Wintrust Financial Corporation filed its Form 10-Q for the quarterly period ended September 30, 2026, with the SEC on November 4, 2026, reporting third-quarter net income of $239,054 thousand and total assets of $75,971,620 thousand.

Key Highlights

  • Net income: $239,054 thousand for the three months ended September 30, 2026, compared with $216,254 thousand for the same period in 2025, according to the filing.
  • Total assets: $75,971,620 thousand as of September 30, 2026, up from $71,142,046 thousand at December 31, 2025.
  • Net interest income: $621,604 thousand for Q3 2026, compared with $567,010 thousand for Q3 2025.
  • Total deposits: $62,435,216 thousand at September 30, 2026, versus $57,717,191 thousand at December 31, 2025.
  • Loans, net of unearned income: $56,804,571 thousand at September 30, 2026, up from $53,105,101 thousand at December 31, 2025.
  • Shares outstanding: 67,484,328 shares of common stock as of October 30, 2026, per the filing cover page.
  • Nine-month net income: $700,135 thousand for the nine months ended September 30, 2026, compared with $600,820 thousand for the same period in 2025.

Wintrust Financial's Third-Quarter 2026 Financial Results and Balance Sheet Position

According to the filing, Wintrust Financial Corporation (NASDAQ:WTFC) reported net interest income of $621,604 thousand for the three months ended September 30, 2026, rising from $567,010 thousand in the year-earlier quarter. Total interest income reached $1,002,861 thousand for Q3 2026, while total interest expense fell to $381,257 thousand from $396,824 thousand in Q3 2025. The provision for credit losses was $25,879 thousand for the quarter, compared with $21,768 thousand a year earlier.

Non-interest income totaled $136,273 thousand for the three months ended September 30, 2026, against $130,827 thousand in Q3 2025. The filing shows wealth management contributed $40,967 thousand and mortgage banking contributed $25,532 thousand to that total. Non-interest expense for the quarter was $405,665 thousand, up from $380,028 thousand in the prior-year quarter, with salaries and employee benefits comprising the largest component at $230,552 thousand. Income tax expense was $87,279 thousand, leaving net income applicable to common shares at $230,687 thousand for Q3 2026.

On the balance sheet, the company reported total shareholders' equity of $7,289,546 thousand at September 30, 2026. Accumulated other comprehensive loss stood at $(863,776) thousand, compared with $(295,754) thousand at December 31, 2025. The allowance for loan losses was $401,729 thousand. Available-for-sale securities grew to $7,569,498 thousand from $6,236,263 thousand at year-end 2025. The filing notes goodwill of $804,661 thousand and other acquisition-related intangible assets of $110,033 thousand as of September 30, 2026.

What Was Disclosed

Wintrust Financial filed its unaudited quarterly report covering the period ended September 30, 2026. The filing includes consolidated statements of condition and income showing asset growth, higher net interest income, and increased net income relative to the comparable 2025 periods.