Uwharrie Capital Corp filed a Form 8-K on October 28, 2026, disclosing financial results for the nine-month and three-month periods ended September 30, 2026, including consolidated total assets of $1.23 billion and year-over-year improvement in nine-month net income.

Key Highlights

  • Total assets: Consolidated total assets reached $1.23 billion at September 30, 2026, up from $1.20 billion at December 31, 2025, according to the filing.
  • Nine-month net income: Net income for the nine months ended September 30, 2026, was $10.0 million, compared to $8.3 million for the same period in 2025.
  • Nine-month EPS: Net income available to common shareholders was $9.6 million, or $1.31 per share, for the nine months ended September 30, 2026, versus $7.8 million, or $1.05 per share, a year earlier.
  • Third-quarter net income: Net income for the three months ended September 30, 2026, was $2.9 million, equal to the same quarter in 2025.
  • Third-quarter EPS: Net income available to common shareholders for Q3 2026 was $2.7 million, or $0.37 per share, matching Q3 2025.
  • Preferred dividends: The per-share figures for common shareholders reflect the deduction of dividends on preferred stock issued by the company, as noted in the filing.

Uwharrie Capital Reports Nine-Month and Quarterly Results for Period Ended September 30, 2026

Uwharrie Capital Corp, headquartered at 132 North First Street, Albemarle, North Carolina, disclosed its results of operations and financial condition under Item 2.02 of the Form 8-K filed October 28, 2026. The company reported that consolidated total assets stood at $1.23 billion at September 30, 2026, an increase from $1.20 billion at December 31, 2025, according to the filing.

For the nine-month period ended September 30, 2026, the company reported consolidated net income of $10.0 million, compared to $8.3 million for the corresponding period in 2025. After accounting for preferred stock dividend payments, net income available to common shareholders was $9.6 million, or $1.31 per share, for the nine months ended September 30, 2026. The comparable figures for the nine months ended September 30, 2025, were $7.8 million, or $1.05 per share, as disclosed in the filing.

For the three-month period ended September 30, 2026, net income was $2.9 million, the same as the three months ended September 30, 2025. Net income available to common shareholders for both quarterly periods was $2.7 million, or $0.37 per share, the filing stated. The company noted that this current report may contain forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, and that such statements "are based upon the current belief and expectations of the Registrant's management and are subject to significant risks and uncertainties." A press release dated October 28, 2026, was attached as Exhibit 99.1. The filing was signed by Heather H. Almond, Principal Financial Officer. The company's securities are not listed on any national exchange under Section 12(b) of the Act, as reflected in the filing's registered-securities table.

What Was Disclosed

Uwharrie Capital Corp filed an 8-K on October 28, 2026, reporting nine-month net income of $10.0 million and Q3 net income of $2.9 million for the period ended September 30, 2026, along with total assets of $1.23 billion.