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Highlights

  • Seven brokerages issued a consensus rating of "Moderate Buy" on Lloyds Banking Group.
  • Analyst updates range from neutral to buy, with varied recommendations across firms.
  • Shares reported quarterly EPS above estimates, revenue higher than analyst expectations.

Lloyds Banking Group PLC (NYSE:LYG) has been given a consensus rating of "Moderate Buy" by seven brokerages currently covering the stock, according to MarketBeat. Of the analysts, two rated the stock as hold, four provided a buy recommendation, and one assigned a strong buy.

Recent rating updates include:

  • Citigroup reaffirmed a neutral stance.
  • JPMorgan Chase & Co. upgraded from underweight to neutral on August 1.
  • The Goldman Sachs Group moved its view from neutral to buy on August 5.
  • Morgan Stanley maintained an overweight rating on August 4.
  • Royal Bank of Canada raised its stance from sector perform to outperform on August 4.

Stock Performance and Metrics

As of the latest session, Lloyds Banking Group opened at USD 4.47 per share. Key financial ratios and metrics include:

  • Debt-to-equity ratio: 1.68
  • Quick ratio: 0.53
  • Current ratio: 1.44
  • Market capitalization: USD 66.53 billion
  • Price-to-earnings ratio: 11.16
  • P/E/G ratio: 0.65
  • Beta: 1.05

The stock’s 50-day simple moving average stood at USD 4.42, while the 200-day average was USD 4.11. Over the past 52 weeks, the share price ranged from a low of USD 2.56 to a high of USD 4.63.

Earnings and Revenue

In its most recent quarterly report on July 24, Lloyds Banking Group posted earnings per share of USD 0.14, surpassing consensus estimates of USD 0.10 by USD 0.04. The company achieved a net margin of 17.51% and a return on equity of 9.28%. Quarterly revenue came in at USD 6.13 billion, ahead of analyst expectations of USD 4.86 billion. Full-year EPS is projected at USD 0.27 by analysts.

Dividend Update

Lloyds Banking Group declared a semi-annual dividend of USD 0.0655 per share, paid out on September 19 to investors of record as of August 4. This reflected a dividend payout ratio of 32.50%.

Lloyds Banking Group provides a range of banking and financial services across the United Kingdom and other markets. Its operations are divided into three core segments:

  • Retail: Current accounts, mortgages, loans, credit cards, and motor finance.
  • Commercial Banking: Financial services for businesses and corporations.
  • Insurance, Pensions and Investments: Life insurance, pensions, and wealth management services.