.20M 130.20M
Total revenue 5571.90M 5272.90M 3551.30M 1493.20M 1547.50M
Total operating expenses 4614.00M 3942.60M 3021.50M -1009.60000M -567.70000M
Cost of revenue - 27.10M 20.50M - -
Total other income expense net 29.90M -27.10000M -46.90000M -14.60000M -266.30000M
Discontinued operations - - - - 413.40M
Net income from continuing ops 745.30M 662.90M 337.20M 371.80M 583.30M
Net income applicable to common shares - - - 373.00M 997.90M
Preferred stock and other adjustments - - - - -
Breakdown 2025-12-31 2024-12-31 2023-12-31 2023-06-30 2022-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2023-06-30 2022-12-31
Total assets 9022.80M 7944.20M 7096.20M - 8938.50M
Intangible assets 215.50M 208.90M 180.60M - 155.30M
Earning assets - - - - -
Other current assets - -3603.80000M 2980.80M - -
Total liab 7579.20M 6573.50M 6103.40M - 7983.10M
Total stockholder equity 1443.30M 1370.10M 991.80M - 954.20M
Deferred long term liab - - - - -
Other current liab - 1287.50M 54.40M - -1389.40000M
Common stock 0.30M 0.30M 0.30M - 0.30M
Capital stock 0.30M 0.30M 0.30M - 0.30M
Retained earnings 1459.20M 1383.40M 1018.90M - 1114.50M
Other liab - - - - -
Good will 112.10M 112.10M 62.30M - 62.30M
Other assets - -8325.20000M -5814.60000M - 2633.10M
Cash 301.10M 268.40M 353.10M - 297.00M
Cash and equivalents - - - - -
Total current liabilities - 1396.00M 258.50M - 263.80M
Current deferred revenue - - 23.90M - -
Net debt 1592.40M 1125.20M 857.90M - 730.60M
Short term debt - 8.60M 13.70M - -
Short long term debt - - - - -
Short long term debt total 1893.50M 1393.60M 1211.00M - 1027.60M
Other stockholder equity 13.10M 13.10M 13.10M - -160.60000M
Property plant equipment - - - - 89.80M
Total current assets 1381.60M 3829.00M 6120.90M - 2669.70M
Long term investments 5194.60M 4764.60M 3745.70M - 3411.20M
Net tangible assets - - - - 736.60M
Short term investments 3707.60M 3335.40M 2825.90M - 2372.70M
Net receivables 1080.50M 225.20M - - 1335.80M
Long term debt 1812.20M 1314.00M 1129.80M - 939.10M
Inventory - - - - -
Accounts payable 79.30M 52.40M 199.20M - 1653.20M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income -29.30000M -26.70000M -40.50000M - -
Additional paid in capital - - - - -
Common stock total equity - - - - -
Preferred stock total equity - - - - -
Retained earnings total equity - - - - -
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other 295.80M 7247.20M 2711.20M - -101.40000M
Deferred long term asset charges - - - - -
Non current assets total 7641.20M 12440.40M 6789.90M - 3635.70M
Capital lease obligations 73.60M 79.60M 81.20M - 88.50M
Long term debt total - - - - -
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments - -144.20000M -75.90000M -101.00000M 387.80M
Change to liabilities - - - 198.00M -56.10000M
Total cashflows from investing activities -440.50000M -144.20000M -75.90000M -101.00000M 387.80M
Net borrowings 414.70M 355.80M 473.30M 258.60M 176.30M
Total cash from financing activities -278.10000M -257.90000M -171.80000M -425.00000M -564.80000M
Change to operating activities - - - -241.00000M -164.40000M
Net income 742.60M 662.90M 338.00M 371.80M 996.70M
Change in cash -12.50000M -39.50000M 56.10M -75.70000M 21.00M
Begin period cash flow 313.60M 353.10M 297.00M 372.70M 351.70M
End period cash flow 301.10M 313.60M 353.10M 297.00M 372.70M
Total cash from operating activities 726.70M 369.00M 279.00M 465.10M 244.60M
Issuance of capital stock - - - - -
Depreciation 79.00M 85.50M 58.50M 41.90M 68.30M
Other cashflows from investing activities -366.20000M -82.50000M - - 457.00M
Dividends paid 715.40M 369.80M 307.10M 658.30M 720.90M
Change to inventory - - - - -
Change to account receivables - 182.40M -94.70000M -129.80000M -9.20000M
Sale purchase of stock - - - - -
Other cashflows from financing activities 493.50M -73.80000M -45.80000M 233.30M 156.10M
Change to netincome - - - 223.00M -566.50000M
Capital expenditures 74.30M 144.20M 75.90M 98.60M 69.20M
Change receivables - - - - -
Cash flows other operating - - - - -
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - -
Change in working capital -280.50000M 421.40M 193.60M -172.80000M -229.70000M
Stock based compensation 75.00M 67.80M 63.30M 57.30M 65.20M
Other non cash items 185.60M -868.60000M -194.10000M 166.90M 17.30M
Free cash flow 652.40M 224.80M 203.10M 366.50M 175.40M

Peer Comparison

Sector: Financial Services Industry: Insurance - Property & Casualty

Company Change (GBX) Price (GBX) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
ADM
Admiral Group PLC
54.00 1.68% 3262.00 13.26 13.95 1.92 6.66 2.22
HSX
Hiscox Ltd
1.00 0.06% 1754.00 12.27 11.75 1.26 1.69 1.70
PGH
Personal Group Holdings PLC
-5.0 1.25% 395.00 15.80 14.47 2.35 2.97 1.88

Reports Covered

Stock Research & News

Profile

Admiral Group plc, a financial services company, provides insurance and personal lending products in the United Kingdom, France, Italy, and Spain. It operates through four segments: UK Insurance, European Insurance, Admiral Money, and Other. The company offers underwriting services that include motor, household, pet, travel, and other insurance, as well as car and home insurance; and distributes and underwrites unsecured personal loans, car finance products, and secured homeowner loans. It provides its insurance products and services under the Admiral, Admiral Business, Admiral Money, Admiral Pioneer, Balumba, Bell, Connect by Admiral, ConTe.it Assicurazioni, ConTe.it Prestiti, Diamond, Gladiator, L'olivier " assurance, More Than, Qualitas Auto, and Veygo brand names. The company was formerly known as Admiral Group Limited and changed its name to Admiral Group plc in September 2004. Admiral Group plc was founded in 1993 and is headquartered in Cardiff, the United Kingdom.

Admiral Group PLC

Ty Admiral, Cardiff, United Kingdom, CF10 2EH

Key Executives

Name Title Year Born
Ms. Milena Mondini-de-Focatiis Group CEO & Exec. Director NA
Mr. Geraint Jones CFO & Exec. Director 1977
Marisja Kocznur Head of Investor Relations NA
Mr. Keith Gerald Davies Group Chief Risk & Compliance Officer 1968
Mr. David Graham Stevens CBE Advisor 1962
Mr. Alistair Hargreaves Chief Operating Officer of UK Insurance NA
Ms. Cristina Nestares Chief Exec. Officer of UK Insurance NA
Ms. Elena Betes Novoa Chief Exec. Officer of Comparison Platforms NA
Elisa De Blas Head of Bus. Strategy - Admiral Seguros NA
Mr. Costantino Moretti Chief Exec. Officer of International Insurance NA

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