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Highlights

  • Analysts project Q2 2025 EPS of USD 0.10 on revenue of USD 4.86 billion
  • Stock carries a consensus “Hold” rating from major brokerages
  • Trading near 52-week high, valuation metrics remain moderate

Lloyds Banking Group (NYSE: LYG) is under market focus as it approaches the release of its Q2 2025 earnings results, scheduled before market hours on Thursday, July 24th. Wall Street analysts are forecasting earnings per share (EPS) of USD 0.10 for the quarter, with revenue expectations at approximately USD 4.86 billion. This follows a better-than-expected performance in Q1 2025, where the company reported EPS of USD 0.11—beating the consensus by USD 0.03—and posted USD 5.91 billion in revenue, exceeding estimates by over a billion dollars.

Despite the recent beat, the average analyst forecast suggests flat EPS for both the current and next fiscal years, indicating cautious sentiment regarding growth momentum. Lloyds’ recent quarterly results showed a net margin of 14.39% and return on equity of 8.62%, figures that reflect profitability but remain modest compared to peers in a rising rate environment.

Valuation-wise, Lloyds is trading with a price-to-earnings (P/E) ratio of 11.84 and a price/earnings-to-growth (PEG) ratio of 0.86, suggesting the stock is reasonably valued relative to its earnings growth outlook. As of July 18, 2025, the stock is priced at USD 4.15—just below its 52-week high of USD 4.30—while its 200-day moving average stands at USD 3.66. With a beta of 0.99, the stock reflects average market volatility. However, liquidity remains on the lower side, as shown by a current and quick ratio of 0.53 each, and a relatively high debt-to-equity ratio of 1.62.

In terms of analyst sentiment, data compiled by MarketBeat shows a consensus rating of “Hold.” Seven analysts recommend holding the stock, two suggest a buy, and one rates it as a strong buy. Notably, HSBC upgraded Lloyds from “hold” to “buy” in April, and Wall Street Zen revised its stance from “sell” to “hold” in May.