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Resimac Group Ltd

Financial Services AU RMC

0.835AUD
0.005(0.60%)

Last update at 2026-06-24T02:39:00Z

Day Range

0.830.84
LowHigh

52 Week Range

0.701.09
LowHigh

Fundamentals

  • Previous Close 0.83
  • Market Cap334.22M
  • Volume60389
  • P/E Ratio7.04
  • Dividend Yield9.09%
  • Revenue TTM195.86M
  • Revenue Per Share TTM0.49
  • Gross Profit TTM 178.75M
  • Diluted EPS TTM0.12

Source: TradingView
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Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-06-30 2024-06-30 2023-06-30 2022-06-30 2021-06-30
Type yearly yearly yearly yearly yearly
Date 2025-06-30 2024-06-30 2023-06-30 2022-06-30 2021-06-30
Income before tax 48.73M 50.11M 95.39M 143.46M 152.08M
Minority interest - -0.20100M -0.01300M - -0.24900M
Net income 34.58M 34.59M 66.45M 102.15M 107.56M
Selling general administrative 57.95M 52.98M 51.23M 45.27M 37.49M
Selling and marketing expenses 3.01M 2.03M 5.04M 6.48M 4.80M
Gross profit 163.59M 990.29M 192.50M 251.82M 242.33M
Reconciled depreciation 2.98M 2.28M 2.42M 2.46M 3.09M
Ebit 935.44M 888.21M 92.95M 141.00M 148.73M
Ebitda 938.42M 890.49M 95.37M 143.46M 151.83M
Depreciation and amortization 2.98M 2.28M 2.42M 2.46M 3.09M
Non operating income net other - - - - -
Operating income 102.64M 888.21M 92.95M 141.00M 148.73M
Other operating expenses 60.95M 118.04M 117.91M 119.91M 105.87M
Interest expense 887.48M 835.73M 679.62M 252.62M 224.89M
Tax provision 14.14M 15.32M 28.93M 41.31M 44.27M
Interest income 1057.99M 995.32M 902.13M 490.69M 467.64M
Net interest income 170.51M 159.59M 222.51M 238.08M 242.74M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 14.14M 15.32M 28.93M 41.31M 44.27M
Total revenue 163.59M 1006.25M 192.50M 251.82M 242.33M
Total operating expenses 60.95M 74.80M 117.91M 119.91M 105.87M
Cost of revenue 20.25M 15.96M 713.68M 292.63M 259.56M
Total other income expense net -53.90800M -838.09900M 95.39M 143.46M 152.08M
Discontinued operations - - - - -
Net income from continuing ops 34.58M 34.79M 66.46M 102.15M 107.81M
Net income applicable to common shares 34.58M 34.59M 66.45M 102.15M 107.56M
Preferred stock and other adjustments - - - - -
Breakdown 2025-06-30 2024-06-30 2023-06-30 2022-06-30 2021-06-30
Type yearly yearly yearly yearly yearly
Date 2025-06-30 2024-06-30 2023-06-30 2022-06-30 2021-06-30
Total assets 16856.55M 15094.70M 14942.04M 16737.17M 14645.17M
Intangible assets 4.54M - 0.95M 0.07M 0.14M
Earning assets - - - - -
Other current assets -784.18200M -889.24800M 2.60M 15736.60M 13965.31M
Total liab 16491.40M 14678.34M 14526.66M 16359.10M 14324.03M
Total stockholder equity 365.05M 416.05M 415.27M 378.07M 321.14M
Deferred long term liab - - - - -
Other current liab -5486.30900M -4326.42500M -14497.91100M 25.57M -14217.67000M
Common stock 170.52M 174.33M 173.53M 176.48M 181.68M
Capital stock - - 173.53M 176.48M 181.68M
Retained earnings 286.50M 265.82M 322.87M 288.60M 219.13M
Other liab - - 9.96M 14.45M 16.02M
Good will 28.38M - 28.38M 27.43M 27.43M
Other assets 16856.55M 15094.70M 13819.60M 15766.01M 13985.23M
Cash 775.74M 871.00M 1085.42M 932.78M 619.81M
Cash and equivalents - - - - -
Total current liabilities - 4326.43M 14497.91M 16329.61M 14217.67M
Current deferred revenue - - - - -
Net debt 10035.34M 13551.95M 13395.02M 15366.77M 13563.32M
Short term debt 5486.31M 4326.43M 14480.44M 16299.55M 14183.13M
Short long term debt - - 14487.29M 16299.55M 14183.13M
Short long term debt total 10811.07M 14422.95M 14480.44M 16299.55M 14183.13M
Other stockholder equity - -0.41500M -496.40300M -465.07500M -400.80600M
Property plant equipment - - 8.64M 10.89M 12.56M
Total current assets - - 1085.42M 932.78M 619.81M
Long term investments - - 20.59M 23.48M 15.08M
Net tangible assets - - 386.89M 350.57M 293.57M
Short term investments - - 8.00M 0.26M 0.26M
Net receivables 8.45M 18.25M 11.59M 5.66M 4.58M
Long term debt - - 9912.68M 11564.80M 10486.28M
Inventory - - - -15742.26500M -13969.89100M
Accounts payable - - 17.47M 30.06M 34.54M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income -91.97800M -23.68600M -81.13000M -87.00700M -79.66700M
Additional paid in capital - - - - -
Common stock total equity - - - - -
Preferred stock total equity - - - - -
Retained earnings total equity - - - - -
Treasury stock - - - - -1.33600M
Accumulated amortization - - - - -
Non currrent assets other 16809.92M -9.76100M -37.02200M -38.38300M -40.12300M
Deferred long term asset charges - - - - -
Non current assets total 16856.55M 10.04M 37.02M 38.38M 40.12M
Capital lease obligations - - - - -
Long term debt total - - 9920.35M 11574.20M 10497.24M
Breakdown 2025-06-30 2024-06-30 2023-06-30 2022-06-30 2021-06-30
Type yearly yearly yearly yearly yearly
Date 2025-06-30 2024-06-30 2023-06-30 2022-06-30 2021-06-30
Investments -1414.13700M -9.28800M -0.23500M -10.80500M -1.40300M
Change to liabilities - - -5.73700M 3.69M 6.71M
Total cashflows from investing activities -1414.13700M -9.28800M -0.23500M -92.37600M -8.14500M
Net borrowings 1792.87M -88.22800M -1833.60100M 2033.44M 1590.47M
Total cash from financing activities 1749.45M -97.79800M -1864.70300M 1991.31M 1709.48M
Change to operating activities - - 1948.23M -1684.80900M -1573.78400M
Net income 34.58M 34.59M 66.45M 102.15M 107.56M
Change in cash -95.26200M -214.41800M 152.64M 312.97M 253.82M
Begin period cash flow 871.00M 1085.42M 932.78M 619.81M 365.99M
End period cash flow 775.74M 871.00M 1085.42M 932.78M 619.81M
Total cash from operating activities -431.10900M -107.18400M 2017.37M -1585.43400M -1447.46100M
Issuance of capital stock 1.09M 0.70M 0.68M 0.17M 0.17M
Depreciation 13.84M 2.28M 2.40M 2.42M 2.70M
Other cashflows from investing activities 0.27M 7.05M -0.05900M 0.80M -0.00200M
Dividends paid 44.87M 30.10M 32.17M 30.89M 16.17M
Change to inventory - - - - -
Change to account receivables 4.74M -1.98100M -9.30800M -1.11200M -0.35800M
Sale purchase of stock -5.09400M -1.47500M -5.19200M -7.92500M -1.33600M
Other cashflows from financing activities -4.44100M 21.30M 7844.62M 14593.53M 11929.50M
Change to netincome - - 6.92M -7.75100M 3.43M
Capital expenditures 0.18M 0.07M 0.18M 0.53M 0.20M
Change receivables - - - - -
Cash flows other operating - - - - -
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - -
Change in working capital -503.20500M -165.13000M 2688.41M -1340.21800M -1235.55600M
Stock based compensation 0.44M - 0.83M 0.79M 0.79M
Other non cash items 23.24M 57.95M 1947.69M -1690.78700M -1558.50700M
Free cash flow -431.28500M -107.25200M 2017.19M -1585.96700M -1447.66100M

Peer Comparison

Sector: Financial Services Industry: Mortgage Finance

Company Change (AUD) Price (AUD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x) Enterprise Value to EBITDA (x)
RMC
Resimac Group Ltd
0.005 0.60% 0.83 7.04 11.59 1.71 0.82 88.22 37.19
AFG
Australian Finance Group Ltd
-0.035 1.94% 1.76 11.57 17.09 0.36 2.01 34.17
N1H
N1 Holdings Ltd
- -% 0.09 9.00 - 0.39 2.62 24.59

Reports Covered

Stock Research & News

Profile

Resimac Group Limited provides residential mortgage and asset finance lending products in Australia and New Zealand. The company operates through Home Loan Lending business, New Zealand Lending, and Asset Finance Lending segments. It offers prime and specialist lending products; SME/commercial finance products; and home, equipment, secured, novated leasing, and car loans. It also provides mortgage originator and trustee, lender, mortgage manager and broker, consumer and commercial lending, managed investment trust, and LMI captive insurer services. In addition, it acts as a trust manager and servicer; warehouse mortgages; and an issuer of residential mortgage-backed securities. The company offers its products and services through brokers and wholesale channel primarily under the Resimac, Resimac (NZ), Resimac Asset Finance, and homeloans.com.au brand names. The company was formerly known as Homeloans Limited and changed its name to Resimac Group Resimac Group Limited in December 2018. Resimac Group Limited was founded in 1985 and is based in Sydney, Australia.

Resimac Group Ltd

201 Kent Street, Sydney, NSW, Australia, 2000

Key Executives

Name Title Year Born
Mr. Scott McWilliam Chief Exec. Officer NA
Mr. Jason Azzopardi Chief Financial Officer NA
Ms. Danielle S. Corcoran Chief Operating Officer NA
Majid Muhammad Chief Information Officer NA
Andrew Marsden Chief Treasury Officer NA
Mr. Kym Carter Head of HR NA
Mr. Peter Fitzpatrick Company Sec. NA
Mr. Scott McWilliam Chief Executive Officer NA
Mr. Kym Carter Head of Human Resources NA
Mr. Peter Fitzpatrick Company Secretary NA

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