The Western Union Company filed a Form 8-K on November 3, 2026, disclosing that the Hart-Scott-Rodino Act waiting period for its planned merger with International Money Express, Inc. expired at 11:59 p.m. Eastern Time on November 2, 2026.

Key Highlights

  • HSR waiting period expired: The applicable waiting period under the Hart-Scott-Rodino Antitrust Improvements Act of 1976 expired at 11:59 p.m. Eastern Time on November 2, 2026.
  • Merger Agreement date: According to the filing, Western Union entered into the Agreement and Plan of Merger with International Money Express, Inc. ("IMXI") on August 10, 2025.
  • Merger structure: The filing states that Ivey Merger Sub, Inc., a wholly owned subsidiary of Western Union, will merge with and into IMXI, with IMXI surviving as a wholly owned subsidiary of Western Union.
  • Re-filed HSR notifications: The filing discloses that on October 2, 2026, both Western Union and IMXI filed new Premerger Notification and Report Forms with the FTC and the Antitrust Division of the U.S. Department of Justice due to the passage of time.
  • Remaining condition: The filing notes the merger remains subject to the reinstatement of the suspended approval of the California Department of Financial Protection and Innovation, as well as the satisfaction or waiver of other closing conditions in the Merger Agreement.

Western Union and IMXI Merger Clears Key Federal Antitrust Milestone

Western Union (NYSE:WU) reported in its November 3, 2026 Form 8-K that a significant regulatory condition for its pending acquisition of International Money Express, Inc. has been met. The Hart-Scott-Rodino Act waiting period, which requires parties to large transactions to notify federal antitrust regulators and allow for review before closing, expired at 11:59 p.m. Eastern Time on November 2, 2026, according to the filing.

The filing explains that the Merger Agreement, originally announced on August 10, 2025, calls for Ivey Merger Sub, Inc., a Delaware corporation and wholly owned subsidiary of Western Union, to merge with and into IMXI, a Delaware corporation. Upon completion, IMXI would continue as the surviving corporation and become a wholly owned subsidiary of Western Union. The filing notes that because sufficient time had passed since the original HSR filings, both Western Union and IMXI submitted new Premerger Notification and Report Forms to the Federal Trade Commission and the Antitrust Division of the U.S. Department of Justice on October 2, 2026.

Despite the HSR clearance, the filing states that the merger is not yet complete. It remains conditioned on "the reinstatement of the suspended approval of the California Department of Financial Protection and Innovation, and the satisfaction or waiver of the other closing conditions set forth in the Merger Agreement." The filing was signed by Lisa A. Atkins, Corporate Secretary of The Western Union Company, and dated November 3, 2026.

What Was Disclosed

Western Union disclosed via Form 8-K that the HSR Act waiting period for its planned acquisition of IMXI expired on November 2, 2026, clearing a key federal antitrust condition, while noting the merger still requires California regulatory approval and satisfaction of other closing conditions.