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Westpac Banking Corporation

Company price
37.03 AUD 0.39 ( 1.06%)
Last update at 2026-11-06T06:11:00Z
VOLUME
9663472
Market Cap
125138.92M
P/E
18.41

Momentum Score

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Westpac Banking Corporation provides banking and other financial services in Australia, New Zealand, the Pacific Islands, Asia, the Americas, and Europe. It operates in Consumer, Business & Wealth, Institutional, and New Zealand segments. The company offers bank accounts, home and personal loans, credit cards, international and travel banking services, insurance, superannuation, investments, share trading, margin lending, private banking, and online banking services; savings and transactions accounts, loans and finance, payment solutions, insurance for businesses, foreign exchange and international money transfer, commercial business and industry banking; bank guarantee, business digital wallet, business setup, and business term deposits; and corporate online banking, transaction banking, corporate and structured finance, and trade and supply chain finance services. It serves individuals and consumers; small to medium businesses and commercial and agribusiness customers; high-net-worth individuals; and corporate and institutional and government customers. The company was formerly known as Bank of New South Wales and changed its name to Westpac Banking Corporation in October 1982. Westpac Banking Corporation was founded in 1817 and is headquartered in Sydney, Australia.

Source: TradingView
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Day Price Range
36.38
Low
37.50
High
52 Week Price Range
32.76
Low
41.59
High

Momentum Score

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A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.

Score - Rating
>= 1 - Low / > 1 but < 2 - Below Average / > 2 but < 3 - Average / > 3 but < 4 - Above Average / > 4 - High
AI Summary

Westpac Banking Corporation is one of Australia's largest banks offering retail, business and institutional banking, wealth and payments across Australia and New Zealand. Long-term growth may be supported by its deposit base, mortgage and business lending franchises, fee-generating wealth and institutional services and digital investments; investors may find its scale and core deposit funding attractive.

Principal risks include regulatory and compliance uncertainty, exposure to the Australian housing market and credit cycles, and intensifying competition from fintechs and other major banks.

Risk Score
Medium

Note: The summary and risk score provided above is created by AI and should not be construed as a recommendation of Kalkine.

Key Metrics*

Previous Close
36.64
Dividend Yield
4.25%
Revenue TTM
21738.00M
Revenue Per Share
6.37
Gross Profit TTM
21738.00M
Debt / Equity
3.52
ROE
9.46%
Net Debt
204263.00M
ROCE
0.89%
Diluted EPS TTM
1.99

Key Financials*

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2026-09-30 2025-09-30 2024-09-30 2023-09-30 2022-09-30
Type yearly yearly yearly yearly yearly
Date 2026-09-30 2025-09-30 2024-09-30 2023-09-30 2022-09-30
Income before tax 9809.00M 10044.00M 10107.00M 10305.00M 8469.00M
Minority interest -16.00M - 0.00M -6.00M -5.00M
Net income 6813.00M 6910.00M 6983.00M 7195.00M 5694.00M
Selling general administrative 6741.00M - 5924.00M 6018.00M 5902.00M
Selling and marketing expenses - - 176.00M 169.00M 158.00M
Gross profit 22019.00M - 21051.00M 21380.00M 20409.00M
Reconciled depreciation 1577.00M - 1522.00M 1237.00M 1581.00M
Ebit 9809.00M - 10107.00M 10299.00M 14554.00M
Ebitda 10377.00M 10310.00M 11629.00M 11536.00M 16135.00M
Depreciation and amortization 568.00M - 1522.00M 1237.00M 1581.00M
Operating income 9809.00M 10310.00M 10192.00M 10299.00M 14554.00M
Other operating expenses 49477.00M - 9460.00M -11081.00M 14485.00M
Interest expense 36403.00M - 35594.00M 25435.00M 6090.00M
Tax provision 2980.00M 3111.00M 3117.00M 3104.00M 2770.00M
Interest income 55985.00M - 54347.00M 43752.00M 23251.00M
Net interest income 19582.00M - 18753.00M 18317.00M 17161.00M
Income tax expense 2980.00M 3111.00M 3117.00M 3104.00M 2770.00M
Total revenue 59286.00M 58417.00M 21051.00M 21380.00M 20409.00M
Total operating expenses 12210.00M - 10944.00M -11081.00M 14485.00M
Cost of revenue 37267.00M - 36130.00M - -
Total other income expense net - -266.00M -85.00M 6.00M -6085.00M
Net income from continuing ops 6829.00M - 6990.00M 7201.00M 5699.00M
Net income applicable to common shares - 6910.00M 6983.00M 7190.00M 5691.00M
Breakdown 2026-09-30 2025-09-30 2024-09-30 2023-09-30 2022-09-30
Type yearly yearly yearly yearly yearly
Date 2026-09-30 2025-09-30 2024-09-30 2023-09-30 2022-09-30
Total assets 1181985.00M 1125356.00M 1078697.00M 1029774.00M 1014198.00M
Intangible assets 2773.00M 3052.00M 3313.00M 3467.00M 2934.00M
Other current assets - - 143906.00M - 7860.00M
Total liab 1110695.00M 1052590.00M 1006645.00M 957235.00M 943689.00M
Total stockholder equity 70989.00M 72766.00M 71705.00M 72495.00M 70452.00M
Other current liab - - 361946.00M -29016.00M -32035.00M
Common stock 37261.00M 37263.00M 37958.00M 39826.00M 39666.00M
Capital stock 37261.00M - - 39826.00M 39666.00M
Retained earnings 36141.00M 36625.00M 32773.00M 31436.00M 29063.00M
Other liab - - - - 11332.00M
Good will 7376.00M 7413.00M 7433.00M 7419.00M 7393.00M
Other assets - - - 740288.00M 723636.00M
Cash 45959.00M - - 102976.00M 105734.00M
Total current liabilities 74528.00M - 423226.00M 29016.00M 32035.00M
Net debt 204263.00M - 229650.00M 86773.00M 70388.00M
Short term debt 74528.00M - 55005.00M 22687.00M 29252.00M
Short long term debt 39610.00M - - 22687.00M 29252.00M
Short long term debt total 250222.00M - 229650.00M 189749.00M 176122.00M
Other stockholder equity -1023.00M -203.00M -758.00M -702.00M -655.00M
Property plant equipment - 2266.00M - 2245.00M 2429.00M
Total current assets 133008.00M - 143906.00M 179493.00M 183288.00M
Long term investments 154048.00M - - 96862.00M 94518.00M
Net tangible assets - - - - 60125.00M
Short term investments 84731.00M - - 73894.00M 75284.00M
Net receivables 2318.00M - - 2623.00M 2270.00M
Long term debt 178279.00M 173297.00M - 157694.00M 144647.00M
Accounts payable 6670.00M - 6275.00M 6329.00M 2783.00M
Noncontrolling interest in consolidated entity 301.00M - - - -
Accumulated other comprehensive income -1390.00M - 1732.00M 1935.00M 2378.00M
Non currrent assets other 15969.00M - 918101.00M -109993.00M -107274.00M
Non current assets total 1048977.00M - 934791.00M 109993.00M 107274.00M
Long term debt total - 173297.00M - 157694.00M 144647.00M
Breakdown 2026-09-30 2025-09-30 2024-09-30 2023-09-30 2022-09-30
Type yearly yearly yearly yearly yearly
Date 2026-09-30 2025-09-30 2024-09-30 2023-09-30 2022-09-30
Investments -3142.00M - -26167.00M 1712.00M 1946.00M
Change to liabilities - - - - 0.00M
Total cashflows from investing activities -69890.00M -68449.00M -80244.00M 1712.00M 2807.00M
Net borrowings 17957.00M - 17098.00M 10259.00M 21166.00M
Total cash from financing activities 58208.00M 39205.00M 45075.00M 30347.00M 48293.00M
Change to operating activities - - - - -26530.00M
Net income 6806.00M 6910.00M 6990.00M 7195.00M 5694.00M
Change in cash -3468.00M -15237.00M -36855.00M -2735.00M 33904.00M
Begin period cash flow 50430.00M 65667.00M 102522.00M 105257.00M 71353.00M
End period cash flow 45959.00M - 65667.00M 102522.00M 105257.00M
Total cash from operating activities 8214.00M 13925.00M -933.00M -35488.00M -18100.00M
Issuance of capital stock - - - - 0.00M
Depreciation 1577.00M - 1522.00M 577.00M 683.00M
Other cashflows from investing activities -53787.00M -48774.00M -35011.00M 3382.00M 2651.00M
Dividends paid 5267.00M 5215.00M 5652.00M 4504.00M 4337.00M
Change to inventory - - - -23185.00M -29154.00M
Change to account receivables -397.00M - -227.00M -730.00M -544.00M
Sale purchase of stock -180.00M -786.00M -1868.00M -79.00M -3585.00M
Other cashflows from financing activities 45309.00M 51446.00M 35081.00M 24671.00M 35049.00M
Change to netincome - - - - 2807.00M
Capital expenditures 297.00M 371.00M 235.00M 238.00M 166.00M
Change in working capital -920.00M 7060.00M -28976.00M -14283.00M 12516.00M
Stock based compensation - - 97.00M 90.00M 88.00M
Other non cash items 2328.00M -45.00M 19686.00M -29732.00M -37508.00M
Free cash flow 7917.00M 13554.00M -1168.00M -35726.00M -18266.00M

Peer Comparison*

Sector: Financial Services Industry: Banks - Diversified

Stock Name
Change
(AUD)
Price
(AUD)
Trailing
PE (x)
Forward
PE (x)
Price Sales
TTM (x)
Price to Book Value (x)
Enterprise Value
to Revenue (x)
WBC
Westpac Banking Corporation
0.39
1.06%
37.03 18.41 17.33 5.76 1.78 13.80
CBA
Commonwealth Bank of Australia
1.22
0.73%
167.51 25.50 24.75 9.47 3.53 13.66
CBAPK
Commonwealth Bank of Australia
0.01
0.01%
104.01 17.28 - - - -
CBAPJ
Commonwealth Bank of Australia
-
-%
100.35 16.67 - - - -
NAB
National Australia Bank Ltd
1.04
2.67%
40.00 19.48 16.13 5.86 2.08 15.74

Profile*

Westpac Banking Corporation

Westpac Banking Corporation provides banking and other financial services in Australia, New Zealand, the Pacific Islands, Asia, the Americas, and Europe. It operates in Consumer, Business & Wealth, Institutional, and New Zealand segments. The company offers bank accounts, home and personal loans, credit cards, international and travel banking services, insurance, superannuation, investments, share trading, margin lending, private banking, and online banking services; savings and transactions accounts, loans and finance, payment solutions, insurance for businesses, foreign exchange and international money transfer, commercial business and industry banking; bank guarantee, business digital wallet, business setup, and business term deposits; and corporate online banking, transaction banking, corporate and structured finance, and trade and supply chain finance services. It serves individuals and consumers; small to medium businesses and commercial and agribusiness customers; high-net-worth individuals; and corporate and institutional and government customers. The company was formerly known as Bank of New South Wales and changed its name to Westpac Banking Corporation in October 1982. Westpac Banking Corporation was founded in 1817 and is headquartered in Sydney, Australia.

Westpac Place, Sydney, NSW, Australia, 2000

61 2 9155 7713

34682

Name Title Year Born
Mr. Peter Francis King BEc, F.C.A., FCA CEO, MD & Director 1970
Mr. Michael Campbell Rowland B.Com., F.C.A. Chief Financial Officer 1961
Mr. Scott Collary B.A. Chief & Group Exec. of Customer Services & Technology 1964
Ms. Christine Joy Parker Group Exec. of HR 1960
Mr. Jason Yetton B.Com., BCom, GDAppFin, TGMP Chief Exec. of Specialist Bus.es 1970
Ms. Carolyn McCann B.A. Group Exec. of Corp. Services 1972
Mr. Chris J. de Bruin B.Sc., M.B.A. Chief Exec. of Consumer & Bus. Banking 1964
Mr. Ryan Armand Zanin C.F.A. Chief Risk Officer 1963
Mr. Anthony Miller B.A., L.L.B. Chief Exec. of Westpac Institutional Bank 1970
Ms. Catherine Anne McGrath B.Com., L.L.B. Chief Exec. Officer of Westpac New Zealand Limited 1971

Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

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