Prosper Funding LLC sold borrower payment dependent notes with listed amounts of $8,500.00, $5,000.00 and $13,042.06, with investor yields ranging from 7.00% to 28.79%. Investors face loan-specific repayment uncertainty, while historical return ranges are presented for each rating and performance is not guaranteed.

Key Highlights

  • Series 14085122 carries a 28.79% investor Yield on a $5,000.00 Loan request.
  • Series 14083733 has a Prosper Rating of AA and a 7.00% investor yield.
  • The $8,500.00 Series 14082479 carries a 21.62% investor yield and a $327.35 monthly payment.

Prosper Funding LLC sold borrower payment dependent notes tied to loan requests of $8,500.00, $5,000.00 and $13,042.06. Each note is linked to the payment performance of its underlying borrower loan.

Three Borrower Note Series

Series 14082479 carries a Prosper Rating of D, a 36-month term and an investor yield of 21.62%. Its borrower rate is 22.62%, with an APR of 30.61%, while the monthly payment is $327.35 and the investor servicing fee is 1.00%.

Series 14085122 carries a Prosper Rating of E and a 60-month term. The $5,000.00 loan request has a borrower rate of 29.79%, an APR of 35.49%, a monthly payment of $161.12 and a 1.00% investor servicing fee.

Yield And Historical Returns

The historical return range associated with Series 14082479 is 1.75% to 10.60%.

Prosper calculates historical returns from investor payment activity after fees and losses, including payments, servicing fees, collection fees, recoveries and principal losses. The calculation is updated monthly and uses loans originated on or after July 1, 2009, that were at least 12 months old on the calculation date.

The historical figures are shown as ranges for individual Prosper Ratings or combinations of ratings. Actual results depend on the prepayment and delinquency patterns of the loan underlying each note, and individual results may vary.

Debt Consolidation Requests

Series 14082479 is associated with a borrower in Tennessee whose stated income is $75,000-99,999, debt-to-income ratio is 14% and bankcard utilization is 29%.

The borrower profile for Series 14085122 shows self-employment, stated income of $50,000-74,999, a debt-to-income ratio of 32% and bankcard utilization of 72%. That borrower is listed in Arkansas.

Credit information and employment or income details were supplied through borrower or credit-report information and were displayed without verification. The two listed debt-consolidation descriptions were also unverified.

Payment-Dependent Investor Risk

Historical performance is not a guarantee of future results, and the actual return on any note is highly uncertain. The return information is not presented as Investment advice or as a guarantee of performance.

Source(s)

  • https://www.sec.gov/Archives/edgar/data/1542574/000154257426000447/sales_20260817-0901.htm